- $545/mo est.$2,500 down
- Exterior color: Opal White PearlOpal White Pearl
- Interior color: Titan Black leatherTitan Black leather
- 24 City / 32 Hwy MPG
- Romeo Volkswagen of Kingston (49 mi away)
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Estimate Lease Details
$545/month for 36 months
$2,500 Down payment
$3,045 Due at signing
$3,045 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $22,132 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Kingston, NY / 49 miles away from Albany, NY
Delivers 33 Highway MPG and 24 City MPG! This Volkswagen Golf GTI delivers a Intercooled Turbo Regular Unleaded I-4 2.0 L/121 engine powering this Aut...
Features and Specs:
27 Combined MPG (24 City/32 Highway)
Listing Information:
VIN: WVW3A7CD6SW244009
Stock: 25442
Listed since: 07-05-2025 - $545/mo est.$2,500 down
- Exterior color: Opal White PearlOpal White Pearl
- Interior color: Titan Black leatherTitan Black leather
- 24 City / 32 Hwy MPG
- Romeo Volkswagen of Kingston (49 mi away)
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Estimate Lease Details
$545/month for 36 months
$2,500 Down payment
$3,045 Due at signing
$3,045 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $22,132 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Kingston, NY / 49 miles away from Albany, NY
Scores 33 Highway MPG and 24 City MPG! This Volkswagen Golf GTI boasts a Intercooled Turbo Regular Unleaded I-4 2.0 L/121 engine powering this Automat...
Features and Specs:
27 Combined MPG (24 City/32 Highway)
Listing Information:
VIN: WVW3A7CD9SW251665
Stock: 25496
Listed since: 07-25-2025 - $548/mo est.$2,500 down
- Exterior color: Kings Red MetallicKings Red Metallic
- Interior color: Titan Black leatherTitan Black leather
- 24 City / 32 Hwy MPG
- Romeo Volkswagen of Kingston (49 mi away)
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Estimate Lease Details
$548/month for 36 months
$2,500 Down payment
$3,048 Due at signing
$3,048 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $22,216 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Kingston, NY / 49 miles away from Albany, NY
Delivers 33 Highway MPG and 24 City MPG! This Volkswagen Golf GTI boasts a Intercooled Turbo Regular Unleaded I-4 2.0 L/121 engine powering this Autom...
Features and Specs:
27 Combined MPG (24 City/32 Highway)
Listing Information:
VIN: WVW3A7CD5SW217562
Stock: 25348
Listed since: 05-09-2025 - $546/mo est.$2,500 down
- Exterior color: Mythos Black MetallicMythos Black Metallic
- Interior color: Titan Black leatherTitan Black leather
- 24 City / 32 Hwy MPG
- Romeo Volkswagen of Kingston (49 mi away)
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Estimate Lease Details
$546/month for 36 months
$2,500 Down payment
$3,046 Due at signing
$3,046 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $22,157 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Kingston, NY / 49 miles away from Albany, NY
Delivers 33 Highway MPG and 24 City MPG! This Volkswagen Golf GTI boasts a Intercooled Turbo Regular Unleaded I-4 2.0 L/121 engine powering this Autom...
Features and Specs:
27 Combined MPG (24 City/32 Highway)
Listing Information:
VIN: WVW3A7CDXSW250203
Stock: 25498
Listed since: 08-01-2025 - $544/mo est.$2,500 down
- Exterior color: Moonstone GrayMoonstone Gray
- Interior color: Titan Black leatherTitan Black leather
- 24 City / 32 Hwy MPG
- Lia Volkswagen of Enfield (75 mi away)(7)
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Estimate Lease Details
$544/month for 36 months
$2,500 Down payment
$3,044 Due at signing
$3,044 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $22,097 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Enfield, CT / 75 miles away from Albany, NY
Moonstone Gray 2025 Volkswagen Golf GTI 2.0T SE FWD 7-Speed DSG Automatic with Tiptronic 2.0L TSI DOHC Actively Ventilated Front Seats, Navigation Sys...
Features and Specs:
27 Combined MPG (24 City/32 Highway)
Listing Information:
VIN: WVW3A7CD6SW250120
Stock: SW250120
Listed since: 07-28-2025 - $550/mo est.$2,500 down
- Exterior color: Slate Blue MetallicSlate Blue Metallic
- Interior color: Titan Black leatherTitan Black leather
- 24 City / 32 Hwy MPG
- Lia Volkswagen of Enfield (75 mi away)(7)
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Estimate Lease Details
$550/month for 36 months
$2,500 Down payment
$3,050 Due at signing
$3,050 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $22,300 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Enfield, CT / 75 miles away from Albany, NY
Slate Blue Metallic 2025 Volkswagen Golf GTI 2.0T SE FWD 7-Speed DSG Automatic with Tiptronic 2.0L TSI DOHC Actively Ventilated Front Seats, Navigatio...
Features and Specs:
27 Combined MPG (24 City/32 Highway)
Listing Information:
VIN: WVW3A7CD5SW240436
Stock: SW240436
Listed since: 07-02-2025 - $526/mo est.$2,500 down
- Exterior color: Opal White PearlOpal White Pearl
- Interior color: BlackBlack
- 24 City / 32 Hwy MPG
- Lia Volkswagen of Enfield (75 mi away)(7)
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Estimate Lease Details
$526/month for 36 months
$2,500 Down payment
$3,026 Due at signing
$3,026 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,431 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Enfield, CT / 75 miles away from Albany, NY
Opal White Pearl 2025 Volkswagen Golf GTI 2.0T SE FWD 7-Speed DSG Automatic with Tiptronic 2.0L TSI DOHCIsn't it time to treat yourself to this Volksw...
Features and Specs:
27 Combined MPG (24 City/32 Highway)
Listing Information:
VIN: WVWSA7CD9SW230357
Stock: SW230357
Listed since: 07-02-2025 - $543/mo est.$2,500 down
- Exterior color: Opal White PearlOpal White Pearl
- Interior color: Titan Black leatherTitan Black leather
- 24 City / 32 Hwy MPG
- Valenti Volkswagen (81 mi away)
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Estimate Lease Details
$543/month for 36 months
$2,500 Down payment
$3,043 Due at signing
$3,043 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $22,047 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Watertown, CT / 81 miles away from Albany, NY
Features and Specs:
27 Combined MPG (24 City/32 Highway)
Listing Information:
VIN: WVW3A7CD0SW216027
Stock: 24770
Listed since: 06-18-2025 - $451/mo est.$2,500 down
- Exterior color: Alpine Silver MetallicAlpine Silver Metallic
- Interior color: Titan Black and Scalepaper Plaid clothTitan Black and Scalepaper Plaid cloth
- 24 City / 32 Hwy MPG
- Valenti Volkswagen (81 mi away)
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Estimate Lease Details
$451/month for 36 months
$2,500 Down payment
$2,951 Due at signing
$2,951 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $18,726 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Watertown, CT / 81 miles away from Albany, NY
Features and Specs:
27 Combined MPG (24 City/32 Highway)
Listing Information:
VIN: WVWLA7CD9SW247292
Stock: 24858
Listed since: 07-28-2025 - $580/mo est.$2,500 down
- Exterior color: Opal White PearlOpal White Pearl
- Interior color: Titan Black leatherTitan Black leather
- 24 City / 32 Hwy MPG
- Valenti Volkswagen (81 mi away)
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Estimate Lease Details
$580/month for 36 months
$2,500 Down payment
$3,080 Due at signing
$3,080 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $23,363 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Watertown, CT / 81 miles away from Albany, NY
Features and Specs:
27 Combined MPG (24 City/32 Highway)
Listing Information:
VIN: WVWVA7CD4SW236242
Stock: 24801
Listed since: 07-02-2025 - $524/mo est.$2,500 down
- Exterior color: Mythos Black MetallicMythos Black Metallic
- Interior color: Soul Black w/Tornado Red leatherette/sueded microfiberSoul Black w/Tornado Red leatherette/sueded microfiber
- 24 City / 32 Hwy MPG
- Valenti Volkswagen (81 mi away)
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Estimate Lease Details
$524/month for 36 months
$2,500 Down payment
$3,024 Due at signing
$3,024 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,360 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Watertown, CT / 81 miles away from Albany, NY
Features and Specs:
27 Combined MPG (24 City/32 Highway)
Listing Information:
VIN: WVWSA7CD4SW235272
Stock: 24800
Listed since: 07-01-2025 - $544/mo est.$2,500 down
- Exterior color: Moonstone GrayMoonstone Gray
- Interior color: Titan Black leatherTitan Black leather
- 24 City / 32 Hwy MPG
- Valenti Volkswagen (81 mi away)
Close
Estimate Lease Details
$544/month for 36 months
$2,500 Down payment
$3,044 Due at signing
$3,044 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $22,097 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Watertown, CT / 81 miles away from Albany, NY
Features and Specs:
27 Combined MPG (24 City/32 Highway)
Listing Information:
VIN: WVW3A7CD5SW230750
Stock: S24882
Listed since: 08-05-2025 - $581/mo est.$2,500 down
- Exterior color: Moonstone GrayMoonstone Gray
- Interior color: Titan Black leatherTitan Black leather
- 24 City / 32 Hwy MPG
- Volkswagen of Hartford (82 mi away)
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Estimate Lease Details
$581/month for 36 months
$2,500 Down payment
$3,081 Due at signing
$3,081 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $23,416 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Hartford, CT / 82 miles away from Albany, NY
Moonstone 2025 Volkswagen Golf GTI Autobahn FWD 7-Speed DSG Automatic with Tiptronic 2.0L TSI DOHC24/33 City/Highway MPG
Features and Specs:
27 Combined MPG (24 City/32 Highway)
Listing Information:
VIN: WVWVA7CDXSW243695
Stock: V25082
Listed since: 06-15-2025 - $581/mo est.$2,500 down
- Exterior color: Moonstone GrayMoonstone Gray
- Interior color: Titan Black leatherTitan Black leather
- 24 City / 32 Hwy MPG
- Volkswagen of Hartford (82 mi away)
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Estimate Lease Details
$581/month for 36 months
$2,500 Down payment
$3,081 Due at signing
$3,081 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $23,416 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Hartford, CT / 82 miles away from Albany, NY
Moonstone 2025 Volkswagen Golf GTI Autobahn FWD 7-Speed DSG Automatic with Tiptronic 2.0L TSI DOHC24/33 City/Highway MPG
Features and Specs:
27 Combined MPG (24 City/32 Highway)
Listing Information:
VIN: WVWVA7CDXSW251036
Stock: V25087
Listed since: 07-07-2025 - $580/mo est.$2,500 down
- Exterior color: Mythos Black MetallicMythos Black Metallic
- Interior color: Titan Black leatherTitan Black leather
- 24 City / 32 Hwy MPG
- Volkswagen of Hartford (82 mi away)
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Estimate Lease Details
$580/month for 36 months
$2,500 Down payment
$3,080 Due at signing
$3,080 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $23,389 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Hartford, CT / 82 miles away from Albany, NY
Black 2025 Volkswagen Golf GTI Autobahn FWD 7-Speed DSG Automatic with Tiptronic 2.0L TSI DOHC24/33 City/Highway MPG
Features and Specs:
27 Combined MPG (24 City/32 Highway)
Listing Information:
VIN: WVWVA7CD4SW220462
Stock: V25075
Listed since: 06-04-2025 - $540/mo est.$2,500 down
- Exterior color: Opal White PearlOpal White Pearl
- Interior color: Titan Black leatherTitan Black leather
- 24 City / 32 Hwy MPG
- Volkswagen of Hartford (82 mi away)
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Estimate Lease Details
$540/month for 36 months
$2,500 Down payment
$3,040 Due at signing
$3,040 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,943 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Hartford, CT / 82 miles away from Albany, NY
Opal White 2025 Volkswagen Golf GTI 2.0T SE FWD 7-Speed DSG Automatic with Tiptronic 2.0L TSI DOHC24/33 City/Highway MPG
Features and Specs:
27 Combined MPG (24 City/32 Highway)
Listing Information:
VIN: WVW3A7CD3SW248504
Stock: V25086
Listed since: 07-07-2025 - $453/mo est.$2,500 down
- Exterior color: Mythos Black MetallicMythos Black Metallic
- Interior color: Titan Black and Scalepaper Plaid clothTitan Black and Scalepaper Plaid cloth
- 24 City / 32 Hwy MPG
- Danbury Volkswagen (89 mi away)
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Estimate Lease Details
$453/month for 36 months
$2,500 Down payment
$2,953 Due at signing
$2,953 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $18,802 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Danbury, CT / 89 miles away from Albany, NY
Mythos Black Metallic 2025 Volkswagen Golf GTI 2.0T S FWD 7-Speed DSG Automatic with Tiptronic 2.0L TSI DOHC24/33 City/Highway MPG
Features and Specs:
27 Combined MPG (24 City/32 Highway)
Listing Information:
VIN: WVWLA7CD1SW226775
Stock: V25261
Listed since: 06-30-2025 - $583/mo est.$2,500 down
- Exterior color: Mythos Black MetallicMythos Black Metallic
- Interior color: Titan Black leatherTitan Black leather
- 24 City / 32 Hwy MPG
- Danbury Volkswagen (89 mi away)
Close
Estimate Lease Details
$583/month for 36 months
$2,500 Down payment
$3,083 Due at signing
$3,083 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $23,480 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Danbury, CT / 89 miles away from Albany, NY
Mythos Black Metallic 2025 Volkswagen Golf GTI Autobahn FWD 7-Speed DSG Automatic with Tiptronic 2.0L TSI DOHC24/33 City/Highway MPG
Features and Specs:
27 Combined MPG (24 City/32 Highway)
Listing Information:
VIN: WVWVA7CD5SW217411
Stock: V25168
Listed since: 05-08-2025 - $543/mo est.$2,500 down
- Exterior color: Opal White PearlOpal White Pearl
- Interior color: Titan Black leatherTitan Black leather
- 24 City / 32 Hwy MPG
- Harte Volkswagen Of Meriden (92 mi away)
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Estimate Lease Details
$543/month for 36 months
$2,500 Down payment
$3,043 Due at signing
$3,043 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $22,047 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Meriden, CT / 92 miles away from Albany, NY
Features and Specs:
27 Combined MPG (24 City/32 Highway)
Listing Information:
VIN: WVW3A7CD9SW226362
Stock: 3592
Listed since: 07-18-2025 - $524/mo est.$2,500 down
- Exterior color: Mythos Black MetallicMythos Black Metallic
- Interior color: Soul Black w/Tornado Red leatherette/sueded microfiberSoul Black w/Tornado Red leatherette/sueded microfiber
- 24 City / 32 Hwy MPG
- Harte Volkswagen Of Meriden (92 mi away)
Close
Estimate Lease Details
$524/month for 36 months
$2,500 Down payment
$3,024 Due at signing
$3,024 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,360 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Meriden, CT / 92 miles away from Albany, NY
Features and Specs:
27 Combined MPG (24 City/32 Highway)
Listing Information:
VIN: WVWSA7CD7SW213105
Stock: 3570
Listed since: 06-20-2025 - Exterior color: Opal White PearlOpal White Pearl
- Interior color: Titan Black leatherTitan Black leather
- 24 City / 33 Hwy MPG
- Volkswagen of Hartford (82 mi away)
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Located in Hartford, CT / 82 miles away from Albany, NY
Opal White 2024 Volkswagen Golf GTI Autobahn FWD 7-Speed DSG Automatic with Tiptronic 2.0L TSI DOHC24/33 City/Highway MPG
Features and Specs:
27 Combined MPG (24 City/33 Highway)
Listing Information:
VIN: WVWVA7CD4RW209097
Stock: V24168
Listed since: 05-12-2024
Consumer Reviews for the Volkswagen Golf GTI
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More about the Volkswagen Golf GTI
How much does it cost to lease a Volkswagen Golf GTI in Albany, NY?
- A Volkswagen Golf GTI lease in Albany, NY starts at about $450 and runs up to $582. Keep in mind that these are estimates and the prices can vary based on a number of factors such as trim level, options, down payment, and length of the lease.
How much does it cost to lease a Volkswagen Golf GTI 2025 in Albany, NY?
- It costs between $450 and $582 to lease a Volkswagen Golf GTI 2025 in Albany, NY. Note that these are estimates, and the pricing can change based on the vehicle's trim level, installed options, and aspects of the lease such as the down payment, money factor and the lease term.