- $319/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Black leatherette/clothBlack leatherette/cloth
- 5 Seats, 27 City / 31 Hwy MPG
- Raymond Kia (51 mi away)(26)
Close
Estimate Lease Details
$319/month for 36 months
$2,500 Down payment
$2,819 Due at signing
$2,819 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $13,993 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Antioch, IL / 51 miles away from Rockford, IL
With the Raymond Price Promise, the price you see is the price you pay. You'll never be hit with hidden fees or gimmicks... ever. Automatic temperatur...
Features and Specs:
29 Combined MPG (27 City/31 Highway)
Listing Information:
VIN: KNDEUCAAXS7682169
Stock: K47260
Listed since: 01-07-2025 - $327/mo est.$2,500 down
- Exterior color: Fusion BlackFusion Black
- Interior color: Black leatherette/clothBlack leatherette/cloth
- 5 Seats
- Raymond Kia (51 mi away)(26)
Close
Estimate Lease Details
$327/month for 36 months
$2,500 Down payment
$2,827 Due at signing
$2,827 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,269 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Antioch, IL / 51 miles away from Rockford, IL
With the Raymond Price Promise, the price you see is the price you pay. You'll never be hit with hidden fees or gimmicks... ever. 2026 Kia Seltos S AW...
Features and Specs:
Listing Information:
VIN: KNDEUCAAXT7851818
Stock: K48023
Listed since: 07-29-2025 - $320/mo est.$2,500 down
- Exterior color: Fusion BlackFusion Black
- Interior color: Black leatherette/clothBlack leatherette/cloth
- 5 Seats, 27 City / 31 Hwy MPG
- Raymond Kia (51 mi away)(26)
Close
Estimate Lease Details
$320/month for 36 months
$2,500 Down payment
$2,820 Due at signing
$2,820 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,014 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Antioch, IL / 51 miles away from Rockford, IL
With the Raymond Price Promise, the price you see is the price you pay. You'll never be hit with hidden fees or gimmicks... ever. Navigation System. 2...
Features and Specs:
29 Combined MPG (27 City/31 Highway)
Listing Information:
VIN: KNDEUCAA7S7823098
Stock: K47809
Listed since: 06-09-2025 - $338/mo est.$2,500 down
- Exterior color: Steel GraySteel Gray
- Interior color: Black leatheretteBlack leatherette
- 5 Seats, 27 City / 31 Hwy MPG
- Raymond Kia (51 mi away)(26)
Close
Estimate Lease Details
$338/month for 36 months
$2,500 Down payment
$2,838 Due at signing
$2,838 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,663 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Antioch, IL / 51 miles away from Rockford, IL
With the Raymond Price Promise, the price you see is the price you pay. You'll never be hit with hidden fees or gimmicks... ever. No Sunroof on this M...
Features and Specs:
29 Combined MPG (27 City/31 Highway)
Listing Information:
VIN: KNDERCAA6S7673180
Stock: K46585
Listed since: 08-14-2024 - $322/mo est.$2,500 down
- Exterior color: Gravity GrayGravity Gray
- Interior color: Black leatherette/clothBlack leatherette/cloth
- 5 Seats
- Raymond Kia (51 mi away)(26)
Close
Estimate Lease Details
$322/month for 36 months
$2,500 Down payment
$2,822 Due at signing
$2,822 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,090 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Antioch, IL / 51 miles away from Rockford, IL
With the Raymond Price Promise, the price you see is the price you pay. You'll never be hit with hidden fees or gimmicks... ever. 2026 Kia Seltos S AW...
Features and Specs:
Listing Information:
VIN: KNDEUCAAXT7831553
Stock: K47915
Listed since: 07-07-2025 - $363/mo est.$2,500 down
- Exterior color: Fusion BlackFusion Black
- Interior color: Black leatheretteBlack leatherette
- 5 Seats
- Raymond Kia (51 mi away)(26)
Close
Estimate Lease Details
$363/month for 36 months
$2,500 Down payment
$2,863 Due at signing
$2,863 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $15,563 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Antioch, IL / 51 miles away from Rockford, IL
With the Raymond Price Promise, the price you see is the price you pay. You'll never be hit with hidden fees or gimmicks... ever. 2026 Kia Seltos EX A...
Features and Specs:
Listing Information:
VIN: KNDERCAA3T7836935
Stock: K47936
Listed since: 07-14-2025 - $366/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Black leatherette/clothBlack leatherette/cloth
- 5 Seats, 24 City / 27 Hwy MPG
- Raymond Kia (51 mi away)(26)
Close
Estimate Lease Details
$366/month for 36 months
$2,500 Down payment
$2,866 Due at signing
$2,866 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $15,672 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Antioch, IL / 51 miles away from Rockford, IL
With the Raymond Price Promise, the price you see is the price you pay. You'll never be hit with hidden fees or gimmicks... ever. AM/FM radio: SiriusX...
Features and Specs:
25 Combined MPG (24 City/27 Highway)
Listing Information:
VIN: KNDEUCA73S7796096
Stock: K47608
Listed since: 04-21-2025 - $332/mo est.$2,500 down
- Exterior color: Gravity GrayGravity Gray
- Interior color: Black leatherette/clothBlack leatherette/cloth
- 5 Seats, 27 City / 31 Hwy MPG
- Raymond Kia (51 mi away)(26)
Close
Estimate Lease Details
$332/month for 36 months
$2,500 Down payment
$2,832 Due at signing
$2,832 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,443 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Antioch, IL / 51 miles away from Rockford, IL
With the Raymond Price Promise, the price you see is the price you pay. You'll never be hit with hidden fees or gimmicks... ever. Navigation System, R...
Features and Specs:
29 Combined MPG (27 City/31 Highway)
Listing Information:
VIN: KNDEUCAA8S7779998
Stock: K47335
Listed since: 02-21-2025 - $329/mo est.$2,500 down
- Exterior color: Clear White w/Fusion Black RoofClear White w/Fusion Black Roof
- Interior color: Black leatherette/clothBlack leatherette/cloth
- 5 Seats
- Raymond Kia (51 mi away)(26)
Close
Estimate Lease Details
$329/month for 36 months
$2,500 Down payment
$2,829 Due at signing
$2,829 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,339 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Antioch, IL / 51 miles away from Rockford, IL
With the Raymond Price Promise, the price you see is the price you pay. You'll never be hit with hidden fees or gimmicks... ever. 2026 Kia Seltos S AW...
Features and Specs:
Listing Information:
VIN: KNDEUCAAXT7839894
Stock: K47984
Listed since: 07-22-2025 - $316/mo est.$2,500 down
- Exterior color: Neptune BlueNeptune Blue
- Interior color: Black leatherette/clothBlack leatherette/cloth
- 5 Seats, 27 City / 31 Hwy MPG
- Raymond Kia (51 mi away)(26)
Close
Estimate Lease Details
$316/month for 36 months
$2,500 Down payment
$2,816 Due at signing
$2,816 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $13,860 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Antioch, IL / 51 miles away from Rockford, IL
With the Raymond Price Promise, the price you see is the price you pay. You'll never be hit with hidden fees or gimmicks... ever. Automatic temperatur...
Features and Specs:
29 Combined MPG (27 City/31 Highway)
Listing Information:
VIN: KNDEUCAA7S7816457
Stock: K47748
Listed since: 05-21-2025 - $312/mo est.$2,500 down
- Exterior color: Fusion BlackFusion Black
- Interior color: Black clothBlack cloth
- 5 Seats
- Raymond Kia (51 mi away)(26)
Close
Estimate Lease Details
$312/month for 36 months
$2,500 Down payment
$2,812 Due at signing
$2,812 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $13,738 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Antioch, IL / 51 miles away from Rockford, IL
With the Raymond Price Promise, the price you see is the price you pay. You'll never be hit with hidden fees or gimmicks... ever. 2026 Kia Seltos LX P...
Features and Specs:
Listing Information:
VIN: KNDEPCAA2T7846409
Stock: K48024
Listed since: 07-29-2025 - $326/mo est.$2,500 down
- Exterior color: Mars OrangeMars Orange
- Interior color: Black leatherette/clothBlack leatherette/cloth
- 5 Seats
- Raymond Kia (51 mi away)(26)
Close
Estimate Lease Details
$326/month for 36 months
$2,500 Down payment
$2,826 Due at signing
$2,826 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,238 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Antioch, IL / 51 miles away from Rockford, IL
With the Raymond Price Promise, the price you see is the price you pay. You'll never be hit with hidden fees or gimmicks... ever. 2026 Kia Seltos S AW...
Features and Specs:
Listing Information:
VIN: KNDEUCAA9T7842642
Stock: K47983
Listed since: 07-22-2025 - $321/mo est.$2,500 down
- Exterior color: Fusion BlackFusion Black
- Interior color: Black leatherette/clothBlack leatherette/cloth
- 5 Seats, 27 City / 31 Hwy MPG
- Raymond Kia (51 mi away)(26)
Close
Estimate Lease Details
$321/month for 36 months
$2,500 Down payment
$2,821 Due at signing
$2,821 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,055 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Antioch, IL / 51 miles away from Rockford, IL
With the Raymond Price Promise, the price you see is the price you pay. You'll never be hit with hidden fees or gimmicks... ever. Automatic temperatur...
Features and Specs:
29 Combined MPG (27 City/31 Highway)
Listing Information:
VIN: KNDEUCAA3S7797826
Stock: K47579
Listed since: 04-11-2025 - $303/mo est.$2,500 down
- Exterior color: Steel GraySteel Gray
- Interior color: Black leatheretteBlack leatherette
- 5 Seats
- Raymond Kia (51 mi away)(26)
Close
Estimate Lease Details
$303/month for 36 months
$2,500 Down payment
$2,803 Due at signing
$2,803 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $13,419 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Antioch, IL / 51 miles away from Rockford, IL
With the Raymond Price Promise, the price you see is the price you pay. You'll never be hit with hidden fees or gimmicks... ever. 2026 Kia Seltos EX F...
Features and Specs:
Listing Information:
VIN: KNDER2AA2T7825418
Stock: K47889
Listed since: 06-27-2025 - $303/mo est.$2,500 down
- Exterior color: Steel GraySteel Gray
- Interior color: Black leatheretteBlack leatherette
- 5 Seats
- Raymond Kia (51 mi away)(26)
Close
Estimate Lease Details
$303/month for 36 months
$2,500 Down payment
$2,803 Due at signing
$2,803 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $13,419 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Antioch, IL / 51 miles away from Rockford, IL
With the Raymond Price Promise, the price you see is the price you pay. You'll never be hit with hidden fees or gimmicks... ever. 2026 Kia Seltos EX F...
Features and Specs:
Listing Information:
VIN: KNDER2AA3T7847508
Stock: K48050
Listed since: 08-04-2025 - $365/mo est.$2,500 down
- Exterior color: Pluton BluePluton Blue
- Interior color: Black leatheretteBlack leatherette
- 5 Seats
- Raymond Kia (51 mi away)(26)
Close
Estimate Lease Details
$365/month for 36 months
$2,500 Down payment
$2,865 Due at signing
$2,865 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $15,658 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Antioch, IL / 51 miles away from Rockford, IL
With the Raymond Price Promise, the price you see is the price you pay. You'll never be hit with hidden fees or gimmicks... ever. 2026 Kia Seltos EX A...
Features and Specs:
Listing Information:
VIN: KNDERCAA9T7850287
Stock: K48031
Listed since: 07-31-2025 - $313/mo est.$2,500 down
- Exterior color: Gravity GrayGravity Gray
- Interior color: Black leatherette/clothBlack leatherette/cloth
- 5 Seats
- Raymond Kia (51 mi away)(26)
Close
Estimate Lease Details
$313/month for 36 months
$2,500 Down payment
$2,813 Due at signing
$2,813 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $13,779 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Antioch, IL / 51 miles away from Rockford, IL
With the Raymond Price Promise, the price you see is the price you pay. You'll never be hit with hidden fees or gimmicks... ever. 2026 Kia Seltos S FW...
Features and Specs:
Listing Information:
VIN: KNDEU2AA1T7833864
Stock: K47905
Listed since: 07-01-2025 - $358/mo est.$2,500 down
- Exterior color: Steel GraySteel Gray
- Interior color: Black leatheretteBlack leatherette
- 5 Seats
- Raymond Kia (51 mi away)(26)
Close
Estimate Lease Details
$358/month for 36 months
$2,500 Down payment
$2,858 Due at signing
$2,858 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $15,386 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Antioch, IL / 51 miles away from Rockford, IL
With the Raymond Price Promise, the price you see is the price you pay. You'll never be hit with hidden fees or gimmicks... ever. 2026 Kia Seltos EX A...
Features and Specs:
Listing Information:
VIN: KNDERCAA0T7837427
Stock: K47911
Listed since: 07-07-2025 - $352/mo est.$2,500 down
- Exterior color: Steel GraySteel Gray
- Interior color: Black leatheretteBlack leatherette
- 5 Seats, 27 City / 31 Hwy MPG
- Raymond Kia (51 mi away)(26)
Close
Estimate Lease Details
$352/month for 36 months
$2,500 Down payment
$2,852 Due at signing
$2,852 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $15,158 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Antioch, IL / 51 miles away from Rockford, IL
With the Raymond Price Promise, the price you see is the price you pay. You'll never be hit with hidden fees or gimmicks... ever. 6 Speakers, AM/FM ra...
Features and Specs:
29 Combined MPG (27 City/31 Highway)
Listing Information:
VIN: KNDERCAA7S7794784
Stock: K47519
Listed since: 03-31-2025 - $323/mo est.$2,500 down
- Exterior color: Neptune BlueNeptune Blue
- Interior color: Black leatherette/clothBlack leatherette/cloth
- 5 Seats
- Raymond Kia (51 mi away)(26)
Close
Estimate Lease Details
$323/month for 36 months
$2,500 Down payment
$2,823 Due at signing
$2,823 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,132 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Antioch, IL / 51 miles away from Rockford, IL
With the Raymond Price Promise, the price you see is the price you pay. You'll never be hit with hidden fees or gimmicks... ever. 2026 Kia Seltos S AW...
Features and Specs:
Listing Information:
VIN: KNDEUCAA3T7836724
Stock: K47923
Listed since: 07-09-2025 - $329/mo est.$2,500 down
- Exterior color: Gravity GrayGravity Gray
- Interior color: Black leatherette/clothBlack leatherette/cloth
- 5 Seats, 27 City / 31 Hwy MPG
- Raymond Kia (51 mi away)(26)
Close
Estimate Lease Details
$329/month for 36 months
$2,500 Down payment
$2,829 Due at signing
$2,829 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,343 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Antioch, IL / 51 miles away from Rockford, IL
With the Raymond Price Promise, the price you see is the price you pay. You'll never be hit with hidden fees or gimmicks... ever. Brake assist, Naviga...
Features and Specs:
29 Combined MPG (27 City/31 Highway)
Listing Information:
VIN: KNDEUCAA2S7779074
Stock: K47374
Listed since: 02-28-2025
Consumer Reviews for the Kia Seltos
Truly an awesome, affordable vehicle.
More about the Kia Seltos
How much does it cost to lease a Kia Seltos in Rockford, IL?
- A Kia Seltos lease in Rockford, IL starts at about $303 and runs up to $365. Keep in mind that these are estimates and the prices can vary based on a number of factors such as trim level, options, down payment, and length of the lease.
How much does it cost to lease a Kia Seltos 2026 in Rockford, IL?
- It costs between $303 and $365 to lease a Kia Seltos 2026 in Rockford, IL. Note that these are estimates, and the pricing can change based on the vehicle's trim level, installed options, and aspects of the lease such as the down payment, money factor and the lease term.