- $314/mo est.$2,500 down
- Exterior color: Neptune BlueNeptune Blue
- Interior color: Black leatherette/clothBlack leatherette/cloth
- 5 Seats
- Towbin Kia (267 mi away)
Close
Estimate Lease Details
$314/month for 36 months
$2,500 Down payment
$2,814 Due at signing
$2,814 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $13,787 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Henderson, NV / 267 miles away from Chandler, AZ
2026 Kia Seltos SOnline Pricing does not reflect additional Market Adjustment and Dealer Added Equipment. Connect with our online representatives fo...
Features and Specs:
Listing Information:
VIN: KNDEU2AA3T7829072
Stock: L4006 - $317/mo est.$2,500 down
- Exterior color: Clear White w/Fusion Black RoofClear White w/Fusion Black Roof
- Interior color: Black leatherette/clothBlack leatherette/cloth
- 5 Seats
- Towbin Kia (267 mi away)
Close
Estimate Lease Details
$317/month for 36 months
$2,500 Down payment
$2,817 Due at signing
$2,817 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $13,901 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Henderson, NV / 267 miles away from Chandler, AZ
2026 Kia Seltos SOnline Pricing does not reflect additional Market Adjustment and Dealer Added Equipment. Connect with our online representatives fo...
Features and Specs:
Listing Information:
VIN: KNDEU2AA6T7839952
Stock: L4101 - $314/mo est.$2,500 down
- Exterior color: Neptune BlueNeptune Blue
- Interior color: Black leatherette/clothBlack leatherette/cloth
- 5 Seats
- Towbin Kia (267 mi away)
Close
Estimate Lease Details
$314/month for 36 months
$2,500 Down payment
$2,814 Due at signing
$2,814 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $13,787 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Henderson, NV / 267 miles away from Chandler, AZ
2026 Kia Seltos SOnline Pricing does not reflect additional Market Adjustment and Dealer Added Equipment. Connect with our online representatives fo...
Features and Specs:
Listing Information:
VIN: KNDEU2AA5T7827940
Stock: L4050 - $316/mo est.$2,500 down
- Exterior color: Fusion BlackFusion Black
- Interior color: Black leatheretteBlack leatherette
- 5 Seats, 28 City / 34 Hwy MPG
- Towbin Kia (267 mi away)
Close
Estimate Lease Details
$316/month for 36 months
$2,500 Down payment
$2,816 Due at signing
$2,816 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $13,867 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Henderson, NV / 267 miles away from Chandler, AZ
2025 Kia Seltos EXOnline Pricing does not reflect additional Market Adjustment and Dealer Added Equipment. Connect with our online representatives f...
Features and Specs:
31 Combined MPG (28 City/34 Highway)
Listing Information:
VIN: KNDER2AA4S7783462
Stock: L3258 - $328/mo est.$2,500 down
- Exterior color: Pluton BluePluton Blue
- Interior color: Black leatheretteBlack leatherette
- 5 Seats, 28 City / 34 Hwy MPG
- Towbin Kia (267 mi away)
Close
Estimate Lease Details
$328/month for 36 months
$2,500 Down payment
$2,828 Due at signing
$2,828 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,319 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Henderson, NV / 267 miles away from Chandler, AZ
2025 Kia Seltos EXOnline Pricing does not reflect additional Market Adjustment and Dealer Added Equipment. Connect with our online representatives f...
Features and Specs:
31 Combined MPG (28 City/34 Highway)
Listing Information:
VIN: KNDER2AA9S7721295
Stock: L2545 - $330/mo est.$2,500 down
- Exterior color: Fusion BlackFusion Black
- Interior color: Black leatheretteBlack leatherette
- 5 Seats, 28 City / 34 Hwy MPG
- Towbin Kia (267 mi away)
Close
Estimate Lease Details
$330/month for 36 months
$2,500 Down payment
$2,830 Due at signing
$2,830 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,384 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Henderson, NV / 267 miles away from Chandler, AZ
2025 Kia Seltos EXOnline Pricing does not reflect additional Market Adjustment and Dealer Added Equipment. Connect with our online representatives f...
Features and Specs:
31 Combined MPG (28 City/34 Highway)
Listing Information:
VIN: KNDER2AA6S7798383
Stock: L3522 - $323/mo est.$2,500 down
- Exterior color: Clear White w/Fusion Black RoofClear White w/Fusion Black Roof
- Interior color: Black leatherette/clothBlack leatherette/cloth
- 5 Seats, 27 City / 31 Hwy MPG
- Towbin Kia (267 mi away)
Close
Estimate Lease Details
$323/month for 36 months
$2,500 Down payment
$2,823 Due at signing
$2,823 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,140 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Henderson, NV / 267 miles away from Chandler, AZ
2025 Kia Seltos SOnline Pricing does not reflect additional Market Adjustment and Dealer Added Equipment. Connect with our online representatives fo...
Features and Specs:
29 Combined MPG (27 City/31 Highway)
Listing Information:
VIN: KNDEUCAA7S7752338
Stock: L2901 - $325/mo est.$2,500 down
- Exterior color: Gravity GrayGravity Gray
- Interior color: Black leatheretteBlack leatherette
- 5 Seats, 28 City / 34 Hwy MPG
- Towbin Kia (267 mi away)
Close
Estimate Lease Details
$325/month for 36 months
$2,500 Down payment
$2,825 Due at signing
$2,825 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,195 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Henderson, NV / 267 miles away from Chandler, AZ
2025 Kia Seltos EXOnline Pricing does not reflect additional Market Adjustment and Dealer Added Equipment. Connect with our online representatives f...
Features and Specs:
31 Combined MPG (28 City/34 Highway)
Listing Information:
VIN: KNDER2AA5S7796785
Stock: L3695 - $334/mo est.$2,500 down
- Exterior color: Fusion BlackFusion Black
- Interior color: Black leatheretteBlack leatherette
- 5 Seats, 28 City / 34 Hwy MPG
- Towbin Kia (267 mi away)
Close
Estimate Lease Details
$334/month for 36 months
$2,500 Down payment
$2,834 Due at signing
$2,834 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,519 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Henderson, NV / 267 miles away from Chandler, AZ
2025 Kia Seltos EXOnline Pricing does not reflect additional Market Adjustment and Dealer Added Equipment. Connect with our online representatives f...
Features and Specs:
31 Combined MPG (28 City/34 Highway)
Listing Information:
VIN: KNDER2AA2S7796887
Stock: L3692 - $318/mo est.$2,500 down
- Exterior color: Fusion BlackFusion Black
- Interior color: Black leatheretteBlack leatherette
- 5 Seats, 28 City / 34 Hwy MPG
- Towbin Kia (267 mi away)
Close
Estimate Lease Details
$318/month for 36 months
$2,500 Down payment
$2,818 Due at signing
$2,818 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $13,949 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Henderson, NV / 267 miles away from Chandler, AZ
2025 Kia Seltos EXOnline Pricing does not reflect additional Market Adjustment and Dealer Added Equipment. Connect with our online representatives f...
Features and Specs:
31 Combined MPG (28 City/34 Highway)
Listing Information:
VIN: KNDER2AA8S7810405
Stock: L3676 - $345/mo est.$2,500 down
- Exterior color: Fusion BlackFusion Black
- Interior color: Black leatheretteBlack leatherette
- 5 Seats, 28 City / 34 Hwy MPG
- Towbin Kia (267 mi away)
Close
Estimate Lease Details
$345/month for 36 months
$2,500 Down payment
$2,845 Due at signing
$2,845 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,933 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Henderson, NV / 267 miles away from Chandler, AZ
2025 Kia Seltos EXOnline Pricing does not reflect additional Market Adjustment and Dealer Added Equipment. Connect with our online representatives f...
Features and Specs:
31 Combined MPG (28 City/34 Highway)
Listing Information:
VIN: KNDER2AA5S7797998
Stock: L3691 - $313/mo est.$2,500 down
- Exterior color: Gravity GrayGravity Gray
- Interior color: Black leatheretteBlack leatherette
- 5 Seats, 28 City / 34 Hwy MPG
- Towbin Kia (267 mi away)
Close
Estimate Lease Details
$313/month for 36 months
$2,500 Down payment
$2,813 Due at signing
$2,813 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $13,759 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Henderson, NV / 267 miles away from Chandler, AZ
2025 Kia Seltos EXOnline Pricing does not reflect additional Market Adjustment and Dealer Added Equipment. Connect with our online representatives f...
Features and Specs:
31 Combined MPG (28 City/34 Highway)
Listing Information:
VIN: KNDER2AA6S7796018
Stock: L3514 - $323/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Black leatheretteBlack leatherette
- 5 Seats
- Towbin Kia (267 mi away)
Close
Estimate Lease Details
$323/month for 36 months
$2,500 Down payment
$2,823 Due at signing
$2,823 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,143 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Henderson, NV / 267 miles away from Chandler, AZ
2026 Kia Seltos EXOnline Pricing does not reflect additional Market Adjustment and Dealer Added Equipment. Connect with our online representatives f...
Features and Specs:
Listing Information:
VIN: KNDER2AA0T7847658
Stock: L4229 - $320/mo est.$2,500 down
- Exterior color: Gravity GrayGravity Gray
- Interior color: Black leatheretteBlack leatherette
- 5 Seats
- Towbin Kia (267 mi away)
Close
Estimate Lease Details
$320/month for 36 months
$2,500 Down payment
$2,820 Due at signing
$2,820 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,005 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Henderson, NV / 267 miles away from Chandler, AZ
2026 Kia Seltos EXOnline Pricing does not reflect additional Market Adjustment and Dealer Added Equipment. Connect with our online representatives f...
Features and Specs:
Listing Information:
VIN: KNDER2AA5T7842522
Stock: L4181 - $297/mo est.$2,500 down
- Exterior color: Clear White w/Fusion Black RoofClear White w/Fusion Black Roof
- Interior color: Black leatherette/clothBlack leatherette/cloth
- 5 Seats, 28 City / 34 Hwy MPG
- Towbin Kia (267 mi away)
Close
Estimate Lease Details
$297/month for 36 months
$2,500 Down payment
$2,797 Due at signing
$2,797 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $13,194 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Henderson, NV / 267 miles away from Chandler, AZ
2025 Kia Seltos SOnline Pricing does not reflect additional Market Adjustment and Dealer Added Equipment. Connect with our online representatives fo...
Features and Specs:
31 Combined MPG (28 City/34 Highway)
Listing Information:
VIN: KNDEU2AAXS7816222
Stock: L3757 - $310/mo est.$2,500 down
- Exterior color: Dark Ocean BlueDark Ocean Blue
- Interior color: Black leatheretteBlack leatherette
- 5 Seats
- Towbin Kia (267 mi away)
Close
Estimate Lease Details
$310/month for 36 months
$2,500 Down payment
$2,810 Due at signing
$2,810 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $13,648 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Henderson, NV / 267 miles away from Chandler, AZ
2026 Kia Seltos EXOnline Pricing does not reflect additional Market Adjustment and Dealer Added Equipment. Connect with our online representatives f...
Features and Specs:
Listing Information:
VIN: KNDER2AA2T7827234
Stock: L4168 - $321/mo est.$2,500 down
- Exterior color: Pluton BluePluton Blue
- Interior color: Black leatheretteBlack leatherette
- 5 Seats, 28 City / 34 Hwy MPG
- Findlay Kia Las Vegas (279 mi away)(1)
Close
Estimate Lease Details
$321/month for 36 months
$2,500 Down payment
$2,821 Due at signing
$2,821 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,058 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Las Vegas, NV / 279 miles away from Chandler, AZ
Welcome to Findlay Kia on Sahara Ave in Las Vegas. This Seltos is equipped with the following options:4-Wheel Disc Brakes, 6 Speakers, ABS brakes, A...
Features and Specs:
31 Combined MPG (28 City/34 Highway)
Listing Information:
VIN: KNDER2AA4S7811972
Stock: F811972
Listed since: 05-06-2025 - $325/mo est.$2,500 down
- Exterior color: Steel GraySteel Gray
- Interior color: Black leatheretteBlack leatherette
- 5 Seats, 28 City / 34 Hwy MPG
- Findlay Kia Las Vegas (279 mi away)(1)
Close
Estimate Lease Details
$325/month for 36 months
$2,500 Down payment
$2,825 Due at signing
$2,825 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,190 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Las Vegas, NV / 279 miles away from Chandler, AZ
Welcome to Findlay Kia on Sahara Ave in Las Vegas. This Seltos is equipped with the following options:4-Wheel Disc Brakes, 6 Speakers, ABS brakes, A...
Features and Specs:
31 Combined MPG (28 City/34 Highway)
Listing Information:
VIN: KNDER2AA2S7736317
Stock: F736317
Listed since: 03-25-2025 - $346/mo est.$2,500 down
- Exterior color: Gravity GrayGravity Gray
- Interior color: Black leatheretteBlack leatherette
- 5 Seats, 28 City / 34 Hwy MPG
- Findlay Kia Las Vegas (279 mi away)(1)
Close
Estimate Lease Details
$346/month for 36 months
$2,500 Down payment
$2,846 Due at signing
$2,846 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,946 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Las Vegas, NV / 279 miles away from Chandler, AZ
Welcome to Findlay Kia on Sahara Ave in Las Vegas. This Seltos is equipped with the following options:4-Wheel Disc Brakes, 6 Speakers, ABS brakes, A...
Features and Specs:
31 Combined MPG (28 City/34 Highway)
Listing Information:
VIN: KNDER2AA9S7798278
Stock: F798278
Listed since: 06-06-2025 - $313/mo est.$2,500 down
- Exterior color: Neptune BlueNeptune Blue
- Interior color: Black leatherette/clothBlack leatherette/cloth
- 5 Seats
- Findlay Kia Las Vegas (279 mi away)(1)
Close
Estimate Lease Details
$313/month for 36 months
$2,500 Down payment
$2,813 Due at signing
$2,813 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $13,758 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Las Vegas, NV / 279 miles away from Chandler, AZ
Welcome to Findlay Kia on Sahara Ave in Las Vegas. This Seltos is equipped with the following options:Recent Arrival! 28/34 City/Highway MPGThis...
Features and Specs:
Listing Information:
VIN: KNDEU2AA2T7845859
Stock: F845859
Listed since: 07-18-2025 - $311/mo est.$2,500 down
- Exterior color: Steel GraySteel Gray
- Interior color: Black leatheretteBlack leatherette
- 5 Seats, 28 City / 34 Hwy MPG
- Findlay Kia Las Vegas (279 mi away)(1)
Close
Estimate Lease Details
$311/month for 36 months
$2,500 Down payment
$2,811 Due at signing
$2,811 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $13,678 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Las Vegas, NV / 279 miles away from Chandler, AZ
Welcome to Findlay Kia on Sahara Ave in Las Vegas. This Seltos is equipped with the following options:4-Wheel Disc Brakes, 6 Speakers, ABS brakes, A...
Features and Specs:
31 Combined MPG (28 City/34 Highway)
Listing Information:
VIN: KNDER2AA7S7811979
Stock: F811979
Listed since: 05-09-2025
Consumer Reviews for the Kia Seltos
Truly an awesome, affordable vehicle.
More about the Kia Seltos
How much does it cost to lease a Kia Seltos in Chandler, AZ?
- A Kia Seltos lease in Chandler, AZ starts at about $297 and runs up to $345. Keep in mind that these are estimates and the prices can vary based on a number of factors such as trim level, options, down payment, and length of the lease.
How much does it cost to lease a Kia Seltos 2026 in Chandler, AZ?
- It costs between $309 and $323 to lease a Kia Seltos 2026 in Chandler, AZ. Note that these are estimates, and the pricing can change based on the vehicle's trim level, installed options, and aspects of the lease such as the down payment, money factor and the lease term.