- $410/mo est.$2,500 down
- Exterior color: Steel Matte GraySteel Matte Gray
- Interior color: Red leatheretteRed leatherette
- 24 City / 33 Hwy MPG
- Napleton's Kia of Urbana (663 mi away)
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Estimate Lease Details
$410/month for 36 months
$2,500 Down payment
$2,910 Due at signing
$2,910 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,246 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Urbana, IL / 663 miles away from Tyler, TX
This K5 GT-Line is nicely equipped with GT-Line Premium Package (Active Sound Design, Bose Premium Audio, LED Interior Lighting, and Panoramic Sunroof...
Features and Specs:
27 Combined MPG (24 City/33 Highway)
Listing Information:
VIN: KNAG64J76S5359629
Stock: K359629
Listed since: 03-07-2025 - $475/mo est.$2,500 down
- Exterior color: Interstellar GrayInterstellar Gray
- Interior color: Black leatheretteBlack leatherette
- Napleton's Kia of Urbana (663 mi away)
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Estimate Lease Details
$475/month for 36 months
$2,500 Down payment
$2,975 Due at signing
$2,975 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $19,603 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Urbana, IL / 663 miles away from Tyler, TX
Discover the Epitome of Refined Elegance: The 2026 Kia K5 EXElevate your driving experience with the captivating 2026 Kia K5 EX, a sedan that seamle...
Features and Specs:
Listing Information:
VIN: KNAG34J75T5405915
Stock: K405915
Listed since: 07-24-2025 - $411/mo est.$2,500 down
- Exterior color: Steel Matte GraySteel Matte Gray
- Interior color: Red leatheretteRed leatherette
- 24 City / 33 Hwy MPG
- Napleton's Kia of Urbana (663 mi away)
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Estimate Lease Details
$411/month for 36 months
$2,500 Down payment
$2,911 Due at signing
$2,911 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,302 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Urbana, IL / 663 miles away from Tyler, TX
Elevate your driving experience with the captivating 2025 Kia K5 GT-Line. This stunning sedan is a true masterpiece of engineering, blending style, pe...
Features and Specs:
27 Combined MPG (24 City/33 Highway)
Listing Information:
VIN: KNAG64J78S5359695
Stock: K359695
Listed since: 02-24-2025 - $411/mo est.$2,500 down
- Exterior color: Steel Matte GraySteel Matte Gray
- Interior color: Red leatheretteRed leatherette
- 24 City / 33 Hwy MPG
- Napleton's Kia of Urbana (663 mi away)
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Estimate Lease Details
$411/month for 36 months
$2,500 Down payment
$2,911 Due at signing
$2,911 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,302 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Urbana, IL / 663 miles away from Tyler, TX
Elevate your driving experience with the 2025 Kia K5 GT-Line Premium Package. This exceptional sedan combines style, performance, and cutting-edge tec...
Features and Specs:
27 Combined MPG (24 City/33 Highway)
Listing Information:
VIN: KNAG64J78S5359566
Stock: K359566
Listed since: 03-07-2025 - $445/mo est.$2,500 down
- Exterior color: Aurora Black PearlAurora Black Pearl
- Interior color: Black leatheretteBlack leatherette
- 25 City / 36 Hwy MPG
- Napleton's Kia of Urbana (663 mi away)
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Estimate Lease Details
$445/month for 36 months
$2,500 Down payment
$2,945 Due at signing
$2,945 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $18,516 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Urbana, IL / 663 miles away from Tyler, TX
Elevate your driving experience with the exceptional 2025 Kia K5 EX. This stunning sedan is a masterpiece of engineering, designed to captivate your s...
Features and Specs:
29 Combined MPG (25 City/36 Highway)
Listing Information:
VIN: KNAG34J70S5376824
Stock: K376824
Listed since: 05-12-2025 - $395/mo est.$2,500 down
- Exterior color: Steel Matte GraySteel Matte Gray
- Interior color: Black & White leatheretteBlack & White leatherette
- Napleton's Kia of Urbana (663 mi away)
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Estimate Lease Details
$395/month for 36 months
$2,500 Down payment
$2,895 Due at signing
$2,895 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $16,729 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Urbana, IL / 663 miles away from Tyler, TX
Elevate your driving experience with the captivating 2026 Kia K5 GT-Line. This stunning sedan is a true masterpiece, blending sleek design, cutting-ed...
Features and Specs:
Listing Information:
VIN: KNAG64J72T5396615
Stock: K396615
Listed since: 08-08-2025 - $412/mo est.$2,500 down
- Exterior color: Steel Matte GraySteel Matte Gray
- Interior color: Red leatheretteRed leatherette
- 24 City / 33 Hwy MPG
- Napleton's Kia of Urbana (663 mi away)
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Estimate Lease Details
$412/month for 36 months
$2,500 Down payment
$2,912 Due at signing
$2,912 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,333 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Urbana, IL / 663 miles away from Tyler, TX
Discover the ultimate driving experience with the 2025 Kia K5 GT-Line Premium Package. This exceptional sedan combines sleek style, advanced technolog...
Features and Specs:
27 Combined MPG (24 City/33 Highway)
Listing Information:
VIN: KNAG64J73S5359734
Stock: K359734
Listed since: 02-24-2025 - $395/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Red leatheretteRed leatherette
- 25 City / 36 Hwy MPG
- Napleton's Kia of Urbana (663 mi away)
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Estimate Lease Details
$395/month for 36 months
$2,500 Down payment
$2,895 Due at signing
$2,895 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $16,705 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Urbana, IL / 663 miles away from Tyler, TX
Elevate Your Driving Experience with the Captivating 2026 Kia K5 GT-LineImagine a sedan that seamlessly blends cutting-edge technology, refined styl...
Features and Specs:
29 Combined MPG (25 City/36 Highway)
Listing Information:
VIN: KNAG64J71T5398601
Stock: K398601
Listed since: 07-23-2025 - $519/mo est.$2,500 down
- Exterior color: Steel Matte GraySteel Matte Gray
- Interior color: Black w/Neon Green leatheretteBlack w/Neon Green leatherette
- Napleton's Kia of Urbana (663 mi away)
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Estimate Lease Details
$519/month for 36 months
$2,500 Down payment
$3,019 Due at signing
$3,019 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,172 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Urbana, IL / 663 miles away from Tyler, TX
GT1 Package - 19" Custom Gloss Black Alloy Wheels- 12.3" Instrument Display- Smartphone Digital Key* (Requires Kia Connect**)- Bose Premium Audio ...
Features and Specs:
Listing Information:
VIN: KNAG44J82T5407868
Stock: K407868
Listed since: 08-01-2025 - $411/mo est.$2,500 down
- Exterior color: Steel Matte GraySteel Matte Gray
- Interior color: Red leatheretteRed leatherette
- 24 City / 33 Hwy MPG
- Napleton's Kia of Urbana (663 mi away)
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Estimate Lease Details
$411/month for 36 months
$2,500 Down payment
$2,911 Due at signing
$2,911 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,302 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Urbana, IL / 663 miles away from Tyler, TX
Discover the epitome of style, performance, and cutting-edge technology in the 2025 Kia K5 GT-Line Premium Package. This exceptional sedan is more tha...
Features and Specs:
27 Combined MPG (24 City/33 Highway)
Listing Information:
VIN: KNAG64J7XS5359598
Stock: K359598
Listed since: 03-03-2025 - $518/mo est.$2,500 down
- Exterior color: Steel Matte GraySteel Matte Gray
- Interior color: Black w/Neon Green leatheretteBlack w/Neon Green leatherette
- 23 City / 33 Hwy MPG
- Napleton's Kia of Urbana (663 mi away)
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Estimate Lease Details
$518/month for 36 months
$2,500 Down payment
$3,018 Due at signing
$3,018 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,153 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Urbana, IL / 663 miles away from Tyler, TX
Elevate your driving experience with the exceptional 2026 Kia K5 GT GT1 Package. This captivating sedan is more than just a mode of transportation – i...
Features and Specs:
27 Combined MPG (23 City/33 Highway)
Listing Information:
VIN: KNAG44J84T5419892
Stock: K419892
Listed since: 09-08-2025 - $519/mo est.$2,500 down
- Exterior color: Steel Matte GraySteel Matte Gray
- Interior color: Black w/Neon Green leatheretteBlack w/Neon Green leatherette
- Napleton's Kia of Urbana (663 mi away)
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Estimate Lease Details
$519/month for 36 months
$2,500 Down payment
$3,019 Due at signing
$3,019 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,172 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Urbana, IL / 663 miles away from Tyler, TX
Elevate your driving experience with the stunning 2026 Kia K5 GT GT-1 Package. This exceptional sedan is the epitome of style, performance, and cuttin...
Features and Specs:
Listing Information:
VIN: KNAG44J8XT5406662
Stock: K406662
Listed since: 08-01-2025 - $418/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Red leatheretteRed leatherette
- Napleton's Kia of Urbana (663 mi away)
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Estimate Lease Details
$418/month for 36 months
$2,500 Down payment
$2,918 Due at signing
$2,918 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,555 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Urbana, IL / 663 miles away from Tyler, TX
Elevate your driving experience with the exceptional 2026 Kia K5 GT-Line Premium Package. This captivating sedan is more than just a mode of transport...
Features and Specs:
Listing Information:
VIN: KNAG64J74T5407033
Stock: K407033
Listed since: 07-23-2025 - $314/mo est.$2,500 down
- Exterior color: Aurora Black PearlAurora Black Pearl
- Interior color: Black clothBlack cloth
- 26 City / 37 Hwy MPG
- Napleton's Kia of Urbana (663 mi away)
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Estimate Lease Details
$314/month for 36 months
$2,500 Down payment
$2,814 Due at signing
$2,814 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $13,816 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Urbana, IL / 663 miles away from Tyler, TX
Discover the Exceptional 2025 Kia K5 LXS - A Masterpiece of Style and PerformanceIn the ever-evolving world of automobiles, the 2025 Kia K5 LXS stan...
Features and Specs:
30 Combined MPG (26 City/37 Highway)
Listing Information:
VIN: KNAG24J75S5306450
Stock: DTOK06450
Listed since: 10-22-2024 - $325/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Black clothBlack cloth
- 26 City / 37 Hwy MPG
- Napleton's Kia of Urbana (663 mi away)
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Estimate Lease Details
$325/month for 36 months
$2,500 Down payment
$2,825 Due at signing
$2,825 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,216 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Urbana, IL / 663 miles away from Tyler, TX
Elevate your driving experience with the 2025 Kia K5 LXS. This exceptional sedan offers a harmonious blend of style, performance, and cutting-edge tec...
Features and Specs:
30 Combined MPG (26 City/37 Highway)
Listing Information:
VIN: KNAG24J7XS5388577
Stock: K388577
Listed since: 05-27-2025 - $317/mo est.$2,500 down
- Exterior color: Aurora Black PearlAurora Black Pearl
- Interior color: Black clothBlack cloth
- 26 City / 37 Hwy MPG
- Napleton's Kia of Urbana (663 mi away)
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Estimate Lease Details
$317/month for 36 months
$2,500 Down payment
$2,817 Due at signing
$2,817 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $13,921 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Urbana, IL / 663 miles away from Tyler, TX
Discover the perfect blend of style, performance, and technology with the 2025 Kia K5 LXS. This exceptional sedan is poised to elevate your driving ex...
Features and Specs:
30 Combined MPG (26 City/37 Highway)
Listing Information:
VIN: KNAG24J73S5328981
Stock: K328981
Listed since: 11-19-2024 - $353/mo est.$2,500 down
- Exterior color: Aurora Black PearlAurora Black Pearl
- Interior color: Black clothBlack cloth
- 26 City / 37 Hwy MPG
- Napleton's Kia of Urbana (663 mi away)
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Estimate Lease Details
$353/month for 36 months
$2,500 Down payment
$2,853 Due at signing
$2,853 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $15,214 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Urbana, IL / 663 miles away from Tyler, TX
Discover the Exceptional 2026 Kia K5 LXS - Your Gateway to Refined Driving PleasureIn the ever-evolving world of automotive innovation, the 2026 Kia...
Features and Specs:
30 Combined MPG (26 City/37 Highway)
Listing Information:
VIN: KNAG24J71T5413299
Stock: K413299
Listed since: 08-29-2025 - $412/mo est.$2,500 down
- Exterior color: Steel Matte GraySteel Matte Gray
- Interior color: Red leatheretteRed leatherette
- 24 City / 33 Hwy MPG
- Napleton's Kia of Urbana (663 mi away)
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Estimate Lease Details
$412/month for 36 months
$2,500 Down payment
$2,912 Due at signing
$2,912 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,344 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Urbana, IL / 663 miles away from Tyler, TX
Elevate your driving experience with the exceptional 2025 Kia K5 GT-Line Premium Package. This captivating sedan is more than just a mode of transport...
Features and Specs:
27 Combined MPG (24 City/33 Highway)
Listing Information:
VIN: KNAG64J72S5359594
Stock: K359594
Listed since: 03-03-2025 - $475/mo est.$2,500 down
- Exterior color: Interstellar GrayInterstellar Gray
- Interior color: Black leatheretteBlack leatherette
- Napleton's Kia of Urbana (663 mi away)
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Estimate Lease Details
$475/month for 36 months
$2,500 Down payment
$2,975 Due at signing
$2,975 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $19,603 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Urbana, IL / 663 miles away from Tyler, TX
The 2026 Kia K5 EX is a stunning mid-size sedan that combines sleek style, advanced technology, and exceptional performance. This meticulously maintai...
Features and Specs:
Listing Information:
VIN: KNAG34J73T5403354
Stock: K403354
Listed since: 08-01-2025 - $507/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Black w/Neon Green leatheretteBlack w/Neon Green leatherette
- Napleton's Kia of Urbana (663 mi away)
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Estimate Lease Details
$507/month for 36 months
$2,500 Down payment
$3,007 Due at signing
$3,007 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $20,747 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Urbana, IL / 663 miles away from Tyler, TX
Discover the ultimate driving experience with the 2026 Kia K5 GT GT1 Package. This exceptional sedan is more than just a means of transportation - it'...
Features and Specs:
Listing Information:
VIN: KNAG44J89T5410668
Stock: K410668
Listed since: 08-08-2025 - $362/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Red leatheretteRed leatherette
- Napleton's Kia of Urbana (663 mi away)
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Estimate Lease Details
$362/month for 36 months
$2,500 Down payment
$2,862 Due at signing
$2,862 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $15,537 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Urbana, IL / 663 miles away from Tyler, TX
Discover the ultimate driving experience with the 2026 Kia K5 GT-Line. This exceptional sedan is a true masterpiece of engineering, blending style, pe...
Features and Specs:
Listing Information:
VIN: KNAG64J74T5396891
Stock: K396891
Listed since: 07-23-2025
Consumer Reviews for the Kia K5
Intermittent Engine Code, Huge safety concern.
More about the Kia K5
How much does it cost to lease a Kia K5 in Tyler, TX?
- A Kia K5 lease in Tyler, TX starts at about $314 and runs up to $518. Keep in mind that these are estimates and the prices can vary based on a number of factors such as trim level, options, down payment, and length of the lease.
How much does it cost to lease a Kia K5 2026 in Tyler, TX?
- It costs between $353 and $518 to lease a Kia K5 2026 in Tyler, TX. Note that these are estimates, and the pricing can change based on the vehicle's trim level, installed options, and aspects of the lease such as the down payment, money factor and the lease term.