- $366/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Black clothBlack cloth
- 26 City / 37 Hwy MPG
- Huffines Kia McKinney (17 mi away)
Close
Estimate Lease Details
$366/month for 36 months
$2,500 Down payment
$2,866 Due at signing
$2,866 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $15,675 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Mckinney, TX / 17 miles away from Garland, TX
Recent Arrival!Dealer Accessories: Huffines Protection Bundle! Ceramic Tint and All Weather FloormatsSnow White Pearl 2025 Kia K5 LXS LXS FWD 8-Sp...
Features and Specs:
30 Combined MPG (26 City/37 Highway)
Listing Information:
VIN: KNAG24J79S5305706
Stock: 25K5046
Listed since: 11-04-2024 - $493/mo est.$2,500 down
- Exterior color: Runway RedRunway Red
- Interior color: Black leatheretteBlack leatherette
- 25 City / 36 Hwy MPG
- Huffines Kia McKinney (17 mi away)
Close
Estimate Lease Details
$493/month for 36 months
$2,500 Down payment
$2,993 Due at signing
$2,993 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $20,241 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Mckinney, TX / 17 miles away from Garland, TX
Recent Arrival!Runway Red 2025 Kia K5 EX EX FWD 8-Speed Automatic I425/36 City/Highway MPG
Features and Specs:
29 Combined MPG (25 City/36 Highway)
Listing Information:
VIN: KNAG34J73S5350069
Stock: 25K5091
Listed since: 03-18-2025 - $537/mo est.$2,500 down
- Exterior color: Wolf GrayWolf Gray
- Interior color: Black w/Neon Green leatheretteBlack w/Neon Green leatherette
- Huffines Kia McKinney (17 mi away)
Close
Estimate Lease Details
$537/month for 36 months
$2,500 Down payment
$3,037 Due at signing
$3,037 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,836 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Mckinney, TX / 17 miles away from Garland, TX
Recent Arrival!Gray 2026 Kia K5 GT GT FWD Intercooled Turbo Regular Unleaded I-4 2.5 L/152
Features and Specs:
Listing Information:
VIN: KNAG44J89T5397968
Stock: 26K5003
Listed since: 07-15-2025 - $433/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Black & White leatheretteBlack & White leatherette
- 25 City / 36 Hwy MPG
- Huffines Kia McKinney (17 mi away)
Close
Estimate Lease Details
$433/month for 36 months
$2,500 Down payment
$2,933 Due at signing
$2,933 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $18,080 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Mckinney, TX / 17 miles away from Garland, TX
Recent Arrival!Snow White Pearl 2025 Kia K5 GT-Line GT-Line FWD 8-Speed Automatic I425/36 City/Highway MPG
Features and Specs:
29 Combined MPG (25 City/36 Highway)
Listing Information:
VIN: KNAG64J77S5371790
Stock: 25K5103
Listed since: 05-01-2025 - $491/mo est.$2,500 down
- Exterior color: Yacht BlueYacht Blue
- Interior color: Black leatheretteBlack leatherette
- 25 City / 36 Hwy MPG
- Huffines Kia McKinney (17 mi away)
Close
Estimate Lease Details
$491/month for 36 months
$2,500 Down payment
$2,991 Due at signing
$2,991 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $20,160 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Mckinney, TX / 17 miles away from Garland, TX
Recent Arrival!Yacht Blue 2025 Kia K5 EX EX FWD 8-Speed Automatic I425/36 City/Highway MPG
Features and Specs:
29 Combined MPG (25 City/36 Highway)
Listing Information:
VIN: KNAG34J72S5373830
Stock: 25K5105
Listed since: 05-07-2025 - $537/mo est.$2,500 down
- Exterior color: Wolf GrayWolf Gray
- Interior color: Black w/Neon Green leatheretteBlack w/Neon Green leatherette
- Huffines Kia McKinney (17 mi away)
Close
Estimate Lease Details
$537/month for 36 months
$2,500 Down payment
$3,037 Due at signing
$3,037 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,836 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Mckinney, TX / 17 miles away from Garland, TX
Recent Arrival!Gray 2026 Kia K5 GT GT FWD Intercooled Turbo Regular Unleaded I-4 2.5 L/152
Features and Specs:
Listing Information:
VIN: KNAG44J86T5398060
Stock: 26K5002
Listed since: 07-14-2025 - $362/mo est.$2,500 down
- Exterior color: Interstellar GrayInterstellar Gray
- Interior color: Black clothBlack cloth
- 26 City / 37 Hwy MPG
- Huffines Kia McKinney (17 mi away)
Close
Estimate Lease Details
$362/month for 36 months
$2,500 Down payment
$2,862 Due at signing
$2,862 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $15,527 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Mckinney, TX / 17 miles away from Garland, TX
Recent Arrival!Interstellar Gray 2025 Kia K5 LXS LXS FWD 8-Speed Automatic I426/37 City/Highway MPG
Features and Specs:
30 Combined MPG (26 City/37 Highway)
Listing Information:
VIN: KNAG24J75S5390866
Stock: 25K5120
Listed since: 07-03-2025 - $487/mo est.$2,500 down
- Exterior color: Yacht BlueYacht Blue
- Interior color: Black leatheretteBlack leatherette
- 25 City / 36 Hwy MPG
- Huffines Kia McKinney (17 mi away)
Close
Estimate Lease Details
$487/month for 36 months
$2,500 Down payment
$2,987 Due at signing
$2,987 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $20,025 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Mckinney, TX / 17 miles away from Garland, TX
Retired Service Loaner!Yacht Blue 2025 Kia K5 EX EX FWD 8-Speed Automatic I425/36 City/Highway MPG
Features and Specs:
29 Combined MPG (25 City/36 Highway)
Listing Information:
VIN: KNAG34J76S5287050
Stock: 25K5015
Listed since: 07-30-2024 - $537/mo est.$2,500 down
- Exterior color: Wolf GrayWolf Gray
- Interior color: Black w/Neon Green leatheretteBlack w/Neon Green leatherette
- Huffines Kia McKinney (17 mi away)
Close
Estimate Lease Details
$537/month for 36 months
$2,500 Down payment
$3,037 Due at signing
$3,037 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,836 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Mckinney, TX / 17 miles away from Garland, TX
Recent Arrival!Gray 2026 Kia K5 GT GT FWD Intercooled Turbo Regular Unleaded I-4 2.5 L/152
Features and Specs:
Listing Information:
VIN: KNAG44J81T5397950
Stock: 26K5001
Listed since: 07-11-2025 - $487/mo est.$2,500 down
- Exterior color: Yacht BlueYacht Blue
- Interior color: Black leatheretteBlack leatherette
- 25 City / 36 Hwy MPG
- Huffines Kia McKinney (17 mi away)
Close
Estimate Lease Details
$487/month for 36 months
$2,500 Down payment
$2,987 Due at signing
$2,987 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $20,025 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Mckinney, TX / 17 miles away from Garland, TX
Recent Arrival!Yacht Blue 2025 Kia K5 EX EX FWD 8-Speed Automatic I425/36 City/Highway MPG
Features and Specs:
29 Combined MPG (25 City/36 Highway)
Listing Information:
VIN: KNAG34J71S5336378
Stock: 25K5069
Listed since: 01-15-2025 - $423/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Black & White leatheretteBlack & White leatherette
- 24 City / 33 Hwy MPG
- Huffines Kia McKinney (17 mi away)
Close
Estimate Lease Details
$423/month for 36 months
$2,500 Down payment
$2,923 Due at signing
$2,923 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,729 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Mckinney, TX / 17 miles away from Garland, TX
Recent Arrival!Snow White Pearl 2025 Kia K5 GT-Line GT-Line AWD 8-Speed Automatic I424/33 City/Highway MPG
Features and Specs:
27 Combined MPG (24 City/33 Highway)
Listing Information:
VIN: KNAG64J79S5348673
Stock: 25K5114
Listed since: 06-02-2025 - $421/mo est.$2,500 down
- Exterior color: Yacht BlueYacht Blue
- Interior color: Black & White leatheretteBlack & White leatherette
- 25 City / 36 Hwy MPG
- Huffines Kia McKinney (17 mi away)
Close
Estimate Lease Details
$421/month for 36 months
$2,500 Down payment
$2,921 Due at signing
$2,921 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,657 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Mckinney, TX / 17 miles away from Garland, TX
Retired Demo!Yacht Blue 2025 Kia K5 GT-Line GT-Line FWD 8-Speed Automatic I425/36 City/Highway MPG
Features and Specs:
29 Combined MPG (25 City/36 Highway)
Listing Information:
VIN: KNAG64J78S5294122
Stock: 25K5036
Listed since: 09-16-2024 - $489/mo est.$2,500 down
- Exterior color: Interstellar GrayInterstellar Gray
- Interior color: Black leatheretteBlack leatherette
- 25 City / 36 Hwy MPG
- Huffines Kia McKinney (17 mi away)
Close
Estimate Lease Details
$489/month for 36 months
$2,500 Down payment
$2,989 Due at signing
$2,989 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $20,105 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Mckinney, TX / 17 miles away from Garland, TX
Recent Arrival!Interstellar Gray 2025 Kia K5 EX EX FWD 8-Speed Automatic I425/36 City/Highway MPG
Features and Specs:
29 Combined MPG (25 City/36 Highway)
Listing Information:
VIN: KNAG34J7XS5373087
Stock: 25K5104
Listed since: 05-01-2025 - $489/mo est.$2,500 down
- Exterior color: Interstellar GrayInterstellar Gray
- Interior color: Black leatheretteBlack leatherette
- 25 City / 36 Hwy MPG
- Huffines Kia McKinney (17 mi away)
Close
Estimate Lease Details
$489/month for 36 months
$2,500 Down payment
$2,989 Due at signing
$2,989 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $20,105 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Mckinney, TX / 17 miles away from Garland, TX
Recent Arrival!Interstellar Gray 2025 Kia K5 EX EX FWD 8-Speed Automatic I425/36 City/Highway MPG
Features and Specs:
29 Combined MPG (25 City/36 Highway)
Listing Information:
VIN: KNAG34J74S5364885
Stock: 25K5106
Listed since: 05-09-2025 - $395/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Black & White leatheretteBlack & White leatherette
- 25 City / 36 Hwy MPG
- Huffines Kia McKinney (17 mi away)
Close
Estimate Lease Details
$395/month for 36 months
$2,500 Down payment
$2,895 Due at signing
$2,895 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $16,728 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Mckinney, TX / 17 miles away from Garland, TX
Recent Arrival!Snow White Pearl 2025 Kia K5 GT-Line GT-Line FWD 8-Speed Automatic I425/36 City/Highway MPG
Features and Specs:
29 Combined MPG (25 City/36 Highway)
Listing Information:
VIN: KNAG64J74S5377644
Stock: 25K5122
Listed since: 07-11-2025 - $427/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Black & White leatheretteBlack & White leatherette
- 25 City / 36 Hwy MPG
- Huffines Kia McKinney (17 mi away)
Close
Estimate Lease Details
$427/month for 36 months
$2,500 Down payment
$2,927 Due at signing
$2,927 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,873 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Mckinney, TX / 17 miles away from Garland, TX
Recent Arrival!Snow White Pearl 2025 Kia K5 GT-Line GT-Line FWD 8-Speed Automatic I425/36 City/Highway MPG
Features and Specs:
29 Combined MPG (25 City/36 Highway)
Listing Information:
VIN: KNAG64J71S5389721
Stock: 25K5121
Listed since: 07-11-2025 - $492/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Black leatheretteBlack leatherette
- 25 City / 36 Hwy MPG
- Huffines Kia McKinney (17 mi away)
Close
Estimate Lease Details
$492/month for 36 months
$2,500 Down payment
$2,992 Due at signing
$2,992 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $20,198 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Mckinney, TX / 17 miles away from Garland, TX
Recent Arrival!Snow White Pearl 2025 Kia K5 EX EX FWD 8-Speed Automatic I425/36 City/Highway MPG
Features and Specs:
29 Combined MPG (25 City/36 Highway)
Listing Information:
VIN: KNAG34J76S5350650
Stock: 25K5087
Listed since: 03-13-2025 - $421/mo est.$2,500 down
- Exterior color: Wolf GrayWolf Gray
- Interior color: Black & White leatheretteBlack & White leatherette
- Huffines Kia Corinth (26 mi away)
Close
Estimate Lease Details
$421/month for 36 months
$2,500 Down payment
$2,921 Due at signing
$2,921 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,638 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Corinth, TX / 26 miles away from Garland, TX
C7s 2026 Kia K5 GT-Line AWD 8-Speed Automatic with Overdrive I4Recent Arrival! 24/33 City/Highway MPG
Features and Specs:
Listing Information:
VIN: KNAG64J74T5397877
Stock: 26K50076
Listed since: 07-21-2025 - $429/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Black clothBlack cloth
- 26 City / 37 Hwy MPG
- Huffines Kia Corinth (26 mi away)
Close
Estimate Lease Details
$429/month for 36 months
$2,500 Down payment
$2,929 Due at signing
$2,929 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,961 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Corinth, TX / 26 miles away from Garland, TX
Features and Specs:
30 Combined MPG (26 City/37 Highway)
Listing Information:
VIN: KNAG24J71S5391920
Stock: 25K51251
Listed since: 07-18-2025 - $443/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Black & White leatheretteBlack & White leatherette
- 24 City / 33 Hwy MPG
- Huffines Kia Corinth (26 mi away)
Close
Estimate Lease Details
$443/month for 36 months
$2,500 Down payment
$2,943 Due at signing
$2,943 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $18,433 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Corinth, TX / 26 miles away from Garland, TX
Snow White Pearl 2025 Kia K5 GT-Line AWD 8-Speed Automatic I424/33 City/Highway MPG Price includes dealer added accessories.
Features and Specs:
27 Combined MPG (24 City/33 Highway)
Listing Information:
VIN: KNAG64J77S5344962
Stock: 25K50781
Listed since: 03-03-2025 - $426/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Black & White leatheretteBlack & White leatherette
- Huffines Kia Corinth (26 mi away)
Close
Estimate Lease Details
$426/month for 36 months
$2,500 Down payment
$2,926 Due at signing
$2,926 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,851 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Corinth, TX / 26 miles away from Garland, TX
Features and Specs:
Listing Information:
VIN: KNAG64J77T5396741
Stock: 26K50073
Listed since: 07-18-2025
Consumer Reviews for the Kia K5
Intermittent Engine Code, Huge safety concern.
More about the Kia K5
How much does it cost to lease a Kia K5 in Garland, TX?
- A Kia K5 lease in Garland, TX starts at about $361 and runs up to $537. Keep in mind that these are estimates and the prices can vary based on a number of factors such as trim level, options, down payment, and length of the lease.
How much does it cost to lease a Kia K5 2026 in Garland, TX?
- It costs between $420 and $537 to lease a Kia K5 2026 in Garland, TX. Note that these are estimates, and the pricing can change based on the vehicle's trim level, installed options, and aspects of the lease such as the down payment, money factor and the lease term.