- $337/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Black clothBlack cloth
- 26 City / 37 Hwy MPG
- Halleen Kia of North Olmsted (14 mi away)
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Estimate Lease Details
$337/month for 36 months
$2,500 Down payment
$2,837 Due at signing
$2,837 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,634 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in North Olmsted, OH / 14 miles away from Cleveland, OH
Features and Specs:
30 Combined MPG (26 City/37 Highway)
Listing Information:
VIN: KNAG24J79S5387551
Stock: S5387551
Listed since: 05-14-2025 - $408/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Black & White leatheretteBlack & White leatherette
- Halleen Kia of North Olmsted (14 mi away)
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Estimate Lease Details
$408/month for 36 months
$2,500 Down payment
$2,908 Due at signing
$2,908 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,198 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in North Olmsted, OH / 14 miles away from Cleveland, OH
Features and Specs:
Listing Information:
VIN: KNAG64J7XT5396877
Stock: T5396877
Listed since: 07-07-2025 - $446/mo est.$2,500 down
- Exterior color: Steel Matte GraySteel Matte Gray
- Interior color: Black w/Neon Green leatheretteBlack w/Neon Green leatherette
- 23 City / 33 Hwy MPG
- Halleen Kia of North Olmsted (14 mi away)
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Estimate Lease Details
$446/month for 36 months
$2,500 Down payment
$2,946 Due at signing
$2,946 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $18,574 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in North Olmsted, OH / 14 miles away from Cleveland, OH
Features and Specs:
27 Combined MPG (23 City/33 Highway)
Listing Information:
VIN: KNAG44J87S5338707
Stock: S5338707
Listed since: 07-28-2025 - $412/mo est.$2,500 down
- Exterior color: Wolf GrayWolf Gray
- Interior color: Black & White leatheretteBlack & White leatherette
- Halleen Kia of North Olmsted (14 mi away)
Close
Estimate Lease Details
$412/month for 36 months
$2,500 Down payment
$2,912 Due at signing
$2,912 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,323 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in North Olmsted, OH / 14 miles away from Cleveland, OH
Features and Specs:
Listing Information:
VIN: KNAG64J76T5407695
Stock: T5407695
Listed since: 07-25-2025 - $439/mo est.$2,500 down
- Exterior color: Wolf GrayWolf Gray
- Interior color: Black & White leatheretteBlack & White leatherette
- Halleen Kia of North Olmsted (14 mi away)
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Estimate Lease Details
$439/month for 36 months
$2,500 Down payment
$2,939 Due at signing
$2,939 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $18,304 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in North Olmsted, OH / 14 miles away from Cleveland, OH
Features and Specs:
Listing Information:
VIN: KNAG64J70T5407479
Stock: T5407479
Listed since: 07-14-2025 - $360/mo est.$2,500 down
- Exterior color: Yacht BlueYacht Blue
- Interior color: Black & White leatheretteBlack & White leatherette
- 25 City / 36 Hwy MPG
- Halleen Kia of North Olmsted (14 mi away)
Close
Estimate Lease Details
$360/month for 36 months
$2,500 Down payment
$2,860 Due at signing
$2,860 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $15,443 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in North Olmsted, OH / 14 miles away from Cleveland, OH
Features and Specs:
29 Combined MPG (25 City/36 Highway)
Listing Information:
VIN: KNAG64J72S5377383
Stock: S5377383
Listed since: 05-14-2025 - $394/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Black & White leatheretteBlack & White leatherette
- 25 City / 36 Hwy MPG
- Halleen Kia of North Olmsted (14 mi away)
Close
Estimate Lease Details
$394/month for 36 months
$2,500 Down payment
$2,894 Due at signing
$2,894 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $16,688 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in North Olmsted, OH / 14 miles away from Cleveland, OH
Features and Specs:
29 Combined MPG (25 City/36 Highway)
Listing Information:
VIN: KNAG64J70S5364597
Stock: S5364597
Listed since: 03-07-2025 - $423/mo est.$2,500 down
- Exterior color: Steel Matte GraySteel Matte Gray
- Interior color: Black & White leatheretteBlack & White leatherette
- 24 City / 33 Hwy MPG
- Halleen Kia of North Olmsted (14 mi away)
Close
Estimate Lease Details
$423/month for 36 months
$2,500 Down payment
$2,923 Due at signing
$2,923 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,729 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in North Olmsted, OH / 14 miles away from Cleveland, OH
Features and Specs:
27 Combined MPG (24 City/33 Highway)
Listing Information:
VIN: KNAG64J72S5358767
Stock: S5358767
Listed since: 04-16-2025 - $365/mo est.$2,500 down
- Exterior color: Steel Matte GraySteel Matte Gray
- Interior color: Black & White leatheretteBlack & White leatherette
- 25 City / 36 Hwy MPG
- Halleen Kia of North Olmsted (14 mi away)
Close
Estimate Lease Details
$365/month for 36 months
$2,500 Down payment
$2,865 Due at signing
$2,865 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $15,644 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in North Olmsted, OH / 14 miles away from Cleveland, OH
Features and Specs:
29 Combined MPG (25 City/36 Highway)
Listing Information:
VIN: KNAG64J76S5373997
Stock: S5373997
Listed since: 04-02-2025 - $453/mo est.$2,500 down
- Exterior color: Interstellar GrayInterstellar Gray
- Interior color: Black leatheretteBlack leatherette
- 25 City / 36 Hwy MPG
- Kia of Streetsboro (23 mi away)
Close
Estimate Lease Details
$453/month for 36 months
$2,500 Down payment
$2,953 Due at signing
$2,953 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $18,799 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Streetsboro, OH / 23 miles away from Cleveland, OH
$730 off MSRP!Interstellar Gray 2025 Kia K5 EX FWD 25/36 City/Highway MPG 8-Speed Automatic I4 4D SedanMSRP is the Manufacturer's Suggested Retail...
Features and Specs:
29 Combined MPG (25 City/36 Highway)
Listing Information:
VIN: KNAG34J70S5363927
Stock: S5363927
Listed since: 03-28-2025 - $382/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Black & White leatheretteBlack & White leatherette
- 24 City / 33 Hwy MPG
- Kia of Streetsboro (23 mi away)
Close
Estimate Lease Details
$382/month for 36 months
$2,500 Down payment
$2,882 Due at signing
$2,882 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $16,267 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Streetsboro, OH / 23 miles away from Cleveland, OH
$656 off MSRP!Snow White Pearl 2025 Kia K5 GT-Line AWD 24/33 City/Highway MPG 8-Speed Automatic I4 4D SedanMSRP is the Manufacturer's Suggested Re...
Features and Specs:
27 Combined MPG (24 City/33 Highway)
Listing Information:
VIN: KNAG64J79S5357051
Stock: S5357051
Listed since: 02-19-2025 - $450/mo est.$2,500 down
- Exterior color: Yacht BlueYacht Blue
- Interior color: Black leatheretteBlack leatherette
- 25 City / 36 Hwy MPG
- Kia of Streetsboro (23 mi away)
Close
Estimate Lease Details
$450/month for 36 months
$2,500 Down payment
$2,950 Due at signing
$2,950 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $18,717 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Streetsboro, OH / 23 miles away from Cleveland, OH
$726 off MSRP!Yacht Blue 2025 Kia K5 EX FWD 25/36 City/Highway MPG 8-Speed Automatic I4 4D SedanMSRP is the Manufacturer's Suggested Retail Price ...
Features and Specs:
29 Combined MPG (25 City/36 Highway)
Listing Information:
VIN: KNAG34J76S5359820
Stock: S5359820
Listed since: 02-19-2025 - $392/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Black & White leatheretteBlack & White leatherette
- 25 City / 36 Hwy MPG
- Kia of Streetsboro (23 mi away)
Close
Estimate Lease Details
$392/month for 36 months
$2,500 Down payment
$2,892 Due at signing
$2,892 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $16,624 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Streetsboro, OH / 23 miles away from Cleveland, OH
$718 off MSRP!Snow White Pearl 2025 Kia K5 GT-Line FWD 25/36 City/Highway MPG 8-Speed Automatic I4 4D SedanMSRP is the Manufacturer's Suggested Re...
Features and Specs:
29 Combined MPG (25 City/36 Highway)
Listing Information:
VIN: KNAG64J76S5376009
Stock: S5376009
Listed since: 04-21-2025 - $337/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Black clothBlack cloth
- 26 City / 37 Hwy MPG
- Kia of Streetsboro (23 mi away)
Close
Estimate Lease Details
$337/month for 36 months
$2,500 Down payment
$2,837 Due at signing
$2,837 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,634 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Streetsboro, OH / 23 miles away from Cleveland, OH
$607 off MSRP!Snow White Pearl 2025 Kia K5 LXS FWD 26/37 City/Highway MPG 8-Speed Automatic I4 4D SedanMSRP is the Manufacturer's Suggested Retail...
Features and Specs:
30 Combined MPG (26 City/37 Highway)
Listing Information:
VIN: KNAG24J79S5387579
Stock: S5387579
Listed since: 06-02-2025 - $326/mo est.$2,500 down
- Exterior color: Interstellar GrayInterstellar Gray
- Interior color: Black clothBlack cloth
- 26 City / 37 Hwy MPG
- Kia of Streetsboro (23 mi away)
Close
Estimate Lease Details
$326/month for 36 months
$2,500 Down payment
$2,826 Due at signing
$2,826 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,253 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Streetsboro, OH / 23 miles away from Cleveland, OH
$572 off MSRP!Interstellar Gray 2025 Kia K5 LXS FWD 26/37 City/Highway MPG 8-Speed Automatic I4 4D SedanMSRP is the Manufacturer's Suggested Retai...
Features and Specs:
30 Combined MPG (26 City/37 Highway)
Listing Information:
VIN: KNAG24J71S5347514
Stock: S5347514
Listed since: 01-23-2025 - $422/mo est.$2,500 down
- Exterior color: Wolf GrayWolf Gray
- Interior color: Black & White leatheretteBlack & White leatherette
- Kia of Streetsboro (23 mi away)
Close
Estimate Lease Details
$422/month for 36 months
$2,500 Down payment
$2,922 Due at signing
$2,922 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,690 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Streetsboro, OH / 23 miles away from Cleveland, OH
Recent Arrival! $746 off MSRP!C7s 2026 Kia K5 GT-Line FWD 25/36 City/Highway MPG 8-Speed Automatic with Overdrive I4 4D SedanMSRP is the Manufactu...
Features and Specs:
Listing Information:
VIN: KNAG64J77T5409987
Stock: T5409987
Listed since: 07-27-2025 - $420/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Black & White leatheretteBlack & White leatherette
- 24 City / 33 Hwy MPG
- Kia of Streetsboro (23 mi away)
Close
Estimate Lease Details
$420/month for 36 months
$2,500 Down payment
$2,920 Due at signing
$2,920 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,611 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Streetsboro, OH / 23 miles away from Cleveland, OH
$738 off MSRP!Snow White Pearl 2025 Kia K5 GT-Line AWD 24/33 City/Highway MPG 8-Speed Automatic I4 4D SedanMSRP is the Manufacturer's Suggested Re...
Features and Specs:
27 Combined MPG (24 City/33 Highway)
Listing Information:
VIN: KNAG64J75S5366510
Stock: S5366510
Listed since: 04-01-2025 - $450/mo est.$2,500 down
- Exterior color: Yacht BlueYacht Blue
- Interior color: Black leatheretteBlack leatherette
- 25 City / 36 Hwy MPG
- Kia of Streetsboro (23 mi away)
Close
Estimate Lease Details
$450/month for 36 months
$2,500 Down payment
$2,950 Due at signing
$2,950 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $18,717 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Streetsboro, OH / 23 miles away from Cleveland, OH
$726 off MSRP!Yacht Blue 2025 Kia K5 EX FWD 25/36 City/Highway MPG 8-Speed Automatic I4 4D SedanMSRP is the Manufacturer's Suggested Retail Price ...
Features and Specs:
29 Combined MPG (25 City/36 Highway)
Listing Information:
VIN: KNAG34J74S5292425
Stock: S5292425
Listed since: 07-31-2024 - $455/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Black leatheretteBlack leatherette
- 25 City / 36 Hwy MPG
- Kia of Streetsboro (23 mi away)
Close
Estimate Lease Details
$455/month for 36 months
$2,500 Down payment
$2,955 Due at signing
$2,955 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $18,894 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Streetsboro, OH / 23 miles away from Cleveland, OH
$757 off MSRP!Snow White Pearl 2025 Kia K5 EX FWD 25/36 City/Highway MPG 8-Speed Automatic I4 4D SedanMSRP is the Manufacturer's Suggested Retail ...
Features and Specs:
29 Combined MPG (25 City/36 Highway)
Listing Information:
VIN: KNAG34J72S5359409
Stock: S5359409
Listed since: 02-19-2025 - $360/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Black & White leatheretteBlack & White leatherette
- 25 City / 36 Hwy MPG
- Kia of Streetsboro (23 mi away)
Close
Estimate Lease Details
$360/month for 36 months
$2,500 Down payment
$2,860 Due at signing
$2,860 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $15,470 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Streetsboro, OH / 23 miles away from Cleveland, OH
$627 off MSRP!Snow White Pearl 2025 Kia K5 GT-Line FWD 25/36 City/Highway MPG 8-Speed Automatic I4 4D SedanMSRP is the Manufacturer's Suggested Re...
Features and Specs:
29 Combined MPG (25 City/36 Highway)
Listing Information:
VIN: KNAG64J71S5367069
Stock: S5367069
Listed since: 04-08-2025 - $392/mo est.$2,500 down
- Exterior color: Snow White PearlSnow White Pearl
- Interior color: Black & White leatheretteBlack & White leatherette
- 24 City / 33 Hwy MPG
- Kia of Streetsboro (23 mi away)
Close
Estimate Lease Details
$392/month for 36 months
$2,500 Down payment
$2,892 Due at signing
$2,892 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $16,596 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Streetsboro, OH / 23 miles away from Cleveland, OH
$716 off MSRP!Snow White Pearl 2025 Kia K5 GT-Line AWD 24/33 City/Highway MPG 8-Speed Automatic I4 4D SedanMSRP is the Manufacturer's Suggested Re...
Features and Specs:
27 Combined MPG (24 City/33 Highway)
Listing Information:
VIN: KNAG64J78S5369448
Stock: S5369448
Listed since: 04-21-2025
Consumer Reviews for the Kia K5
Intermittent Engine Code, Huge safety concern.
More about the Kia K5
How much does it cost to lease a Kia K5 in Cleveland, OH?
- A Kia K5 lease in Cleveland, OH starts at about $326 and runs up to $455. Keep in mind that these are estimates and the prices can vary based on a number of factors such as trim level, options, down payment, and length of the lease.
How much does it cost to lease a Kia K5 2026 in Cleveland, OH?
- It costs between $408 and $438 to lease a Kia K5 2026 in Cleveland, OH. Note that these are estimates, and the pricing can change based on the vehicle's trim level, installed options, and aspects of the lease such as the down payment, money factor and the lease term.