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543 listings
- Price Drop$22,490fair price$658 below market
- 66,106 miles
- No accidents, 1 owner, personal use
- 5 Seats, 22 City / 30 Hwy MPG
- JTs Chrysler Dodge Jeep Ram of Columbia (377 mi away)
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Located in Columbia, SC / 377 miles away from Panama City, FL
Scores 30 Highway MPG and 22 City MPG! This Volvo XC40 boasts a Intercooled Turbo Regular Unleaded I-4 2.0 L/120 engine powering this Automatic transm...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UK8M2604686
Stock: P8230
Certified Pre-Owned: No
Listed since: 06-13-2025 - $22,600good price$1,763 below market
- 56,626 miles
- No accidents, 1 owner, corporate fleet vehicle
- 5 Seats, 22 City / 30 Hwy MPG
- Taverna INFINITI North Miami (442 mi away)
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Located in West Park, FL / 442 miles away from Panama City, FL
Full dealer inspection and recently serviced. Extended warranties available for full peace of mind. If you'd like to inspect in person and are out of ...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: No
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UK0M2571960
Stock: NV571960
Certified Pre-Owned: No
Listed since: 06-04-2025 - $24,999fair price$526 below market
- 61,790 miles
- No accidents, 1 owner, personal use only
- 5 Seats, 22 City / 30 Hwy MPG
- Rick Case Hyundai (436 mi away)
- Five Star Dealer
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Located in Plantation, FL / 436 miles away from Panama City, FL
CARFAX One-Owner. Clean CARFAX. rare find, Leather, local trade, XC40 R-Design, AWD, Navigation system: Sensus Navigation. Thunder Gray Metallic 2021 ...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UM8M2591245
Stock: TM2591245
Certified Pre-Owned: No
Listed since: 06-05-2025 - Price Drop$23,900fair price$687 below market
- 42,153 miles
- No accidents, 1 owner, personal use only
- 5 Seats, 22 City / 30 Hwy MPG
- Hudson Nissan of Summerville (380 mi away)
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Located in Summerville, SC / 380 miles away from Panama City, FL
2021 Volvo XC40 Momentum 4D Sport Utility Onyx Black Metallic I4 AWD Automatic with GeartronicOdometer is 26680 miles below market average!Advert...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UK5M2532023
Stock: TM2532023
Certified Pre-Owned: No
Listed since: 06-28-2025 - $24,785fair price$236 below market
- 38,355 miles
- No accidents, 3 owners, corporate fleet vehicle
- 5 Seats, 23 City / 32 Hwy MPG
- Tomlinson Motor Company (204 mi away)
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Located in Gainesville, FL / 204 miles away from Panama City, FL
NO DEALER FEES EVER! NO MANDATORY ADDS OR ADVANTAGE PLANS. ONLY ADD TAX, TAG & TITLE. ASK US FOR OUT THE DOOR PRICE! NON COMMISSION SALES STAFF. ENJOY...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: No
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
26 Combined MPG (23 City/32 Highway)
Listing Information:
VIN: YV4AC2HKXM2431255
Stock: 14163
Certified Pre-Owned: No
Listed since: 06-04-2025 - New Listing$28,998fair price$182 below market
- 30,508 miles
- No accidents, 1 owner, personal use only
- 5 Seats, 22 City / 30 Hwy MPG
- CarMax Athens (289 mi away)
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Located in Bogart, GA / 289 miles away from Panama City, FL
CarMax values transparency and wants you to love your next car, not settle on it. Certain vehicles may have unrepaired safety recalls. Check nhtsa.gov...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UM6M2589123
Stock: 27386489
Certified Pre-Owned: No - New Listing$28,998fair price$336 below market
- 21,060 miles
- 5 Seats, 23 City / 32 Hwy MPG
- CarMax Ft. Myers (340 mi away)
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Located in Fort Myers, FL / 340 miles away from Panama City, FL
CarMax values transparency and wants you to love your next car, not settle on it. Certain vehicles may have unrepaired safety recalls. Check nhtsa.gov...
AutoCheck Vehicle History Summary Unavailable.
Features and Specs:
26 Combined MPG (23 City/32 Highway)
Listing Information:
VIN: YV4AC2HL7M2526364
Stock: 27101370
Certified Pre-Owned: No - $27,747fair price$1,285 below market
- 39,515 miles
- 2 accidents, 1 owner, personal use only
- 5 Seats, 22 City / 30 Hwy MPG
- Magnetism Motors (275 mi away)
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Located in Lawrenceville, GA / 275 miles away from Panama City, FL
This 2021 Volvo XC40 4dr T5 AWD R-Design features a 2.0L 4 CYLINDER 4cyl Gasoline engine. It is equipped with a 8 Speed Automatic transmission. The ve...
AutoCheck Vehicle History Summary
Accident Free Vehicle: No
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UM0M2488143
Stock: M2488143
Certified Pre-Owned: No
Listed since: 07-19-2025 - Price Drop$24,046fair price$487 above market
- 62,906 miles
- No accidents, 1 owner, corporate fleet vehicle
- 5 Seats, 22 City / 30 Hwy MPG
- Music City Autoplex (427 mi away)
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Located in Nashville, TN / 427 miles away from Panama City, FL
CLEAN CARFAX NO ACCIDENTS REPORTED, ONE OWNER, REAR VIEW BACK-UP CAMERA, BLUETOOTH HANDS-FREE CALLING, AWD/ALL WHEEL DRIVE, NAVIGATION/GPS, HEATED LEA...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: No
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UK9M2485904
Stock: M2485904
Certified Pre-Owned: No
Listed since: 07-01-2025 - $23,998fair price$424 above market
- 48,259 miles
- No accidents, 2 owners, corporate fleet vehicle
- 5 Seats, 23 City / 32 Hwy MPG
- CarMax Jackson (MS) (305 mi away)
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Located in Jackson, MS / 305 miles away from Panama City, FL
CarMax values transparency and wants you to love your next car, not settle on it. Certain vehicles may have unrepaired safety recalls. Check nhtsa.gov...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: No
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: Yes
Features and Specs:
26 Combined MPG (23 City/32 Highway)
Listing Information:
VIN: YV4AC2HK9M2571037
Stock: 27464002
Certified Pre-Owned: No - New Listing$24,998fair price$316 above market
- 54,126 miles
- No accidents, 2 owners, corporate fleet vehicle
- 5 Seats, 22 City / 30 Hwy MPG
- CarMax Jackson (MS) (305 mi away)
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Located in Jackson, MS / 305 miles away from Panama City, FL
CarMax values transparency and wants you to love your next car, not settle on it. Certain vehicles may have unrepaired safety recalls. Check nhtsa.gov...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: No
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UK2M2561740
Stock: 27463465
Certified Pre-Owned: No - New Listing$23,998fair price$53 above market
- 59,889 miles
- No accidents, 1 owner, corporate fleet vehicle
- 5 Seats, 22 City / 30 Hwy MPG
- CarMax Charleston (377 mi away)
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Located in Charleston, SC / 377 miles away from Panama City, FL
CarMax values transparency and wants you to love your next car, not settle on it. Certain vehicles may have unrepaired safety recalls. Check nhtsa.gov...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: No
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UK3M2571953
Stock: 27509012
Certified Pre-Owned: No - Price Drop$18,500great price$4,430 below market
- 57,884 miles
- No accidents, 2 owners, personal use
- 5 Seats, 23 City / 33 Hwy MPG
- Starling Buick GMC Stuart (390 mi away)
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Located in Stuart, FL / 390 miles away from Panama City, FL
2020 Volvo XC40 Momentum Glacier Silver Metallic I4 Automatic with Geartronic FWD Bluetooth, Power Package, LEATHER, ALLOY WHEELS, BACKUP CAMERA, PARK...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
27 Combined MPG (23 City/33 Highway)
Listing Information:
VIN: YV4AC2HKXL2244824
Stock: 244824T
Certified Pre-Owned: No
Listed since: 06-19-2025 - New Listing$32,890fair price$473 above market
- 21,175 miles
- No accidents, personal use only
- 5 Seats, 22 City / 30 Hwy MPG
- Honda Cars of Aiken (326 mi away)
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Located in Warrenville, SC / 326 miles away from Panama City, FL
Back Up Camera, Bluetooth, MP3 i Pod Adaptive, Satelitte Radio, Hands Free Calling, Professionally Detailed Inside and Out. Clean CARFAX. Odometer is ...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UM2M2402394
Stock: H12721A
Certified Pre-Owned: No
Listed since: 07-28-2025 - New Listing$27,998good price$399 below market
- 48,166 miles
- 1 accident, 1 owner, personal use only
- 5 Seats, 22 City / 30 Hwy MPG
- CarMax Nashville (414 mi away)
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Located in Nashville, TN / 414 miles away from Panama City, FL
CarMax values transparency and wants you to love your next car, not settle on it. Certain vehicles may have unrepaired safety recalls. Check nhtsa.gov...
AutoCheck Vehicle History Summary
Accident Free Vehicle: No
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UL7M2611248
Stock: 27643021
Certified Pre-Owned: No - $23,121fair price$625 above market
- 39,341 miles
- 1 accident, 2 owners, personal use only
- 5 Seats, 23 City / 32 Hwy MPG
- Rivard Buick GMC (254 mi away)
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Located in Tampa, FL / 254 miles away from Panama City, FL
CARFAX One-Owner. Crystal White 2021 Volvo XC40 Momentum I4 FWD Automatic with Geartronic Leather Seats, Backup/Rearview Camera, Remote Start, Bluetoo...
AutoCheck Vehicle History Summary
Accident Free Vehicle: No
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
26 Combined MPG (23 City/32 Highway)
Listing Information:
VIN: YV4AC2HK1M2469926
Stock: CB0031
Certified Pre-Owned: No
Listed since: 06-27-2025 - New Listing$28,898fair price$642 below market
- 41,031 miles
- 5 Seats, 22 City / 30 Hwy MPG
- North Point Volvo Cars (278 mi away)
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Located in Alpharetta, GA / 278 miles away from Panama City, FL
Certified by Volvo 2021 Volvo XC40 T5 AWD R-Design in Crystal White Pearl Metallic with Charcoal Sport Interior. Additionally equipped with Advanced P...
AutoCheck Vehicle History Summary Unavailable.
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UMXM2617098
Stock: MM2617098
Certified Pre-Owned: Yes
Listed since: 07-30-2025 - 106,648 miles
- No accidents, 1 owner, corporate fleet vehicle
- 5 Seats, 23 City / 32 Hwy MPG
- SKCO Automotive (155 mi away)
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Located in Mobile, AL / 155 miles away from Panama City, FL
Delivers 32 Highway MPG and 23 City MPG! This Volvo XC40 boasts a Intercooled Turbo Regular Unleaded I-4 2.0 L/120 engine powering this Automatic tran...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: No
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: Yes
Features and Specs:
26 Combined MPG (23 City/32 Highway)
Listing Information:
VIN: YV4AC2HKXM2607236
Stock: 607236
Certified Pre-Owned: No
Listed since: 07-11-2024- 91,193 miles
- No accidents, 2 owners, personal use
- 5 Seats, 22 City / 30 Hwy MPG
- Auto Boutique Florida (246 mi away)
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Located in Jacksonville, FL / 246 miles away from Panama City, FL
Carfax and Autocheck accident free.Window Grid Diversity Antenna, Wheels: 18" 5-Spoke Silver Alloy, Volvo On-Call Emergency Sos Capability, Voice Acti...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UK0M2572252
Stock: 19522
Certified Pre-Owned: No
Listed since: 07-02-2025- New Listing$27,028fair price$167 above market
- 46,729 miles
- No accidents, 2 owners, personal use only
- 5 Seats, 22 City / 30 Hwy MPG
- Toyota of Gastonia (440 mi away)
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Located in Gastonia, NC / 440 miles away from Panama City, FL
Clean CARFAX. 12V Outlet in Cargo Area, 360 Degree Surround View Camera, ABS brakes, Advanced Package, Apple CarPlay/Android Auto, Auto High-beam Head...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UM1M2505581
Stock: PM2127
Certified Pre-Owned: No
Listed since: 07-29-2025 - 21,850 miles
- No accidents, 1 owner, personal use
- 5 Seats, 22 City / 30 Hwy MPG
- CarMax Tampa (243 mi away)
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Located in Tampa, FL / 243 miles away from Panama City, FL
CarMax values transparency and wants you to love your next car, not settle on it. Certain vehicles may have unrepaired safety recalls. Check nhtsa.gov...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: Yes
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UK4M2430048
Stock: 27324088
Certified Pre-Owned: No
Showing 1 - 21 out of 543 listings
Consumer Reviews for the Volvo XC40
Read recent reviews for the Volvo XC40
All around greatness (former GTI owner)
Tom E, 09/09/2019
2020 Volvo XC40 T5 R-Design 4dr SUV AWD (2.0L 4cyl Turbo 8A)
We’ve owned our fair share of cars (Jeep Grand Cherokee, VW GTI and Sportwagen, BMW 3 series and more) but this one takes the cake. Our Jeep was 11 yrs old and it was time to replace it. We liked the XC90, but felt a little guilty about it since we live in the city and didn’t really need all that space 99% of the time. If we did, it would be for a long road trip and then we wouldn’t want … that mileage on our car anyway. The XC60 was nice, but we really clicked with the XC40 because unlike other companies, the XC40 doesn’t feel any less nice than the 60, just more compact. It doesn’t have as many features, but it wasn’t anything we needed.
Driving - It drives more like a GTI (very sporty) but a lot less bumpy. Roads in Brooklyn can be really beat up. Initially when we saw a pothole, we’d cringe waiting for the bump to jostle us (as it did in the GTI) but it feels somehow very smooth and still stiff and connected to the road. We got the Polestar too and it just adds a little more sportiness without sacrifice and with the additional torque in the mid-range. We really love it, more so than the 3 series even, and my wife and I are now constantly arguing who’s turn it is to drive.
Safety - All cars are not created equal and the safety in this car is incredible. You have to realize that Volvo prioritizes safety beyond requirements and other manufacturers, and if you research it you’ll see that they do not skimp on anything. In government crash testing, the front passenger is not treated to the same scrutiny as the driver, but Volvo ensures it is as safe as can be. City safety is also incredible and with bikers, pedestrians, cabs, etc. it really gives us a piece of mind.
Technology - Volvo uses a tablet-like setup. I do wish it had a few more physical buttons for the climate control. However, despite the learning curve, we found the infotainment to be relatively easy to use after a few days. After that initial learning curve, you realize that you have an ability to really customize a lot and we really like it. I rated it 4 stars because of that initial learning curve, but it’s not far off from being great.
Features - First thing you notice is that Volvo put thought into everything from the materials, to storage and the designs. Feels like a much more expensive car. The panoramic moonroof, the materials, seat cushion extensions, 8 way front seats (both!) and lighting options are just scratching the surface. I also love that with the two keys we use, the car knows when it’s me or my wife and remembers our preferences for the seat, mirrors, and more.
Comfort - The front seats are great and the seat cushion extension is great for my 6’ 2” frame. The backseat is good, but it is a small car and that’s probably where I find it a little lacking as it is a fixed seat and a little short for someone 6’2” (then again, I’m rarely in the back). I really wish you could move or recline the seat. Not a deal breaker, but would be nice.
The look - We love the R-design look for its sporty yet elegant look. The 19” wheels look fantastic and the gray with blue tinge exterior (new color) against the black top make it eye-catching against the boring crowd. People always stare at it and the first time we parked it after the dealership someone made a comment about it being a beautiful car. It’s definitely a head turner. On the inside, I do wish we could opt for lighter cabin materials, which you cannot do in the R-design, but we overlook it because of the huge moonroof, great seats and plenty of light in the spacious cabin.
Overall - We’d highly recommend this car if you’re looking for something practical and sporty with great features, storage and the right amount of luxury. The price can tick up quickly, but nothing else checks almost all the boxes in such a wonderful package that gets you excited to drive it every time while knowing you’re safe. We’re very happy.
Used 2021 Volvo XC40 in Panama City, FL Values
Estimated values
2021 Volvo XC40 T5 Momentum 4dr SUV AWD (2.0L 4cyl Turbo 8A) with no options
| Condition | Trade-In | Private Party | Dealer Retail |
|---|---|---|---|
| Outstanding | $18,603 | $21,076 | $23,555 |
| Clean | $18,312 | $20,742 | $23,175 |
| Average | $17,828 | $20,184 | $22,541 |
| Rough | $17,198 | $19,459 | $21,718 |
The average list price of a used 2021 Volvo XC40 in Panama City, Florida is $24,964. The average mileage on a used Volvo XC40 2021 for sale in Panama City, Florida is 50,253. Based on the average mileage of 50,253 for used 2021 Volvo XC40 for sale in Panama City, FL and using an average vehicle condition rating, which means the vehicle may have a few mechanical and/or cosmetic problems and may require a considerable amount of reconditioning, we appraise the average trade-in value of a used Volvo XC40 2021 in Panama City, Florida to be $17,828.
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