Skip to FiltersReport abuse
565 listings
- New Listing$22,998great price$2,349 below market
- 51,428 miles
- No accidents, personal use only
- 5 Seats, 22 City / 30 Hwy MPG
- Gunther Volkswagen of Coconut Creek (429 mi away)
Close
Located in Coconut Creek, FL / 429 miles away from Panama City, FL
Recent Arrival! CARFAX One-Owner. Gray 2021 Volvo XC40 Momentum I4 Automatic with Geartronic AWD 4-Wheel Disc Brakes, 8 Speakers, ABS brakes, Air Cond...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UK7M2422526
Stock: U15144A
Certified Pre-Owned: No
Listed since: 07-30-2025 - New Listing$17,616great price$1,749 below market
- 91,226 miles
- 1 accident, 1 owner, personal use
- 5 Seats, 22 City / 30 Hwy MPG
- Taverna Chrysler Jeep Dodge Ram (436 mi away)
Close
Located in Plantation, FL / 436 miles away from Panama City, FL
Full dealer inspection and recently serviced. Extended warranties available for full peace of mind. If you'd like to inspect in person and are out of ...
AutoCheck Vehicle History Summary
Accident Free Vehicle: No
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UK6M2608042
Stock: CV608042
Certified Pre-Owned: No
Listed since: 07-31-2025 - New Listing$27,699good price$2,038 below market
- 37,088 miles
- No accidents, 1 owner, personal use
- 5 Seats, 22 City / 30 Hwy MPG
- Coggin DeLand Honda (276 mi away)
Close
Located in Orange City, FL / 276 miles away from Panama City, FL
2021 Volvo XC40 R-Design Automatic with Geartronic Fusion Red MetallicClean CARFAX. **LEATHER SEATS**, **SUNROOF**, **HEATED SEATS**, **REARVIEW CAME...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UM5M2611242
Stock: CDH251061A
Certified Pre-Owned: No
Listed since: 07-31-2025 - $22,600good price$1,665 below market
- 56,626 miles
- No accidents, 1 owner, corporate fleet vehicle
- 5 Seats, 22 City / 30 Hwy MPG
- Taverna INFINITI North Miami (442 mi away)
Close
Located in West Park, FL / 442 miles away from Panama City, FL
Full dealer inspection and recently serviced. Extended warranties available for full peace of mind. If you'd like to inspect in person and are out of ...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: No
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UK0M2571960
Stock: NV571960
Certified Pre-Owned: No
Listed since: 06-04-2025 - $24,999good price$1,479 below market
- 61,790 miles
- No accidents, 1 owner, personal use only
- 5 Seats, 22 City / 30 Hwy MPG
- Rick Case Hyundai (436 mi away)
- Five Star Dealer
Close
Located in Plantation, FL / 436 miles away from Panama City, FL
CARFAX One-Owner. Clean CARFAX. rare find, Leather, local trade, XC40 R-Design, AWD, Navigation system: Sensus Navigation. Thunder Gray Metallic 2021 ...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UM8M2591245
Stock: TM2591245
Certified Pre-Owned: No
Listed since: 06-05-2025 - New Listing$28,898good price$1,707 below market
- 41,031 miles
- No accidents, 2 owners, personal use
- 5 Seats, 22 City / 30 Hwy MPG
- North Point Volvo Cars (278 mi away)
Close
Located in Alpharetta, GA / 278 miles away from Panama City, FL
Certified by Volvo 2021 Volvo XC40 T5 AWD R-Design in Crystal White Pearl Metallic with Charcoal Sport Interior. Additionally equipped with Advanced P...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UMXM2617098
Stock: MM2617098
Certified Pre-Owned: Yes
Listed since: 07-30-2025 - $28,998fair price$831 below market
- 30,508 miles
- No accidents, 1 owner, personal use only
- 5 Seats, 22 City / 30 Hwy MPG
- CarMax Athens (289 mi away)
Close
Located in Bogart, GA / 289 miles away from Panama City, FL
CarMax values transparency and wants you to love your next car, not settle on it. Certain vehicles may have unrepaired safety recalls. Check nhtsa.gov...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UM6M2589123
Stock: 27386489
Certified Pre-Owned: No - $22,490fair price$503 below market
- 66,106 miles
- No accidents, 1 owner, personal use
- 5 Seats, 22 City / 30 Hwy MPG
- JTs Chrysler Dodge Jeep Ram of Columbia (377 mi away)
Close
Located in Columbia, SC / 377 miles away from Panama City, FL
Scores 30 Highway MPG and 22 City MPG! This Volvo XC40 boasts a Intercooled Turbo Regular Unleaded I-4 2.0 L/120 engine powering this Automatic transm...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UK8M2604686
Stock: P8230
Certified Pre-Owned: No
Listed since: 06-13-2025 - New Listing$24,999fair price$58 above market
- 15,281 miles
- No accidents, 1 owner, personal use only
- 5 Seats, 23 City / 32 Hwy MPG
- Mercedes-Benz of Fort Lauderdale (440 mi away)
Close
Located in Fort Lauderdale, FL / 440 miles away from Panama City, FL
Leather SeatsLane Keeping AssistKeyless StartRear SpoilerThis vehicle includes a Money-Back Guarantee* and passed our precise inspection process...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
26 Combined MPG (23 City/32 Highway)
Listing Information:
VIN: YV4AC2HK2M2470034
Stock: M2470034
Certified Pre-Owned: No
Listed since: 07-31-2025 - $24,785good price$331 below market
- 38,355 miles
- No accidents, 3 owners, corporate fleet vehicle
- 5 Seats, 23 City / 32 Hwy MPG
- Tomlinson Motor Company (204 mi away)
Close
Located in Gainesville, FL / 204 miles away from Panama City, FL
NO DEALER FEES EVER! NO MANDATORY ADDS OR ADVANTAGE PLANS. ONLY ADD TAX, TAG & TITLE. ASK US FOR OUT THE DOOR PRICE! NON COMMISSION SALES STAFF. ENJOY...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: No
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
26 Combined MPG (23 City/32 Highway)
Listing Information:
VIN: YV4AC2HKXM2431255
Stock: 14163
Certified Pre-Owned: No
Listed since: 06-04-2025 - Price Drop$22,821fair price$358 above market
- 39,341 miles
- 1 accident, 2 owners, personal use only
- 5 Seats, 23 City / 32 Hwy MPG
- Rivard Buick GMC (254 mi away)
Close
Located in Tampa, FL / 254 miles away from Panama City, FL
CARFAX One-Owner. Crystal White 2021 Volvo XC40 Momentum I4 FWD Automatic with Geartronic Leather Seats, Backup/Rearview Camera, Remote Start, Bluetoo...
AutoCheck Vehicle History Summary
Accident Free Vehicle: No
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
26 Combined MPG (23 City/32 Highway)
Listing Information:
VIN: YV4AC2HK1M2469926
Stock: CB0031
Certified Pre-Owned: No
Listed since: 06-27-2025 - $17,950fair price$168 above market
- 106,648 miles
- No accidents, 1 owner, corporate fleet vehicle
- 5 Seats, 23 City / 32 Hwy MPG
- SKCO Automotive (155 mi away)
Close
Located in Mobile, AL / 155 miles away from Panama City, FL
Delivers 32 Highway MPG and 23 City MPG! This Volvo XC40 boasts a Intercooled Turbo Regular Unleaded I-4 2.0 L/120 engine powering this Automatic tran...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: No
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: Yes
Features and Specs:
26 Combined MPG (23 City/32 Highway)
Listing Information:
VIN: YV4AC2HKXM2607236
Stock: 607236
Certified Pre-Owned: No
Listed since: 07-11-2024 - $32,890fair price$40 below market
- 21,175 miles
- No accidents, personal use only
- 5 Seats, 22 City / 30 Hwy MPG
- Honda Cars of Aiken (326 mi away)
Close
Located in Warrenville, SC / 326 miles away from Panama City, FL
Power Lift Gate, Back Up Camera, Bluetooth, MP3 i Pod Adaptive, Satelitte Radio, Hands Free Calling, Power Moonroof, Professionally Detailed Inside an...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UM2M2402394
Stock: H12721A
Certified Pre-Owned: No
Listed since: 07-28-2025 - Price Drop$17,999great price$4,722 below market
- 57,884 miles
- No accidents, 2 owners, personal use
- 5 Seats, 23 City / 33 Hwy MPG
- Starling Buick GMC Stuart (390 mi away)
Close
Located in Stuart, FL / 390 miles away from Panama City, FL
2020 Volvo XC40 Momentum Glacier Silver Metallic I4 Automatic with Geartronic FWD Bluetooth, Power Package, LEATHER, ALLOY WHEELS, BACKUP CAMERA, PARK...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
27 Combined MPG (23 City/33 Highway)
Listing Information:
VIN: YV4AC2HKXL2244824
Stock: 244824T
Certified Pre-Owned: No
Listed since: 06-19-2025 - $27,747good price$1,541 below market
- 39,515 miles
- 2 accidents, 1 owner, personal use only
- 5 Seats, 22 City / 30 Hwy MPG
- Magnetism Motors (275 mi away)
Close
Located in Lawrenceville, GA / 275 miles away from Panama City, FL
This 2021 Volvo XC40 4dr T5 AWD R-Design features a 2.0L 4 CYLINDER 4cyl Gasoline engine. It is equipped with a 8 Speed Automatic transmission. The ve...
AutoCheck Vehicle History Summary
Accident Free Vehicle: No
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UM0M2488143
Stock: M2488143
Certified Pre-Owned: No
Listed since: 07-19-2025 - Price Drop$23,559fair price$109 above market
- 62,906 miles
- No accidents, 1 owner, corporate fleet vehicle
- 5 Seats, 22 City / 30 Hwy MPG
- Music City Autoplex (427 mi away)
Close
Located in Nashville, TN / 427 miles away from Panama City, FL
CLEAN CARFAX NO ACCIDENTS REPORTED, ONE OWNER, REAR VIEW BACK-UP CAMERA, BLUETOOTH HANDS-FREE CALLING, AWD/ALL WHEEL DRIVE, NAVIGATION/GPS, HEATED LEA...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: No
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UK9M2485904
Stock: 1914
Certified Pre-Owned: No
Listed since: 07-01-2025 - $23,998fair price$252 above market
- 48,259 miles
- No accidents, 2 owners, corporate fleet vehicle
- 5 Seats, 23 City / 32 Hwy MPG
- CarMax Jackson (MS) (305 mi away)
Close
Located in Jackson, MS / 305 miles away from Panama City, FL
CarMax values transparency and wants you to love your next car, not settle on it. Certain vehicles may have unrepaired safety recalls. Check nhtsa.gov...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: No
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: Yes
Features and Specs:
26 Combined MPG (23 City/32 Highway)
Listing Information:
VIN: YV4AC2HK9M2571037
Stock: 27464002
Certified Pre-Owned: No - New Listing$24,998fair price$729 above market
- 56,601 miles
- No accidents, 1 owner, corporate fleet vehicle
- 5 Seats, 22 City / 30 Hwy MPG
- CarMax Tuscaloosa (232 mi away)
Close
Located in Tuscaloosa, AL / 232 miles away from Panama City, FL
CarMax values transparency and wants you to love your next car, not settle on it. Certain vehicles may have unrepaired safety recalls. Check nhtsa.gov...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: No
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UK1M2598990
Stock: 27607891
Certified Pre-Owned: No - $27,028fair price$663 below market
- 46,729 miles
- No accidents, 2 owners, personal use only
- 5 Seats, 22 City / 30 Hwy MPG
- Toyota of Gastonia (440 mi away)
Close
Located in Gastonia, NC / 440 miles away from Panama City, FL
Clean CARFAX. 12V Outlet in Cargo Area, 360 Degree Surround View Camera, ABS brakes, Advanced Package, Apple CarPlay/Android Auto, Auto High-beam Head...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UM1M2505581
Stock: PM2127
Certified Pre-Owned: No
Listed since: 07-29-2025 - $24,998fair price$406 above market
- 54,126 miles
- No accidents, 2 owners, corporate fleet vehicle
- 5 Seats, 22 City / 30 Hwy MPG
- CarMax Jackson (MS) (305 mi away)
Close
Located in Jackson, MS / 305 miles away from Panama City, FL
CarMax values transparency and wants you to love your next car, not settle on it. Certain vehicles may have unrepaired safety recalls. Check nhtsa.gov...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: No
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: Yes
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UK2M2561740
Stock: 27463465
Certified Pre-Owned: No - New Listing$23,998fair price$419 above market
- 48,675 miles
- No accidents, 1 owner, corporate fleet vehicle
- 5 Seats, 23 City / 32 Hwy MPG
- CarMax Gastonia (438 mi away)
Close
Located in Gastonia, NC / 438 miles away from Panama City, FL
CarMax values transparency and wants you to love your next car, not settle on it. Certain vehicles may have unrepaired safety recalls. Check nhtsa.gov...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: No
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
26 Combined MPG (23 City/32 Highway)
Listing Information:
VIN: YV4AC2HK6M2572159
Stock: 27549732
Certified Pre-Owned: No
Showing 1 - 21 out of 565 listings
Consumer Reviews for the Volvo XC40
Read recent reviews for the Volvo XC40
All around greatness (former GTI owner)
Tom E, 09/09/2019
2020 Volvo XC40 T5 R-Design 4dr SUV AWD (2.0L 4cyl Turbo 8A)
We’ve owned our fair share of cars (Jeep Grand Cherokee, VW GTI and Sportwagen, BMW 3 series and more) but this one takes the cake. Our Jeep was 11 yrs old and it was time to replace it. We liked the XC90, but felt a little guilty about it since we live in the city and didn’t really need all that space 99% of the time. If we did, it would be for a long road trip and then we wouldn’t want … that mileage on our car anyway. The XC60 was nice, but we really clicked with the XC40 because unlike other companies, the XC40 doesn’t feel any less nice than the 60, just more compact. It doesn’t have as many features, but it wasn’t anything we needed.
Driving - It drives more like a GTI (very sporty) but a lot less bumpy. Roads in Brooklyn can be really beat up. Initially when we saw a pothole, we’d cringe waiting for the bump to jostle us (as it did in the GTI) but it feels somehow very smooth and still stiff and connected to the road. We got the Polestar too and it just adds a little more sportiness without sacrifice and with the additional torque in the mid-range. We really love it, more so than the 3 series even, and my wife and I are now constantly arguing who’s turn it is to drive.
Safety - All cars are not created equal and the safety in this car is incredible. You have to realize that Volvo prioritizes safety beyond requirements and other manufacturers, and if you research it you’ll see that they do not skimp on anything. In government crash testing, the front passenger is not treated to the same scrutiny as the driver, but Volvo ensures it is as safe as can be. City safety is also incredible and with bikers, pedestrians, cabs, etc. it really gives us a piece of mind.
Technology - Volvo uses a tablet-like setup. I do wish it had a few more physical buttons for the climate control. However, despite the learning curve, we found the infotainment to be relatively easy to use after a few days. After that initial learning curve, you realize that you have an ability to really customize a lot and we really like it. I rated it 4 stars because of that initial learning curve, but it’s not far off from being great.
Features - First thing you notice is that Volvo put thought into everything from the materials, to storage and the designs. Feels like a much more expensive car. The panoramic moonroof, the materials, seat cushion extensions, 8 way front seats (both!) and lighting options are just scratching the surface. I also love that with the two keys we use, the car knows when it’s me or my wife and remembers our preferences for the seat, mirrors, and more.
Comfort - The front seats are great and the seat cushion extension is great for my 6’ 2” frame. The backseat is good, but it is a small car and that’s probably where I find it a little lacking as it is a fixed seat and a little short for someone 6’2” (then again, I’m rarely in the back). I really wish you could move or recline the seat. Not a deal breaker, but would be nice.
The look - We love the R-design look for its sporty yet elegant look. The 19” wheels look fantastic and the gray with blue tinge exterior (new color) against the black top make it eye-catching against the boring crowd. People always stare at it and the first time we parked it after the dealership someone made a comment about it being a beautiful car. It’s definitely a head turner. On the inside, I do wish we could opt for lighter cabin materials, which you cannot do in the R-design, but we overlook it because of the huge moonroof, great seats and plenty of light in the spacious cabin.
Overall - We’d highly recommend this car if you’re looking for something practical and sporty with great features, storage and the right amount of luxury. The price can tick up quickly, but nothing else checks almost all the boxes in such a wonderful package that gets you excited to drive it every time while knowing you’re safe. We’re very happy.
Used 2021 Volvo XC40 in Panama City, FL Values
Estimated values
2021 Volvo XC40 T5 Momentum 4dr SUV AWD (2.0L 4cyl Turbo 8A) with no options
| Condition | Trade-In | Private Party | Dealer Retail |
|---|---|---|---|
| Outstanding | $18,172 | $20,724 | $23,281 |
| Clean | $17,888 | $20,395 | $22,906 |
| Average | $17,415 | $19,847 | $22,279 |
| Rough | $16,800 | $19,134 | $21,466 |
The average list price of a used 2021 Volvo XC40 in Panama City, Florida is $24,479. The average mileage on a used Volvo XC40 2021 for sale in Panama City, Florida is 51,014. Based on the average mileage of 51,014 for used 2021 Volvo XC40 for sale in Panama City, FL and using an average vehicle condition rating, which means the vehicle may have a few mechanical and/or cosmetic problems and may require a considerable amount of reconditioning, we appraise the average trade-in value of a used Volvo XC40 2021 in Panama City, Florida to be $17,415.
Filters
Skip to Results