- $410/mo est.$2,500 down
- Exterior color: Summit WhiteSummit White
- Interior color: After Dark leatheretteAfter Dark leatherette
- 5 Seats, 24 City / 28 Hwy MPG
- Vision Buick GMC (8 mi away)
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Estimate Lease Details
$410/month for 36 months
$2,500 Down payment
$2,910 Due at signing
$2,910 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,257 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Rochester, NY / 8 miles away from Rochester, NY
Recent Arrival!**VISION BUICK GMC**, AWD.Summit White 2026 GMC Terrain Elevation AWD 8-Speed Automatic with Overdrive 1.5L DOHC
Features and Specs:
25 Combined MPG (24 City/28 Highway)
Listing Information:
VIN: 3GKALUEG5TL206967
Stock: B6T206967X
Listed since: 09-15-2025 - $385/mo est.$2,500 down
- Exterior color: Volcanic Red TintcoatVolcanic Red Tintcoat
- Interior color: After Dark clothAfter Dark cloth
- 5 Seats, 26 City / 28 Hwy MPG
- Vision Buick GMC (8 mi away)
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Estimate Lease Details
$385/month for 36 months
$2,500 Down payment
$2,885 Due at signing
$2,885 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $16,348 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Rochester, NY / 8 miles away from Rochester, NY
**VISION BUICK GMC**.Volcanic Red Tintcoat 2026 GMC Terrain Elevation FWD CVT 1.5L DOHC
Features and Specs:
27 Combined MPG (26 City/28 Highway)
Listing Information:
VIN: 3GKALMEG0TL259429
Stock: B6T259429
Listed since: 09-03-2025 - $567/mo est.$2,500 down
- Exterior color: Ebony Twilight MetallicEbony Twilight Metallic
- Interior color: After Dark leatherAfter Dark leather
- 5 Seats, 24 City / 28 Hwy MPG
- Vision Buick GMC (8 mi away)
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Estimate Lease Details
$567/month for 36 months
$2,500 Down payment
$3,067 Due at signing
$3,067 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $22,898 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Rochester, NY / 8 miles away from Rochester, NY
**VISION BUICK GMC**, AWD.Ebony Twilight Metallic 2026 GMC Terrain Denali AWD 8-Speed Automatic with Overdrive 1.5L DOHC
Features and Specs:
25 Combined MPG (24 City/28 Highway)
Listing Information:
VIN: 3GKALZEG2TL263060
Stock: B6T263060
Listed since: 09-05-2025 - $562/mo est.$2,500 down
- Exterior color: Sterling MetallicSterling Metallic
- Interior color: Forest Storm w/Mahogany Accents leatherette/clothForest Storm w/Mahogany Accents leatherette/cloth
- 5 Seats, 24 City / 28 Hwy MPG
- Vision Buick GMC (8 mi away)
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Estimate Lease Details
$562/month for 36 months
$2,500 Down payment
$3,062 Due at signing
$3,062 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $22,741 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Rochester, NY / 8 miles away from Rochester, NY
**VISION BUICK GMC**, AWD.Sterling Metallic 2026 GMC Terrain AT4 AWD 8-Speed Automatic with Overdrive 1.5L DOHC
Features and Specs:
25 Combined MPG (24 City/28 Highway)
Listing Information:
VIN: 3GKALYEGXTL253399
Stock: B6T253399
Listed since: 08-26-2025 - $456/mo est.$2,500 down
- Exterior color: Sterling MetallicSterling Metallic
- Interior color: After Dark leatheretteAfter Dark leatherette
- 5 Seats, 24 City / 28 Hwy MPG
- Vision Buick GMC (8 mi away)
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Estimate Lease Details
$456/month for 36 months
$2,500 Down payment
$2,956 Due at signing
$2,956 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $18,907 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Rochester, NY / 8 miles away from Rochester, NY
**VISION BUICK GMC**, AWD.Sterling Metallic 2026 GMC Terrain Elevation AWD 8-Speed Automatic with Overdrive 1.5L DOHC
Features and Specs:
25 Combined MPG (24 City/28 Highway)
Listing Information:
VIN: 3GKALUEG2TL204660
Stock: B6T204660X
Listed since: 08-29-2025 - $510/mo est.$2,500 down
- Exterior color: Ebony Twilight MetallicEbony Twilight Metallic
- Interior color: Forest Storm w/Mahogany Accents leatherette/clothForest Storm w/Mahogany Accents leatherette/cloth
- 5 Seats, 24 City / 28 Hwy MPG
- Vision Buick GMC (8 mi away)
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Estimate Lease Details
$510/month for 36 months
$2,500 Down payment
$3,010 Due at signing
$3,010 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $20,865 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Rochester, NY / 8 miles away from Rochester, NY
**VISION BUICK GMC**, AWD.Ebony Twilight Metallic 2026 GMC Terrain AT4 AWD 8-Speed Automatic with Overdrive 1.5L DOHC
Features and Specs:
25 Combined MPG (24 City/28 Highway)
Listing Information:
VIN: 3GKALYEGXTL214859
Stock: B6T214859
Listed since: 07-24-2025 - $381/mo est.$2,500 down
- Exterior color: Ebony Twilight MetallicEbony Twilight Metallic
- Interior color: After Dark clothAfter Dark cloth
- 5 Seats, 26 City / 28 Hwy MPG
- Vision Buick GMC (8 mi away)
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Estimate Lease Details
$381/month for 36 months
$2,500 Down payment
$2,881 Due at signing
$2,881 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $16,229 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Rochester, NY / 8 miles away from Rochester, NY
**VISION BUICK GMC**.Ebony Twilight Metallic 2026 GMC Terrain Elevation FWD CVT 1.5L DOHC
Features and Specs:
27 Combined MPG (26 City/28 Highway)
Listing Information:
VIN: 3GKALMEG8TL234293
Stock: B6T234293
Listed since: 08-19-2025 - $385/mo est.$2,500 down
- Exterior color: Volcanic Red TintcoatVolcanic Red Tintcoat
- Interior color: After Dark clothAfter Dark cloth
- 5 Seats, 26 City / 28 Hwy MPG
- Vision Buick GMC (8 mi away)
Close
Estimate Lease Details
$385/month for 36 months
$2,500 Down payment
$2,885 Due at signing
$2,885 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $16,348 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Rochester, NY / 8 miles away from Rochester, NY
**VISION BUICK GMC**.Volcanic Red Tintcoat 2026 GMC Terrain Elevation FWD CVT 1.5L DOHC
Features and Specs:
27 Combined MPG (26 City/28 Highway)
Listing Information:
VIN: 3GKALMEG5TL235269
Stock: B6T235269
Listed since: 08-12-2025 - $495/mo est.$2,500 down
- Exterior color: Sterling MetallicSterling Metallic
- Interior color: Forest Storm w/Mahogany Accents leatherette/clothForest Storm w/Mahogany Accents leatherette/cloth
- 5 Seats, 24 City / 28 Hwy MPG
- Tradition Chevrolet GMC (27 mi away)(2)
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Estimate Lease Details
$495/month for 36 months
$2,500 Down payment
$2,995 Due at signing
$2,995 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $20,326 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Newark, NY / 27 miles away from Rochester, NY
2026 GMC Terrain AT4 What sets us apart from other dealers is that we are a family owned and operated, low pressure and no hassle dealership. Owner on...
Features and Specs:
25 Combined MPG (24 City/28 Highway)
Listing Information:
VIN: 3GKALYEG0TL145468
Stock: N26006
Listed since: 06-09-2025 - $421/mo est.$2,500 down
- Exterior color: Volcanic Red TintcoatVolcanic Red Tintcoat
- Interior color: After Dark clothAfter Dark cloth
- 5 Seats, 24 City / 28 Hwy MPG
- Tradition Chevrolet GMC (27 mi away)(2)
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Estimate Lease Details
$421/month for 36 months
$2,500 Down payment
$2,921 Due at signing
$2,921 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,667 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Newark, NY / 27 miles away from Rochester, NY
2026 GMC Terrain Elevation What sets us apart from other dealers is that we are a family owned and operated, low pressure and no hassle dealership. Ow...
Features and Specs:
25 Combined MPG (24 City/28 Highway)
Listing Information:
VIN: 3GKALUEG1TL240047
Stock: N26042
Listed since: 08-13-2025 - $504/mo est.$2,500 down
- Exterior color: Summit WhiteSummit White
- Interior color: Forest Storm w/Mahogany Accents leatherette/clothForest Storm w/Mahogany Accents leatherette/cloth
- 5 Seats, 24 City / 28 Hwy MPG
- Fox Auto Group GMC Chevrolet (73 mi away)
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Estimate Lease Details
$504/month for 36 months
$2,500 Down payment
$3,004 Due at signing
$3,004 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $20,649 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Painted Post, NY / 73 miles away from Rochester, NY
Navigation, Heated Seats, Satellite Radio, Back-Up Camera, AWD, Alloy Wheels, Trailer Hitch, TRANSMISSION, 8-SPEED AUTOMATIC, ELEC... Power Liftgate. ...
Features and Specs:
25 Combined MPG (24 City/28 Highway)
Listing Information:
VIN: 3GKALYEG8TL132631
Stock: 3030N
Listed since: 06-03-2025 - $468/mo est.$2,500 down
- Exterior color: Sterling MetallicSterling Metallic
- Interior color: After Dark leatheretteAfter Dark leatherette
- 5 Seats, 24 City / 28 Hwy MPG
- Bill Rapp GMC (79 mi away)
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Estimate Lease Details
$468/month for 36 months
$2,500 Down payment
$2,968 Due at signing
$2,968 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $19,362 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Syracuse, NY / 79 miles away from Rochester, NY
Features and Specs:
25 Combined MPG (24 City/28 Highway)
Listing Information:
VIN: 3GKALUEG1TL210255
Stock: G14050 - $427/mo est.$2,500 down
- Exterior color: Sterling MetallicSterling Metallic
- Interior color: After Dark leatheretteAfter Dark leatherette
- 5 Seats, 24 City / 28 Hwy MPG
- Bill Rapp GMC (79 mi away)
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Estimate Lease Details
$427/month for 36 months
$2,500 Down payment
$2,927 Due at signing
$2,927 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,862 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Syracuse, NY / 79 miles away from Rochester, NY
Features and Specs:
25 Combined MPG (24 City/28 Highway)
Listing Information:
VIN: 3GKALUEG1TL250867
Stock: G14111 - $429/mo est.$2,500 down
- Exterior color: Ebony Twilight MetallicEbony Twilight Metallic
- Interior color: After Dark leatheretteAfter Dark leatherette
- 5 Seats, 24 City / 28 Hwy MPG
- Bill Rapp GMC (79 mi away)
Close
Estimate Lease Details
$429/month for 36 months
$2,500 Down payment
$2,929 Due at signing
$2,929 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,940 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Syracuse, NY / 79 miles away from Rochester, NY
Features and Specs:
25 Combined MPG (24 City/28 Highway)
Listing Information:
VIN: 3GKALUEGXTL253525
Stock: G14105 - $420/mo est.$2,500 down
- Exterior color: Riverstone MetallicRiverstone Metallic
- Interior color: After Dark leatheretteAfter Dark leatherette
- 5 Seats, 24 City / 28 Hwy MPG
- Bill Rapp GMC (79 mi away)
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Estimate Lease Details
$420/month for 36 months
$2,500 Down payment
$2,920 Due at signing
$2,920 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,635 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Syracuse, NY / 79 miles away from Rochester, NY
Features and Specs:
25 Combined MPG (24 City/28 Highway)
Listing Information:
VIN: 3GKALUEG4TL244156
Stock: G14096 - $421/mo est.$2,500 down
- Exterior color: Summit WhiteSummit White
- Interior color: After Dark leatheretteAfter Dark leatherette
- 5 Seats, 24 City / 28 Hwy MPG
- Bill Rapp GMC (79 mi away)
Close
Estimate Lease Details
$421/month for 36 months
$2,500 Down payment
$2,921 Due at signing
$2,921 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,664 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Syracuse, NY / 79 miles away from Rochester, NY
Features and Specs:
25 Combined MPG (24 City/28 Highway)
Listing Information:
VIN: 3GKALUEG4TL250880
Stock: G14108 - $421/mo est.$2,500 down
- Exterior color: Summit WhiteSummit White
- Interior color: After Dark leatheretteAfter Dark leatherette
- 5 Seats, 24 City / 28 Hwy MPG
- Bill Rapp GMC (79 mi away)
Close
Estimate Lease Details
$421/month for 36 months
$2,500 Down payment
$2,921 Due at signing
$2,921 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,664 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Syracuse, NY / 79 miles away from Rochester, NY
Features and Specs:
25 Combined MPG (24 City/28 Highway)
Listing Information:
VIN: 3GKALUEG3TL259876
Stock: G14117 - $420/mo est.$2,500 down
- Exterior color: Riverstone MetallicRiverstone Metallic
- Interior color: After Dark leatheretteAfter Dark leatherette
- 5 Seats, 24 City / 28 Hwy MPG
- Bill Rapp GMC (79 mi away)
Close
Estimate Lease Details
$420/month for 36 months
$2,500 Down payment
$2,920 Due at signing
$2,920 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,635 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Syracuse, NY / 79 miles away from Rochester, NY
Features and Specs:
25 Combined MPG (24 City/28 Highway)
Listing Information:
VIN: 3GKALUEG7TL251649
Stock: G14106 - $435/mo est.$2,500 down
- Exterior color: Sterling MetallicSterling Metallic
- Interior color: After Dark leatheretteAfter Dark leatherette
- 5 Seats, 24 City / 28 Hwy MPG
- Bill Rapp GMC (79 mi away)
Close
Estimate Lease Details
$435/month for 36 months
$2,500 Down payment
$2,935 Due at signing
$2,935 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $18,170 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Syracuse, NY / 79 miles away from Rochester, NY
Features and Specs:
25 Combined MPG (24 City/28 Highway)
Listing Information:
VIN: 3GKALUEG3TL229650
Stock: GD14116 - $427/mo est.$2,500 down
- Exterior color: Sterling MetallicSterling Metallic
- Interior color: After Dark leatheretteAfter Dark leatherette
- 5 Seats, 24 City / 28 Hwy MPG
- Bill Rapp GMC (79 mi away)
Close
Estimate Lease Details
$427/month for 36 months
$2,500 Down payment
$2,927 Due at signing
$2,927 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,862 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Syracuse, NY / 79 miles away from Rochester, NY
Features and Specs:
25 Combined MPG (24 City/28 Highway)
Listing Information:
VIN: 3GKALUEG0TL251931
Stock: G14110 - $429/mo est.$2,500 down
- Exterior color: Ebony Twilight MetallicEbony Twilight Metallic
- Interior color: After Dark leatheretteAfter Dark leatherette
- 5 Seats, 24 City / 28 Hwy MPG
- Bill Rapp GMC (79 mi away)
Close
Estimate Lease Details
$429/month for 36 months
$2,500 Down payment
$2,929 Due at signing
$2,929 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $17,940 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Syracuse, NY / 79 miles away from Rochester, NY
Features and Specs:
25 Combined MPG (24 City/28 Highway)
Listing Information:
VIN: 3GKALUEG7TL253448
Stock: G14107
Consumer Reviews for the GMC Terrain
The Ultimate Terrain Tamer: 2025 GMC Terrain
More about the GMC Terrain
How much does it cost to lease a GMC Terrain in Rochester, NY?
- A GMC Terrain lease in Rochester, NY starts at about $381 and runs up to $566. Keep in mind that these are estimates and the prices can vary based on a number of factors such as trim level, options, down payment, and length of the lease.
How much does it cost to lease a GMC Terrain 2026 in Rochester, NY?
- It costs between $381 and $566 to lease a GMC Terrain 2026 in Rochester, NY. Note that these are estimates, and the pricing can change based on the vehicle's trim level, installed options, and aspects of the lease such as the down payment, money factor and the lease term.