Woltz and Wind Ford

I bought 2007 Fusion from Woltz and Wind few days ago. After several days on negotiation we agreed on price of $12000. When I went to sign paperwork (The car is being financed), the price in sale contract was $12,095. I asked the business meneger why there was a discrepancy. She called the salesman, and he told me that $95 was a "bank fee for the loan origination". I took his word for truth. Today, I received a welcome call from financing company. I remembered that $95 "fee" and asked if they indeed imposed it. They did not new anything about an extra fee. I have to say my buying experience was good, but after this episode I feel that I was cheated. They definitely will loose more, since I am not going to take my car there for service, wont recommend them to anyone and wont buy another car from them in the future.