- $611/mo est.$2,500 down
- Exterior color: Stellar Black MetallicStellar Black Metallic
- Interior color: Jet Black leatheretteJet Black leatherette
- 5 Seats, 22 City / 29 Hwy MPG
- Bayway Cadillac of the Woodlands (213 mi away)
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Estimate Lease Details
$611/month for 36 months
$2,500 Down payment
$3,111 Due at signing
$3,111 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $24,484 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through August 4, 2025.
Located in The Woodlands, TX / 213 miles away from Plano, TX
This 2025 Cadillac XT5 comes nicely equipped with Floor Liner Package (LPO) (Front & Rear Contoured Floor Liners (LPO) and Integrated Cargo Liner (LPO...
Features and Specs:
24 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: 1GYKNAR41SZ140783
Stock: C250845
Listed since: 05-01-2025 - $787/mo est.$5,000 down
- Exterior color: Stellar Black MetallicStellar Black Metallic
- Interior color: Jet Black leatherJet Black leather
- 5 Seats, 18 City / 26 Hwy MPG
- Bayway Cadillac of the Woodlands (213 mi away)
Close
Estimate Lease Details
$787/month for 36 months
$5,000 Down payment
$5,787 Due at signing
$5,787 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $33,345 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through August 4, 2025.
Located in The Woodlands, TX / 213 miles away from Plano, TX
This 2025 Cadillac XT5 comes nicely equipped with Blue Body Decal Package (LPO), Driver Assist Package (Adaptive Cruise Control, Automatic Seat Belt T...
Features and Specs:
21 Combined MPG (18 City/26 Highway)
Listing Information:
VIN: 1GYKNGRS2SZ149672
Stock: C251072
Listed since: 07-01-2025 - $620/mo est.$5,000 down
- Exterior color: Stellar Black MetallicStellar Black Metallic
- Interior color: Jet Black leatherJet Black leather
- 5 Seats
- Bayway Cadillac of the Woodlands (213 mi away)
Close
Estimate Lease Details
$620/month for 36 months
$5,000 Down payment
$5,620 Due at signing
$5,620 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $27,331 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through August 4, 2025.
Located in The Woodlands, TX / 213 miles away from Plano, TX
This 2025 Cadillac XT5 comes nicely equipped with Premium Luxury Package 1SC (Automatic Dual-Zone Climate Control, Automatic Emergency Braking, Dual D...
Features and Specs:
Listing Information:
VIN: 1GYKNCRS9SZ127709
Stock: CL251037
Listed since: 06-19-2025 - $612/mo est.$2,500 down
- Exterior color: Midnight Sky MetallicMidnight Sky Metallic
- Interior color: Jet Black leatheretteJet Black leatherette
- 5 Seats, 22 City / 29 Hwy MPG
- Bayway Cadillac of the Woodlands (213 mi away)
Close
Estimate Lease Details
$612/month for 36 months
$2,500 Down payment
$3,112 Due at signing
$3,112 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $24,516 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through August 4, 2025.
Located in The Woodlands, TX / 213 miles away from Plano, TX
This 2025 Cadillac XT5 comes nicely equipped with Floor Liner Package (LPO) (Front & Rear Contoured Floor Liners (LPO) and Integrated Cargo Liner (LPO...
Features and Specs:
24 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: 1GYKNAR49SZ126159
Stock: CL25415
Listed since: 02-20-2025 - $685/mo est.$5,000 down
- Exterior color: Stellar Black MetallicStellar Black Metallic
- Interior color: Cirrus w/Dark Titanium Accents leatherCirrus w/Dark Titanium Accents leather
- 5 Seats
- Bayway Cadillac of the Woodlands (213 mi away)
Close
Estimate Lease Details
$685/month for 36 months
$5,000 Down payment
$5,685 Due at signing
$5,685 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $29,649 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through August 4, 2025.
Located in The Woodlands, TX / 213 miles away from Plano, TX
This 2025 Cadillac XT5 comes nicely equipped with Interior Protection Package (LPO) (All-Weather Floor Mats and Integrated Cargo Liner (LPO)), Premium...
Features and Specs:
Listing Information:
VIN: 1GYKNCRSXSZ129775
Stock: CL250901
Listed since: 05-08-2025 - $738/mo est.$5,000 down
- Exterior color: Stellar Black MetallicStellar Black Metallic
- Interior color: Jet Black leatherJet Black leather
- 5 Seats, 18 City / 26 Hwy MPG
- Bayway Cadillac of the Woodlands (213 mi away)
Close
Estimate Lease Details
$738/month for 36 months
$5,000 Down payment
$5,738 Due at signing
$5,738 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $31,565 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through August 4, 2025.
Located in The Woodlands, TX / 213 miles away from Plano, TX
This 2025 Cadillac XT5 comes nicely equipped with Driver Assist Package (Adaptive Cruise Control, Automatic Seat Belt Tightening, Enhanced Automatic E...
Features and Specs:
21 Combined MPG (18 City/26 Highway)
Listing Information:
VIN: 1GYKNGRS8SZ140362
Stock: C250824
Listed since: 04-28-2025 - $676/mo est.$5,000 down
- Exterior color: Stellar Black MetallicStellar Black Metallic
- Interior color: Sedona Sauvage w/Jet Black Accents leatherSedona Sauvage w/Jet Black Accents leather
- 5 Seats
- Bayway Cadillac of the Woodlands (213 mi away)
Close
Estimate Lease Details
$676/month for 36 months
$5,000 Down payment
$5,676 Due at signing
$5,676 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $29,353 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through August 4, 2025.
Located in The Woodlands, TX / 213 miles away from Plano, TX
This 2025 Cadillac XT5 comes nicely equipped with Premium Luxury Package 1SC (Automatic Dual-Zone Climate Control, Automatic Emergency Braking, Dual D...
Features and Specs:
Listing Information:
VIN: 1GYKNCRS9SZ140038
Stock: C250812
Listed since: 04-25-2025 - $702/mo est.$5,000 down
- Exterior color: Stellar Black MetallicStellar Black Metallic
- Interior color: Sedona Sauvage w/Jet Black Accents leatherSedona Sauvage w/Jet Black Accents leather
- 5 Seats
- Bayway Cadillac of the Woodlands (213 mi away)
Close
Estimate Lease Details
$702/month for 36 months
$5,000 Down payment
$5,702 Due at signing
$5,702 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $30,255 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through August 4, 2025.
Located in The Woodlands, TX / 213 miles away from Plano, TX
This 2025 Cadillac XT5 comes nicely equipped with Driver Assist Package (Adaptive Cruise Control, Automatic Seat Belt Tightening, Enhanced Automatic E...
Features and Specs:
Listing Information:
VIN: 1GYKNCRS0SZ127503
Stock: CL25440
Listed since: 01-23-2025 - $639/mo est.$5,000 down
- Exterior color: Stellar Black MetallicStellar Black Metallic
- Interior color: Jet Black leatherJet Black leather
- 5 Seats
- Bayway Cadillac of the Woodlands (213 mi away)
Close
Estimate Lease Details
$639/month for 36 months
$5,000 Down payment
$5,639 Due at signing
$5,639 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $28,010 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through August 4, 2025.
Located in The Woodlands, TX / 213 miles away from Plano, TX
This 2025 Cadillac XT5 comes nicely equipped with Premium Luxury Package 1SC (Automatic Dual-Zone Climate Control, Automatic Emergency Braking, Dual D...
Features and Specs:
Listing Information:
VIN: 1GYKNCRSXSZ133020
Stock: CL250776
Listed since: 04-21-2025 - $670/mo est.$5,000 down
- Exterior color: Emerald Lake MetallicEmerald Lake Metallic
- Interior color: Sedona Sauvage w/Jet Black Accents leatherSedona Sauvage w/Jet Black Accents leather
- 5 Seats
- Bayway Cadillac of the Woodlands (213 mi away)
Close
Estimate Lease Details
$670/month for 36 months
$5,000 Down payment
$5,670 Due at signing
$5,670 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $29,113 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through August 4, 2025.
Located in The Woodlands, TX / 213 miles away from Plano, TX
This 2025 Cadillac XT5 comes nicely equipped with Floor Liner Package (LPO) (Front & Rear Contoured Floor Liners (LPO) and Integrated Cargo Liner (LPO...
Features and Specs:
Listing Information:
VIN: 1GYKNCRS5SZ131224
Stock: CL25530
Listed since: 02-14-2025 - $631/mo est.$5,000 down
- Exterior color: Argent Silver MetallicArgent Silver Metallic
- Interior color: Jet Black leatherJet Black leather
- 5 Seats
- Bayway Cadillac of the Woodlands (213 mi away)
Close
Estimate Lease Details
$631/month for 36 months
$5,000 Down payment
$5,631 Due at signing
$5,631 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $27,718 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through August 4, 2025.
Located in The Woodlands, TX / 213 miles away from Plano, TX
This 2025 Cadillac XT5 comes nicely equipped with Premium Luxury Package 1SC (Automatic Dual-Zone Climate Control, Automatic Emergency Braking, Dual D...
Features and Specs:
Listing Information:
VIN: 1GYKNCRS6SZ139915
Stock: C250813
Listed since: 04-25-2025 - $778/mo est.$5,000 down
- Exterior color: Argent Silver MetallicArgent Silver Metallic
- Interior color: Jet Black leatherJet Black leather
- 5 Seats, 18 City / 26 Hwy MPG
- Bayway Cadillac of the Woodlands (213 mi away)
Close
Estimate Lease Details
$778/month for 36 months
$5,000 Down payment
$5,778 Due at signing
$5,778 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $33,017 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through August 4, 2025.
Located in The Woodlands, TX / 213 miles away from Plano, TX
This 2025 Cadillac XT5 comes nicely equipped with Blue Body Decal Package (LPO), Driver Assist Package (Adaptive Cruise Control, Automatic Seat Belt T...
Features and Specs:
21 Combined MPG (18 City/26 Highway)
Listing Information:
VIN: 1GYKNGRS2SZ151020
Stock: C251117
Listed since: 07-26-2025 - $684/mo est.$5,000 down
- Exterior color: Crystal White TricoatCrystal White Tricoat
- Interior color: Cirrus w/Dark Titanium Accents leatherCirrus w/Dark Titanium Accents leather
- 5 Seats
- Bayway Cadillac of the Woodlands (213 mi away)
Close
Estimate Lease Details
$684/month for 36 months
$5,000 Down payment
$5,684 Due at signing
$5,684 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $29,642 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through August 4, 2025.
Located in The Woodlands, TX / 213 miles away from Plano, TX
This 2025 Cadillac XT5 comes nicely equipped with Radio: Cadillac User Experience w/Embedded Nav (Bose Performance Series 14-Speaker System, SiriusXM ...
Features and Specs:
Listing Information:
VIN: 1GYKNCRS7SZ151894
Stock: C251121
Listed since: 07-29-2025 - $549/mo est.$2,500 down
- Exterior color: Crystal White TricoatCrystal White Tricoat
- Interior color: Jet Black leatheretteJet Black leatherette
- 5 Seats, 21 City / 27 Hwy MPG
- Don Thornton Cadillac (215 mi away)(1)
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Estimate Lease Details
$549/month for 36 months
$2,500 Down payment
$3,049 Due at signing
$3,049 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $22,261 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through August 4, 2025.
Located in Tulsa, OK / 215 miles away from Plano, TX
Features and Specs:
23 Combined MPG (21 City/27 Highway)
Listing Information:
VIN: 1GYKNBR41RZ744768
Stock: 8233D
Listed since: 03-27-2024 - $741/mo est.$5,000 down
- Exterior color: Crystal White TricoatCrystal White Tricoat
- Interior color: Jet Black leatherJet Black leather
- 5 Seats
- Don Thornton Cadillac (215 mi away)(1)
Close
Estimate Lease Details
$741/month for 36 months
$5,000 Down payment
$5,741 Due at signing
$5,741 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $31,672 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through August 4, 2025.
Located in Tulsa, OK / 215 miles away from Plano, TX
Features and Specs:
Listing Information:
VIN: 1GYKNDRS2SZ149931
Stock: 8745
Listed since: 07-15-2025 - $720/mo est.$5,000 down
- Exterior color: Crystal White TricoatCrystal White Tricoat
- Interior color: Jet Black leatherJet Black leather
- 5 Seats
- Don Thornton Cadillac (215 mi away)(1)
Close
Estimate Lease Details
$720/month for 36 months
$5,000 Down payment
$5,720 Due at signing
$5,720 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $30,912 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through August 4, 2025.
Located in Tulsa, OK / 215 miles away from Plano, TX
Features and Specs:
Listing Information:
VIN: 1GYKNDRS8SZ140134
Stock: 8684D
Listed since: 04-18-2025 - $737/mo est.$5,000 down
- Exterior color: Crystal White TricoatCrystal White Tricoat
- Interior color: Jet Black leatherJet Black leather
- 5 Seats
- Don Thornton Cadillac (215 mi away)(1)
Close
Estimate Lease Details
$737/month for 36 months
$5,000 Down payment
$5,737 Due at signing
$5,737 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $31,526 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through August 4, 2025.
Located in Tulsa, OK / 215 miles away from Plano, TX
Features and Specs:
Listing Information:
VIN: 1GYKNCRS2SZ149597
Stock: 8735
Listed since: 06-27-2025 - $632/mo est.$2,500 down
- Exterior color: Stellar Black MetallicStellar Black Metallic
- Interior color: Jet Black leatheretteJet Black leatherette
- 5 Seats, 22 City / 29 Hwy MPG
- Don Thornton Cadillac (215 mi away)(1)
Close
Estimate Lease Details
$632/month for 36 months
$2,500 Down payment
$3,132 Due at signing
$3,132 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $25,269 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through August 4, 2025.
Located in Tulsa, OK / 215 miles away from Plano, TX
Features and Specs:
24 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: 1GYKNAR44SZ147002
Stock: 8719
Listed since: 06-07-2025 - $741/mo est.$5,000 down
- Exterior color: Crystal White TricoatCrystal White Tricoat
- Interior color: Jet Black leatherJet Black leather
- 5 Seats
- Don Thornton Cadillac (215 mi away)(1)
Close
Estimate Lease Details
$741/month for 36 months
$5,000 Down payment
$5,741 Due at signing
$5,741 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $31,672 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through August 4, 2025.
Located in Tulsa, OK / 215 miles away from Plano, TX
Features and Specs:
Listing Information:
VIN: 1GYKNDRS1SZ152108
Stock: 152108
Listed since: 07-29-2025 - $741/mo est.$5,000 down
- Exterior color: Crystal White TricoatCrystal White Tricoat
- Interior color: Cirrus w/Dark Titanium Accents leatherCirrus w/Dark Titanium Accents leather
- 5 Seats
- Don Thornton Cadillac (215 mi away)(1)
Close
Estimate Lease Details
$741/month for 36 months
$5,000 Down payment
$5,741 Due at signing
$5,741 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $31,672 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through August 4, 2025.
Located in Tulsa, OK / 215 miles away from Plano, TX
Features and Specs:
Listing Information:
VIN: 1GYKNDRS2SZ152134
Stock: 152134
Listed since: 07-29-2025 - $695/mo est.$5,000 down
- Exterior color: Stellar Black MetallicStellar Black Metallic
- Interior color: Jet Black leatherJet Black leather
- 5 Seats
- Don Thornton Cadillac (215 mi away)(1)
Close
Estimate Lease Details
$695/month for 36 months
$5,000 Down payment
$5,695 Due at signing
$5,695 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $30,023 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through August 4, 2025.
Located in Tulsa, OK / 215 miles away from Plano, TX
Features and Specs:
Listing Information:
VIN: 1GYKNCRS8SZ119049
Stock: 8514D
Listed since: 11-15-2024
Consumer Reviews for the Cadillac XT5
My first XT5
More about the Cadillac XT5
How much does it cost to lease a Cadillac XT5 in Plano, TX?
- A Cadillac XT5 lease in Plano, TX starts at about $548 and runs up to $787. Keep in mind that these are estimates and the prices can vary based on a number of factors such as trim level, options, down payment, and length of the lease.
How much does it cost to lease a Cadillac XT5 2025 in Plano, TX?
- It costs between $610 and $787 to lease a Cadillac XT5 2025 in Plano, TX. Note that these are estimates, and the pricing can change based on the vehicle's trim level, installed options, and aspects of the lease such as the down payment, money factor and the lease term.