- $613/mo est.$5,000 down
- Exterior color: Stellar Black MetallicStellar Black Metallic
- Interior color: Jet Black leatherJet Black leather
- 5 Seats
- Sport Cadillac (23 mi away)
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Estimate Lease Details
$613/month for 36 months
$5,000 Down payment
$5,613 Due at signing
$5,613 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $27,071 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Silver Springs, MD / 23 miles away from Baltimore, MD
New Price! 2025 Cadillac XT5 Premium Luxury CHECK OUT ALL THESE GREAT OPTIONS Floor Liner Package (LPO) (Front & Rear Contoured Floor Liners (LPO) and...
Features and Specs:
Listing Information:
VIN: 1GYKNCRS4SZ127715
Stock: SZ127715
Listed since: 02-20-2025 - $597/mo est.$5,000 down
- Exterior color: Stellar Black MetallicStellar Black Metallic
- Interior color: Jet Black leatherJet Black leather
- 5 Seats, 21 City / 27 Hwy MPG
- Sport Cadillac (23 mi away)
Close
Estimate Lease Details
$597/month for 36 months
$5,000 Down payment
$5,597 Due at signing
$5,597 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $26,474 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Silver Springs, MD / 23 miles away from Baltimore, MD
2025 Cadillac XT5 Premium Luxury CHECK OUT ALL THESE GREAT OPTIONS Premium Luxury Package 1SD (Automatic Dual-Zone Climate Control, Automatic Emergenc...
Features and Specs:
23 Combined MPG (21 City/27 Highway)
Listing Information:
VIN: 1GYKNDR46SZ105108
Stock: SZ105108
Listed since: 08-28-2024 - $620/mo est.$5,000 down
- Exterior color: Midnight Sky MetallicMidnight Sky Metallic
- Interior color: Cirrus w/Dark Titanium Accents leatherCirrus w/Dark Titanium Accents leather
- 5 Seats
- Sport Cadillac (23 mi away)
Close
Estimate Lease Details
$620/month for 36 months
$5,000 Down payment
$5,620 Due at signing
$5,620 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $27,321 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Silver Springs, MD / 23 miles away from Baltimore, MD
New Price! 2025 Cadillac XT5 Premium Luxury CHECK OUT ALL THESE GREAT OPTIONS Premium Luxury Package 1SD (Automatic Dual-Zone Climate Control, Automat...
Features and Specs:
Listing Information:
VIN: 1GYKNDRS5SZ124747
Stock: SZ124747
Listed since: 01-23-2025 - $727/mo est.$5,000 down
- Exterior color: Emerald Lake MetallicEmerald Lake Metallic
- Interior color: Sedona Sauvage w/Jet Black Accents leatherSedona Sauvage w/Jet Black Accents leather
- 5 Seats
- Lindsay Cadillac of Alexandria (43 mi away)
Close
Estimate Lease Details
$727/month for 36 months
$5,000 Down payment
$5,727 Due at signing
$5,727 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $31,180 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Alexandria, VA / 43 miles away from Baltimore, MD
Features and Specs:
Listing Information:
VIN: 1GYKNDRS3SZ146889
Stock: C17897
Listed since: 06-10-2025 - $583/mo est.$5,000 down
- Exterior color: Stellar Black MetallicStellar Black Metallic
- Interior color: Jet Black premium leatherJet Black premium leather
- 5 Seats, 22 City / 29 Hwy MPG
- Lindsay Cadillac of Alexandria (43 mi away)
Close
Estimate Lease Details
$583/month for 36 months
$5,000 Down payment
$5,583 Due at signing
$5,583 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $25,993 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Alexandria, VA / 43 miles away from Baltimore, MD
2024 Cadillac XT5 Premium Luxury 22/29 City/Highway MPG
Features and Specs:
24 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: 1GYKNER43RZ749259
Stock: C17190
Listed since: 05-03-2024 - $683/mo est.$5,000 down
- Exterior color: Crystal White TricoatCrystal White Tricoat
- Interior color: Jet Black leatherJet Black leather
- 5 Seats
- Lindsay Cadillac of Alexandria (43 mi away)
Close
Estimate Lease Details
$683/month for 36 months
$5,000 Down payment
$5,683 Due at signing
$5,683 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $29,599 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Alexandria, VA / 43 miles away from Baltimore, MD
2025 Cadillac XT5 Premium Luxury 21/27 City/Highway MPG
Features and Specs:
Listing Information:
VIN: 1GYKNDRS5SZ150586
Stock: C17943
Listed since: 07-18-2025 - $536/mo est.$5,000 down
- Exterior color: Stellar Black MetallicStellar Black Metallic
- Interior color: Jet Black leatherJet Black leather
- 5 Seats, 21 City / 27 Hwy MPG
- Lindsay Cadillac of Alexandria (43 mi away)
Close
Estimate Lease Details
$536/month for 36 months
$5,000 Down payment
$5,536 Due at signing
$5,536 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $24,285 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Alexandria, VA / 43 miles away from Baltimore, MD
2024 Cadillac XT5 Premium Luxury 21/27 City/Highway MPG
Features and Specs:
23 Combined MPG (21 City/27 Highway)
Listing Information:
VIN: 1GYKNDR46RZ744440
Stock: C17114
Listed since: 04-03-2024 - $667/mo est.$5,000 down
- Exterior color: Argent Silver MetallicArgent Silver Metallic
- Interior color: Jet Black leatherJet Black leather
- 5 Seats
- Lindsay Cadillac of Alexandria (43 mi away)
Close
Estimate Lease Details
$667/month for 36 months
$5,000 Down payment
$5,667 Due at signing
$5,667 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $29,024 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Alexandria, VA / 43 miles away from Baltimore, MD
2025 Cadillac XT5 Premium Luxury 21/27 City/Highway MPG
Features and Specs:
Listing Information:
VIN: 1GYKNDRS3SZ150215
Stock: C17946
Listed since: 07-23-2025 - $711/mo est.$5,000 down
- Exterior color: Argent Silver MetallicArgent Silver Metallic
- Interior color: Jet Black leatherJet Black leather
- 5 Seats, 18 City / 26 Hwy MPG
- Lindsay Cadillac of Alexandria (43 mi away)
Close
Estimate Lease Details
$711/month for 36 months
$5,000 Down payment
$5,711 Due at signing
$5,711 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $30,607 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Alexandria, VA / 43 miles away from Baltimore, MD
2025 Cadillac XT5 Sport 18/26 City/Highway MPG
Features and Specs:
21 Combined MPG (18 City/26 Highway)
Listing Information:
VIN: 1GYKNGRS8SZ151345
Stock: C17968
Listed since: 07-24-2025 - $694/mo est.$5,000 down
- Exterior color: Stellar Black MetallicStellar Black Metallic
- Interior color: Kona Brown Sauvage w/Jet Black Accents leatherKona Brown Sauvage w/Jet Black Accents leather
- 5 Seats
- Waldorf Cadillac (50 mi away)
Close
Estimate Lease Details
$694/month for 36 months
$5,000 Down payment
$5,694 Due at signing
$5,694 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $29,989 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Waldorf, MD / 50 miles away from Baltimore, MD
For new vehicles, prices do not include tax, tags, Maryland processing fee amounting to $799. Additional dealer-installed options might come at an ext...
Features and Specs:
Listing Information:
VIN: 1GYKNCRS5SZ151537
Stock: 0FFF0903
Listed since: 08-05-2025 - $586/mo est.$2,500 down
- Exterior color: Argent Silver MetallicArgent Silver Metallic
- Interior color: Jet Black leatheretteJet Black leatherette
- 5 Seats, 22 City / 29 Hwy MPG
- Waldorf Cadillac (50 mi away)
Close
Estimate Lease Details
$586/month for 36 months
$2,500 Down payment
$3,086 Due at signing
$3,086 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $23,587 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Waldorf, MD / 50 miles away from Baltimore, MD
For new vehicles, prices do not include tax, tags, Maryland processing fee amounting to $799. Additional dealer-installed options might come at an ext...
Features and Specs:
24 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: 1GYKNAR45SZ152726
Stock: *0FJFXVR
Listed since: 08-01-2025 - $623/mo est.$5,000 down
- Exterior color: Stellar Black MetallicStellar Black Metallic
- Interior color: Jet Black leatherJet Black leather
- 5 Seats, 21 City / 27 Hwy MPG
- Waldorf Cadillac (50 mi away)
Close
Estimate Lease Details
$623/month for 36 months
$5,000 Down payment
$5,623 Due at signing
$5,623 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $27,420 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Waldorf, MD / 50 miles away from Baltimore, MD
For new vehicles, prices do not include tax, tags, Maryland processing fee amounting to $799. Additional dealer-installed options might come at an ext...
Features and Specs:
23 Combined MPG (21 City/27 Highway)
Listing Information:
VIN: 1GYKNDR42SZ139126
Stock: 0FFF0871
Listed since: 07-28-2025 - $583/mo est.$2,500 down
- Exterior color: Emerald Lake MetallicEmerald Lake Metallic
- Interior color: Jet Black leatheretteJet Black leatherette
- 5 Seats, 22 City / 29 Hwy MPG
- Waldorf Cadillac (50 mi away)
Close
Estimate Lease Details
$583/month for 36 months
$2,500 Down payment
$3,083 Due at signing
$3,083 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $23,499 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Waldorf, MD / 50 miles away from Baltimore, MD
For new vehicles, prices do not include tax, tags, Maryland processing fee amounting to $799. Additional dealer-installed options might come at an ext...
Features and Specs:
24 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: 1GYKNAR40SZ151595
Stock: *0FJFXVK
Listed since: 07-25-2025 - $645/mo est.$5,000 down
- Exterior color: Emerald Lake MetallicEmerald Lake Metallic
- Interior color: Kona Brown Sauvage w/Jet Black Accents leatherKona Brown Sauvage w/Jet Black Accents leather
- 5 Seats, 22 City / 29 Hwy MPG
- Waldorf Cadillac (50 mi away)
Close
Estimate Lease Details
$645/month for 36 months
$5,000 Down payment
$5,645 Due at signing
$5,645 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $28,229 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Waldorf, MD / 50 miles away from Baltimore, MD
For new vehicles, prices do not include tax, tags, Maryland processing fee amounting to $799. Additional dealer-installed options might come at an ext...
Features and Specs:
24 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: 1GYKNCR42SZ150816
Stock: 0FFF0904
Listed since: 08-05-2025 - $691/mo est.$5,000 down
- Exterior color: Opulent Blue MetallicOpulent Blue Metallic
- Interior color: Kona Brown Sauvage w/Jet Black Accents leatherKona Brown Sauvage w/Jet Black Accents leather
- 5 Seats
- Waldorf Cadillac (50 mi away)
Close
Estimate Lease Details
$691/month for 36 months
$5,000 Down payment
$5,691 Due at signing
$5,691 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $29,869 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Waldorf, MD / 50 miles away from Baltimore, MD
For new vehicles, prices do not include tax, tags, Maryland processing fee amounting to $799. Additional dealer-installed options might come at an ext...
Features and Specs:
Listing Information:
VIN: 1GYKNCRS7SZ152057
Stock: *0FJFXB8
Listed since: 07-29-2025 - $633/mo est.$5,000 down
- Exterior color: Argent Silver MetallicArgent Silver Metallic
- Interior color: Cirrus w/Dark Titanium Accents leatherCirrus w/Dark Titanium Accents leather
- 5 Seats, 21 City / 27 Hwy MPG
- H & H Cadillac (64 mi away)
Close
Estimate Lease Details
$633/month for 36 months
$5,000 Down payment
$5,633 Due at signing
$5,633 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $27,771 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Shippensburg, PA / 64 miles away from Baltimore, MD
Features and Specs:
23 Combined MPG (21 City/27 Highway)
Listing Information:
VIN: 1GYKNDR41SZ142731
Stock: 625048 - $641/mo est.$2,500 down
- Exterior color: Argent Silver MetallicArgent Silver Metallic
- Interior color: Jet Black leatheretteJet Black leatherette
- 5 Seats, 21 City / 27 Hwy MPG
- H & H Cadillac (64 mi away)
Close
Estimate Lease Details
$641/month for 36 months
$2,500 Down payment
$3,141 Due at signing
$3,141 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $25,592 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Shippensburg, PA / 64 miles away from Baltimore, MD
Features and Specs:
23 Combined MPG (21 City/27 Highway)
Listing Information:
VIN: 1GYKNBR44SZ113888
Stock: 625036 - $641/mo est.$5,000 down
- Exterior color: Radiant Red TintcoatRadiant Red Tintcoat
- Interior color: Jet Black leatherJet Black leather
- 5 Seats
- H & H Cadillac (64 mi away)
Close
Estimate Lease Details
$641/month for 36 months
$5,000 Down payment
$5,641 Due at signing
$5,641 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $28,088 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Shippensburg, PA / 64 miles away from Baltimore, MD
Features and Specs:
Listing Information:
VIN: 1GYKNDRS1SZ133901
Stock: 625037 - $634/mo est.$5,000 down
- Exterior color: Radiant Red TintcoatRadiant Red Tintcoat
- Interior color: Cirrus w/Dark Titanium Accents leatherCirrus w/Dark Titanium Accents leather
- 5 Seats, 21 City / 27 Hwy MPG
- H & H Cadillac (64 mi away)
Close
Estimate Lease Details
$634/month for 36 months
$5,000 Down payment
$5,634 Due at signing
$5,634 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $27,832 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Shippensburg, PA / 64 miles away from Baltimore, MD
Features and Specs:
23 Combined MPG (21 City/27 Highway)
Listing Information:
VIN: 1GYKNDR41SZ141837
Stock: 625045 - $659/mo est.$5,000 down
- Exterior color: Crystal White TricoatCrystal White Tricoat
- Interior color: Sedona Sauvage w/Jet Black Accents leatherSedona Sauvage w/Jet Black Accents leather
- 5 Seats, 21 City / 27 Hwy MPG
- H & H Cadillac (64 mi away)
Close
Estimate Lease Details
$659/month for 36 months
$5,000 Down payment
$5,659 Due at signing
$5,659 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $28,739 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Shippensburg, PA / 64 miles away from Baltimore, MD
Features and Specs:
23 Combined MPG (21 City/27 Highway)
Listing Information:
VIN: 1GYKNDR42SZ139224
Stock: 625054 - $734/mo est.$5,000 down
- Exterior color: Crystal White TricoatCrystal White Tricoat
- Interior color: Sedona Sauvage w/Jet Black Accents leatherSedona Sauvage w/Jet Black Accents leather
- 5 Seats, 21 City / 27 Hwy MPG
- H & H Cadillac (64 mi away)
Close
Estimate Lease Details
$734/month for 36 months
$5,000 Down payment
$5,734 Due at signing
$5,734 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $31,409 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Shippensburg, PA / 64 miles away from Baltimore, MD
Features and Specs:
23 Combined MPG (21 City/27 Highway)
Listing Information:
VIN: 1GYKNDRS7SZ151982
Stock: 625059
Consumer Reviews for the Cadillac XT5
My first XT5
More about the Cadillac XT5
How much does it cost to lease a Cadillac XT5 in Baltimore, MD?
- A Cadillac XT5 lease in Baltimore, MD starts at about $535 and runs up to $733. Keep in mind that these are estimates and the prices can vary based on a number of factors such as trim level, options, down payment, and length of the lease.
How much does it cost to lease a Cadillac XT5 2025 in Baltimore, MD?
- It costs between $583 and $733 to lease a Cadillac XT5 2025 in Baltimore, MD. Note that these are estimates, and the pricing can change based on the vehicle's trim level, installed options, and aspects of the lease such as the down payment, money factor and the lease term.