2020 BMW 5 Series M550i xDrive

MSRP range: $76,650
Edmunds suggests you pay$74,505

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2020 BMW 5 Series Review

  • Wide range of powerful and relatively efficient engines
  • A host of innovative features and leading-edge technology
  • Interior is quiet and comfortable
  • Generous trunk capacity
  • Evolutionary styling doesn't stand out in a crowded class
  • Some interior materials are a bit below segment standards
  • Increased power for M550i model
  • 530e hybrid receives a larger, more powerful battery pack
  • Minor changes to standard and optional features availability
  • Part of the seventh 5 Series generation introduced for 2017

Every new BMW launches under the weight of tremendous expectations, and this generation 5 Series was no exception.

For decades, the 5 Series has been a standard-bearer for midsize sport luxury sedans. But as cars have gotten bigger, heavier and packed with more technology, there's been pressure to provide more efficiency, more comfort and more performance all at the same time. It's fair to say the BMW 5 Series' talents have been stretched a bit thin by the pressure of meeting so many different demands.

But BMW isn't giving up on making the 5 Series a car that can meet the needs of a variety of buyers. For 2020 the company has tweaked both of the 5 Series' bookend models: the eco-minded 530e and the aggressive M550i. The plug-in hybrid 530e gets a slightly larger battery pack that provides up to 21 miles of all-electric range, which is 6 miles more than last year's 530e. Prefer octane to electrons? The M550i gains 67 horsepower and 73 lb-ft of torque, making this 523-hp sedan an even more appealing alternative to the more expensive M5 sport sedan.

Of course, the 5 Series faces stiff competition from its Teutonic neighbors. The Mercedes-Benz E-Class offers a more distinctive interior and a similar range of powertrain options, along with the availability of both coupe and wagon body styles. The newly redesigned Audi A6 offers plenty of driving fun along with an impressively tech-savvy array of features. Overall, however, the 2020 BMW 5 Series is worth a serious look if you're considering a midsize luxury car.

EdmundsEdmunds' Expert Rating
Rated for you by America’s best test team
The BMW 5 Series lives up to the expectations set by its forebears. There's an engine for nearly every taste, and the car's handling capabilities are fundamentally sound. Factor in the 5 Series' top-shelf tech and safety features and you've got a prime pick for a midsize luxury sedan.
If the driving experience is truly important to you, then the 5 Series is a sedan to consider. Most of the models are well-rounded performers. In our testing, the four-cylinder 530i managed to cover 0-60 mph in 6.2 seconds, a good showing for a base engine. We also tested a 540i xDrive and recorded an impressive sprint of just 4.6 seconds.

Our test 530i had ultra-smooth M Sport brakes that stopped the car from 60 mph in just 108 feet, an admirable result for a midsize luxury sedan. The steering is nicely weighted but somewhat numb. Thankfully, the chassis is both balanced and communicative.
The 5 Series is a supremely comfortable car, especially with the optional multicontour front seats. We are also impressed with the ride quality, which is comfortable and relatively plush yet well damped so as not to feel floaty. And while there's a mild amount of road noise that creeps in, there's no wind noise and the engine is barely audible when cruising.

The only issue we had with the climate system was its capacity to keep us properly chilled. While the dual-temp, dual-fan speed controls offer a lot of variabilities, the fan speed was never quite strong enough to deal with temperature extremes.
The 530i's cabin is an excellent place to spend time. Front passengers have ample room. And thanks to the highly adjustable seat and steering wheel, drivers of just about all sizes should be able to find a comfortable position. Climbing in or out is a breeze thanks to generous door openings with plenty of head clearance. Rear legroom is spacious, and rear headroom is sufficient but not exceptional.

BMW is great at minimizing button count, but that leaves a lot for iDrive to control. The iDrive menus are pretty straightforward and easy to navigate, but it takes time to wrap your head around all the options and customizations available. It can be a little intimidating. We do like the clear views the 5 Series provides. The windows are nicely sized, especially in the rear. The optional surround-view camera system helps a lot too.
BMW is one of the more aggressive manufacturers when it comes to innovative features. Most of them are useful, while some are cool parlor tricks, but we appreciate them all. The stereo provides high-quality sound and responds well to gesture controls. Natural language commands with BMW's voice assistant work as expected, providing control over many vehicle functions.

The 5 Series' driver safety aids work extremely well. The adaptive cruise, for instance, maintains a tight gap behind the car ahead, and the actuating brakes stop hard yet smoothly when needed. The most impressive feature of the 5 Series is its parking cameras that help render an amazing 3D image of the outside of the car.
The 530i has a fairly generous trunk with flexible cargo configurations. The 530i's trunk is larger than most in the segment. The trunk has a wide opening and a low liftover, but it narrows a fair amount toward the back of the rear seats. The folding rear seats are split 40/20/40, which provides some nice flexibility.

BMW has done a decent job with in-cabin storage: water bottle pockets on all the doors, a retractable cover that houses a bin for wireless phone charging up front, and a decent-size glovebox and center armrest space. It's still not a lot of storage, but it's sufficient for a European luxury sedan.
The 530i is rated at 28 mpg combined. We achieved 27 mpg on our 115-mile evaluation route, but we usually exceed combined mpg on this route. And our 23.1-mpg overall test average fell below the city rating. Both are disappointing but unsurprising for a modern downsized turbocharged engine such as the four-cylinder in the 530i. Our test of the 540i was more favorable in matching EPA estimates.
The quality of BMW's electronics is top-notch, from the central touchscreen to the driver's gauge cluster. Interior panel fit is also nice, but the materials used for the wood trim and leather can come across as slightly fake. You'll pay for every option you add, but prices are fair for the segment and worth it considering the quality of the upgrades.

BMW's four-year/50,000-mile warranty coverage is on par for a German brand, though some American and Asian brands offer more. But the three-year/36,000-mile free maintenance coverage is uncommon in the luxury segment.
We're relieved to see BMW focusing on driving dynamics once again, which is what ultimately defines the personality of its cars. But we do wish BMW would take a little more risk on the exterior design. There's very little that differentiates this latest generation from the previous 5 Series.

Which 5 Series does Edmunds recommend?

The 540i is where we think shoppers should start. The six-cylinder engine is smooth and strong and a great match for the big luxury car. There are a few packages or optional add-ons to consider seriously. The Driving Assistance Plus package equips the car with adaptive cruise and other useful driver aids, while the Parking Assistance package adds automated parking assist, parking sensors and a surround-view camera.

BMW 5 Series models

The 2020 BMW 5 Series is available in four trim levels, all with different powertrains. The 530i (248 horsepower, 258 lb-ft of torque) and the 530e iPerformance plug-in hybrid (248 hp, 310 lb-ft) are powered by variants of BMW's turbocharged 2.0-liter four-cylinder engine.

The 540i gets a turbocharged 3.0-liter inline-six (335 hp, 331 lb-ft). At the top of the range is the M550i with its turbocharged 4.4-liter V8 (523 hp, 553 lb-ft). BMW's all-wheel drive, called xDrive, is an option on the 530i, the 530e and the 540i. It's standard on the M550i. An eight-speed automatic is standard across the board.

The sportier M5 is reviewed separately.

The base 530i and the 530e come pretty nicely equipped from the start with features such as LED adaptive headlights, power-folding and heated mirrors, and a sunroof. You also get the iDrive interface with a 10.2-inch touchscreen display, a navigation system and phone integration. Standard advanced safety features include forward collision warning and mitigation, lane departure warning, and a blind-spot monitor with rear cross-traffic alert.

The 540i is equipped very similarly to the previous two trims but has standard leather upholstery.

It's a significant price jump to the performance-focused M550i xDrive, which includes everything above plus performance upgrades to the wheels and tires, brakes, suspension and differential, along with upgraded front seats and an M Sport steering wheel.

From there, assorted packages and stand-alone options make up the rest of your choices. Be on the lookout for the Convenience, Premium and Executive packages to get some useful feature upgrades. We also recommend the Driving Assistance Plus package to get more advanced safety features. Are you looking for enhanced performance? The Dynamic Handling package includes an adaptive suspension and active roll stabilization.

Consumer reviews

Read what other owners think about the 2020 BMW 5 Series.

Average user rating: 4.5 stars
11 total reviews
5 star reviews: 82%
4 star reviews: 9%
3 star reviews: 0%
2 star reviews: 0%
1 star reviews: 9%

Trending topics in reviews

  • comfort
  • interior
  • seats
  • acceleration
  • ride quality
  • driving experience

Most helpful consumer reviews

5/5 stars, A Civilized Beast
M550i xDrive 4dr Sedan AWD (4.4L 8cyl Turbo 8A)
Just picked the 2020 M550 version with the improved HP and The idrive 7. Custom spec with almost all options included. As an prior owner of multiple other luxury cars and SUVs, this one is the best combination of speed, luxury and technology at around 85k-95k MSRP point. The car has multiple personalities depending on which driving mode you engage in. Driving in adaptive mode has been my main daily routine but put this car in sports or sports + and it changes into a violent beast !! Great luxurious seats, especially if you choose the luxury seating package. I also opted for the dynamic handling package which likely makes a difference as some reviewers noted heavy handling that I have not quite encountered - likely due to this added option. I find the driving quite nimble for a car this size and honestly wanted a car with a more civilized driving experience with a sporty/fast mode on call as needed. Love the bower Wilkinson audio and the iDrive system with the larger and more informative HUD is a decent upgrade. There are many other tech options I opted for, such as parking assist with display key, driving assistance plus but I am finding little practical use of many of these add ons. Some of the safety options are quite useful but lane assist is one that I can personally do without. Options in general are costly but in this class (E53, S6, etc.) either cheaper or a superior offering. Fuel economy is closer to the lower promised end at 16mpg (less than a week driving) but I have been a bit of sports mode driver at times so may be its my driving style rather than the expected norm. There’s multiple independent reviews out there (YouTube) with folks experience fuel economy in the 20s mpg range which is quite decent for the size of the car / engine output.
5/5 stars, Forever a BMW fan
M550i xDrive 4dr Sedan AWD (4.4L 8cyl Turbo 8A)
Wow is really all I need to say after trading in my 2019 M550i for the more powerful 2020 M550i. Having been a Corvette fan since owning many these last 12 years I decided to get into the 2019 M550i and so glad I did.This car even though a sedan weighing almost a 1,000 pounds more handles as well as my 2014 3LT Z51 convertible and can fit up to 5 passengers.Another plus is the fact that has AWD,523 hp and 553 lbs ft torque.The difference in the hp boost along with the torque bump makes this car the envy of the competition most notably the MB E43 AMG,the MB E55 AMG and the Audi A6 and A7. For someone wanting a fun car to drive with muscle this is the car. It's a comfortable car but pins you back in the seat for a lot less money by about $40,000 than its big brother the M5.Try it because you'll not only like it but rather love it. Jeff, Fishkill, N.Y.
5/5 stars, Excellent daily driver
M550i xDrive 4dr Sedan AWD (4.4L 8cyl Turbo 8A)
Incredibly comfortable upscale daily driver with an abundance of power. The V8 engine with 523 horsepower rockets this large sedan to 60mph in just 3.6 seconds with performance that nips at the heels of the M5. BMW’s infotainment is amongst the best in the industry.
5/5 stars, M550.
M550i xDrive 4dr Sedan AWD (4.4L 8cyl Turbo 8A)
Absolute blast to drive. Glued to the road and sticks you in the seat on acceleration. Stops great. Comfortable for long trips. Overall great car.

2020 BMW 5 Series video

SPEAKER: BMW just unveiled their all new 5 Series for 2017 and it's set to go on sale as early as next month. Now they'll probably have the usual line of 5 Series, but they brought two of the more exciting models here. To my left, we have the 530e iPerformance hybrid. That's a plug-in hybrid as well as a V8 twin turbo charged M550i xDrive. That's a mouthful. Now at first glance, unless you're a BMW fanatic, you might have some difficulty picking out the differences between this model and the previous one, but BMW's actually said that they've cut as much as 220 pounds from the last model, which is a huge difference. Other cool things -- BMW's actually added a new technology that's going to further increase the autonomous capabilities of the 5 Series. We're looking forward to testing those features out for ourselves pretty soon. So now you have an overview of the new 5 Series. If there's anything that you want me to check out personally, let me know in the comments and be sure to subscribe to Edmunds for more videos.

2017 BMW 5 Series First Look

NOTE: This video is about the 2017 BMW 5 Series, but since the 2020 BMW 5 Series is part of the same generation, our earlier analysis still applies.

The BMW 5 Series is all-new for 2017. The exterior styling isn't a huge departure from the previous model, but the new 5 Series is more powerful, significantly lighter in weight and packed with a ton of technology that expands its autonomous driving capabilities.

Features & Specs

MPG & Fuel
18 City / 25 Hwy / 20 Combined
Fuel Tank Capacity: 18.0 gal. capacity
5 seats
Type: all wheel drive
Transmission: 8-speed shiftable automatic
V8 cylinder
Horsepower: 523 hp @ 5500 rpm
Torque: 553 lb-ft @ 1800 rpm
Basic Warranty
4 yr./ 50000 mi.
Length: 195.4 in. / Height: 57.8 in. / Width: 73.5 in.
Curb Weight: 4456 lbs.
Cargo Capacity, All Seats In Place: 18.7 cu.ft.
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Our experts’ favorite 5 Series safety features:

Night Vision with Pedestrian Detection
Uses infrared technology to see and alert you of things such as people and animals in the road before they become visible to the naked eye.
Active Blind-Spot Detection
Alerts you of vehicles in the adjacent lanes using radar sensors and will indicate if it's safe to change lanes.
City Collision Mitigation
Automatically brakes the car at speeds under 38 mph when it detects an imminent collision and the driver has taken no action.

IIHS Rating

The Insurance Institute of Highway Safety uses extensive crash tests to determine car safety.

Side Impact Test
Roof Strength Test
Rear Crash Protection / Head Restraint
IIHS Small Overlap Front TestNot Tested
Moderate Overlap Front Test

BMW 5 Series vs. the competition

2020 BMW 5 Series

2020 BMW 5 Series

2020 Mercedes-Benz E-Class

2020 Mercedes-Benz E-Class

BMW 5 Series vs. Mercedes-Benz E-Class

The E-Class might be the current king of midsize luxury sedans. It offers an incredible interior design with top-notch materials and comfort. There's also a blazing V8 AMG trim and available wagon and coupe body styles. That said, in lower trims the BMW does a better job of balancing performance and comfort, delivering a sportier experience without asking for any real sacrifices.

Compare BMW 5 Series & Mercedes-Benz E-Class features 

BMW 5 Series vs. Audi A6

The recently redesigned A6 is another German powerhouse, with exceptional driving dynamics and extensive technology features. Those features might also prove an Achilles' heel to some, and the dual touchscreen interface can be more distracting. Still, this premium sedan combines athleticism and luxury every bit as well as the BMW.

Compare BMW 5 Series & Audi A6 features 

BMW 5 Series vs. BMW 3 Series

The 5 Series' little brother, the 3 Series, started off as the ultimate expression of the luxury sport sedan. While the current generation was more recently redesigned than the 5 Series, it doesn't do as well walking the line between comfort and dynamics. In our testing, we thought the new 3 Series sacrificed too much comfort for not enough sportiness. It may be bigger and cost a bit more, but all around we prefer the 5 Series.

Compare BMW 5 Series & BMW 3 Series features 


Is the BMW 5 Series a good car?

The Edmunds experts tested the 2020 5 Series both on the road and at the track, giving it a 8.1 out of 10. You probably care about BMW 5 Series fuel economy, so it's important to know that the 5 Series gets an EPA-estimated 20 mpg. What about cargo capacity? When you're thinking about carrying stuff in your new car, keep in mind that the 5 Series has 18.7 cubic feet of trunk space. And then there's safety and reliability. Edmunds has all the latest NHTSA and IIHS crash-test scores, plus industry-leading expert and consumer reviews to help you understand what it's like to own and maintain a BMW 5 Series. Learn more

What's new in the 2020 BMW 5 Series?

According to Edmunds’ car experts, here’s what’s new for the 2020 BMW 5 Series:

  • Increased power for M550i model
  • 530e hybrid receives a larger, more powerful battery pack
  • Minor changes to standard and optional features availability
  • Part of the seventh 5 Series generation introduced for 2017
Learn more

Is the BMW 5 Series reliable?

To determine whether the BMW 5 Series is reliable, read Edmunds' authentic consumer reviews, which come from real owners and reveal what it's like to live with the 5 Series. Look for specific complaints that keep popping up in the reviews, and be sure to compare the 5 Series's average consumer rating to that of competing vehicles. Learn more

Is the 2020 BMW 5 Series a good car?

There's a lot to consider if you're wondering whether the 2020 BMW 5 Series is a good car. Edmunds' expert testing team reviewed the 2020 5 Series and gave it a 8.1 out of 10. Safety scores, fuel economy, cargo capacity and feature availability should all be factors in determining whether the 2020 5 Series is a good car for you. Learn more

How much should I pay for a 2020 BMW 5 Series?

The least-expensive 2020 BMW 5 Series is the 2020 BMW 5 Series M550i xDrive 4dr Sedan AWD (4.4L 8cyl Turbo 8A). Including destination charge, it arrives with a Manufacturer's Suggested Retail Price (MSRP) of about $76,650.

Other versions include:

  • M550i xDrive 4dr Sedan AWD (4.4L 8cyl Turbo 8A) which starts at $76,650
Learn more

What are the different models of BMW 5 Series?

If you're interested in the BMW 5 Series, the next question is, which 5 Series model is right for you? 5 Series variants include M550i xDrive 4dr Sedan AWD (4.4L 8cyl Turbo 8A). For a full list of 5 Series models, check out Edmunds’ Features & Specs page. Learn more

More about the 2020 BMW 5 Series

2020 BMW 5 Series M550i xDrive Overview

The 2020 BMW 5 Series M550i xDrive is offered in the following styles: M550i xDrive 4dr Sedan AWD (4.4L 8cyl Turbo 8A).

What do people think of the 2020 BMW 5 Series M550i xDrive?

Consumer ratings and reviews are also available for the 2020 BMW 5 Series M550i xDrive and all its trim types. Overall, Edmunds users rate the 2020 5 Series M550i xDrive 4.5 on a scale of 1 to 5 stars. Edmunds consumer reviews allow users to sift through aggregated consumer reviews to understand what other drivers are saying about any vehicle in our database. Detailed rating breakdowns (including performance, comfort, value, interior, exterior design, build quality, and reliability) are available as well to provide shoppers with a comprehensive understanding of why customers like the 2020 5 Series M550i xDrive.

Edmunds Expert Reviews

Edmunds experts have compiled a robust series of ratings and reviews for the 2020 BMW 5 Series M550i xDrive and all model years in our database. Our rich analysis includes expert reviews and recommendations for the 2020 5 Series M550i xDrive featuring deep dives into trim levels including M550i xDrive, etc. with careful analysis around pricing, features, performance, mpg, safety, interior, and driving and performance. Edmunds also offers expert ratings, road test and performance data, long-term road tests, first-drive reviews, video reviews and more.

Read our full review of the 2020 BMW 5 Series M550i xDrive here.

Our Review Process

This review was written by a member of Edmunds' editorial team of expert car reviewers. Our team drives every car you can buy. We put the vehicles through rigorous testing, evaluating how they drive and comparing them in detail to their competitors.

We're also regular people like you, so we pay attention to all the different ways people use their cars every day. We want to know if there's enough room for our families and our weekend gear and whether or not our favorite drink fits in the cupholder. Our editors want to help you make the best decision on a car that fits your life.

What's a good price for a New 2020 BMW 5 Series M550i xDrive?

2020 BMW 5 Series M550i xDrive M550i xDrive 4dr Sedan AWD (4.4L 8cyl Turbo 8A)

The 2020 BMW 5 Series M550i xDrive M550i xDrive 4dr Sedan AWD (4.4L 8cyl Turbo 8A) can be purchased for less than the Manufacturer’s Suggested Retail Price (aka MSRP) of $84,035. The average price paid for a new 2020 BMW 5 Series M550i xDrive M550i xDrive 4dr Sedan AWD (4.4L 8cyl Turbo 8A) is trending $9,530 below the manufacturer’s MSRP.

Edmunds members save an average of $9,530 by getting upfront special offers. The estimated special offer price in your area is $74,505.

The average savings for the 2020 BMW 5 Series M550i xDrive M550i xDrive 4dr Sedan AWD (4.4L 8cyl Turbo 8A) is 11.3% below the MSRP.

Shop with Edmunds for perks and special offers on new cars, trucks, and SUVs near Ashburn, VA. Doing so could save you hundreds or thousands of dollars. Edmunds also provides consumer-driven dealership sales and service reviews to help you make informed decisions about what cars to buy and where to buy them.

Which 2020 BMW 5 Series M550i xDrives are available in my area?

2020 BMW 5 Series M550i xDrive Listings and Inventory

Simply research the type of used car you're interested in and then select a car from our massive database to find cheap used cars for sale near you. Once you have identified a vehicle you're interested in, check the AutoCheck vehicle history reports, read dealer reviews, and find out what other owners paid for the 2020 BMW 5 Series M550i xDrive.

Shop Edmunds' car, SUV, and truck listings of over 6 million vehicles to find a cheap new, used, or certified pre-owned (CPO) 2020 [object Object] 5 Series M550i xDrive for sale near you.

Can't find a new 2020 BMW 5 Series M550i xDrive 5 Series M550i xDrive you want in your area? Consider a broader search.

Find a new BMW for sale - 3 great deals out of 12 listings starting at $15,170.

Why trust Edmunds?

Edmunds has deep data on over 6 million new, used, and certified pre-owned vehicles, including all models of the 2020 BMW 5 Series M550i xDrive and all available trim types: M550i xDrive. Rich, trim-level features & specs and options data tracked for the 2020 BMW 5 Series M550i xDrive include (but are not limited to): MSRP, available incentives and deals, average price paid, warranty information (basic, drivetrain, and maintenance), features (interior and exterior color, upholstery, bluetooth, navigation, cruise control, parking assistance, lane sensing, keyless ignition, satellite radio, folding rears seats,run flat tires, wheel type, tire size, sunroof, etc.), vehicle specifications (engine cylinder count, drivetrain, engine power, torque, engine displacement, transmission), fuel economy and MPG (city, highway, and combined, fuel capacity, range), vehicle dimensions (interior cabin space, vehicle length and width, seating capacity, cargo space). Edmunds also provides tools to allow shopper to compare vehicles to similar models of their choosing by warranty, interior features, exterior features, specifications, vehicle dimensions, consumer rating, edmunds expert review, safety rating, and color.

Should I lease or buy a 2020 BMW 5 Series M550i xDrive?

Is it better to lease or buy a car? Ask most people and they'll probably tell you that car buying is the way to go. And from a financial perspective, it's true, provided you're willing to make higher monthly payments, pay off the loan in full and keep the car for a few years. Leasing, on the other hand, can be a less expensive option on a month-to-month basis. It's also good if you're someone who likes to drive a new car every three years or so.

Check out BMW lease specials