- $1,780/mo est.$5,000 down
- Exterior color: Storm Bay MetallicStorm Bay Metallic
- Interior color: Red/Black Extended Merino premium leatherRed/Black Extended Merino premium leather
- Laurel BMW of Westmont (109 mi away)(20)
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Estimate Lease Details
$1,780/month for 36 months
$5,000 Down payment
$6,780 Due at signing
$6,780 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $69,092 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Westmont, IL / 109 miles away from Bloomington, IL
Executive Package,Driving Assistance Professional Package,Panoramic Roof,Bmw Iconic Glow Kidney Grille,Front & Rear Heated Seats,Front Ventilated Seat...
Features and Specs:
Listing Information:
VIN: WBS83FK00TCV07468
Stock: TCV07468
Listed since: 05-14-2025 - $1,830/mo est.$5,000 down
- Exterior color: Black Sapphire MetallicBlack Sapphire Metallic
- Interior color: Silverstone/Black Extended Merino premium leatherSilverstone/Black Extended Merino premium leather
- BMW of Barrington (126 mi away)(1)
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Estimate Lease Details
$1,830/month for 36 months
$5,000 Down payment
$6,830 Due at signing
$6,830 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $70,878 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Barrington, IL / 126 miles away from Bloomington, IL
Why Choose BMW of Barrington? One Person, One Price, One Hour, NATIONAL SHIPPING AVAILABLE: With our unique approach, you'll work with a single repres...
Features and Specs:
Listing Information:
VIN: WBS83FK04TCV37041
Stock: 168385
Listed since: 05-29-2025 - $1,826/mo est.$5,000 down
- Exterior color: Alpine WhiteAlpine White
- Interior color: Black Extended Merino premium leatherBlack Extended Merino premium leather
- BMW of Barrington (126 mi away)(1)
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Estimate Lease Details
$1,826/month for 36 months
$5,000 Down payment
$6,826 Due at signing
$6,826 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $70,724 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Barrington, IL / 126 miles away from Bloomington, IL
Why Choose BMW of Barrington? One Person, One Price, One Hour, NATIONAL SHIPPING AVAILABLE: With our unique approach, you'll work with a single repres...
Features and Specs:
Listing Information:
VIN: WBS83FK06TCV34268
Stock: 168396
Listed since: 05-30-2025 - $1,848/mo est.$5,000 down
- Exterior color: Dark Graphite MetallicDark Graphite Metallic
- Interior color: Black Extended Merino premium leatherBlack Extended Merino premium leather
- BMW of Barrington (126 mi away)(1)
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$1,848/month for 36 months
$5,000 Down payment
$6,848 Due at signing
$6,848 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $71,545 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Barrington, IL / 126 miles away from Bloomington, IL
Why Choose BMW of Barrington? One Person, One Price, One Hour, NATIONAL SHIPPING AVAILABLE: With our unique approach, you'll work with a single repres...
Features and Specs:
Listing Information:
VIN: WBS83FK08TCV55347
Stock: 168520
Listed since: 06-14-2025 - $1,940/mo est.$5,000 down
- Exterior color: Frozen Deep GreyFrozen Deep Grey
- Interior color: Black Extended Merino premium leatherBlack Extended Merino premium leather
- Fields BMW Northfield (132 mi away)
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Estimate Lease Details
$1,940/month for 36 months
$5,000 Down payment
$6,940 Due at signing
$6,940 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $74,828 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Northfield, IL / 132 miles away from Bloomington, IL
Heated Leather Seats, Navigation, Sunroof, Rear Air, Power Liftgate, All Wheel Drive, Alloy Wheels, EXECUTIVE PACKAGE, CARBON PACKAGE, DRIVING ASSISTA...
Features and Specs:
Listing Information:
VIN: WBS83FK04TCV81928
Stock: 52972
Listed since: 05-29-2025 - $1,897/mo est.$5,000 down
- Exterior color: Carbon Black MetallicCarbon Black Metallic
- Interior color: Silverstone/Black Extended Merino premium leatherSilverstone/Black Extended Merino premium leather
- Fields BMW Northfield (132 mi away)
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Estimate Lease Details
$1,897/month for 36 months
$5,000 Down payment
$6,897 Due at signing
$6,897 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $73,282 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Northfield, IL / 132 miles away from Bloomington, IL
Navigation, Sunroof, Heated Leather Seats, Power Liftgate, All Wheel Drive, Alloy Wheels, EXECUTIVE PACKAGE, CARBON PACKAGE, DRIVING ASSISTANCE PROFES...
Features and Specs:
Listing Information:
VIN: WBS83FK05TCV66676
Stock: 52899
Listed since: 05-13-2025 - $1,999/mo est.$5,000 down
- Exterior color: Frozen Deep GreyFrozen Deep Grey
- Interior color: Black Extended Merino premium leatherBlack Extended Merino premium leather
- Autohaus BMW of Maplewood (145 mi away)
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Estimate Lease Details
$1,999/month for 36 months
$5,000 Down payment
$6,999 Due at signing
$6,999 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $76,951 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Saint Louis, MO / 145 miles away from Bloomington, IL
Arriving Soon! Frozen Deep Gray 2026 BMW M5 Sedan AWD 8-Speed Automatic Sport 4.4L V8 Turbocharged DOHC 32V LEV3-SULEV30. Come in and find out why we ...
Features and Specs:
Listing Information:
VIN: WBS83FK09TCW10646
Stock: 28480
Listed since: 07-09-2025 - $1,943/mo est.$5,000 down
- Exterior color: Black Sapphire MetallicBlack Sapphire Metallic
- Interior color: Black Extended Merino premium leatherBlack Extended Merino premium leather
- Autohaus BMW of Maplewood (145 mi away)
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Estimate Lease Details
$1,943/month for 36 months
$5,000 Down payment
$6,943 Due at signing
$6,943 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $74,932 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Saint Louis, MO / 145 miles away from Bloomington, IL
Arriving Soon! Black Sapphire Metallic 2026 BMW M5 AWD 8-Speed Automatic Sport 4.4L V8 Turbocharged DOHC 32V LEV3-SULEV30. Come in and find out why we...
Features and Specs:
Listing Information:
VIN: WBS83FK09TCW04975
Stock: 28445
Listed since: 06-28-2025 - $1,810/mo est.$5,000 down
- Exterior color: Black Sapphire MetallicBlack Sapphire Metallic
- Interior color: Silverstone/Black Extended Merino premium leatherSilverstone/Black Extended Merino premium leather
- D-Patrick BMW (187 mi away)
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Estimate Lease Details
$1,810/month for 36 months
$5,000 Down payment
$6,810 Due at signing
$6,810 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $70,154 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Evansville, IN / 187 miles away from Bloomington, IL
Don't Dream It, Drive It! Be delighted by the safety, performance, style, and passion you'll find at one location. Our knowledgeable sales and service...
Features and Specs:
Listing Information:
VIN: WBS83FK03SCU82290
Stock: 57711
Listed since: 02-26-2025 - $1,853/mo est.$5,000 down
- Exterior color: Alpine WhiteAlpine White
- Interior color: Dark Violet/Black Merino premium leatherDark Violet/Black Merino premium leather
- BMW of Columbia (206 mi away)
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$1,853/month for 36 months
$5,000 Down payment
$6,853 Due at signing
$6,853 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $71,693 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Columbia, MO / 206 miles away from Bloomington, IL
Adaptive suspension, Apple CarPlay & Android Auto Compatibility, Auto High-beam Headlights, Auto tilt-away steering wheel, BMW Curved Display w/HUD, B...
Features and Specs:
Listing Information:
VIN: WBS83FK00TCV04540
Stock: B21006
Listed since: 05-16-2025 - $1,823/mo est.$5,000 down
- Exterior color: Vegas Red MetallicVegas Red Metallic
- Interior color: Silverstone/Black Extended Merino premium leatherSilverstone/Black Extended Merino premium leather
- BMW of Louisville (240 mi away)
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Estimate Lease Details
$1,823/month for 36 months
$5,000 Down payment
$6,823 Due at signing
$6,823 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $70,613 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Louisville, KY / 240 miles away from Bloomington, IL
M Drive Professional, Black Leather, Active Driving Assistant Pro, BMW Iconic Glow Kidney Grille, Carbon Fiber Reinforced Polymer Roof, Driving Assist...
Features and Specs:
Listing Information:
VIN: WBS83FK08SCU25194
Stock: CU25194
Listed since: 12-27-2024 - $1,991/mo est.$5,000 down
- Exterior color: Black Sapphire MetallicBlack Sapphire Metallic
- Interior color: Black Extended Merino premium leatherBlack Extended Merino premium leather
- BMW of Louisville (240 mi away)
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Estimate Lease Details
$1,991/month for 36 months
$5,000 Down payment
$6,991 Due at signing
$6,991 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $76,658 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Louisville, KY / 240 miles away from Bloomington, IL
Black Leather.2026 BMW M5 BaseBlack Sapphire MetallicAWD8-Speed Automatic Sport4.4L V8 Turbocharged DOHC 32V LEV3-SULEV30
Features and Specs:
Listing Information:
VIN: WBS83FK03TCV92841
Stock: CV92841
Listed since: 07-31-2025 - $1,793/mo est.$5,000 down
- Exterior color: Brooklyn Grey MetallicBrooklyn Grey Metallic
- Interior color: Red/Black Extended Merino premium leatherRed/Black Extended Merino premium leather
- BMW of Springfield (320 mi away)
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Estimate Lease Details
$1,793/month for 36 months
$5,000 Down payment
$6,793 Due at signing
$6,793 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $69,537 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Springfield, MO / 320 miles away from Bloomington, IL
Features and Specs:
Listing Information:
VIN: WBS83FK08SCU74394
Stock: SCU74394 - $1,879/mo est.$5,000 down
- Exterior color: Dark Graphite MetallicDark Graphite Metallic
- Interior color: Silverstone/Black Extended Merino premium leatherSilverstone/Black Extended Merino premium leather
- BMW of Springfield (320 mi away)
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Estimate Lease Details
$1,879/month for 36 months
$5,000 Down payment
$6,879 Due at signing
$6,879 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $72,647 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Springfield, MO / 320 miles away from Bloomington, IL
Features and Specs:
Listing Information:
VIN: WBS83FK00TCU93068
Stock: TCU93068 - $1,881/mo est.$5,000 down
- Exterior color: Black Sapphire MetallicBlack Sapphire Metallic
- Interior color: Black Extended Merino premium leatherBlack Extended Merino premium leather
- BMW of Grand Blanc (325 mi away)
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Estimate Lease Details
$1,881/month for 36 months
$5,000 Down payment
$6,881 Due at signing
$6,881 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $72,719 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Grand Blanc, MI / 325 miles away from Bloomington, IL
Black Sapphire Metallic 2026 BMW M5 AWD 8-Speed Automatic Sport 4.4L V8 Turbocharged DOHC 32V LEV3-SULEV30 Black Leather.
Features and Specs:
Listing Information:
VIN: WBS83FK03TCV84058
Stock: HB2402
Listed since: 07-17-2025 - $1,987/mo est.$5,000 down
- Exterior color: Frozen Deep GreyFrozen Deep Grey
- Interior color: Silverstone/Black Extended Merino premium leatherSilverstone/Black Extended Merino premium leather
- BMW of Grand Blanc (325 mi away)
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Estimate Lease Details
$1,987/month for 36 months
$5,000 Down payment
$6,987 Due at signing
$6,987 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $76,521 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Grand Blanc, MI / 325 miles away from Bloomington, IL
Features and Specs:
Listing Information:
VIN: WBS83FK0XTCW22269
Stock: W22269
Listed since: 07-19-2025 - $1,882/mo est.$5,000 down
- Exterior color: Brooklyn Grey MetallicBrooklyn Grey Metallic
- Interior color: Black Extended Merino premium leatherBlack Extended Merino premium leather
- BMW of Grand Blanc (325 mi away)
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Estimate Lease Details
$1,882/month for 36 months
$5,000 Down payment
$6,882 Due at signing
$6,882 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $72,769 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Grand Blanc, MI / 325 miles away from Bloomington, IL
Features and Specs:
Listing Information:
VIN: WBS83FK0XTCW32798
Stock: W32798
Listed since: 07-29-2025 - $2,004/mo est.$5,000 down
- Exterior color: Special Order ColorSpecial Order Color
- Interior color: Black Extended Merino premium leatherBlack Extended Merino premium leather
- BMW of Westlake (377 mi away)
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Estimate Lease Details
$2,004/month for 36 months
$5,000 Down payment
$7,004 Due at signing
$7,004 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $77,151 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Westlake, OH / 377 miles away from Bloomington, IL
WHEELS: 20' X 10.5' FR 21' X 11' RR JET BLACK -inc: Style 951M, M dual-spoke, SPECIAL ORDER COLOR, M COMPOUND BRAKES W/RED CALIPERS, FRONT VENTILATED ...
Features and Specs:
Listing Information:
VIN: WBS83FK0XTCV62803
Stock: 21244
Listed since: 05-10-2025 - $1,739/mo est.$5,000 down
- Exterior color: Carbon Black MetallicCarbon Black Metallic
- Interior color: Black Extended Merino premium leatherBlack Extended Merino premium leather
- BMW of Omaha (378 mi away)
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Estimate Lease Details
$1,739/month for 36 months
$5,000 Down payment
$6,739 Due at signing
$6,739 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $67,596 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Omaha, NE / 378 miles away from Bloomington, IL
This New 2025 BMW M5 , has a Carbon Black Metallic exterior and an Black interior color. 42 miles. Stock Number X03156. You can connect with us by cal...
Features and Specs:
Listing Information:
VIN: WBS83FK04SCU58127
Stock: X03156
Listed since: 02-25-2025 - $1,837/mo est.$5,000 down
- Exterior color: Carbon Black MetallicCarbon Black Metallic
- Interior color: Silverstone/Black Extended Merino premium leatherSilverstone/Black Extended Merino premium leather
- BMW of Sterling (621 mi away)(12)
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Estimate Lease Details
$1,837/month for 36 months
$5,000 Down payment
$6,837 Due at signing
$6,837 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $71,121 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Sterling, VA / 621 miles away from Bloomington, IL
2026 BMW M5 4D Sedan 4.4L V8 Turbocharged DOHC 32V LEV3-SULEV30 AWD 8-Speed Automatic SportCarbon Black MetallicConnected Package Pro Limited Ter...
Features and Specs:
Listing Information:
VIN: WBS83FK03TCW00274
Stock: TCW00274
Listed since: 06-23-2025 - $1,769/mo est.$5,000 down
- Exterior color: Marina Bay Blue MetallicMarina Bay Blue Metallic
- Interior color: Black Extended Merino premium leatherBlack Extended Merino premium leather
- BMW of Sterling (621 mi away)(12)
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Estimate Lease Details
$1,769/month for 36 months
$5,000 Down payment
$6,769 Due at signing
$6,769 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $68,684 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Sterling, VA / 621 miles away from Bloomington, IL
2026 BMW M5 4D Sedan 4.4L V8 Turbocharged DOHC 32V LEV3-SULEV30 AWD 8-Speed Automatic SportMarina Bay Blue MetallicConnected Package Pro Limited ...
Features and Specs:
Listing Information:
VIN: WBS83FK03TCV91673
Stock: TCV91673
Listed since: 07-26-2025
Consumer Reviews for the BMWÂ M5
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More about the BMW M5
How much does it cost to lease a BMW M5 in Bloomington, IL?
- A BMW M5 lease in Bloomington, IL starts at about $1,738 and runs up to $2,004. Keep in mind that these are estimates and the prices can vary based on a number of factors such as trim level, options, down payment, and length of the lease.
How much does it cost to lease a BMW M5 2026 in Bloomington, IL?
- It costs between $1,769 and $2,004 to lease a BMW M5 2026 in Bloomington, IL. Note that these are estimates, and the pricing can change based on the vehicle's trim level, installed options, and aspects of the lease such as the down payment, money factor and the lease term.