- $767/mo est.$5,000 down
- Exterior color: Dark Graphite GreyDark Graphite Grey
- Interior color: Mocha Perforated SensaTec leatheretteMocha Perforated SensaTec leatherette
- BMW of Shrewsbury (43 mi away)(3)
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Estimate Lease Details
$767/month for 36 months
$5,000 Down payment
$5,767 Due at signing
$5,767 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $32,623 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Shrewsbury, MA / 43 miles away from Springfield, MA
Features and Specs:
Listing Information:
VIN: WB543CF06TCV85263
Stock: BN7290
Listed since: 07-23-2025 - $762/mo est.$5,000 down
- Exterior color: Mineral White MetallicMineral White Metallic
- Interior color: Mocha Perforated SensaTec leatheretteMocha Perforated SensaTec leatherette
- BMW of Shrewsbury (43 mi away)(3)
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Estimate Lease Details
$762/month for 36 months
$5,000 Down payment
$5,762 Due at signing
$5,762 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $32,420 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Shrewsbury, MA / 43 miles away from Springfield, MA
Features and Specs:
Listing Information:
VIN: WB543CF00TCV04998
Stock: BN6994
Listed since: 04-26-2025 - $778/mo est.$5,000 down
- Exterior color: Alpine WhiteAlpine White
- Interior color: Black Perforated SensaTec leatheretteBlack Perforated SensaTec leatherette
- BMW of Shrewsbury (43 mi away)(3)
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Estimate Lease Details
$778/month for 36 months
$5,000 Down payment
$5,778 Due at signing
$5,778 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $32,997 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Shrewsbury, MA / 43 miles away from Springfield, MA
Features and Specs:
Listing Information:
VIN: WB543CF00TCV41470
Stock: BN7126
Listed since: 06-07-2025 - $809/mo est.$5,000 down
- Exterior color: Dark Graphite GreyDark Graphite Grey
- Interior color: Oyster Perforated SensaTec leatheretteOyster Perforated SensaTec leatherette
- Herb Chambers BMW of Sudbury (59 mi away)(17)
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Estimate Lease Details
$809/month for 36 months
$5,000 Down payment
$5,809 Due at signing
$5,809 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $34,138 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Sudbury, MA / 59 miles away from Springfield, MA
BUY WITH CONFIDENCE The Herb Chambers Companies generates over 3 billion dollars in sales each year with over 2,400 employees. Last year over 60,000 p...
Features and Specs:
Listing Information:
VIN: WB543CF02TCV05506
Stock: B35036
Listed since: 02-28-2025 - $724/mo est.$5,000 down
- Exterior color: Black Sapphire MetallicBlack Sapphire Metallic
- Interior color: Black Perforated SensaTec leatheretteBlack Perforated SensaTec leatherette
- Herb Chambers BMW of Sudbury (59 mi away)(17)
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Estimate Lease Details
$724/month for 36 months
$5,000 Down payment
$5,724 Due at signing
$5,724 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $31,072 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Sudbury, MA / 59 miles away from Springfield, MA
BUY WITH CONFIDENCE The Herb Chambers Companies generates over 3 billion dollars in sales each year with over 2,400 employees. Last year over 60,000 p...
Features and Specs:
Listing Information:
VIN: WB543CF09TCV00450
Stock: B35031
Listed since: 02-22-2025 - $809/mo est.$5,000 down
- Exterior color: Dune Grey MetallicDune Grey Metallic
- Interior color: Black Perforated SensaTec leatheretteBlack Perforated SensaTec leatherette
- Herb Chambers BMW of Sudbury (59 mi away)(17)
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Estimate Lease Details
$809/month for 36 months
$5,000 Down payment
$5,809 Due at signing
$5,809 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $34,138 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Sudbury, MA / 59 miles away from Springfield, MA
BUY WITH CONFIDENCE The Herb Chambers Companies generates over 3 billion dollars in sales each year with over 2,400 employees. Last year over 60,000 p...
Features and Specs:
Listing Information:
VIN: WB543CF05TCU97272
Stock: B35032
Listed since: 02-20-2025 - $750/mo est.$5,000 down
- Exterior color: Alpine WhiteAlpine White
- Interior color: Mocha Perforated SensaTec leatheretteMocha Perforated SensaTec leatherette
- Herb Chambers BMW of Sudbury (59 mi away)(17)
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Estimate Lease Details
$750/month for 36 months
$5,000 Down payment
$5,750 Due at signing
$5,750 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $31,985 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Sudbury, MA / 59 miles away from Springfield, MA
BUY WITH CONFIDENCE The Herb Chambers Companies generates over 3 billion dollars in sales each year with over 2,400 employees. Last year over 60,000 p...
Features and Specs:
Listing Information:
VIN: WB543CF09TCU96240
Stock: B35033
Listed since: 02-19-2025 - $819/mo est.$5,000 down
- Exterior color: Dark Graphite GreyDark Graphite Grey
- Interior color: Mocha Perforated SensaTec leatheretteMocha Perforated SensaTec leatherette
- Herb Chambers BMW of Sudbury (59 mi away)(17)
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Estimate Lease Details
$819/month for 36 months
$5,000 Down payment
$5,819 Due at signing
$5,819 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $34,494 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Sudbury, MA / 59 miles away from Springfield, MA
BUY WITH CONFIDENCE The Herb Chambers Companies generates over 3 billion dollars in sales each year with over 2,400 employees. Last year over 60,000 p...
Features and Specs:
Listing Information:
VIN: WB543CF09TCV86603
Stock: B35405
Listed since: 06-04-2025 - $809/mo est.$5,000 down
- Exterior color: Dark Graphite GreyDark Graphite Grey
- Interior color: Black Perforated SensaTec leatheretteBlack Perforated SensaTec leatherette
- Herb Chambers BMW of Sudbury (59 mi away)(17)
Close
Estimate Lease Details
$809/month for 36 months
$5,000 Down payment
$5,809 Due at signing
$5,809 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $34,138 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Sudbury, MA / 59 miles away from Springfield, MA
BUY WITH CONFIDENCE The Herb Chambers Companies generates over 3 billion dollars in sales each year with over 2,400 employees. Last year over 60,000 p...
Features and Specs:
Listing Information:
VIN: WB543CF03TCU94435
Stock: B35034
Listed since: 02-16-2025 - $809/mo est.$5,000 down
- Exterior color: Alpine WhiteAlpine White
- Interior color: Oyster Perforated SensaTec leatheretteOyster Perforated SensaTec leatherette
- Herb Chambers BMW of Sudbury (59 mi away)(17)
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Estimate Lease Details
$809/month for 36 months
$5,000 Down payment
$5,809 Due at signing
$5,809 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $34,112 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Sudbury, MA / 59 miles away from Springfield, MA
BUY WITH CONFIDENCE The Herb Chambers Companies generates over 3 billion dollars in sales each year with over 2,400 employees. Last year over 60,000 p...
Features and Specs:
Listing Information:
VIN: WB543CF0XTCV00571
Stock: B35037
Listed since: 02-22-2025 - $819/mo est.$5,000 down
- Exterior color: Mineral White MetallicMineral White Metallic
- Interior color: Black Perforated SensaTec leatheretteBlack Perforated SensaTec leatherette
- Herb Chambers BMW of Sudbury (59 mi away)(17)
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Estimate Lease Details
$819/month for 36 months
$5,000 Down payment
$5,819 Due at signing
$5,819 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $34,468 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Sudbury, MA / 59 miles away from Springfield, MA
BUY WITH CONFIDENCE The Herb Chambers Companies generates over 3 billion dollars in sales each year with over 2,400 employees. Last year over 60,000 p...
Features and Specs:
Listing Information:
VIN: WB543CF01TCV85266
Stock: B35415
Listed since: 06-03-2025 - $848/mo est.$5,000 down
- Exterior color: Black Sapphire MetallicBlack Sapphire Metallic
- Interior color: Black Perforated SensaTec leatherette/sueded microfiberBlack Perforated SensaTec leatherette/sueded microfiber
- Herb Chambers BMW of Sudbury (59 mi away)(17)
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Estimate Lease Details
$848/month for 36 months
$5,000 Down payment
$5,848 Due at signing
$5,848 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $35,519 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Sudbury, MA / 59 miles away from Springfield, MA
BUY WITH CONFIDENCE The Herb Chambers Companies generates over 3 billion dollars in sales each year with over 2,400 employees. Last year over 60,000 p...
Features and Specs:
Listing Information:
VIN: WB543CF06TCV67250
Stock: B35293
Listed since: 06-20-2025 - $951/mo est.$5,000 down
- Exterior color: Black Sapphire MetallicBlack Sapphire Metallic
- Interior color: Oyster Perforated SensaTec leatheretteOyster Perforated SensaTec leatherette
- Herb Chambers BMW of Sudbury (59 mi away)(17)
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Estimate Lease Details
$951/month for 36 months
$5,000 Down payment
$5,951 Due at signing
$5,951 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $39,228 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Sudbury, MA / 59 miles away from Springfield, MA
BUY WITH CONFIDENCE The Herb Chambers Companies generates over 3 billion dollars in sales each year with over 2,400 employees. Last year over 60,000 p...
Features and Specs:
Listing Information:
VIN: WB553CF08TCU97335
Stock: B35040
Listed since: 02-20-2025 - $913/mo est.$5,000 down
- Exterior color: Black Sapphire MetallicBlack Sapphire Metallic
- Interior color: Black Perforated SensaTec leatheretteBlack Perforated SensaTec leatherette
- Herb Chambers BMW of Sudbury (59 mi away)(17)
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Estimate Lease Details
$913/month for 36 months
$5,000 Down payment
$5,913 Due at signing
$5,913 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $37,854 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Sudbury, MA / 59 miles away from Springfield, MA
BUY WITH CONFIDENCE The Herb Chambers Companies generates over 3 billion dollars in sales each year with over 2,400 employees. Last year over 60,000 p...
Features and Specs:
Listing Information:
VIN: WB553CF02TCV24724
Stock: B35107
Listed since: 05-21-2025 - $750/mo est.$5,000 down
- Exterior color: Alpine WhiteAlpine White
- Interior color: Black Perforated SensaTec leatheretteBlack Perforated SensaTec leatherette
- Herb Chambers BMW of Sudbury (59 mi away)(17)
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Estimate Lease Details
$750/month for 36 months
$5,000 Down payment
$5,750 Due at signing
$5,750 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $31,985 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Sudbury, MA / 59 miles away from Springfield, MA
BUY WITH CONFIDENCE The Herb Chambers Companies generates over 3 billion dollars in sales each year with over 2,400 employees. Last year over 60,000 p...
Features and Specs:
Listing Information:
VIN: WB543CF09TCV10718
Stock: B35072
Listed since: 03-09-2025 - $1,016/mo est.$5,000 down
- Exterior color: Alpine WhiteAlpine White
- Interior color: Black Perforated SensaTec leatherette/sueded microfiberBlack Perforated SensaTec leatherette/sueded microfiber
- Herb Chambers BMW of Sudbury (59 mi away)(17)
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Estimate Lease Details
$1,016/month for 36 months
$5,000 Down payment
$6,016 Due at signing
$6,016 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $41,570 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Sudbury, MA / 59 miles away from Springfield, MA
BUY WITH CONFIDENCE The Herb Chambers Companies generates over 3 billion dollars in sales each year with over 2,400 employees. Last year over 60,000 p...
Features and Specs:
Listing Information:
VIN: WB553CF07TCU99027
Stock: B35038
Listed since: 02-21-2025 - $708/mo est.$5,000 down
- Exterior color: Black Sapphire MetallicBlack Sapphire Metallic
- Interior color: Mocha Perforated SensaTec leatheretteMocha Perforated SensaTec leatherette
- 307 mi range
- BMW of Norwood (68 mi away)
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Estimate Lease Details
$708/month for 36 months
$5,000 Down payment
$5,708 Due at signing
$5,708 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $30,505 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Norwood, MA / 68 miles away from Springfield, MA
Navigation, Moonroof, Heated Seats, Panoramic Roof, All Wheel Drive, SPORT PACKAGE, DRIVING ASSISTANCE PROFESSIONAL PACKA... CONVENIENCE PACKAGE, Powe...
Features and Specs:
Listing Information:
VIN: WB523CF09SCU32429
Stock: SCU32429
Listed since: 02-03-2025 - $757/mo est.$5,000 down
- Exterior color: Dark Graphite GreyDark Graphite Grey
- Interior color: Mocha Perforated SensaTec leatheretteMocha Perforated SensaTec leatherette
- BMW of Norwood (68 mi away)
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Estimate Lease Details
$757/month for 36 months
$5,000 Down payment
$5,757 Due at signing
$5,757 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $32,238 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Norwood, MA / 68 miles away from Springfield, MA
Heated Seats, Nav System, Moonroof, Premium Sound System, Power Liftgate, PREMIUM PACKAGE, MULTI-FUNCTIONAL SEATS, PANORAMIC ECLIPSING ROOF, 21 X 9 AE...
Features and Specs:
Listing Information:
VIN: WB543CF08TCV85264
Stock: TCV85264
Listed since: 07-31-2025 - $827/mo est.$5,000 down
- Exterior color: Arctic Race Blue MetallicArctic Race Blue Metallic
- Interior color: Mocha Perforated SensaTec leatheretteMocha Perforated SensaTec leatherette
- Herb Chambers BMW of Boston (72 mi away)(19)
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Estimate Lease Details
$827/month for 36 months
$5,000 Down payment
$5,827 Due at signing
$5,827 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $34,770 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Boston, MA / 72 miles away from Springfield, MA
BUY WITH CONFIDENCE The Herb Chambers Companies generates over 3 billion dollars in sales each year with over 2,400 employees. Last year over 50,000 p...
Features and Specs:
Listing Information:
VIN: WB543CF05TCV00476
Stock: 80018
Listed since: 02-22-2025 - $736/mo est.$5,000 down
- Exterior color: Dark Graphite GreyDark Graphite Grey
- Interior color: Black Perforated SensaTec leatheretteBlack Perforated SensaTec leatherette
- Herb Chambers BMW of Boston (72 mi away)(19)
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Estimate Lease Details
$736/month for 36 months
$5,000 Down payment
$5,736 Due at signing
$5,736 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $31,497 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Boston, MA / 72 miles away from Springfield, MA
BUY WITH CONFIDENCE The Herb Chambers Companies generates over 3 billion dollars in sales each year with over 2,400 employees. Last year over 50,000 p...
Features and Specs:
Listing Information:
VIN: WB543CF06TCV02625
Stock: 80019
Listed since: 02-26-2025 - $962/mo est.$5,000 down
- Exterior color: Mineral White MetallicMineral White Metallic
- Interior color: Mocha Perforated SensaTec leatheretteMocha Perforated SensaTec leatherette
- 296 mi range
- Herb Chambers BMW of Boston (72 mi away)(19)
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Estimate Lease Details
$962/month for 36 months
$5,000 Down payment
$5,962 Due at signing
$5,962 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $39,644 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Boston, MA / 72 miles away from Springfield, MA
BUY WITH CONFIDENCE The Herb Chambers Companies generates over 3 billion dollars in sales each year with over 2,400 employees. Last year over 50,000 p...
Features and Specs:
Listing Information:
VIN: WB533CF00SCU51231
Stock: 71052
Listed since: 12-08-2024
Consumer Reviews for the BMWÂ iX
Unbelievably fast and amazing sound system
More about the BMW iX
How much does it cost to lease a BMW iX in Springfield, MA?
- A BMW iX lease in Springfield, MA starts at about $708 and runs up to $1,015. Keep in mind that these are estimates and the prices can vary based on a number of factors such as trim level, options, down payment, and length of the lease.
How much does it cost to lease a BMW iX 2026 in Springfield, MA?
- It costs between $724 and $1,015 to lease a BMW iX 2026 in Springfield, MA. Note that these are estimates, and the pricing can change based on the vehicle's trim level, installed options, and aspects of the lease such as the down payment, money factor and the lease term.