- $751/mo est.$5,000 down
- Exterior color: Black Sapphire MetallicBlack Sapphire Metallic
- Interior color: Cognac SensaTec leatheretteCognac SensaTec leatherette
- 4cyl automatic
- BMW of Orland Park (99 mi away)(4)
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Estimate Lease Details
$751/month for 36 months
$5,000 Down payment
$5,751 Due at signing
$5,751 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $32,032 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Orland Park, IL / 99 miles away from Bloomington, IL
Features and Specs:
Listing Information:
VIN: WBA63DA05TCV53685
Stock: BG6312
Listed since: 06-20-2025 - $790/mo est.$5,000 down
- Exterior color: Black Sapphire MetallicBlack Sapphire Metallic
- Interior color: Cognac SensaTec leatheretteCognac SensaTec leatherette
- 4cyl automatic
- BMW of Orland Park (99 mi away)(4)
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Estimate Lease Details
$790/month for 36 months
$5,000 Down payment
$5,790 Due at signing
$5,790 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $33,436 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Orland Park, IL / 99 miles away from Bloomington, IL
2026 BMW 4 Series 430i xDrive AWD 2.0L 4-Cylinder TwinPower Turbo 8-Speed Automatic Sport ACTIVE BLIND SPOT DETECTION, APPLE CARPLAY COMPATIBILITY, HA...
Features and Specs:
Listing Information:
VIN: WBA63DA09TCV92554
Stock: BG6501
Listed since: 07-23-2025 - $787/mo est.$5,000 down
- Exterior color: Brooklyn Grey MetallicBrooklyn Grey Metallic
- Interior color: Tacora Red SensaTec leatheretteTacora Red SensaTec leatherette
- 4cyl automatic
- BMW of Orland Park (99 mi away)(4)
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Estimate Lease Details
$787/month for 36 months
$5,000 Down payment
$5,787 Due at signing
$5,787 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $33,337 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Orland Park, IL / 99 miles away from Bloomington, IL
2026 BMW 4 Series 430i xDrive AWD 2.0L 4-Cylinder TwinPower Turbo 8-Speed Automatic Sport ACTIVE BLIND SPOT DETECTION, APPLE CARPLAY COMPATIBILITY, HA...
Features and Specs:
Listing Information:
VIN: WBA63DA07TCV84985
Stock: BG6467
Listed since: 07-17-2025 - $764/mo est.$5,000 down
- Exterior color: Mineral White MetallicMineral White Metallic
- Interior color: Black SensaTec leatheretteBlack SensaTec leatherette
- 4cyl automatic
- BMW of Orland Park (99 mi away)(4)
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Estimate Lease Details
$764/month for 36 months
$5,000 Down payment
$5,764 Due at signing
$5,764 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $32,504 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Orland Park, IL / 99 miles away from Bloomington, IL
2026 BMW 4 Series 430i xDrive AWD 2.0L 4-Cylinder TwinPower Turbo 8-Speed Automatic Sport ACTIVE BLIND SPOT DETECTION, APPLE CARPLAY COMPATIBILITY, HE...
Features and Specs:
Listing Information:
VIN: WBA63DA04TCV79243
Stock: BG6429
Listed since: 07-12-2025 - $1,108/mo est.$5,000 down
- Exterior color: Vegas Red MetallicVegas Red Metallic
- Interior color: Canberra Beige SensaTec leatheretteCanberra Beige SensaTec leatherette
- 6cyl automatic
- Laurel BMW of Westmont (109 mi away)(20)
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Estimate Lease Details
$1,108/month for 36 months
$5,000 Down payment
$6,108 Due at signing
$6,108 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $44,884 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Westmont, IL / 109 miles away from Bloomington, IL
Vegas Red Metallic,Navigation System,Lane Keeping Assist,Keyless Start,Convertible Soft Top,Canberra Beige; Perforated Sensatec Upholstery
Features and Specs:
Listing Information:
VIN: WBA73DB03TCW29164
Stock: TCW29164 - $1,158/mo est.$5,000 down
- Exterior color: Alpine WhiteAlpine White
- Interior color: Black Vernasca leatherBlack Vernasca leather
- 6cyl automatic
- Laurel BMW of Westmont (109 mi away)(20)
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Estimate Lease Details
$1,158/month for 36 months
$5,000 Down payment
$6,158 Due at signing
$6,158 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $46,674 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Westmont, IL / 109 miles away from Bloomington, IL
Black; Vernasca Leather Upholstery,Leather Seats,Navigation System,Lane Keeping Assist,Keyless Start,Convertible Soft Top,Alpine White
Features and Specs:
Listing Information:
VIN: WBA73DB01TCW07289
Stock: TCW07289 - $724/mo est.$5,000 down
- Exterior color: Black Sapphire MetallicBlack Sapphire Metallic
- Interior color: Cognac SensaTec leatheretteCognac SensaTec leatherette
- 4cyl automatic
- Laurel BMW of Westmont (109 mi away)(20)
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Estimate Lease Details
$724/month for 36 months
$5,000 Down payment
$5,724 Due at signing
$5,724 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $31,073 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Westmont, IL / 109 miles away from Bloomington, IL
Harman/Kardon Surround Sound System,Black Sapphire Metallic,Sun/Moonroof,Navigation System,Lane Keeping Assist,Keyless Start,Aluminum Rhombicle Anthra...
Features and Specs:
Listing Information:
VIN: WBA63DA01TCV82844
Stock: TCV82844
Listed since: 07-17-2025 - $770/mo est.$5,000 down
- Exterior color: Arctic Race Blue MetallicArctic Race Blue Metallic
- Interior color: Canberra Beige SensaTec leatheretteCanberra Beige SensaTec leatherette
- 4cyl automatic
- Laurel BMW of Westmont (109 mi away)(20)
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Estimate Lease Details
$770/month for 36 months
$5,000 Down payment
$5,770 Due at signing
$5,770 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $32,729 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Westmont, IL / 109 miles away from Bloomington, IL
Arctic Race Blue Metallic,Sun/Moonroof,Navigation System,Lane Keeping Assist,Keyless Start,Canberra Beige; Perforated Sensatec Upholstery
Features and Specs:
Listing Information:
VIN: WBA63DA0XTCW25089
Stock: TCW25089 - $923/mo est.$5,000 down
- Exterior color: Vegas Red MetallicVegas Red Metallic
- Interior color: Cognac SensaTec leatheretteCognac SensaTec leatherette
- 4cyl automatic
- Perillo BMW (124 mi away)
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Estimate Lease Details
$923/month for 36 months
$5,000 Down payment
$5,923 Due at signing
$5,923 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $38,244 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Chicago, IL / 124 miles away from Bloomington, IL
Features and Specs:
Listing Information:
VIN: WBA53DB0XTCW16757
Stock: B48331
Listed since: 07-12-2025 - $922/mo est.$5,000 down
- Exterior color: Tanzanite Blue II MetallicTanzanite Blue II Metallic
- Interior color: Canberra Beige SensaTec leatheretteCanberra Beige SensaTec leatherette
- 4cyl automatic
- Perillo BMW (124 mi away)
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Estimate Lease Details
$922/month for 36 months
$5,000 Down payment
$5,922 Due at signing
$5,922 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $38,183 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Chicago, IL / 124 miles away from Bloomington, IL
Features and Specs:
Listing Information:
VIN: WBA53DB08TCW00749
Stock: B48247
Listed since: 06-28-2025 - $727/mo est.$5,000 down
- Exterior color: Skyscraper Grey MetallicSkyscraper Grey Metallic
- Interior color: Black SensaTec leatheretteBlack SensaTec leatherette
- 4cyl automatic
- Perillo BMW (124 mi away)
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Estimate Lease Details
$727/month for 36 months
$5,000 Down payment
$5,727 Due at signing
$5,727 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $31,168 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Chicago, IL / 124 miles away from Bloomington, IL
Premium Package,Apple CarPlay/Android Auto Compatibility
Features and Specs:
Listing Information:
VIN: WBA63DA04TCV84894
Stock: B48097
Listed since: 05-31-2025 - $773/mo est.$5,000 down
- Exterior color: Alpine WhiteAlpine White
- Interior color: Cognac SensaTec leatheretteCognac SensaTec leatherette
- 4cyl automatic
- Perillo BMW (124 mi away)
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Estimate Lease Details
$773/month for 36 months
$5,000 Down payment
$5,773 Due at signing
$5,773 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $32,833 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Chicago, IL / 124 miles away from Bloomington, IL
M Sport Package,Shadowline Package,Premium Package,Apple CarPlay/Android Auto Compatibility
Features and Specs:
Listing Information:
VIN: WBA63DA00TCV78042
Stock: B48121
Listed since: 06-04-2025 - $901/mo est.$5,000 down
- Exterior color: Tanzanite Blue II MetallicTanzanite Blue II Metallic
- Interior color: Cognac SensaTec leatheretteCognac SensaTec leatherette
- 4cyl automatic
- Perillo BMW (124 mi away)
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Estimate Lease Details
$901/month for 36 months
$5,000 Down payment
$5,901 Due at signing
$5,901 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $37,438 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Chicago, IL / 124 miles away from Bloomington, IL
Features and Specs:
Listing Information:
VIN: WBA53DB09TCW21531
Stock: B48372
Listed since: 07-23-2025 - $808/mo est.$5,000 down
- Exterior color: Dravit Grey MetallicDravit Grey Metallic
- Interior color: Black SensaTec leatheretteBlack SensaTec leatherette
- 4cyl automatic
- BMW of Barrington (126 mi away)(1)
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Estimate Lease Details
$808/month for 36 months
$5,000 Down payment
$5,808 Due at signing
$5,808 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $34,073 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Barrington, IL / 126 miles away from Bloomington, IL
Why Choose BMW of Barrington? One Person, One Price, One Hour, NATIONAL SHIPPING AVAILABLE: With our unique approach, you'll work with a single repres...
Features and Specs:
Listing Information:
VIN: WBA63DA06TCV88123
Stock: 168605
Listed since: 07-26-2025 - $660/mo est.$5,000 down
- Exterior color: Alpine WhiteAlpine White
- Interior color: Cognac SensaTec leatheretteCognac SensaTec leatherette
- 4cyl automatic
- BMW of Barrington (126 mi away)(1)
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Estimate Lease Details
$660/month for 36 months
$5,000 Down payment
$5,660 Due at signing
$5,660 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $28,756 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Barrington, IL / 126 miles away from Bloomington, IL
Why Choose BMW of Barrington?At BMW of Barrington, we redefine luxury car buying with a focus on transparency, efficiency, and your satisfaction. wh...
Features and Specs:
30 Combined MPG (27 City/34 Highway)
Listing Information:
VIN: WBA63DA0XSCU00153
Stock: 157195L
Listed since: 06-04-2025 - $772/mo est.$5,000 down
- Exterior color: Brooklyn Grey MetallicBrooklyn Grey Metallic
- Interior color: Black SensaTec leatheretteBlack SensaTec leatherette
- 4cyl automatic
- BMW of Barrington (126 mi away)(1)
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Estimate Lease Details
$772/month for 36 months
$5,000 Down payment
$5,772 Due at signing
$5,772 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $32,797 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Barrington, IL / 126 miles away from Bloomington, IL
Why Choose BMW of Barrington? One Person, One Price, One Hour, NATIONAL SHIPPING AVAILABLE: With our unique approach, you'll work with a single repres...
Features and Specs:
Listing Information:
VIN: WBA63DA01TCV64411
Stock: 168570
Listed since: 06-20-2025 - $754/mo est.$5,000 down
- Exterior color: Portimao Blue MetallicPortimao Blue Metallic
- Interior color: Black SensaTec leatheretteBlack SensaTec leatherette
- 4cyl automatic
- BMW of Barrington (126 mi away)(1)
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Estimate Lease Details
$754/month for 36 months
$5,000 Down payment
$5,754 Due at signing
$5,754 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $32,137 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Barrington, IL / 126 miles away from Bloomington, IL
Why Choose BMW of Barrington? One Person, One Price, One Hour, NATIONAL SHIPPING AVAILABLE: With our unique approach, you'll work with a single repres...
Features and Specs:
Listing Information:
VIN: WBA63DA05SCU22593
Stock: 157530
Listed since: 01-22-2025 - $669/mo est.$5,000 down
- Exterior color: Black Sapphire MetallicBlack Sapphire Metallic
- Interior color: Black SensaTec leatheretteBlack SensaTec leatherette
- 4cyl automatic
- BMW of Barrington (126 mi away)(1)
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Estimate Lease Details
$669/month for 36 months
$5,000 Down payment
$5,669 Due at signing
$5,669 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $29,071 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Barrington, IL / 126 miles away from Bloomington, IL
Why Choose BMW of Barrington? One Person, One Price, One Hour, NATIONAL SHIPPING AVAILABLE: With our unique approach, you'll work with a single repres...
Features and Specs:
Listing Information:
VIN: WBA63DA00SCU08178
Stock: 158320
Listed since: 05-14-2025 - $772/mo est.$5,000 down
- Exterior color: Mineral White MetallicMineral White Metallic
- Interior color: Tacora Red SensaTec leatheretteTacora Red SensaTec leatherette
- 4cyl automatic
- BMW of Barrington (126 mi away)(1)
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Estimate Lease Details
$772/month for 36 months
$5,000 Down payment
$5,772 Due at signing
$5,772 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $32,778 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Barrington, IL / 126 miles away from Bloomington, IL
Why Choose BMW of Barrington? One Person, One Price, One Hour, NATIONAL SHIPPING AVAILABLE: With our unique approach, you'll work with a single repres...
Features and Specs:
Listing Information:
VIN: WBA63DA09TCV64351
Stock: 168564
Listed since: 07-09-2025 - $864/mo est.$5,000 down
- Exterior color: Black Sapphire MetallicBlack Sapphire Metallic
- Interior color: Oyster Vernasca leatherOyster Vernasca leather
- 4cyl automatic
- Fields BMW Northfield (132 mi away)
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Estimate Lease Details
$864/month for 36 months
$5,000 Down payment
$5,864 Due at signing
$5,864 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $36,113 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Northfield, IL / 132 miles away from Bloomington, IL
Heated Leather Seats, Navigation, Satellite Radio, All Wheel Drive, Turbo Charged, PARKING ASSISTANCE PACKAGE , DRIVING ASSISTANCE PACKAGE , OYSTER, V...
Features and Specs:
Listing Information:
VIN: WBA53DB09SCU10120
Stock: 52259Z
Listed since: 10-22-2024 - $718/mo est.$5,000 down
- Exterior color: Mineral White MetallicMineral White Metallic
- Interior color: Black Vernasca leatherBlack Vernasca leather
- 4cyl automatic
- Fields BMW Northfield (132 mi away)
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Estimate Lease Details
$718/month for 36 months
$5,000 Down payment
$5,718 Due at signing
$5,718 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $30,860 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 2, 2025.
Located in Northfield, IL / 132 miles away from Bloomington, IL
Sunroof, Heated Leather Seats, Navigation, PARKING ASSISTANCE PACKAGE , PREMIUM PACKAGE , BLACK, VERNASCA LEATHER UPHOLSTERY , harman/kardon® SURROUND...
Features and Specs:
Listing Information:
VIN: WBA63DA08SCT89606
Stock: 52105Z
Listed since: 09-21-2024
Consumer Reviews for the BMWÂ 4 Series
Every important note flawlessly reached
More about the BMW 4 Series
How much does it cost to lease a BMW 4 Series in Bloomington, IL?
- A BMW 4 Series lease in Bloomington, IL starts at about $659 and runs up to $1,157. Keep in mind that these are estimates and the prices can vary based on a number of factors such as trim level, options, down payment, and length of the lease.
How much does it cost to lease a BMW 4 Series 2026 in Bloomington, IL?
- It costs between $724 and $1,157 to lease a BMW 4 Series 2026 in Bloomington, IL. Note that these are estimates, and the pricing can change based on the vehicle's trim level, installed options, and aspects of the lease such as the down payment, money factor and the lease term.