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23 listings
  • $88,920
    fair price
    $4,170 below market
    • 21,201 miles
    • No accidents, 1 owner, personal use
    • 31 mi est. electric range
    • 5 Seats, 13 City / 17 Hwy MPG
    • Alm Mall Of Georgia (287 mi away)
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Leather Seats
    • Keyless Entry/Start
    Close

    Located in Buford, GA / 287 miles away from Panama City, FL

    CONNECTED PACKAGE PRO..MASSAGING SEAT..LEATHER SEATS..PREMIUM SOUND SYSTEM..HEADS-UP DISPLAY..NAVIGATION SYSTEM..BLIND SPOT MONITOR..LANE DEPARTURE WA...

    AutoCheck Vehicle History Summary

    Accident Free Vehicle: Yes

    Personal Use Only: Yes

    History Provider: AutoCheck

    Title Details: Clean Title

    Salvage Vehicle: No

    Frame Damage: No

    Theft History: No

    Lemon Status: No

    Free History Report: No

    Features and Specs:

    14 Combined MPG (13 City/17 Highway)

    Listing Information:

    VIN: 5YM23CS02P9S52926
    Stock: P9S52926
    Certified Pre-Owned: No
    Listed since: 07-11-2025

  • $89,900
    fair price
    $2,722 below market
    • 20,322 miles
    • No accidents, 2 owners, personal use only
    • 31 mi est. electric range
    • 5 Seats, 13 City / 17 Hwy MPG
    • Maserati of Fort Lauderdale (437 mi away)
    • Five Star Dealer
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Leather Seats
    • Keyless Entry/Start
    Close

    Located in Fort Lauderdale, FL / 437 miles away from Panama City, FL

    BMW XMFerrari Maserati Alfa Romeo of Fort Lauderdale is proud to present this stunning BMW XM. Finished in Carbon Black Metallic over Black, the XM ha...

    AutoCheck Vehicle History Summary

    Accident Free Vehicle: Yes

    Personal Use Only: Yes

    History Provider: AutoCheck

    Title Details: Clean Title

    Salvage Vehicle: No

    Frame Damage: No

    Theft History: No

    Lemon Status: No

    Free History Report: No

    Features and Specs:

    14 Combined MPG (13 City/17 Highway)

    Listing Information:

    VIN: 5YM23CS01P9S50441
    Stock: F318428B
    Certified Pre-Owned: No
    Listed since: 06-07-2025

  • $82,054
    fair price
    $3,112 below market
    • 40,525 miles
    • No accidents, 2 owners, personal use only
    • 31 mi est. electric range
    • 5 Seats, 13 City / 17 Hwy MPG
    • Driveway (278 mi away)
    • Home delivery*
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Leather Seats
    • Keyless Entry/Start
    Close

    Located in Orlando, FL / 278 miles away from Panama City, FL

    CarFax No Accidents Reported,High Demand,Rare Find,Green Vehicle,Back-Up Camera,Blind Spot Monitor,Bluetooth,Brake Assist,Hands-Free Liftgate,Heated S...

    AutoCheck Vehicle History Summary

    Accident Free Vehicle: Yes

    Personal Use Only: Yes

    History Provider: AutoCheck

    Title Details: Clean Title

    Salvage Vehicle: No

    Frame Damage: No

    Theft History: No

    Lemon Status: No

    Free History Report: No

    Features and Specs:

    14 Combined MPG (13 City/17 Highway)

    Listing Information:

    VIN: 5YM23CS01P9R63341
    Stock: P9R63341
    Certified Pre-Owned: No

    • 26,900 miles
    • No accidents, 2 owners, personal use only
    • 31 mi est. electric range
    • 5 Seats, 13 City / 17 Hwy MPG
    • Auto Collection of Murfreesboro (393 mi away)
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Leather Seats
    • Keyless Entry/Start
    Close

    Located in Murfreesboro, TN / 393 miles away from Panama City, FL

    2023 BMW XM W/ BOWERS & WILKINS DIAMOND SURROUND SOUND SYSTEM, 163K MSRP!!Included Features<ul data-end="...

    AutoCheck Vehicle History Summary

    Accident Free Vehicle: Yes

    Personal Use Only: Yes

    History Provider: AutoCheck

    Title Details: Clean Title

    Salvage Vehicle: No

    Frame Damage: No

    Theft History: No

    Lemon Status: No

    Free History Report: No

    Features and Specs:

    14 Combined MPG (13 City/17 Highway)

    Listing Information:

    VIN: 5YM23CS09P9R88990
    Stock: R88990
    Certified Pre-Owned: No
    Listed since: 05-19-2025

  • New Listing
    • 13,050 miles
    • No accidents, 3 owners, personal use only
    • 31 mi est. electric range
    • 5 Seats, 13 City / 17 Hwy MPG
    • Auto Collection of Murfreesboro (393 mi away)
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Leather Seats
    • Keyless Entry/Start
    Close

    Located in Murfreesboro, TN / 393 miles away from Panama City, FL

    2023 BMW XM SPORT ACTIVITY BOWERS & ILKINS SURROUND SOUND Listed below are all the window sticker installed options Wheels: 23"" X 10"" FR & 23"...

    AutoCheck Vehicle History Summary

    Accident Free Vehicle: Yes

    Personal Use Only: Yes

    History Provider: AutoCheck

    Title Details: Clean Title

    Salvage Vehicle: No

    Frame Damage: No

    Theft History: No

    Lemon Status: No

    Free History Report: No

    Features and Specs:

    14 Combined MPG (13 City/17 Highway)

    Listing Information:

    VIN: 5YM23CS09P9S16358
    Stock: S16358
    Certified Pre-Owned: No
    Listed since: 07-29-2025

  • New Listing
    Stock photo**
    $90,999
    fair price
    $5,220 below market
    • 16,917 miles
    • 5 Seats, 12 City / 17 Hwy MPG
    • TxTCharlie (440 mi away)
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Leather Seats
    • Keyless Entry/Start
    Close

    Located in Fort Lauderdale, FL / 440 miles away from Panama City, FL

    Welcome to TxtCharlie, your go-to place for purchasing cars in Fort Lauderdale. Our showroom is located at 2125 S Federal Highway, Fort Lauderdale, FL...

    AutoCheck Vehicle History Summary Unavailable.

    Features and Specs:

    14 Combined MPG (12 City/17 Highway)

    Listing Information:

    VIN: 5YM23CS07R9U56253
    Stock: 5437
    Certified Pre-Owned: No
    Listed since: 07-25-2025

  • Price Drop
    $127,500
    good price
    $16,200 below market
    • 6,495 miles
    • No accidents, 1 owner, personal use
    • 31 mi est. electric range
    • 5 Seats, 12 City / 17 Hwy MPG
    • Lauderdale BMW of Pembroke Pines (434 mi away)
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Leather Seats
    • Keyless Entry/Start
    Close

    Located in Pembroke Pines, FL / 434 miles away from Panama City, FL

    “Sales Price Includes All Applicable Rebates/Incentives”.AWD Sao Paulo YellowPrice does not include sales tax, tags, registration fees, government...

    AutoCheck Vehicle History Summary

    Accident Free Vehicle: Yes

    Personal Use Only: Yes

    History Provider: AutoCheck

    Title Details: Clean Title

    Salvage Vehicle: No

    Frame Damage: No

    Theft History: No

    Lemon Status: No

    Free History Report: Yes

    Features and Specs:

    14 Combined MPG (12 City/17 Highway)

    Listing Information:

    VIN: 5YM23CS03S9X65224
    Stock: S9X65224
    Certified Pre-Owned: No
    Listed since: 05-28-2025

  • $91,000
    great price
    $9,521 below market
    • 5,569 miles
    • No accidents, 1 owner, personal use
    • 31 mi est. electric range
    • 5 Seats, 13 City / 17 Hwy MPG
    • Driveway (In-stock online)
    • Home delivery*
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Leather Seats
    • Keyless Entry/Start
    Close

    Located in Ann Arbor, MI / 839 miles away from Panama City, FL

    Low Mileage,High Demand,Rare Find,Green Vehicle,Back-Up Camera,Blind Spot Monitor,Bluetooth,Brake Assist,Hands-Free Liftgate,Heated Seats,Heated Steer...

    AutoCheck Vehicle History Summary

    Accident Free Vehicle: Yes

    Personal Use Only: Yes

    History Provider: AutoCheck

    Title Details: Clean Title

    Salvage Vehicle: No

    Frame Damage: No

    Theft History: No

    Lemon Status: No

    Free History Report: No

    Features and Specs:

    14 Combined MPG (13 City/17 Highway)

    Listing Information:

    VIN: 5YM23CS03P9S72506
    Stock: P9S72506A
    Certified Pre-Owned: No

  • $85,586
    fair price
    $1,421 below market
    • 33,297 miles
    • No accidents, 1 owner, personal use only
    • 31 mi est. electric range
    • 5 Seats, 13 City / 17 Hwy MPG
    • BMW of Coconut Creek (430 mi away)
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Leather Seats
    • Keyless Entry/Start
    Close

    Located in Coconut Creek, FL / 430 miles away from Panama City, FL

    Recent Arrival! Black Sapphire Metallic 2023 BMW XM BaseEquipped with Connected Package Pro, 16 Speakers, 3.636 Axle Ratio, 4-Wheel Disc Brakes, ABS b...

    AutoCheck Vehicle History Summary

    Accident Free Vehicle: Yes

    Personal Use Only: Yes

    History Provider: AutoCheck

    Title Details: Clean Title

    Salvage Vehicle: No

    Frame Damage: No

    Theft History: No

    Lemon Status: No

    Free History Report: No

    Features and Specs:

    14 Combined MPG (13 City/17 Highway)

    Listing Information:

    VIN: 5YM23CS04P9R76391
    Stock: 9071317A
    Certified Pre-Owned: No
    Listed since: 07-25-2025

    • 650 miles
    • No accidents, personal use only
    • 31 mi est. electric range
    • 5 Seats, 13 City / 17 Hwy MPG
    • Driveway (In-stock online)
    • Home delivery*
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Leather Seats
    • Keyless Entry/Start
    Close

    Located in Spokane, WA / 2,067 miles away from Panama City, FL

    CarFax No Accidents Reported,Low Mileage,High Demand,Green Vehicle,Back-Up Camera,Blind Spot Monitor,Bluetooth,Brake Assist,Hands-Free Liftgate,Heated...

    AutoCheck Vehicle History Summary

    Accident Free Vehicle: Yes

    Personal Use Only: Yes

    History Provider: AutoCheck

    Title Details: Clean Title

    Salvage Vehicle: No

    Frame Damage: No

    Theft History: No

    Lemon Status: No

    Free History Report: No

    Features and Specs:

    14 Combined MPG (13 City/17 Highway)

    Listing Information:

    VIN: 5YM23CS08P9S45320
    Stock: P9S45320
    Certified Pre-Owned: No

  • Price Drop
    $99,666
    good price
    $7,795 below market
    • 10,399 miles
    • No accidents, 1 owner, personal use only
    • 5 Seats, 12 City / 17 Hwy MPG
    • Gravity Autos Duluth (276 mi away)
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Leather Seats
    • Keyless Entry/Start
    Close

    Located in Duluth, GA / 276 miles away from Panama City, FL

    MSRP ( ORIGINALLY NEW ) $163K, CLEAN CARFAX, BLIND-SPOT MONITOR, DRIVERS ASSISTANCE PACKAGE, BOWERS & WILKINS SOUND SYSTEM, DRIVE PRO PACKAGE, TECHNOL...

    AutoCheck Vehicle History Summary

    Accident Free Vehicle: Yes

    Personal Use Only: Yes

    History Provider: AutoCheck

    Title Details: Clean Title

    Salvage Vehicle: No

    Frame Damage: No

    Theft History: No

    Lemon Status: No

    Free History Report: No

    Features and Specs:

    14 Combined MPG (12 City/17 Highway)

    Listing Information:

    VIN: 5YM23CS0XR9U85570
    Stock: U85570
    Certified Pre-Owned: No
    Listed since: 07-10-2025

  • $89,890
    fair price
    $3,369 below market
    • 18,745 miles
    • No accidents, 3 owners, rental vehicle
    • 5 Seats, 12 City / 17 Hwy MPG
    • Driveway (In-stock online)
    • Home delivery*
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Leather Seats
    • Keyless Entry/Start
    Close

    Located in Maplewood, MN / 1,100 miles away from Panama City, FL

    CarFax No Accidents Reported,Green Vehicle,Back-Up Camera,Blind Spot Monitor,Bluetooth,Brake Assist,Hands-Free Liftgate,Heated Seats,Heated Steering W...

    AutoCheck Vehicle History Summary

    Accident Free Vehicle: Yes

    Personal Use Only: No

    History Provider: AutoCheck

    Title Details: Clean Title

    Salvage Vehicle: No

    Frame Damage: No

    Theft History: No

    Lemon Status: No

    Free History Report: No

    Features and Specs:

    14 Combined MPG (12 City/17 Highway)

    Listing Information:

    VIN: 5YM23CS05R9V53788
    Stock: R9V53788P
    Certified Pre-Owned: No

  • $102,900
    fair price
    $1,306 below market
    • 12,314 miles
    • No accidents, 1 owner, rental vehicle
    • 5 Seats, 12 City / 17 Hwy MPG
    • Fairway Auto Brokers (168 mi away)
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Leather Seats
    • Keyless Entry/Start
    Close

    Located in Auburn, AL / 168 miles away from Panama City, FL

    AutoCheck Vehicle History Summary

    Accident Free Vehicle: Yes

    Personal Use Only: No

    History Provider: AutoCheck

    Title Details: Clean Title

    Salvage Vehicle: No

    Frame Damage: No

    Theft History: No

    Lemon Status: No

    Free History Report: No

    Features and Specs:

    14 Combined MPG (12 City/17 Highway)

    Listing Information:

    VIN: 5YM23CS02R9V60570
    Stock: F2717
    Certified Pre-Owned: No
    Listed since: 03-13-2025

    • 7,675 miles
    • No accidents, 1 owner, personal use
    • 5 Seats, 12 City / 17 Hwy MPG
    • Grand Motorcars (269 mi away)
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Leather Seats
    • Keyless Entry/Start
    Close

    Located in Marietta, GA / 269 miles away from Panama City, FL

    Alloy wheels, Bowers & Wilkins Diamond Surround Sound System, Connected Package Pro, Navigation System, Wheels: 23 x 10 Fr & 23 x 11 Rr Star Spoke.THE...

    AutoCheck Vehicle History Summary

    Accident Free Vehicle: Yes

    Personal Use Only: Yes

    History Provider: AutoCheck

    Title Details: Clean Title

    Salvage Vehicle: No

    Frame Damage: No

    Theft History: No

    Lemon Status: No

    Free History Report: No

    Features and Specs:

    14 Combined MPG (12 City/17 Highway)

    Listing Information:

    VIN: 5YM23CS07R9U58939
    Stock: R9U58939
    Certified Pre-Owned: No
    Listed since: 06-26-2025

  • $132,615
    great price
    $22,589 below market
    • 1,200 miles
    • No accidents, 1 owner, personal use only
    • 31 mi est. electric range
    • 5 Seats, 12 City / 17 Hwy MPG
    • Driveway (In-stock online)
    • Home delivery*
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Leather Seats
    • Keyless Entry/Start
    Close

    Located in Troy, MI / 866 miles away from Panama City, FL

    Rare Find,Green Vehicle,Back-Up Camera,Blind Spot Monitor,Bluetooth,Brake Assist,Hands-Free Liftgate,Heated Seats,Heated Steering Wheel,Keyless Start,...

    AutoCheck Vehicle History Summary

    Accident Free Vehicle: Yes

    Personal Use Only: Yes

    History Provider: AutoCheck

    Title Details: Clean Title

    Salvage Vehicle: No

    Frame Damage: No

    Theft History: No

    Lemon Status: No

    Free History Report: No

    Features and Specs:

    14 Combined MPG (12 City/17 Highway)

    Listing Information:

    VIN: 5YM23CS04S9Z67117
    Stock: S9Z67117TJ
    Certified Pre-Owned: No

    • 155 miles
    • No accidents, 1 owner, personal use only
    • 5 Seats
    • Irenko Auto Sales Corporation (445 mi away)
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Leather Seats
    • Keyless Entry/Start
    Close

    Located in Miami, FL / 445 miles away from Panama City, FL

    Irenko Auto Sales Corporation Rafael Mejias 7436 NW 55th St. Miami, FL 33166 3**-4**-3*** Visit Irenko Auto Sales Corporatoin online at www.irenkoaut...

    AutoCheck Vehicle History Summary

    Accident Free Vehicle: Yes

    Personal Use Only: Yes

    History Provider: AutoCheck

    Title Details: Clean Title

    Salvage Vehicle: No

    Frame Damage: No

    Theft History: No

    Lemon Status: No

    Free History Report: No

    Features and Specs:

    Listing Information:

    VIN: 5YM33CS08R9U75057
    Stock: 19102
    Certified Pre-Owned: No
    Listed since: 08-08-2024

  • $167,800
    great price
    $12,312 below market
    • 1,765 miles
    • No accidents, personal use only
    • 5 Seats
    • BMW of Tuscaloosa (232 mi away)
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Leather Seats
    • Keyless Entry/Start
    Close

    Located in Tuscaloosa, AL / 232 miles away from Panama City, FL

    Clean CARFAX. TIBBFX, Bowers & Wilkins Diamond Surround Sound System, Wheels: 23" x 10" Fr & 23" x 11" Rr Star-Spoke.BMW of Tuscaloosa presents this 2...

    AutoCheck Vehicle History Summary

    Accident Free Vehicle: Yes

    Personal Use Only: Yes

    History Provider: AutoCheck

    Title Details: Clean Title

    Salvage Vehicle: No

    Frame Damage: No

    Theft History: No

    Lemon Status: No

    Free History Report: No

    Features and Specs:

    Listing Information:

    VIN: 5YM33CS02S9Y17401
    Stock: 9Y17401
    Certified Pre-Owned: No
    Listed since: 07-01-2025

  • $169,999
    good price
    $11,960 below market
    • 1,325 miles
    • No accidents, personal use only
    • 5 Seats
    • Mercedes-Benz of Bowling Green (468 mi away)
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Leather Seats
    • Keyless Entry/Start
    Close

    Located in Bowling Green, KY / 468 miles away from Panama City, FL

    2025 BMW XM LABEL RED 4D Sport Utility Mineral White MetallicClean CarFax, Fully Serviced, Service Records Available, Extended Service Programs Availa...

    AutoCheck Vehicle History Summary

    Accident Free Vehicle: Yes

    Personal Use Only: Yes

    History Provider: AutoCheck

    Title Details: Clean Title

    Salvage Vehicle: No

    Frame Damage: No

    Theft History: No

    Lemon Status: No

    Free History Report: No

    Features and Specs:

    Listing Information:

    VIN: 5YM33CS09S9Z30956
    Stock: 9Z30956
    Certified Pre-Owned: No
    Listed since: 03-07-2025

  • $148,567
    fair price
    $1,026 below market
    • 3,099 miles
    • No accidents, 1 owner, personal use only
    • 31 mi est. electric range
    • 5 Seats, 12 City / 17 Hwy MPG
    • Nalley BMW of Decatur (262 mi away)
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Leather Seats
    • Keyless Entry/Start
    Close

    Located in Decatur, GA / 262 miles away from Panama City, FL

    RECALL NOTICE: Some vehicles offered for sale may be subject to unrepaired manufacturer safety recalls. To determine the recall status of a vehicle,...

    AutoCheck Vehicle History Summary

    Accident Free Vehicle: Yes

    Personal Use Only: Yes

    History Provider: AutoCheck

    Title Details: Clean Title

    Salvage Vehicle: No

    Frame Damage: No

    Theft History: No

    Lemon Status: No

    Free History Report: No

    Features and Specs:

    14 Combined MPG (12 City/17 Highway)

    Listing Information:

    VIN: 5YM23CS06S9Z94092
    Stock: NBDL250657
    Certified Pre-Owned: No
    Listed since: 04-08-2025

  • $157,334
    fair price
    $5,271 above market
    • 1,676 miles
    • No accidents, personal use only
    • 31 mi est. electric range
    • 5 Seats, 12 City / 17 Hwy MPG
    • Driveway (In-stock online)
    • Home delivery*
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Leather Seats
    • Keyless Entry/Start
    Close

    Located in Spokane, WA / 2,067 miles away from Panama City, FL

    CarFax No Accidents Reported,Green Vehicle,Back-Up Camera,Blind Spot Monitor,Bluetooth,Brake Assist,Hands-Free Liftgate,Heated Seats,Heated Steering W...

    AutoCheck Vehicle History Summary

    Accident Free Vehicle: Yes

    Personal Use Only: Yes

    History Provider: AutoCheck

    Title Details: Clean Title

    Salvage Vehicle: No

    Frame Damage: No

    Theft History: No

    Lemon Status: No

    Free History Report: No

    Features and Specs:

    14 Combined MPG (12 City/17 Highway)

    Listing Information:

    VIN: 5YM23CS01S9Y35724
    Stock: S9Y35724
    Certified Pre-Owned: No

  • $154,996
    fair price
    $8,620 above market
    • 4,952 miles
    • No accidents, 1 owner, personal use only
    • 31 mi est. electric range
    • 5 Seats, 12 City / 17 Hwy MPG
    • United BMW CPO Sales & Service (279 mi away)
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Leather Seats
    • Keyless Entry/Start
    Close

    Located in Roswell, GA / 279 miles away from Panama City, FL

    ABS brakes, Active Cruise Control, Alloy wheels, Compass, Electronic Stability Control, Front dual zone A/C, Heated door mirrors, Heated Front Seats, ...

    AutoCheck Vehicle History Summary

    Accident Free Vehicle: Yes

    Personal Use Only: Yes

    History Provider: AutoCheck

    Title Details: Clean Title

    Salvage Vehicle: No

    Frame Damage: No

    Theft History: No

    Lemon Status: No

    Free History Report: No

    Features and Specs:

    14 Combined MPG (12 City/17 Highway)

    Listing Information:

    VIN: 5YM23CS08S9Z07759
    Stock: 61661
    Certified Pre-Owned: No
    Listed since: 11-29-2024

Showing 1 - 21 out of 23 listings

Consumer Reviews for the BMW XM

Read recent reviews for the BMW XM
Overall Consumer Rating
5 out of 5 stars1 Review
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  • 5 star
    (100%)
  • 4 star
    (0%)
  • 3 star
    (0%)
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  • 1 star
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5 out of 5 stars

This Car has power

ChuckH20Guy, 02/16/2024
2023 BMW XM 4dr SUV AWD (4.4L 8cyl Turbo gas/electric plug-in hybrid 8A)
Loving the new BMW XM, it has all the bells and whistles and even more!! Carlsbad BMW was great (Mikey) helped us fall in love with the BMW. The hybrid gets 35 miles on a charge, plug in. And drives like a dream.
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Used 2023 BMW XM in Panama City, FL Values

Estimated values
2023 BMW XM 4dr SUV AWD (4.4L 8cyl Turbo gas/electric plug-in hybrid 8A) with no options
ConditionTrade-InPrivate PartyDealer Retail
Outstanding$91,335$92,967$94,788
Clean$90,306$91,845$93,569
Average$88,591$89,976$91,538
Rough$86,362$87,546$88,897

The average list price of a used 2023 BMW XM in Panama City, Florida is $116,448. The average mileage on a used BMW XM 2023 for sale in Panama City, Florida is 11,821. Based on the average mileage of 11,821 for used 2023 BMW XM for sale in Panama City, FL and using an average vehicle condition rating, which means the vehicle may have a few mechanical and/or cosmetic problems and may require a considerable amount of reconditioning, we appraise the average trade-in value of a used BMW XM 2023 in Panama City, Florida to be $88,591.

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