West Houston Subaru

My name is Luzminda, I am satisfied with the price deal of the car.I am the primary applicant of the loan, and I have a secondary applicant.Upon checking on our credit scores, our combined scores gave us 3.9% interest .My credit score alone is about 850, So we ask the agent to just remove the second applicant, ignorer to get a better interest deal.The agent told us that it's not allowed to remove the second applicant because it will create a red flag to the financing institution.So We ended up having the 3.9% ,and when we ent to the financing officer ,he bought down our interest rate to 2.9% in exchange of buying an extended warranties. I felt we are cheated a front, by not allowing the primary applicant taking responsibility of the whole lean-to be able to save more money on the interest.