- $651/mo est.$2,500 down
- Exterior color: Crystal White TricoatCrystal White Tricoat
- Interior color: Oxford Stone/Jet Black leatherOxford Stone/Jet Black leather
- 5 Seats, 24 City / 29 Hwy MPG
- Crown Cadillac (2,464 mi away)
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Estimate Lease Details
$651/month for 36 months
$2,500 Down payment
$3,151 Due at signing
$3,151 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $25,948 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Watchung, NJ / 2,464 miles away from Eugene, OR
Features and Specs:
26 Combined MPG (24 City/29 Highway)
Listing Information:
VIN: 1GYFZCR4XSF144592
Stock: F5119
Listed since: 11-14-2024 - $642/mo est.$2,500 down
- Exterior color: Stellar Black MetallicStellar Black Metallic
- Interior color: Jet Black leatherJet Black leather
- 5 Seats, 24 City / 29 Hwy MPG
- Crown Cadillac (2,464 mi away)
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Estimate Lease Details
$642/month for 36 months
$2,500 Down payment
$3,142 Due at signing
$3,142 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $25,625 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Watchung, NJ / 2,464 miles away from Eugene, OR
Features and Specs:
26 Combined MPG (24 City/29 Highway)
Listing Information:
VIN: 1GYFZCR42SF142092
Stock: F5116
Listed since: 11-08-2024 - $611/mo est.$2,500 down
- Exterior color: Argent Silver MetallicArgent Silver Metallic
- Interior color: Jet Black leatherJet Black leather
- 5 Seats, 24 City / 29 Hwy MPG
- Crown Cadillac (2,464 mi away)
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Estimate Lease Details
$611/month for 36 months
$2,500 Down payment
$3,111 Due at signing
$3,111 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $24,514 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Watchung, NJ / 2,464 miles away from Eugene, OR
Features and Specs:
26 Combined MPG (24 City/29 Highway)
Listing Information:
VIN: 1GYFZCR4XSF123743
Stock: F5129
Listed since: 11-18-2024 - $672/mo est.$2,500 down
- Exterior color: Midnight Sky MetallicMidnight Sky Metallic
- Interior color: Jet Black leatherJet Black leather
- 5 Seats, 23 City / 28 Hwy MPG
- Crown Cadillac (2,464 mi away)
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Estimate Lease Details
$672/month for 36 months
$2,500 Down payment
$3,172 Due at signing
$3,172 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $26,684 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Watchung, NJ / 2,464 miles away from Eugene, OR
Features and Specs:
25 Combined MPG (23 City/28 Highway)
Listing Information:
VIN: 1GYFZDR44SF153200
Stock: F5145
Listed since: 12-02-2024 - $696/mo est.$2,500 down
- Exterior color: Stellar Black MetallicStellar Black Metallic
- Interior color: Jet Black w/Santorini Blue Accents leatheretteJet Black w/Santorini Blue Accents leatherette
- 5 Seats, 23 City / 28 Hwy MPG
- Crown Cadillac (2,464 mi away)
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Estimate Lease Details
$696/month for 36 months
$2,500 Down payment
$3,196 Due at signing
$3,196 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $27,560 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Watchung, NJ / 2,464 miles away from Eugene, OR
Features and Specs:
25 Combined MPG (23 City/28 Highway)
Listing Information:
VIN: 1GYFZFR42SF113287
Stock: F5047
Listed since: 09-17-2024 - $674/mo est.$2,500 down
- Exterior color: Stellar Black MetallicStellar Black Metallic
- Interior color: Jet Black leatherJet Black leather
- 5 Seats, 23 City / 28 Hwy MPG
- Crown Cadillac (2,464 mi away)
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Estimate Lease Details
$674/month for 36 months
$2,500 Down payment
$3,174 Due at signing
$3,174 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $26,779 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Watchung, NJ / 2,464 miles away from Eugene, OR
Features and Specs:
25 Combined MPG (23 City/28 Highway)
Listing Information:
VIN: 1GYFZDR46SF140660
Stock: F5095
Listed since: 10-28-2024 - $683/mo est.$2,500 down
- Exterior color: Crystal White TricoatCrystal White Tricoat
- Interior color: Oxford Stone/Jet Black leatherOxford Stone/Jet Black leather
- 5 Seats, 23 City / 28 Hwy MPG
- Crown Cadillac (2,464 mi away)
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Estimate Lease Details
$683/month for 36 months
$2,500 Down payment
$3,183 Due at signing
$3,183 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $27,094 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Watchung, NJ / 2,464 miles away from Eugene, OR
Features and Specs:
25 Combined MPG (23 City/28 Highway)
Listing Information:
VIN: 1GYFZDR47SF145690
Stock: F5130
Listed since: 11-18-2024 - $644/mo est.$2,500 down
- Exterior color: Argent Silver MetallicArgent Silver Metallic
- Interior color: Oxford Stone/Jet Black leatherOxford Stone/Jet Black leather
- 5 Seats, 23 City / 28 Hwy MPG
- Cadillac of Mahwah (2,465 mi away)
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Estimate Lease Details
$644/month for 36 months
$2,500 Down payment
$3,144 Due at signing
$3,144 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $25,679 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Mahwah, NJ / 2,465 miles away from Eugene, OR
Argent Silver Metallic 2025 Cadillac XT4 Premium Luxury AWD 9-Speed Automatic 2.0L Turbocharged Fresh Oil Change.23/28 City/Highway MPG
Features and Specs:
25 Combined MPG (23 City/28 Highway)
Listing Information:
VIN: 1GYFZDR41SF131803
Stock: C15286
Listed since: 09-30-2024 - $607/mo est.$2,500 down
- Exterior color: Argent Silver MetallicArgent Silver Metallic
- Interior color: Jet Black leatherJet Black leather
- 5 Seats, 24 City / 29 Hwy MPG
- Cadillac of Mahwah (2,465 mi away)
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Estimate Lease Details
$607/month for 36 months
$2,500 Down payment
$3,107 Due at signing
$3,107 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $24,348 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Mahwah, NJ / 2,465 miles away from Eugene, OR
Argent Silver Metallic 2025 Cadillac XT4 Premium Luxury FWD 9-Speed Automatic 2.0L Turbocharged Fresh Oil Change.24/29 City/Highway MPG
Features and Specs:
26 Combined MPG (24 City/29 Highway)
Listing Information:
VIN: 1GYFZCR42SF146840
Stock: C15358
Listed since: 10-30-2024 - $672/mo est.$2,500 down
- Exterior color: Latte MetallicLatte Metallic
- Interior color: Oxford Stone/Jet Black leatherOxford Stone/Jet Black leather
- 5 Seats, 23 City / 28 Hwy MPG
- Cadillac of Mahwah (2,465 mi away)
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Estimate Lease Details
$672/month for 36 months
$2,500 Down payment
$3,172 Due at signing
$3,172 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $26,702 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Mahwah, NJ / 2,465 miles away from Eugene, OR
Latte Metallic 2025 Cadillac XT4 Premium Luxury AWD 9-Speed Automatic 2.0L Turbocharged Fresh Oil Change.23/28 City/Highway MPG
Features and Specs:
25 Combined MPG (23 City/28 Highway)
Listing Information:
VIN: 1GYFZDR49SF136764
Stock: C15321
Listed since: 10-15-2024 - $701/mo est.$2,500 down
- Exterior color: Crystal White TricoatCrystal White Tricoat
- Interior color: Jet Black leatherJet Black leather
- 5 Seats, 23 City / 28 Hwy MPG
- Cadillac of Mahwah (2,465 mi away)
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Estimate Lease Details
$701/month for 36 months
$2,500 Down payment
$3,201 Due at signing
$3,201 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $27,747 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Mahwah, NJ / 2,465 miles away from Eugene, OR
Crystal White Tricoat 2025 Cadillac XT4 Premium Luxury AWD 9-Speed Automatic 2.0L Turbocharged Fresh Oil Change.23/28 City/Highway MPG
Features and Specs:
25 Combined MPG (23 City/28 Highway)
Listing Information:
VIN: 1GYFZDR4XSF161320
Stock: C15677X
Listed since: 06-02-2025 - $645/mo est.$5,000 down
- Exterior color: Emerald Lake MetallicEmerald Lake Metallic
- Interior color: Jet Black w/Santorini Blue Accents leatherJet Black w/Santorini Blue Accents leather
- 5 Seats, 23 City / 28 Hwy MPG
- Cadillac of Mahwah (2,465 mi away)
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Estimate Lease Details
$645/month for 36 months
$5,000 Down payment
$5,645 Due at signing
$5,645 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $28,207 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Mahwah, NJ / 2,465 miles away from Eugene, OR
Emerald Lake Metallic 2025 Cadillac XT4 Sport AWD 9-Speed Automatic 2.0L Turbocharged Fresh Oil Change.23/28 City/Highway MPG
Features and Specs:
25 Combined MPG (23 City/28 Highway)
Listing Information:
VIN: 1GYFZFR44SF140264
Stock: C15329
Listed since: 10-17-2024 - $678/mo est.$2,500 down
- Exterior color: Latte MetallicLatte Metallic
- Interior color: Oxford Stone/Jet Black leatherOxford Stone/Jet Black leather
- 5 Seats, 23 City / 28 Hwy MPG
- Cadillac of Mahwah (2,465 mi away)
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Estimate Lease Details
$678/month for 36 months
$2,500 Down payment
$3,178 Due at signing
$3,178 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $26,908 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Mahwah, NJ / 2,465 miles away from Eugene, OR
Latte Metallic 2025 Cadillac XT4 Premium Luxury AWD 9-Speed Automatic 2.0L Turbocharged Fresh Oil Change.23/28 City/Highway MPG
Features and Specs:
25 Combined MPG (23 City/28 Highway)
Listing Information:
VIN: 1GYFZDR49SF131287
Stock: C15289
Listed since: 09-30-2024 - $751/mo est.$2,500 down
- Exterior color: Deep Sea MetallicDeep Sea Metallic
- Interior color: Jet Black w/Santorini Blue Accents leatherJet Black w/Santorini Blue Accents leather
- 5 Seats, 23 City / 28 Hwy MPG
- Cody Cadillac (2,469 mi away)
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Estimate Lease Details
$751/month for 36 months
$2,500 Down payment
$3,251 Due at signing
$3,251 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $29,543 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Montpelier, VT / 2,469 miles away from Eugene, OR
Features and Specs:
25 Combined MPG (23 City/28 Highway)
Listing Information:
VIN: 1GYFZFR42SF159699
Stock: 21725
Listed since: 12-20-2024 - $735/mo est.$2,500 down
- Exterior color: Crystal White TricoatCrystal White Tricoat
- Interior color: Oxford Stone/Jet Black leatherOxford Stone/Jet Black leather
- 5 Seats, 23 City / 28 Hwy MPG
- Cody Cadillac (2,469 mi away)
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Estimate Lease Details
$735/month for 36 months
$2,500 Down payment
$3,235 Due at signing
$3,235 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $28,969 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Montpelier, VT / 2,469 miles away from Eugene, OR
Features and Specs:
25 Combined MPG (23 City/28 Highway)
Listing Information:
VIN: 1GYFZDR45SF161158
Stock: 24125
Listed since: 01-15-2025 - $724/mo est.$2,500 down
- Exterior color: Midnight Sky MetallicMidnight Sky Metallic
- Interior color: Jet Black leatherJet Black leather
- 5 Seats, 23 City / 28 Hwy MPG
- Cody Cadillac (2,469 mi away)
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Estimate Lease Details
$724/month for 36 months
$2,500 Down payment
$3,224 Due at signing
$3,224 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $28,558 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Montpelier, VT / 2,469 miles away from Eugene, OR
Features and Specs:
25 Combined MPG (23 City/28 Highway)
Listing Information:
VIN: 1GYFZDR43SF159926
Stock: 22425
Listed since: 12-23-2024 - $716/mo est.$2,500 down
- Exterior color: Argent Silver MetallicArgent Silver Metallic
- Interior color: Jet Black leatherJet Black leather
- 5 Seats, 23 City / 28 Hwy MPG
- Cody Cadillac (2,469 mi away)
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Estimate Lease Details
$716/month for 36 months
$2,500 Down payment
$3,216 Due at signing
$3,216 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $28,264 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Montpelier, VT / 2,469 miles away from Eugene, OR
Features and Specs:
25 Combined MPG (23 City/28 Highway)
Listing Information:
VIN: 1GYFZDR41SF155759
Stock: 15725
Listed since: 11-20-2024 - $659/mo est.$2,500 down
- Exterior color: Argent Silver MetallicArgent Silver Metallic
- Interior color: Jet Black leatherJet Black leather
- 5 Seats, 23 City / 28 Hwy MPG
- Cadillac of Manhattan (2,481 mi away)(23)
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Estimate Lease Details
$659/month for 36 months
$2,500 Down payment
$3,159 Due at signing
$3,159 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $26,210 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in New York, NY / 2,481 miles away from Eugene, OR
Features and Specs:
25 Combined MPG (23 City/28 Highway)
Listing Information:
VIN: 1GYFZDR45SF158079
Stock: 250078
Listed since: 12-12-2024 - $680/mo est.$2,500 down
- Exterior color: Crystal White TricoatCrystal White Tricoat
- Interior color: Jet Black w/Santorini Blue Accents leatheretteJet Black w/Santorini Blue Accents leatherette
- 5 Seats, 23 City / 28 Hwy MPG
- Cadillac of Manhattan (2,481 mi away)(23)
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Estimate Lease Details
$680/month for 36 months
$2,500 Down payment
$3,180 Due at signing
$3,180 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $26,970 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in New York, NY / 2,481 miles away from Eugene, OR
Features and Specs:
25 Combined MPG (23 City/28 Highway)
Listing Information:
VIN: 1GYFZFR45SF161799
Stock: 250137
Listed since: 01-24-2025 - $720/mo est.$2,500 down
- Exterior color: Stellar Black MetallicStellar Black Metallic
- Interior color: Jet Black leatherJet Black leather
- 5 Seats, 23 City / 28 Hwy MPG
- Cadillac of Manhattan (2,481 mi away)(23)
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Estimate Lease Details
$720/month for 36 months
$2,500 Down payment
$3,220 Due at signing
$3,220 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $28,429 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in New York, NY / 2,481 miles away from Eugene, OR
Features and Specs:
25 Combined MPG (23 City/28 Highway)
Listing Information:
VIN: 1GYFZDR4XSF131783
Stock: 250330
Listed since: 05-30-2025 - $612/mo est.$2,500 down
- Exterior color: Crystal White TricoatCrystal White Tricoat
- Interior color: Sedona/Jet Black leatherSedona/Jet Black leather
- 5 Seats, 23 City / 28 Hwy MPG
- Empire Cadillac of Long Island City (2,486 mi away)
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Estimate Lease Details
$612/month for 36 months
$2,500 Down payment
$3,112 Due at signing
$3,112 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $24,539 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Queens, NY / 2,486 miles away from Eugene, OR
Crystal White Tricoat 2024 Cadillac XT4 Premium Luxury AWD 9-Speed Automatic 2.0L I4 Turbocharged23/28 City/Highway MPG Price includes: $750 - Cadilla...
Features and Specs:
25 Combined MPG (23 City/28 Highway)
Listing Information:
VIN: 1GYFZDR41RF252910
Stock: C240767S
Listed since: 10-15-2024
Consumer Reviews for the Cadillac XT4
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More about the Cadillac XT4
How much does it cost to lease a Cadillac XT4 in Eugene, OR?
- A Cadillac XT4 lease in Eugene, OR starts at about $606 and runs up to $751. Keep in mind that these are estimates and the prices can vary based on a number of factors such as trim level, options, down payment, and length of the lease.
How much does it cost to lease a Cadillac XT4 2025 in Eugene, OR?
- It costs between $606 and $751 to lease a Cadillac XT4 2025 in Eugene, OR. Note that these are estimates, and the pricing can change based on the vehicle's trim level, installed options, and aspects of the lease such as the down payment, money factor and the lease term.