- $1,372/mo est.$5,000 down
- Exterior color: Brooklyn Grey MetallicBrooklyn Grey Metallic
- Interior color: Tacora Red Sensafin w/Decor Stitching leatheretteTacora Red Sensafin w/Decor Stitching leatherette
- 5 Seats
- BMW of Barrington (90 mi away)(1)
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Estimate Lease Details
$1,372/month for 36 months
$5,000 Down payment
$6,372 Due at signing
$6,372 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $54,404 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Barrington, IL / 90 miles away from Madison, WI
Why Choose BMW of Barrington? One Person, One Price, One Hour, NATIONAL SHIPPING AVAILABLE: With our unique approach, you'll work with a single repres...
Features and Specs:
Listing Information:
VIN: 5UX33EX01T9107709
Stock: 168589
Listed since: 07-13-2025 - $1,372/mo est.$5,000 down
- Exterior color: Brooklyn Grey MetallicBrooklyn Grey Metallic
- Interior color: Tacora Red Sensafin w/Decor Stitching leatheretteTacora Red Sensafin w/Decor Stitching leatherette
- 5 Seats
- BMW of Barrington (90 mi away)(1)
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Estimate Lease Details
$1,372/month for 36 months
$5,000 Down payment
$6,372 Due at signing
$6,372 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $54,404 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Barrington, IL / 90 miles away from Madison, WI
Why Choose BMW of Barrington? One Person, One Price, One Hour, NATIONAL SHIPPING AVAILABLE: With our unique approach, you'll work with a single repres...
Features and Specs:
Listing Information:
VIN: 5UX33EX08T9107061
Stock: 168585
Listed since: 07-08-2025 - $1,272/mo est.$5,000 down
- Exterior color: Alpine WhiteAlpine White
- Interior color: Black Sensafin w/Decor Stitching leatheretteBlack Sensafin w/Decor Stitching leatherette
- 5 Seats
- BMW of Barrington (90 mi away)(1)
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Estimate Lease Details
$1,272/month for 36 months
$5,000 Down payment
$6,272 Due at signing
$6,272 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $50,782 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Barrington, IL / 90 miles away from Madison, WI
Why Choose BMW of Barrington? One Person, One Price, One Hour, NATIONAL SHIPPING AVAILABLE: With our unique approach, you'll work with a single repres...
Features and Specs:
Listing Information:
VIN: 5UX33EX06T9139944
Stock: 168783
Listed since: 07-31-2025 - $1,372/mo est.$5,000 down
- Exterior color: Brooklyn Grey MetallicBrooklyn Grey Metallic
- Interior color: Tacora Red Sensafin w/Decor Stitching leatheretteTacora Red Sensafin w/Decor Stitching leatherette
- 5 Seats
- BMW of Barrington (90 mi away)(1)
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Estimate Lease Details
$1,372/month for 36 months
$5,000 Down payment
$6,372 Due at signing
$6,372 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $54,404 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Barrington, IL / 90 miles away from Madison, WI
Why Choose BMW of Barrington? One Person, One Price, One Hour: With our unique approach, you'll work with a single representative for a streamlined bu...
Features and Specs:
Listing Information:
VIN: 5UX33EX00T9122606
Stock: 168692
Listed since: 07-22-2025 - $1,090/mo est.$5,000 down
- Exterior color: Black Sapphire MetallicBlack Sapphire Metallic
- Interior color: Silverstone Sensafin leatheretteSilverstone Sensafin leatherette
- 5 Seats, 23 City / 26 Hwy MPG
- Fields BMW Northfield (105 mi away)
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Estimate Lease Details
$1,090/month for 36 months
$5,000 Down payment
$6,090 Due at signing
$6,090 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $44,255 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Northfield, IL / 105 miles away from Madison, WI
Heated Leather Seats, NAV, Sunroof, Panoramic Roof, Turbo, Alloy Wheels, PARKING ASSISTANCE PACKAGE, HEATED FRONT SEATS W/ARMRESTS STEER. SPORT SEATS,...
Features and Specs:
24 Combined MPG (23 City/26 Highway)
Listing Information:
VIN: 5UX33EX00S9Z12454
Stock: 52261Z
Listed since: 12-18-2024 - $1,154/mo est.$5,000 down
- Exterior color: Alpine WhiteAlpine White
- Interior color: Black Sensafin leatheretteBlack Sensafin leatherette
- 5 Seats, 23 City / 26 Hwy MPG
- Laurel BMW of Westmont (112 mi away)(20)
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Estimate Lease Details
$1,154/month for 36 months
$5,000 Down payment
$6,154 Due at signing
$6,154 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $46,533 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Westmont, IL / 112 miles away from Madison, WI
Climate Comfort Package,Premium Package,Live Cockpit Pro,Parking Assistance Package,Harman/Kardon Surround Sound System,Multi-Contour Seats,Panoramic ...
Features and Specs:
24 Combined MPG (23 City/26 Highway)
Listing Information:
VIN: 5UX33EX01S9Z95781
Stock: S9Z95781 - $1,314/mo est.$5,000 down
- Exterior color: Brooklyn Grey MetallicBrooklyn Grey Metallic
- Interior color: Black Sensafin w/Decor Stitching leatheretteBlack Sensafin w/Decor Stitching leatherette
- 5 Seats
- Perillo BMW (119 mi away)
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Estimate Lease Details
$1,314/month for 36 months
$5,000 Down payment
$6,314 Due at signing
$6,314 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $52,303 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Chicago, IL / 119 miles away from Madison, WI
Features and Specs:
Listing Information:
VIN: 5UX33EX01T9148163
Stock: B48408
Listed since: 07-30-2025 - $1,257/mo est.$5,000 down
- Exterior color: Black Sapphire MetallicBlack Sapphire Metallic
- Interior color: Black Sensafin w/Decor Stitching leatheretteBlack Sensafin w/Decor Stitching leatherette
- 5 Seats
- Perillo BMW (119 mi away)
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Estimate Lease Details
$1,257/month for 36 months
$5,000 Down payment
$6,257 Due at signing
$6,257 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $50,255 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Chicago, IL / 119 miles away from Madison, WI
Features and Specs:
Listing Information:
VIN: 5UX33EX0XT9145150
Stock: B48385
Listed since: 07-23-2025 - $1,250/mo est.$5,000 down
- Exterior color: Brooklyn Grey MetallicBrooklyn Grey Metallic
- Interior color: Cognac Sensafin w/Decor Stitching leatheretteCognac Sensafin w/Decor Stitching leatherette
- 5 Seats
- Perillo BMW (119 mi away)
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Estimate Lease Details
$1,250/month for 36 months
$5,000 Down payment
$6,250 Due at signing
$6,250 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $49,982 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Chicago, IL / 119 miles away from Madison, WI
Features and Specs:
Listing Information:
VIN: 5UX33EX0XT9152597
Stock: B48405
Listed since: 07-30-2025 - $1,470/mo est.$5,000 down
- Exterior color: Alpine WhiteAlpine White
- Interior color: Black Sensafin leatheretteBlack Sensafin leatherette
- 5 Seats
- BMW of Orland Park (126 mi away)(4)
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Estimate Lease Details
$1,470/month for 36 months
$5,000 Down payment
$6,470 Due at signing
$6,470 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $57,904 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Orland Park, IL / 126 miles away from Madison, WI
2026 BMW X6 AWD 4.4L V8 32V Twin Turbocharged 8-Speed Automatic Sport ACTIVE BLIND SPOT DETECTION, APPLE CARPLAY COMPATIBILITY, FRONT VENTILATED SEATS...
Features and Specs:
Listing Information:
VIN: 5UX43EX05T9101948
Stock: BG6402
Listed since: 07-07-2025 - $1,769/mo est.$5,000 down
- Exterior color: Dravit Grey MetallicDravit Grey Metallic
- Interior color: Tartufo BMW Individual Extended Merino premium leatherTartufo BMW Individual Extended Merino premium leather
- 5 Seats
- BMW of Grand Blanc (292 mi away)
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Estimate Lease Details
$1,769/month for 36 months
$5,000 Down payment
$6,769 Due at signing
$6,769 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $68,692 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Grand Blanc, MI / 292 miles away from Madison, WI
Dravit Gray Metallic 2026 BMW X6 AWD 8-Speed Automatic Sport 4.4L V8 32V Twin Turbocharged Tartufo Leather.Recent Arrival!
Features and Specs:
Listing Information:
VIN: 5UX43EX02T9128735
Stock: HB2411
Listed since: 07-24-2025 - $1,325/mo est.$5,000 down
- Exterior color: Black Sapphire MetallicBlack Sapphire Metallic
- Interior color: Black Sensafin w/Decor Stitching leatheretteBlack Sensafin w/Decor Stitching leatherette
- 5 Seats
- Autohaus BMW of Maplewood (310 mi away)
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Estimate Lease Details
$1,325/month for 36 months
$5,000 Down payment
$6,325 Due at signing
$6,325 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $52,690 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Saint Louis, MO / 310 miles away from Madison, WI
Arriving Soon! 23/26 City/Highway MPG Black Sapphire Metallic 2026 BMW X6 xDrive40i AWD 8-Speed Automatic Sport 3.0L DOHC 24V. Come in and find out wh...
Features and Specs:
Listing Information:
VIN: 5UX33EX09T9142613
Stock: 28523
Listed since: 07-21-2025 - $1,372/mo est.$5,000 down
- Exterior color: Black Sapphire MetallicBlack Sapphire Metallic
- Interior color: Black Sensafin w/Decor Stitching leatheretteBlack Sensafin w/Decor Stitching leatherette
- 5 Seats
- Autohaus BMW of Maplewood (310 mi away)
Close
Estimate Lease Details
$1,372/month for 36 months
$5,000 Down payment
$6,372 Due at signing
$6,372 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $54,386 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Saint Louis, MO / 310 miles away from Madison, WI
Just Arrived! 23/26 City/Highway MPG Black Sapphire Metallic 2026 BMW X6 xDrive40i AWD 8-Speed Automatic Sport 3.0L DOHC 24V. Come in and find out why...
Features and Specs:
Listing Information:
VIN: 5UX33EX04T9111396
Stock: 28440
Listed since: 07-14-2025 - $1,297/mo est.$5,000 down
- Exterior color: Mineral White MetallicMineral White Metallic
- Interior color: Black Sensafin leatheretteBlack Sensafin leatherette
- 5 Seats, 23 City / 26 Hwy MPG
- Autohaus BMW of Maplewood (310 mi away)
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Estimate Lease Details
$1,297/month for 36 months
$5,000 Down payment
$6,297 Due at signing
$6,297 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $51,701 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Saint Louis, MO / 310 miles away from Madison, WI
Just Arrived! 23/26 City/Highway MPG Mineral White Metallic 2025 BMW X6 xDrive40i AWD 8-Speed Automatic Sport 3.0L DOHC 24V. Come in and find out why ...
Features and Specs:
24 Combined MPG (23 City/26 Highway)
Listing Information:
VIN: 5UX33EX04S9Z89876
Stock: 28090
Listed since: 03-19-2025 - $1,384/mo est.$5,000 down
- Exterior color: Black Sapphire MetallicBlack Sapphire Metallic
- Interior color: Black Sensafin leatheretteBlack Sensafin leatherette
- 5 Seats
- Autohaus BMW of Maplewood (310 mi away)
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Estimate Lease Details
$1,384/month for 36 months
$5,000 Down payment
$6,384 Due at signing
$6,384 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $54,810 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Saint Louis, MO / 310 miles away from Madison, WI
Just Arrived! 23/26 City/Highway MPG Black Sapphire Metallic 2026 BMW X6 xDrive40i AWD 8-Speed Automatic Sport 3.0L DOHC 24V. Come in and find out why...
Features and Specs:
Listing Information:
VIN: 5UX33EX07T9101803
Stock: 28428
Listed since: 07-07-2025 - $1,384/mo est.$5,000 down
- Exterior color: Black Sapphire MetallicBlack Sapphire Metallic
- Interior color: Black Sensafin w/Decor Stitching leatheretteBlack Sensafin w/Decor Stitching leatherette
- 5 Seats
- Autohaus BMW of Maplewood (310 mi away)
Close
Estimate Lease Details
$1,384/month for 36 months
$5,000 Down payment
$6,384 Due at signing
$6,384 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $54,810 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Saint Louis, MO / 310 miles away from Madison, WI
Arriving Soon! 23/26 City/Highway MPG Black Sapphire Metallic 2026 BMW X6 xDrive40i AWD 8-Speed Automatic Sport 3.0L DOHC 24V. Come in and find out wh...
Features and Specs:
Listing Information:
VIN: 5UX33EX00T9146002
Stock: 28531
Listed since: 07-22-2025 - $1,260/mo est.$5,000 down
- Exterior color: Alpine WhiteAlpine White
- Interior color: Black Extended Merino premium leatherBlack Extended Merino premium leather
- 5 Seats
- BMW of Omaha (367 mi away)
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Estimate Lease Details
$1,260/month for 36 months
$5,000 Down payment
$6,260 Due at signing
$6,260 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $50,356 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Omaha, NE / 367 miles away from Madison, WI
This New 2026 BMW X6 xDrive40i, has a Alpine White exterior and an Black interior color. 14 miles. Stock Number X03832. You can connect with us by cal...
Features and Specs:
Listing Information:
VIN: 5UX33EX05T9089828
Stock: X03832
Listed since: 06-23-2025 - $1,733/mo est.$5,000 down
- Exterior color: Skyscraper Grey MetallicSkyscraper Grey Metallic
- Interior color: Tartufo BMW Individual Extended Merino premium leatherTartufo BMW Individual Extended Merino premium leather
- 5 Seats
- BMW of Omaha (367 mi away)
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Estimate Lease Details
$1,733/month for 36 months
$5,000 Down payment
$6,733 Due at signing
$6,733 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $67,398 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Omaha, NE / 367 miles away from Madison, WI
This New 2026 BMW X6 M60i, has a Skyscraper Grey Metallic exterior and an Tartufo interior color. 1 miles. Stock Number X03959. You can connect with u...
Features and Specs:
Listing Information:
VIN: 5UX43EX04T9126324
Stock: X03959
Listed since: 07-22-2025 - $1,270/mo est.$5,000 down
- Exterior color: Black Sapphire MetallicBlack Sapphire Metallic
- Interior color: Cognac Sensafin w/Decor Stitching leatheretteCognac Sensafin w/Decor Stitching leatherette
- 5 Seats
- BMW of Westlake (398 mi away)
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Estimate Lease Details
$1,270/month for 36 months
$5,000 Down payment
$6,270 Due at signing
$6,270 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $50,715 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Westlake, OH / 398 miles away from Madison, WI
This BMW won't be on the lot long! Brimming with advanced technology inside and out, this vehicle injects its segment with exhilarating performance an...
Features and Specs:
Listing Information:
VIN: 5UX33EX0XT9142748
Stock: 142748
Listed since: 07-24-2025 - $110,050
- Exterior color: Black Sapphire MetallicBlack Sapphire Metallic
- Interior color: Ivory White BMW Individual Extended Merino premium leatherIvory White BMW Individual Extended Merino premium leather
- 5 Seats
- BMW of Barrington (90 mi away)(1)
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Located in Barrington, IL / 90 miles away from Madison, WI
Why Choose BMW of Barrington? One Person, One Price, One Hour, NATIONAL SHIPPING AVAILABLE: With our unique approach, you'll work with a single repres...
Features and Specs:
Listing Information:
VIN: 5UX43EX02T9142683
Stock: 168789
Listed since: 08-01-2025 - $85,175
- Exterior color: Carbon Black MetallicCarbon Black Metallic
- Interior color: Coffee Sensafin w/Decor Stitching leatheretteCoffee Sensafin w/Decor Stitching leatherette
- 5 Seats
- Laurel BMW of Westmont (112 mi away)(20)
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Located in Westmont, IL / 112 miles away from Madison, WI
Carbon Black Metallic,Panoramic Roof,Leather Seats,Navigation System,Lane Keeping Assist,Keyless Start,Rear Spoiler,Coffee; Sensafin Upholstery
Features and Specs:
Listing Information:
VIN: 5UX33EX03T9140677
Stock: T9140677
Listed since: 08-01-2025
Consumer Reviews for the BMW X6
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More about the BMW X6
How much does it cost to lease a BMW X6 in Madison, WI?
- A BMW X6 lease in Madison, WI starts at about $1,090 and runs up to $1,769. Keep in mind that these are estimates and the prices can vary based on a number of factors such as trim level, options, down payment, and length of the lease.
How much does it cost to lease a BMW X6 2026 in Madison, WI?
- It costs between $1,249 and $1,769 to lease a BMW X6 2026 in Madison, WI. Note that these are estimates, and the pricing can change based on the vehicle's trim level, installed options, and aspects of the lease such as the down payment, money factor and the lease term.