Taylor Kia of Toledo

I have bad credit and they just made it worse. Attempted to buy a new car first, then a used. My credit was hit 8 times to try to find me financing which lowers your score 1 to 4 points each time. I put down 3,800$ in a downpayment and couldn't get a straight answer on how much the car cost. It was in the small print for 9600.00 when it was really worth 7500.00. It needed new tires, and shortly after I got it it started falling apart. I should have done my research and been more assertive, but they knew I was in dire need of a car. It got into an accident and I never got anything back even though I paid about 5500 for it in 6 months of ownership. Insurance paid 7500, I paid 289 a month for 6 months, and I never got any of the downpayment back 3800.00. Going to buy another car, and a real bank is telling me that my credit isn't that bad but the 7 inquires that where made look bad. The car loan isn't even showing up on my credit report so my high payments that where suppose to rebuild my credit aren't even there. Finding thats a common experience.