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Ronald Montoya

Senior Consumer Advice Editor & Content Strategy

Ronald Montoya has worked in the automotive industry since 2008. He has written over a thousand car related articles and bought and sold over 100 vehicles over the course of his career. Ronald is a senior consumer advice editor and content strategy at Edmunds and has also contributed to the Associated Press. He has also been featured on ABC, NBC and NPR on a number of car shopping topics. He got his start in the auto industry by taking a part-time job at a car dealership, where he worked in the service and accounting department.

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Car Buying

Edmunds experts explain how to locate, price and negotiate to buy the used car you want.

By Ronald Montoya

10 Steps to Buying a Used Car

Car Buying

Here's what you need to know about MSRP (manufacturer's suggested retail price), sticker price, invoice and other car-buying terms.

By Ronald Montoya

Car Invoice Prices, MSRP and Car Market Value: New Car Buying Terms Defined

Car Buying

MSRP stands for "manufacturer's suggested retail price." And to get the best deal, you should understand what MSRP means to your bottom line when buying a car.

By Ronald Montoya

What Is MSRP? Manufacturer's Suggested Retail Price for New Car Buying

Fuel Economy

How does the electric car tax credit work? When will it expire? Read our analysis, plus see a full list of cars that qualify for an EV tax credit. We also cover how you can get the credit as a discount when buying or leasing.

By Ronald Montoya

Electric Vehicle Tax Credits Set to End in 2025: What You Need to Know

Auto Warranty

Tire warranties can cover premature wear, road hazards and defects, but improper use or maintenance can void your coverage. If something happens to your tires, it's best to know your options.

By Ronald Montoya

Understanding Tire Warranties

Car Buying

If you're a first-time truck buyer, here's a step-by-step process you can use to navigate the many sizes, styles and options available to them. Use it before you shop.

By Ronald Montoya

7 Steps to Buying a Pickup Truck

Car Loan

The longer the loan, the more interest you will have to pay on it, both in terms of the rate itself and the finance charges over time. Edmunds recommends a 60-month auto loan if you can manage it.

By Ronald Montoya

How Long Should a Car Loan Be?

Car Buying

The best time of year to buy a new car doesn't boil down to just one weekend, month or season. You have lots of opportunities to find great deals and discounts on cars, and we list them here, along with some pros and cons for holiday weekends.

By Ronald Montoya

When Is the Best Time to Buy a New Car?

How To

Decode your VIN. Learn what your vehicle identification number (VIN) means. We'll show you a few ways to get a detailed VIN check for any car.

By Ronald Montoya

VIN Lookup: How to Perform a VIN Check

Car Buying

If you've had an interest in buying a new or used car as of late, you might've noticed that prices have skyrocketed from the last time you were in the market. This has caused prospective buyers to sit on the fence, as they wait things out and wonder, "When will car prices drop?" Read on to find out when.

By Ronald Montoya

When Will Car Prices Drop?