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Pre-qualify for Financing

  1. Basics
  2. Personal
  3. Residence
  4. Employment
  5. Review

Let’s start with the basics

Are you the only person requesting to be pre-qualified for auto financing, or is someone else requesting with you?
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Don't worry, there is no impact to your credit score.

Already pre-qualified with Capital One?

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How Pre-Qualification Works with Edmunds Participating Lenders

Obtain pre-qualification for auto financing with an Edmunds Participating Lender (listed below) prior to visiting a participating dealer. Participating Lenders may review the information you provide to determine whether you pre-qualify with no impact to your credit score. If you pre-qualify with one or more of our Participating Lenders, you will be able to see your monthly payments, APRs and offer summaries for eligible vehicles you may be considering. Eligible vehicles are those vehicles that meet the criteria for prequalification and are offered for sale by dealers that partner with our Participating Lenders. Your request for pre-qualification may not be submitted to all Participating Lenders.

Remember, your pre-qualification can only be used for the purchase of one, personal use vehicle. The offer summary will include an estimate of the financing terms (including down payment) you could qualify for when you apply for financing at the dealer. When you are ready to finance a vehicle, you can send your offer summary to a participating dealer to let them know you are conditionally pre-qualified for auto financing with a Edmunds Participating Lender. If you have recently applied and funded another loan with an Edmunds Participating Lender, this might impact your eligibility for a new loan with this pre-qualification.

Edmunds Participating Lenders

  • Capital One, www.capitalone.com/cars