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My experience with a lease roll over is the payment drops, but I guess that depends on the residual value of the vehicle as to what the payment would do. I leased my old truck in the beginning of the purchase on a 5yr lease and 4yrs into it I rolled it over to a standard 4yr loan and my payment dropped by about $50/mth. Chances are we will just roll it regardless, but I figured if we could get a better financed price it would be worth it. I will definitely post what I found out through this.

RE: Post #423 - I'd like to hear the response you get. My lease expires 6 mos. after yours. I, too, would like to know about possible negotiations, etc. As I just LOVE my H3 and definately would like to try and keep it. Only "downfall" is that I will be over my mile allowance, so I'll have to pay the .20 cents per mile over the allowance. Also, let's say if we don't negotiate and just roll it over into a regular loan, do u know if the monthly car pymt. would be higher or lower than the payment we're paying now to lease? (This is our first vehicle we ever leased...so I don't have a clue if it's the norm for the monthly payment to go up or down after the lease is over and you keep it). THanks!

Hi, I have an 07 H3 that has a 4yr GMAC lease coming to an end in November. My question is related to keeping the vehicle and just rolling it into a standard loan. This vehicle is my wife's car and she really likes it in the winter time. Would it be worth trying to negotiate with GMAC a lower amount to roll into a loan, and could someone provide some guidance as to how to approach them (GMAC) on this? On other vehicles I have leased, I have just taken the contract value and rolled it with little to no negotiation; but with the Hummer brand discontinued I am thinking it might be worth trying to get a lower price to roll into a loan. Thoughts???

I am going to be turning in my 2007 H3 in August from my 39-month GMAC lease and I don't want to keep the vehicle. Does anyone know if they are charging a lot on the returns for misc. wear/tear or tires? In general my H3 is in great shape, including being under the alotted mileage, but I don't want to have to pay anything when I turn it in. The new car I want to purchase can be bought within this dealer's local network, so I am thinking about contacting the financing department at Hummer to see if they can work with me to get the vehicle I want and not "ding" me for return charges, but I want a Toyota Sienna so I wouldn't be financing it through GMAC. Any advice/comments?

Hi wvans1. Banks typically carry the same payment that lessees are already making forward on extensions. While anything is possible, I find it unlikely that you would be able to lower your payment with an extension. In terms of buying this truck at lease-end, it is difficult to say whether GMAC or whichever bank you are leasing your H3 through will be willing to negotiate it's lease-end purchase price. There's no doubt that your Hummer will not be worth anywhere near its residual value so if they won't negotiate then just walk away from your vehicle at lease-end. Car_man Host Prices Paid: Buying & Leasing Experiences Forum