2021 Toyota Tacoma Cost to Own

Total 5-Year Ownership Costs

Tacoma Double Cab

TRD Off Road 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$40,746*

Total Cash Price

$44,137

SR5 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$36,582*

Total Cash Price

$37,359

TRD Sport 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$40,296*

Total Cash Price

$44,139

SR5 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$38,498*

Total Cash Price

$40,441

TRD Sport 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$38,593*

Total Cash Price

$40,191

TRD Off Road 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$40,950*

Total Cash Price

$45,094

SR 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$38,945*

Total Cash Price

$36,989

SR 4dr Double Cab 5.0 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$34,830*

Total Cash Price

$32,711

TRD PRO 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$43,932*

Total Cash Price

$52,717

TRD Sport 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$41,417*

Total Cash Price

$45,391

TRD Off Road 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

True Cost to Own

$41,080*

Total Cash Price

$42,099

SR5 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$38,992*

Total Cash Price

$40,590

Limited 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$41,927*

Total Cash Price

$47,575

SR5 4dr Double Cab 5.0 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$35,486*

Total Cash Price

$33,865

TRD Off Road 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$37,941*

Total Cash Price

$40,014

TRD Sport 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

True Cost to Own

$41,119*

Total Cash Price

$42,789

TRD Sport 4dr Double Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$38,489*

Total Cash Price

$40,385

SR5 4dr Double Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$37,327*

Total Cash Price

$37,730

Limited 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$40,523*

Total Cash Price

$47,578

TRD PRO 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

True Cost to Own

$43,775*

Total Cash Price

$49,674

Limited 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$39,918*

Total Cash Price

$45,074

Tacoma Access Cab

SR 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$34,857*

Total Cash Price

$32,907

SR 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$33,127*

Total Cash Price

$28,483

SR5 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$38,638*

Total Cash Price

$38,800

SR5 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$36,311*

Total Cash Price

$36,150

SR 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$35,276*

Total Cash Price

$31,441

SR 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$37,020*

Total Cash Price

$36,746

TRD Off Road 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$40,537*

Total Cash Price

$43,213

TRD Sport 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$40,351*

Total Cash Price

$38,962

TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6M)

True Cost to Own

$39,842*

Total Cash Price

$40,352

TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$39,399*

Total Cash Price

$41,834

SR5 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$37,133*

Total Cash Price

$35,572

SR5 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$34,390*

Total Cash Price

$31,887

Ownership Costs: 5-Year Total

Depreciation

$9,675

Taxes & Fees

$1,996

Financing

$8,024

Fuel

$10,712

Insurance

$4,140

Repairs

$854

Maintenance

$5,345

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Double Cab TRD Off Road 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$772$799$827$856$886$4,140
Maintenance$73$513$487$1,967$2,305$5,345
Repairs$0$0$124$296$434$854
Taxes & Fees$1,812$46$46$46$46$1,996
Financing$2,745$2,217$1,649$1,036$377$8,024
Depreciation$4,198$1,334$1,262$1,478$1,403$9,675
Fuel$2,018$2,078$2,140$2,205$2,271$10,712
True Cost to Own®$11,618$6,987$6,535$7,884$7,722$40,746

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Double Cab SR5 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$743$769$796$824$853$3,985
Maintenance$73$499$477$1,833$2,383$5,265
Repairs$0$0$107$259$378$744
Taxes & Fees$1,542$46$46$46$46$1,726
Financing$2,323$1,877$1,396$877$319$6,792
Depreciation$3,410$1,086$1,027$1,206$1,143$7,872
Fuel$1,921$1,978$2,038$2,099$2,162$10,198
True Cost to Own®$10,012$6,255$5,887$7,144$7,284$36,582

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Double Cab TRD Sport 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$757$783$811$839$869$4,059
Maintenance$73$513$487$1,967$2,305$5,345
Repairs$0$0$124$296$434$854
Taxes & Fees$1,813$46$46$46$46$1,997
Financing$2,745$2,217$1,649$1,037$376$8,024
Depreciation$4,322$1,212$1,148$1,347$1,276$9,305
Fuel$2,018$2,078$2,140$2,205$2,271$10,712
True Cost to Own®$11,728$6,849$6,405$7,737$7,577$40,296

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Double Cab SR5 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$774$801$829$858$888$4,150
Maintenance$73$513$487$1,967$2,305$5,345
Repairs$0$0$124$296$434$854
Taxes & Fees$1,665$46$46$46$46$1,849
Financing$2,515$2,032$1,510$950$345$7,352
Depreciation$2,881$1,303$1,235$1,448$1,369$8,236
Fuel$2,018$2,078$2,140$2,205$2,271$10,712
True Cost to Own®$9,926$6,773$6,371$7,770$7,658$38,498

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Double Cab TRD Sport 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$873$904$935$968$1,002$4,682
Maintenance$73$499$477$1,833$2,383$5,265
Repairs$0$0$107$259$378$744
Taxes & Fees$1,655$46$46$46$46$1,839
Financing$2,499$2,019$1,502$944$342$7,306
Depreciation$3,606$1,205$1,140$1,339$1,269$8,559
Fuel$1,921$1,978$2,038$2,099$2,162$10,198
True Cost to Own®$10,627$6,651$6,245$7,488$7,582$38,593

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Double Cab TRD Off Road 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$772$799$827$856$886$4,140
Maintenance$73$513$487$1,967$2,305$5,345
Repairs$0$0$124$296$434$854
Taxes & Fees$1,851$46$46$46$46$2,035
Financing$2,804$2,266$1,684$1,059$385$8,198
Depreciation$4,365$1,291$1,222$1,433$1,355$9,666
Fuel$2,018$2,078$2,140$2,205$2,271$10,712
True Cost to Own®$11,883$6,993$6,530$7,862$7,682$40,950

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Double Cab SR 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$742$768$795$823$851$3,979
Maintenance$73$513$487$1,967$2,305$5,345
Repairs$0$0$124$296$434$854
Taxes & Fees$1,528$46$46$46$46$1,712
Financing$2,300$1,859$1,381$869$315$6,724
Depreciation$5,443$1,018$963$1,127$1,068$9,619
Fuel$2,018$2,078$2,140$2,205$2,271$10,712
True Cost to Own®$12,104$6,282$5,936$7,333$7,290$38,945

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Double Cab SR 4dr Double Cab 5.0 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$704$729$754$781$808$3,776
Maintenance$60$483$479$1,833$2,382$5,237
Repairs$0$0$107$259$378$744
Taxes & Fees$1,357$46$46$46$46$1,541
Financing$2,034$1,644$1,222$768$279$5,947
Depreciation$2,964$1,076$1,019$1,196$1,132$7,387
Fuel$1,921$1,978$2,038$2,099$2,162$10,198
True Cost to Own®$9,040$5,956$5,665$6,982$7,187$34,830

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Double Cab TRD PRO 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$725$750$777$804$832$3,888
Maintenance$73$513$487$1,921$2,260$5,254
Repairs$0$0$124$296$434$854
Taxes & Fees$2,154$46$46$46$46$2,338
Financing$3,278$2,649$1,969$1,238$450$9,584
Depreciation$5,340$1,452$1,374$1,611$1,525$11,302
Fuel$2,018$2,078$2,140$2,205$2,271$10,712
True Cost to Own®$13,588$7,488$6,917$8,121$7,818$43,932

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Double Cab TRD Sport 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$773$800$828$857$887$4,145
Maintenance$73$513$487$1,967$2,305$5,345
Repairs$0$0$124$296$434$854
Taxes & Fees$1,862$46$46$46$46$2,046
Financing$2,823$2,280$1,696$1,066$387$8,252
Depreciation$4,057$1,464$1,383$1,622$1,537$10,063
Fuel$2,018$2,078$2,140$2,205$2,271$10,712
True Cost to Own®$11,606$7,181$6,704$8,059$7,867$41,417

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Double Cab TRD Off Road 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$821$850$879$910$942$4,402
Maintenance$73$508$487$1,962$2,305$5,335
Repairs$0$0$124$296$434$854
Taxes & Fees$1,731$46$46$46$46$1,915
Financing$2,618$2,115$1,573$988$359$7,653
Depreciation$3,552$1,333$1,260$1,478$1,401$9,024
Fuel$2,241$2,308$2,377$2,449$2,522$11,897
True Cost to Own®$11,036$7,160$6,746$8,129$8,009$41,080

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Double Cab SR5 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$764$791$818$847$877$4,097
Maintenance$73$513$487$1,967$2,305$5,345
Repairs$0$0$124$296$434$854
Taxes & Fees$1,671$46$46$46$46$1,855
Financing$2,524$2,039$1,517$953$346$7,379
Depreciation$4,053$1,144$1,082$1,270$1,201$8,750
Fuel$2,018$2,078$2,140$2,205$2,271$10,712
True Cost to Own®$11,103$6,611$6,214$7,584$7,480$38,992

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Double Cab Limited 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$798$826$855$885$916$4,280
Maintenance$73$513$487$1,967$2,305$5,345
Repairs$0$0$124$296$434$854
Taxes & Fees$1,949$46$46$46$46$2,133
Financing$2,959$2,390$1,777$1,117$406$8,649
Depreciation$4,554$1,314$1,244$1,460$1,382$9,954
Fuel$2,018$2,078$2,140$2,205$2,271$10,712
True Cost to Own®$12,351$7,167$6,673$7,976$7,760$41,927

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Double Cab SR5 4dr Double Cab 5.0 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$729$755$781$808$837$3,910
Maintenance$60$483$479$1,833$2,382$5,237
Repairs$0$0$107$259$378$744
Taxes & Fees$1,403$46$46$46$46$1,587
Financing$2,106$1,701$1,265$796$288$6,156
Depreciation$3,734$954$903$1,059$1,004$7,654
Fuel$1,921$1,978$2,038$2,099$2,162$10,198
True Cost to Own®$9,953$5,917$5,619$6,900$7,097$35,486

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Double Cab TRD Off Road 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$757$783$811$839$869$4,059
Maintenance$73$499$477$1,833$2,383$5,265
Repairs$0$0$107$259$378$744
Taxes & Fees$1,648$46$46$46$46$1,832
Financing$2,488$2,011$1,494$940$341$7,274
Depreciation$3,939$1,126$1,066$1,251$1,187$8,569
Fuel$1,921$1,978$2,038$2,099$2,162$10,198
True Cost to Own®$10,826$6,443$6,039$7,267$7,366$37,941

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Double Cab TRD Sport 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$773$800$828$857$887$4,145
Maintenance$73$508$487$1,962$2,305$5,335
Repairs$0$0$124$296$434$854
Taxes & Fees$1,759$46$46$46$46$1,943
Financing$2,661$2,150$1,598$1,005$365$7,779
Depreciation$4,274$1,191$1,127$1,322$1,252$9,166
Fuel$2,241$2,308$2,377$2,449$2,522$11,897
True Cost to Own®$11,781$7,003$6,587$7,937$7,811$41,119

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Double Cab TRD Sport 4dr Double Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$763$790$817$846$876$4,092
Maintenance$73$499$477$1,833$2,383$5,265
Repairs$0$0$107$259$378$744
Taxes & Fees$1,663$46$46$46$46$1,847
Financing$2,511$2,029$1,509$948$345$7,342
Depreciation$3,681$1,297$1,225$1,437$1,361$9,001
Fuel$1,921$1,978$2,038$2,099$2,162$10,198
True Cost to Own®$10,612$6,639$6,219$7,468$7,551$38,489

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Double Cab SR5 4dr Double Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$767$794$822$850$880$4,113
Maintenance$73$499$477$1,833$2,383$5,265
Repairs$0$0$107$259$378$744
Taxes & Fees$1,557$46$46$46$46$1,741
Financing$2,346$1,896$1,409$886$322$6,859
Depreciation$3,437$1,211$1,144$1,343$1,272$8,407
Fuel$1,921$1,978$2,038$2,099$2,162$10,198
True Cost to Own®$10,101$6,424$6,043$7,316$7,443$37,327

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Double Cab Limited 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$798$826$855$885$916$4,280
Maintenance$73$513$487$1,230$1,568$3,871
Repairs$0$0$124$296$434$854
Taxes & Fees$1,950$46$46$46$46$2,134
Financing$2,959$2,390$1,777$1,118$405$8,649
Depreciation$4,555$1,331$1,260$1,478$1,399$10,023
Fuel$2,018$2,078$2,140$2,205$2,271$10,712
True Cost to Own®$12,353$7,184$6,689$7,258$7,039$40,523

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Double Cab TRD PRO 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$725$750$777$804$832$3,888
Maintenance$73$508$487$1,916$2,260$5,244
Repairs$0$0$124$296$434$854
Taxes & Fees$2,033$46$46$46$46$2,217
Financing$3,089$2,496$1,855$1,167$423$9,030
Depreciation$4,965$1,383$1,309$1,535$1,453$10,645
Fuel$2,241$2,308$2,377$2,449$2,522$11,897
True Cost to Own®$13,126$7,491$6,975$8,213$7,970$43,775

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Double Cab Limited 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$777$804$832$861$892$4,166
Maintenance$73$499$477$1,833$2,383$5,265
Repairs$0$0$107$259$378$744
Taxes & Fees$1,850$46$46$46$46$2,034
Financing$2,803$2,264$1,684$1,059$384$8,194
Depreciation$3,956$1,304$1,234$1,451$1,372$9,317
Fuel$1,921$1,978$2,038$2,099$2,162$10,198
True Cost to Own®$11,380$6,895$6,418$7,608$7,617$39,918

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Access Cab SR 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$704$729$754$781$808$3,776
Maintenance$73$499$477$1,833$2,383$5,265
Repairs$0$0$107$259$378$744
Taxes & Fees$1,365$46$46$46$46$1,549
Financing$2,046$1,654$1,229$773$280$5,982
Depreciation$3,012$1,056$997$1,170$1,108$7,343
Fuel$1,921$1,978$2,038$2,099$2,162$10,198
True Cost to Own®$9,121$5,962$5,648$6,961$7,165$34,857

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Access Cab SR 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$704$729$754$781$808$3,776
Maintenance$60$483$479$1,833$2,382$5,237
Repairs$0$0$107$259$378$744
Taxes & Fees$1,184$41$41$41$41$1,348
Financing$1,771$1,431$1,064$669$243$5,178
Depreciation$3,341$805$762$893$845$6,646
Fuel$1,921$1,978$2,038$2,099$2,162$10,198
True Cost to Own®$8,981$5,467$5,245$6,575$6,859$33,127

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Access Cab SR5 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$748$774$801$829$858$4,010
Maintenance$73$513$487$1,950$2,289$5,312
Repairs$0$0$124$296$434$854
Taxes & Fees$1,600$46$46$46$46$1,784
Financing$2,413$1,949$1,450$911$331$7,054
Depreciation$3,647$1,282$1,213$1,422$1,348$8,912
Fuel$2,018$2,078$2,140$2,205$2,271$10,712
True Cost to Own®$10,499$6,642$6,261$7,659$7,577$38,638

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Access Cab SR5 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$705$730$755$782$809$3,781
Maintenance$73$499$477$1,833$2,383$5,265
Repairs$0$0$107$259$378$744
Taxes & Fees$1,494$46$46$46$46$1,678
Financing$2,248$1,816$1,351$849$308$6,572
Depreciation$3,313$1,160$1,096$1,286$1,218$8,073
Fuel$1,921$1,978$2,038$2,099$2,162$10,198
True Cost to Own®$9,754$6,229$5,870$7,154$7,304$36,311

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Access Cab SR 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$742$768$795$823$851$3,979
Maintenance$60$497$489$1,950$2,288$5,284
Repairs$0$0$124$296$434$854
Taxes & Fees$1,307$46$46$46$46$1,491
Financing$1,955$1,580$1,174$739$268$5,716
Depreciation$2,787$1,083$1,027$1,204$1,139$7,240
Fuel$2,018$2,078$2,140$2,205$2,271$10,712
True Cost to Own®$8,869$6,052$5,795$7,263$7,297$35,276

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Access Cab SR 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$742$768$795$823$851$3,979
Maintenance$73$513$487$1,950$2,289$5,312
Repairs$0$0$124$296$434$854
Taxes & Fees$1,518$46$46$46$46$1,702
Financing$2,285$1,846$1,373$863$313$6,680
Depreciation$3,567$1,026$971$1,139$1,078$7,781
Fuel$2,018$2,078$2,140$2,205$2,271$10,712
True Cost to Own®$10,203$6,277$5,936$7,322$7,282$37,020

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Access Cab TRD Off Road 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$874$905$936$969$1,003$4,687
Maintenance$73$513$487$1,950$2,289$5,312
Repairs$0$0$124$296$434$854
Taxes & Fees$1,776$46$46$46$46$1,960
Financing$2,687$2,171$1,615$1,014$369$7,856
Depreciation$4,199$1,207$1,142$1,340$1,268$9,156
Fuel$2,018$2,078$2,140$2,205$2,271$10,712
True Cost to Own®$11,627$6,920$6,490$7,820$7,680$40,537

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Access Cab TRD Sport 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$849$879$909$941$974$4,552
Maintenance$73$499$477$1,833$2,383$5,265
Repairs$0$0$107$259$378$744
Taxes & Fees$1,606$46$46$46$46$1,790
Financing$2,423$1,957$1,456$915$332$7,083
Depreciation$3,572$1,740$1,647$1,930$1,830$10,719
Fuel$1,921$1,978$2,038$2,099$2,162$10,198
True Cost to Own®$10,444$7,099$6,680$8,023$8,105$40,351

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Access Cab TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$757$783$811$839$869$4,059
Maintenance$73$508$487$1,945$2,289$5,302
Repairs$0$0$124$296$434$854
Taxes & Fees$1,662$46$46$46$46$1,846
Financing$2,509$2,028$1,507$948$344$7,336
Depreciation$3,919$1,127$1,067$1,251$1,184$8,548
Fuel$2,241$2,308$2,377$2,449$2,522$11,897
True Cost to Own®$11,161$6,800$6,419$7,774$7,688$39,842

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Access Cab TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$757$783$811$839$869$4,059
Maintenance$73$513$487$1,950$2,289$5,312
Repairs$0$0$124$296$434$854
Taxes & Fees$1,721$46$46$46$46$1,905
Financing$2,602$2,101$1,563$982$357$7,605
Depreciation$4,063$1,190$1,126$1,322$1,251$8,952
Fuel$2,018$2,078$2,140$2,205$2,271$10,712
True Cost to Own®$11,234$6,711$6,297$7,640$7,517$39,399

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Access Cab SR5 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$740$766$793$820$849$3,968
Maintenance$60$497$489$1,950$2,288$5,284
Repairs$0$0$124$296$434$854
Taxes & Fees$1,471$46$46$46$46$1,655
Financing$2,212$1,787$1,329$835$304$6,467
Depreciation$3,155$1,225$1,162$1,362$1,289$8,193
Fuel$2,018$2,078$2,140$2,205$2,271$10,712
True Cost to Own®$9,656$6,399$6,083$7,514$7,481$37,133

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Tacoma Access Cab SR5 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$700$725$750$776$803$3,754
Maintenance$60$483$479$1,833$2,382$5,237
Repairs$0$0$107$259$378$744
Taxes & Fees$1,320$41$41$41$41$1,484
Financing$1,983$1,602$1,191$749$272$5,797
Depreciation$3,377$924$875$1,028$972$7,176
Fuel$1,921$1,978$2,038$2,099$2,162$10,198
True Cost to Own®$9,361$5,753$5,481$6,785$7,010$34,390

*Based on a 5-year estimate with 15,000 miles driven per year.

Shop nowLearn about the 2021 Tacoma 

True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.


Ad
Build Your Tacoma
At a Glance:
  • 8 Colors
  • 4 Trims
Build and Pricetoyota.com
Prototype shown with options.

Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2021 Toyota Tacoma in Virginia is:

not available
Legal