2019 Honda Pilot Cost to Own

Total 5-Year Ownership Costs

Near ZIP

Pilot SUV

Touring 4dr SUV (3.5L 6cyl 9A)

True Cost to Own

$54,008*

Total Cash Price

$46,122

Touring w/Rear Captain's Chairs 4dr SUV AWD (3.5L 6cyl 9A)

True Cost to Own

$66,160*

Total Cash Price

$56,499

EX-L w/Navigation and Rear Entertainment System 4dr SUV (3.5L 6cyl 6A)

True Cost to Own

$65,260*

Total Cash Price

$55,731

EX-L 4dr SUV AWD (3.5L 6cyl 6A)

True Cost to Own

$45,007*

Total Cash Price

$38,435

EX-L 4dr SUV (3.5L 6cyl 6A)

True Cost to Own

$65,260*

Total Cash Price

$55,731

Touring w/Rear Captain's Chairs 4dr SUV (3.5L 6cyl 9A)

True Cost to Own

$54,008*

Total Cash Price

$46,122

Elite 4dr SUV AWD (3.5L 6cyl 9A)

True Cost to Own

$45,907*

Total Cash Price

$39,204

LX 4dr SUV (3.5L 6cyl 6A)

True Cost to Own

$55,809*

Total Cash Price

$47,659

EX 4dr SUV (3.5L 6cyl 6A)

True Cost to Own

$60,309*

Total Cash Price

$51,503

LX 4dr SUV AWD (3.5L 6cyl 6A)

True Cost to Own

$47,707*

Total Cash Price

$40,741

EX 4dr SUV AWD (3.5L 6cyl 6A)

True Cost to Own

$67,060*

Total Cash Price

$57,268

Touring 4dr SUV AWD (3.5L 6cyl 9A)

True Cost to Own

$45,907*

Total Cash Price

$39,204

EX-L w/Navigation and Rear Entertainment System 4dr SUV AWD (3.5L 6cyl 6A)

True Cost to Own

$45,457*

Total Cash Price

$38,819

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Pilot SUV Touring 4dr SUV (3.5L 6cyl 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$859$889$920$953$986$4,608
Maintenance$222$920$566$3,098$1,954$6,761
Repairs$0$0$149$355$521$1,025
Taxes & Fees$1,902$55$55$55$55$2,123
Financing$2,480$1,994$1,477$924$334$7,210
Depreciation$6,224$3,743$3,541$4,152$3,934$21,594
Fuel$2,014$2,074$2,136$2,200$2,266$10,688
True Cost to Own®$13,702$9,676$8,845$11,737$10,049$54,008

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Pilot SUV Touring w/Rear Captain's Chairs 4dr SUV AWD (3.5L 6cyl 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,053$1,089$1,127$1,167$1,208$5,645
Maintenance$272$1,127$694$3,796$2,393$8,282
Repairs$0$0$182$435$638$1,255
Taxes & Fees$2,330$68$68$68$68$2,600
Financing$3,038$2,443$1,810$1,132$409$8,832
Depreciation$7,625$4,585$4,338$5,086$4,819$26,453
Fuel$2,467$2,540$2,617$2,695$2,775$13,093
True Cost to Own®$16,784$11,853$10,835$14,378$12,310$66,160

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Pilot SUV EX-L w/Navigation and Rear Entertainment System 4dr SUV (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,038$1,074$1,112$1,151$1,192$5,568
Maintenance$268$1,112$684$3,744$2,361$8,169
Repairs$0$0$180$429$629$1,238
Taxes & Fees$2,298$67$67$67$67$2,565
Financing$2,997$2,410$1,785$1,117$403$8,712
Depreciation$7,521$4,523$4,279$5,017$4,753$26,093
Fuel$2,433$2,506$2,581$2,658$2,738$12,915
True Cost to Own®$16,556$11,691$10,688$14,182$12,142$65,260
Ownership Costs: 5-Year Total

Depreciation

$17,995

Taxes & Fees

$1,769

Financing

$6,008

Fuel

$8,907

Insurance

$3,840

Repairs

$854

Maintenance

$5,634

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Pilot SUV EX-L 4dr SUV AWD (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$716$741$767$794$822$3,840
Maintenance$185$767$472$2,582$1,628$5,634
Repairs$0$0$124$296$434$854
Taxes & Fees$1,585$46$46$46$46$1,769
Financing$2,067$1,662$1,231$770$278$6,008
Depreciation$5,187$3,119$2,951$3,460$3,278$17,995
Fuel$1,678$1,728$1,780$1,833$1,888$8,907
True Cost to Own®$11,418$8,063$7,371$9,781$8,374$45,007

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Pilot SUV EX-L 4dr SUV (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,038$1,074$1,112$1,151$1,192$5,568
Maintenance$268$1,112$684$3,744$2,361$8,169
Repairs$0$0$180$429$629$1,238
Taxes & Fees$2,298$67$67$67$67$2,565
Financing$2,997$2,410$1,785$1,117$403$8,712
Depreciation$7,521$4,523$4,279$5,017$4,753$26,093
Fuel$2,433$2,506$2,581$2,658$2,738$12,915
True Cost to Own®$16,556$11,691$10,688$14,182$12,142$65,260

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Pilot SUV Touring w/Rear Captain's Chairs 4dr SUV (3.5L 6cyl 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$859$889$920$953$986$4,608
Maintenance$222$920$566$3,098$1,954$6,761
Repairs$0$0$149$355$521$1,025
Taxes & Fees$1,902$55$55$55$55$2,123
Financing$2,480$1,994$1,477$924$334$7,210
Depreciation$6,224$3,743$3,541$4,152$3,934$21,594
Fuel$2,014$2,074$2,136$2,200$2,266$10,688
True Cost to Own®$13,702$9,676$8,845$11,737$10,049$54,008

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Pilot SUV Elite 4dr SUV AWD (3.5L 6cyl 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$730$756$782$810$838$3,917
Maintenance$189$782$481$2,634$1,661$5,747
Repairs$0$0$126$302$443$871
Taxes & Fees$1,617$47$47$47$47$1,804
Financing$2,108$1,695$1,256$785$284$6,128
Depreciation$5,291$3,181$3,010$3,529$3,344$18,355
Fuel$1,712$1,763$1,816$1,870$1,926$9,085
True Cost to Own®$11,646$8,224$7,518$9,977$8,541$45,907

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Pilot SUV LX 4dr SUV (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$888$919$951$985$1,019$4,762
Maintenance$229$951$585$3,202$2,019$6,986
Repairs$0$0$154$367$538$1,059
Taxes & Fees$1,965$57$57$57$57$2,194
Financing$2,563$2,061$1,526$955$345$7,450
Depreciation$6,432$3,868$3,659$4,290$4,065$22,314
Fuel$2,081$2,143$2,207$2,273$2,341$11,045
True Cost to Own®$14,158$9,998$9,140$12,128$10,384$55,809

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Pilot SUV EX 4dr SUV (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$959$993$1,028$1,064$1,101$5,146
Maintenance$248$1,028$632$3,460$2,182$7,550
Repairs$0$0$166$397$582$1,144
Taxes & Fees$2,124$62$62$62$62$2,370
Financing$2,770$2,227$1,650$1,032$373$8,051
Depreciation$6,951$4,179$3,954$4,636$4,393$24,113
Fuel$2,249$2,316$2,385$2,456$2,530$11,935
True Cost to Own®$15,300$10,804$9,877$13,107$11,221$60,309

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Pilot SUV LX 4dr SUV AWD (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$759$785$813$842$871$4,070
Maintenance$196$813$500$2,737$1,726$5,972
Repairs$0$0$131$314$460$905
Taxes & Fees$1,680$49$49$49$49$1,875
Financing$2,191$1,762$1,305$816$295$6,368
Depreciation$5,498$3,306$3,128$3,668$3,475$19,075
Fuel$1,779$1,832$1,887$1,943$2,001$9,441
True Cost to Own®$12,103$8,547$7,813$10,368$8,876$47,707

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Pilot SUV EX 4dr SUV AWD (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,067$1,104$1,143$1,183$1,225$5,722
Maintenance$276$1,143$703$3,847$2,426$8,395
Repairs$0$0$185$441$647$1,272
Taxes & Fees$2,362$69$69$69$69$2,636
Financing$3,080$2,476$1,834$1,147$414$8,952
Depreciation$7,729$4,647$4,397$5,155$4,884$26,813
Fuel$2,500$2,575$2,652$2,731$2,813$13,271
True Cost to Own®$17,013$12,014$10,983$14,574$12,477$67,060

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Pilot SUV Touring 4dr SUV AWD (3.5L 6cyl 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$730$756$782$810$838$3,917
Maintenance$189$782$481$2,634$1,661$5,747
Repairs$0$0$126$302$443$871
Taxes & Fees$1,617$47$47$47$47$1,804
Financing$2,108$1,695$1,256$785$284$6,128
Depreciation$5,291$3,181$3,010$3,529$3,344$18,355
Fuel$1,712$1,763$1,816$1,870$1,926$9,085
True Cost to Own®$11,646$8,224$7,518$9,977$8,541$45,907

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Pilot SUV EX-L w/Navigation and Rear Entertainment System 4dr SUV AWD (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$723$748$775$802$830$3,878
Maintenance$187$775$477$2,608$1,644$5,690
Repairs$0$0$125$299$438$863
Taxes & Fees$1,601$46$46$46$46$1,787
Financing$2,088$1,679$1,243$778$281$6,068
Depreciation$5,239$3,150$2,981$3,495$3,311$18,175
Fuel$1,695$1,745$1,798$1,851$1,907$8,996
True Cost to Own®$11,532$8,144$7,445$9,879$8,458$45,457

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.



Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2019 Honda Pilot in Virginia is:

not available
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