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2020 GMC Sierra 1500 Cost to Own

Total 5-Year Ownership Costs

Near ZIP

Sierra 1500 Double Cab

SLT 4dr Double Cab SB (5.3L 8cyl 8A)

True Cost to Own

$62,609*

Total Cash Price

$65,607

Elevation 4dr Double Cab 4WD SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$48,029*

Total Cash Price

$50,328

Elevation 4dr Double Cab SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$63,038*

Total Cash Price

$66,056

SLT 4dr Double Cab 4WD SB (5.3L 8cyl 10A)

True Cost to Own

$63,467*

Total Cash Price

$66,505

AT4 4dr Double Cab 4WD SB (5.3L 8cyl 10A)

True Cost to Own

$59,607*

Total Cash Price

$62,461

4dr Double Cab 4WD SB (4.3L 6cyl 6A)

True Cost to Own

$58,750*

Total Cash Price

$61,562

SLE 4dr Double Cab SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$55,319*

Total Cash Price

$57,967

4dr Double Cab SB (4.3L 6cyl 6A)

True Cost to Own

$62,609*

Total Cash Price

$65,607

SLE 4dr Double Cab 4WD SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$47,171*

Total Cash Price

$49,430

Sierra 1500 Crew Cab

4dr Crew Cab 5.8 ft. SB (4.3L 6cyl 6A)

True Cost to Own

$57,892*

Total Cash Price

$60,664

Elevation 4dr Crew Cab 4WD 6.6 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$49,744*

Total Cash Price

$52,126

Elevation 4dr Crew Cab 5.8 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$54,461*

Total Cash Price

$57,069

Denali 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 10A)

True Cost to Own

$51,460*

Total Cash Price

$53,923

Denali 4dr Crew Cab 6.6 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$54,461*

Total Cash Price

$57,069

Elevation 4dr Crew Cab 6.6 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$45,027*

Total Cash Price

$47,183

Elevation 4dr Crew Cab 4WD 5.8 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$58,321*

Total Cash Price

$61,113

SLT 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 10A)

True Cost to Own

$42,883*

Total Cash Price

$44,936

SLE 4dr Crew Cab 6.6 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$45,885*

Total Cash Price

$48,082

SLE 4dr Crew Cab 4WD 5.8 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$57,034*

Total Cash Price

$59,765

SLE 4dr Crew Cab 4WD 6.6 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$49,315*

Total Cash Price

$51,676

AT4 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 10A)

True Cost to Own

$51,460*

Total Cash Price

$53,923

SLT 4dr Crew Cab 5.8 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$63,467*

Total Cash Price

$66,505

SLT 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 10A)

True Cost to Own

$55,319*

Total Cash Price

$57,967

SLT 4dr Crew Cab 6.6 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$62,609*

Total Cash Price

$65,607

Denali 4dr Crew Cab 5.8 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$44,598*

Total Cash Price

$46,733

AT4 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 10A)

True Cost to Own

$56,177*

Total Cash Price

$58,866

Denali 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 10A)

True Cost to Own

$57,463*

Total Cash Price

$60,214

4dr Crew Cab 6.6 ft. SB (4.3L 6cyl 6A)

True Cost to Own

$55,319*

Total Cash Price

$57,967

SLE 4dr Crew Cab 5.8 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$61,323*

Total Cash Price

$64,258

4dr Crew Cab 4WD 6.6 ft. SB (4.3L 6cyl 6A)

True Cost to Own

$59,179*

Total Cash Price

$62,012

4dr Crew Cab 4WD 5.8 ft. SB (4.3L 6cyl 6A)

True Cost to Own

$57,463*

Total Cash Price

$60,214

Sierra 1500 Regular Cab

2dr Regular Cab LB (4.3L 6cyl 6A)

True Cost to Own

$48,458*

Total Cash Price

$50,778

2dr Regular Cab 4WD LB (4.3L 6cyl 6A)

True Cost to Own

$57,034*

Total Cash Price

$59,765

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Double Cab SLT 4dr Double Cab SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,193$1,235$1,278$1,323$1,369$6,398
Maintenance$714$1,085$1,096$2,949$1,895$7,739
Repairs$0$0$213$508$745$1,466
Taxes & Fees$3,507$67$67$67$67$3,776
Financing$3,529$2,837$2,101$1,314$475$10,255
Depreciation$621$4,408$4,171$4,894$4,633$18,726
Fuel$2,683$2,765$2,847$2,933$3,021$14,250
True Cost to Own®$12,246$12,397$11,773$13,988$12,204$62,609

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Double Cab Elevation 4dr Double Cab 4WD SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$915$948$980$1,015$1,051$4,908
Maintenance$548$832$841$2,262$1,454$5,937
Repairs$0$0$164$390$571$1,124
Taxes & Fees$2,690$52$52$52$52$2,896
Financing$2,707$2,176$1,612$1,008$364$7,867
Depreciation$476$3,381$3,200$3,754$3,554$14,365
Fuel$2,059$2,121$2,184$2,250$2,317$10,931
True Cost to Own®$9,395$9,510$9,032$10,731$9,362$48,029

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Double Cab Elevation 4dr Double Cab SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,201$1,244$1,286$1,332$1,379$6,442
Maintenance$719$1,092$1,104$2,969$1,908$7,792
Repairs$0$0$215$512$750$1,476
Taxes & Fees$3,531$68$68$68$68$3,801
Financing$3,553$2,856$2,115$1,323$478$10,325
Depreciation$625$4,438$4,200$4,927$4,664$18,854
Fuel$2,702$2,784$2,867$2,953$3,041$14,347
True Cost to Own®$12,330$12,482$11,854$14,084$12,288$63,038

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Double Cab SLT 4dr Double Cab 4WD SB (5.3L 8cyl 10A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,209$1,252$1,295$1,341$1,388$6,485
Maintenance$724$1,100$1,111$2,990$1,921$7,845
Repairs$0$0$216$515$755$1,486
Taxes & Fees$3,555$68$68$68$68$3,827
Financing$3,577$2,876$2,130$1,332$481$10,396
Depreciation$629$4,468$4,228$4,961$4,696$18,982
Fuel$2,720$2,803$2,886$2,973$3,062$14,445
True Cost to Own®$12,414$12,567$11,935$14,180$12,371$63,467

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Double Cab AT4 4dr Double Cab 4WD SB (5.3L 8cyl 10A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,136$1,176$1,216$1,259$1,304$6,091
Maintenance$680$1,033$1,044$2,808$1,804$7,368
Repairs$0$0$203$484$709$1,396
Taxes & Fees$3,339$64$64$64$64$3,595
Financing$3,360$2,701$2,000$1,251$452$9,763
Depreciation$591$4,196$3,971$4,659$4,410$17,828
Fuel$2,555$2,633$2,711$2,793$2,876$13,566
True Cost to Own®$11,659$11,802$11,209$13,318$11,619$59,607

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Double Cab 4dr Double Cab 4WD SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,119$1,159$1,199$1,241$1,285$6,003
Maintenance$670$1,018$1,029$2,767$1,778$7,262
Repairs$0$0$200$477$699$1,375
Taxes & Fees$3,291$63$63$63$63$3,543
Financing$3,311$2,662$1,971$1,233$445$9,623
Depreciation$582$4,136$3,914$4,592$4,347$17,572
Fuel$2,518$2,595$2,672$2,752$2,835$13,371
True Cost to Own®$11,492$11,633$11,048$13,126$11,452$58,750

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Double Cab SLE 4dr Double Cab SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,054$1,091$1,129$1,169$1,210$5,653
Maintenance$631$958$969$2,606$1,674$6,838
Repairs$0$0$188$449$658$1,295
Taxes & Fees$3,099$59$59$59$59$3,336
Financing$3,118$2,506$1,856$1,161$419$9,061
Depreciation$548$3,895$3,686$4,324$4,093$16,546
Fuel$2,371$2,443$2,516$2,592$2,669$12,590
True Cost to Own®$10,821$10,953$10,403$12,359$10,783$55,319

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Double Cab 4dr Double Cab SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,193$1,235$1,278$1,323$1,369$6,398
Maintenance$714$1,085$1,096$2,949$1,895$7,739
Repairs$0$0$213$508$745$1,466
Taxes & Fees$3,507$67$67$67$67$3,776
Financing$3,529$2,837$2,101$1,314$475$10,255
Depreciation$621$4,408$4,171$4,894$4,633$18,726
Fuel$2,683$2,765$2,847$2,933$3,021$14,250
True Cost to Own®$12,246$12,397$11,773$13,988$12,204$62,609

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Double Cab SLE 4dr Double Cab 4WD SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$899$931$963$997$1,032$4,820
Maintenance$538$817$826$2,222$1,428$5,831
Repairs$0$0$161$383$561$1,104
Taxes & Fees$2,642$51$51$51$51$2,845
Financing$2,659$2,137$1,583$990$358$7,726
Depreciation$468$3,321$3,143$3,687$3,490$14,109
Fuel$2,022$2,083$2,145$2,210$2,276$10,736
True Cost to Own®$9,227$9,340$8,870$10,539$9,195$47,171

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab 4dr Crew Cab 5.8 ft. SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,103$1,142$1,181$1,223$1,266$5,916
Maintenance$660$1,003$1,014$2,727$1,752$7,156
Repairs$0$0$197$470$689$1,355
Taxes & Fees$3,243$62$62$62$62$3,491
Financing$3,263$2,623$1,943$1,215$439$9,482
Depreciation$574$4,076$3,857$4,525$4,284$17,315
Fuel$2,481$2,557$2,633$2,712$2,793$13,176
True Cost to Own®$11,324$11,463$10,886$12,934$11,285$57,892

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab Elevation 4dr Crew Cab 4WD 6.6 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$948$981$1,015$1,051$1,088$5,083
Maintenance$567$862$871$2,343$1,506$6,149
Repairs$0$0$169$404$592$1,165
Taxes & Fees$2,786$53$53$53$53$3,000
Financing$2,804$2,254$1,669$1,044$377$8,148
Depreciation$493$3,502$3,314$3,888$3,681$14,878
Fuel$2,132$2,197$2,262$2,330$2,400$11,322
True Cost to Own®$9,730$9,850$9,354$11,114$9,696$49,744

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab Elevation 4dr Crew Cab 5.8 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,038$1,074$1,111$1,151$1,191$5,565
Maintenance$621$944$954$2,565$1,648$6,732
Repairs$0$0$185$442$648$1,275
Taxes & Fees$3,051$58$58$58$58$3,284
Financing$3,070$2,468$1,828$1,143$413$8,920
Depreciation$540$3,834$3,628$4,257$4,030$16,289
Fuel$2,334$2,405$2,477$2,551$2,628$12,395
True Cost to Own®$10,653$10,784$10,241$12,168$10,616$54,461

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab Denali 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 10A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$980$1,015$1,050$1,087$1,126$5,258
Maintenance$587$892$901$2,424$1,558$6,361
Repairs$0$0$175$418$612$1,205
Taxes & Fees$2,882$55$55$55$55$3,103
Financing$2,900$2,332$1,727$1,080$390$8,429
Depreciation$510$3,623$3,428$4,022$3,808$15,391
Fuel$2,206$2,273$2,340$2,411$2,483$11,712
True Cost to Own®$10,066$10,189$9,677$11,497$10,031$51,460

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab Denali 4dr Crew Cab 6.6 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,038$1,074$1,111$1,151$1,191$5,565
Maintenance$621$944$954$2,565$1,648$6,732
Repairs$0$0$185$442$648$1,275
Taxes & Fees$3,051$58$58$58$58$3,284
Financing$3,070$2,468$1,828$1,143$413$8,920
Depreciation$540$3,834$3,628$4,257$4,030$16,289
Fuel$2,334$2,405$2,477$2,551$2,628$12,395
True Cost to Own®$10,653$10,784$10,241$12,168$10,616$54,461

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab Elevation 4dr Crew Cab 6.6 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$858$888$919$951$985$4,601
Maintenance$513$780$789$2,121$1,363$5,566
Repairs$0$0$153$365$536$1,054
Taxes & Fees$2,522$48$48$48$48$2,715
Financing$2,538$2,040$1,511$945$341$7,375
Depreciation$446$3,170$3,000$3,520$3,332$13,467
Fuel$1,930$1,989$2,048$2,109$2,172$10,248
True Cost to Own®$8,807$8,916$8,467$10,060$8,777$45,027

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab Elevation 4dr Crew Cab 4WD 5.8 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,111$1,151$1,190$1,232$1,276$5,960
Maintenance$665$1,010$1,021$2,747$1,765$7,209
Repairs$0$0$199$473$694$1,365
Taxes & Fees$3,267$63$63$63$63$3,517
Financing$3,287$2,642$1,957$1,224$442$9,553
Depreciation$578$4,106$3,886$4,559$4,315$17,443
Fuel$2,500$2,576$2,652$2,732$2,814$13,274
True Cost to Own®$11,408$11,548$10,967$13,030$11,368$58,321
Ownership Costs: 5-Year Total

Depreciation

$12,826

Taxes & Fees

$2,586

Financing

$7,024

Fuel

$9,760

Insurance

$4,382

Repairs

$1,004

Maintenance

$5,301

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab SLT 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 10A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$817$846$875$906$938$4,382
Maintenance$489$743$751$2,020$1,298$5,301
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,402$46$46$46$46$2,586
Financing$2,417$1,943$1,439$900$325$7,024
Depreciation$425$3,019$2,857$3,352$3,173$12,826
Fuel$1,838$1,894$1,950$2,009$2,069$9,760
True Cost to Own®$8,388$8,491$8,064$9,581$8,359$42,883

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab SLE 4dr Crew Cab 6.6 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$874$905$936$969$1,004$4,689
Maintenance$523$795$804$2,161$1,389$5,672
Repairs$0$0$156$372$546$1,074
Taxes & Fees$2,570$49$49$49$49$2,767
Financing$2,586$2,079$1,540$963$348$7,516
Depreciation$455$3,230$3,057$3,587$3,395$13,724
Fuel$1,967$2,027$2,087$2,150$2,214$10,443
True Cost to Own®$8,975$9,085$8,628$10,252$8,944$45,885

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab SLE 4dr Crew Cab 4WD 5.8 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,087$1,125$1,164$1,205$1,248$5,828
Maintenance$650$988$999$2,687$1,726$7,050
Repairs$0$0$194$463$678$1,335
Taxes & Fees$3,195$61$61$61$61$3,439
Financing$3,215$2,584$1,914$1,197$432$9,342
Depreciation$565$4,015$3,800$4,458$4,220$17,059
Fuel$2,445$2,519$2,594$2,672$2,752$12,981
True Cost to Own®$11,156$11,293$10,725$12,743$11,117$57,034

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab SLE 4dr Crew Cab 4WD 6.6 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$940$973$1,006$1,042$1,079$5,039
Maintenance$562$854$864$2,323$1,493$6,096
Repairs$0$0$168$400$587$1,155
Taxes & Fees$2,762$53$53$53$53$2,974
Financing$2,780$2,234$1,655$1,035$374$8,078
Depreciation$489$3,472$3,286$3,855$3,649$14,750
Fuel$2,114$2,178$2,243$2,310$2,379$11,224
True Cost to Own®$9,646$9,765$9,274$11,018$9,613$49,315

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab AT4 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 10A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$980$1,015$1,050$1,087$1,126$5,258
Maintenance$587$892$901$2,424$1,558$6,361
Repairs$0$0$175$418$612$1,205
Taxes & Fees$2,882$55$55$55$55$3,103
Financing$2,900$2,332$1,727$1,080$390$8,429
Depreciation$510$3,623$3,428$4,022$3,808$15,391
Fuel$2,206$2,273$2,340$2,411$2,483$11,712
True Cost to Own®$10,066$10,189$9,677$11,497$10,031$51,460

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab SLT 4dr Crew Cab 5.8 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,209$1,252$1,295$1,341$1,388$6,485
Maintenance$724$1,100$1,111$2,990$1,921$7,845
Repairs$0$0$216$515$755$1,486
Taxes & Fees$3,555$68$68$68$68$3,827
Financing$3,577$2,876$2,130$1,332$481$10,396
Depreciation$629$4,468$4,228$4,961$4,696$18,982
Fuel$2,720$2,803$2,886$2,973$3,062$14,445
True Cost to Own®$12,414$12,567$11,935$14,180$12,371$63,467

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab SLT 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 10A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,054$1,091$1,129$1,169$1,210$5,653
Maintenance$631$958$969$2,606$1,674$6,838
Repairs$0$0$188$449$658$1,295
Taxes & Fees$3,099$59$59$59$59$3,336
Financing$3,118$2,506$1,856$1,161$419$9,061
Depreciation$548$3,895$3,686$4,324$4,093$16,546
Fuel$2,371$2,443$2,516$2,592$2,669$12,590
True Cost to Own®$10,821$10,953$10,403$12,359$10,783$55,319

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab SLT 4dr Crew Cab 6.6 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,193$1,235$1,278$1,323$1,369$6,398
Maintenance$714$1,085$1,096$2,949$1,895$7,739
Repairs$0$0$213$508$745$1,466
Taxes & Fees$3,507$67$67$67$67$3,776
Financing$3,529$2,837$2,101$1,314$475$10,255
Depreciation$621$4,408$4,171$4,894$4,633$18,726
Fuel$2,683$2,765$2,847$2,933$3,021$14,250
True Cost to Own®$12,246$12,397$11,773$13,988$12,204$62,609

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab Denali 4dr Crew Cab 5.8 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$850$880$910$942$976$4,557
Maintenance$509$773$781$2,101$1,350$5,513
Repairs$0$0$152$362$530$1,044
Taxes & Fees$2,498$48$48$48$48$2,689
Financing$2,514$2,021$1,497$936$338$7,305
Depreciation$442$3,140$2,971$3,486$3,300$13,339
Fuel$1,912$1,970$2,028$2,089$2,152$10,150
True Cost to Own®$8,724$8,831$8,387$9,964$8,693$44,598

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab AT4 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 10A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,070$1,108$1,146$1,187$1,229$5,740
Maintenance$641$973$984$2,646$1,700$6,944
Repairs$0$0$191$456$668$1,315
Taxes & Fees$3,147$60$60$60$60$3,388
Financing$3,166$2,545$1,885$1,179$426$9,201
Depreciation$557$3,955$3,743$4,391$4,157$16,802
Fuel$2,408$2,481$2,555$2,632$2,710$12,786
True Cost to Own®$10,988$11,123$10,564$12,551$10,950$56,177

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab Denali 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 10A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,095$1,134$1,173$1,214$1,257$5,872
Maintenance$655$996$1,006$2,707$1,739$7,103
Repairs$0$0$196$466$683$1,345
Taxes & Fees$3,219$62$62$62$62$3,465
Financing$3,239$2,604$1,928$1,206$436$9,412
Depreciation$570$4,045$3,828$4,492$4,252$17,187
Fuel$2,463$2,538$2,613$2,692$2,772$13,078
True Cost to Own®$11,240$11,378$10,806$12,839$11,201$57,463

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab 4dr Crew Cab 6.6 ft. SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,054$1,091$1,129$1,169$1,210$5,653
Maintenance$631$958$969$2,606$1,674$6,838
Repairs$0$0$188$449$658$1,295
Taxes & Fees$3,099$59$59$59$59$3,336
Financing$3,118$2,506$1,856$1,161$419$9,061
Depreciation$548$3,895$3,686$4,324$4,093$16,546
Fuel$2,371$2,443$2,516$2,592$2,669$12,590
True Cost to Own®$10,821$10,953$10,403$12,359$10,783$55,319

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab SLE 4dr Crew Cab 5.8 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,168$1,210$1,251$1,296$1,341$6,266
Maintenance$699$1,062$1,074$2,889$1,856$7,580
Repairs$0$0$209$498$729$1,436
Taxes & Fees$3,435$66$66$66$66$3,698
Financing$3,456$2,778$2,058$1,287$465$10,044
Depreciation$608$4,317$4,086$4,793$4,537$18,341
Fuel$2,628$2,708$2,789$2,873$2,959$13,957
True Cost to Own®$11,995$12,142$11,532$13,701$11,953$61,323

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab 4dr Crew Cab 4WD 6.6 ft. SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,127$1,167$1,208$1,250$1,294$6,047
Maintenance$675$1,025$1,036$2,788$1,791$7,315
Repairs$0$0$201$480$704$1,386
Taxes & Fees$3,315$63$63$63$63$3,569
Financing$3,335$2,681$1,986$1,242$448$9,693
Depreciation$587$4,166$3,943$4,626$4,379$17,700
Fuel$2,536$2,614$2,691$2,772$2,855$13,469
True Cost to Own®$11,575$11,718$11,128$13,222$11,535$59,179

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab 4dr Crew Cab 4WD 5.8 ft. SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,095$1,134$1,173$1,214$1,257$5,872
Maintenance$655$996$1,006$2,707$1,739$7,103
Repairs$0$0$196$466$683$1,345
Taxes & Fees$3,219$62$62$62$62$3,465
Financing$3,239$2,604$1,928$1,206$436$9,412
Depreciation$570$4,045$3,828$4,492$4,252$17,187
Fuel$2,463$2,538$2,613$2,692$2,772$13,078
True Cost to Own®$11,240$11,378$10,806$12,839$11,201$57,463

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Regular Cab 2dr Regular Cab LB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$923$956$989$1,024$1,060$4,952
Maintenance$553$840$849$2,283$1,467$5,990
Repairs$0$0$165$393$576$1,135
Taxes & Fees$2,714$52$52$52$52$2,922
Financing$2,731$2,196$1,626$1,017$367$7,937
Depreciation$480$3,411$3,228$3,788$3,585$14,493
Fuel$2,077$2,140$2,204$2,270$2,338$11,029
True Cost to Own®$9,478$9,595$9,112$10,827$9,446$48,458

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Regular Cab 2dr Regular Cab 4WD LB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,087$1,125$1,164$1,205$1,248$5,828
Maintenance$650$988$999$2,687$1,726$7,050
Repairs$0$0$194$463$678$1,335
Taxes & Fees$3,195$61$61$61$61$3,439
Financing$3,215$2,584$1,914$1,197$432$9,342
Depreciation$565$4,015$3,800$4,458$4,220$17,059
Fuel$2,445$2,519$2,594$2,672$2,752$12,981
True Cost to Own®$11,156$11,293$10,725$12,743$11,117$57,034

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.


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Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2020 GMC Sierra 1500 in Virginia is:

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