2020 GMC Sierra 1500 Cost to Own

Total 5-Year Ownership Costs

Sierra 1500 Crew Cab

SLT 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 10A)

True Cost to Own

$51,799*

Total Cash Price

$56,682

AT4 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 10A)

True Cost to Own

$54,819*

Total Cash Price

$60,114

Denali 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 10A)

True Cost to Own

$60,696*

Total Cash Price

$66,364

SLT 4dr Crew Cab 5.8 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$50,181*

Total Cash Price

$51,326

Elevation 4dr Crew Cab 4WD 5.8 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$49,660*

Total Cash Price

$51,137

SLE 4dr Crew Cab 4WD 5.8 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$48,711*

Total Cash Price

$48,880

Elevation 4dr Crew Cab 5.8 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$46,406*

Total Cash Price

$46,137

4dr Crew Cab 4WD 5.8 ft. SB (4.3L 6cyl 6A)

True Cost to Own

$49,672*

Total Cash Price

$47,378

SLE 4dr Crew Cab 5.8 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$45,542*

Total Cash Price

$44,537

Denali 4dr Crew Cab 5.8 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$54,871*

Total Cash Price

$57,741

SLT 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 10A)

True Cost to Own

$53,084*

Total Cash Price

$57,628

Denali 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 10A)

True Cost to Own

$60,908*

Total Cash Price

$66,835

AT4 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 10A)

True Cost to Own

$57,045*

Total Cash Price

$60,789

4dr Crew Cab 5.8 ft. SB (4.3L 6cyl 6A)

True Cost to Own

$45,884*

Total Cash Price

$40,759

Elevation 4dr Crew Cab 4WD 6.6 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$50,335*

Total Cash Price

$52,235

SLT 4dr Crew Cab 6.6 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$51,225*

Total Cash Price

$52,128

SLE 4dr Crew Cab 4WD 6.6 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$47,702*

Total Cash Price

$49,971

4dr Crew Cab 4WD 6.6 ft. SB (4.3L 6cyl 6A)

True Cost to Own

$47,303*

Total Cash Price

$43,423

Denali 4dr Crew Cab 6.6 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$56,021*

Total Cash Price

$59,804

Elevation 4dr Crew Cab 6.6 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$47,457*

Total Cash Price

$47,479

SLE 4dr Crew Cab 6.6 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$46,024*

Total Cash Price

$45,337

4dr Crew Cab 6.6 ft. SB (4.3L 6cyl 6A)

True Cost to Own

$44,139*

Total Cash Price

$39,145

Sierra 1500 Double Cab

Elevation 4dr Double Cab 4WD SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$47,516*

Total Cash Price

$47,728

SLE 4dr Double Cab 4WD SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$48,730*

Total Cash Price

$46,432

Elevation 4dr Double Cab SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$42,357*

Total Cash Price

$41,243

4dr Double Cab 4WD SB (4.3L 6cyl 6A)

True Cost to Own

$43,433*

Total Cash Price

$40,319

SLE 4dr Double Cab SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$44,149*

Total Cash Price

$41,650

4dr Double Cab SB (4.3L 6cyl 6A)

True Cost to Own

$41,260*

Total Cash Price

$35,531

SLT 4dr Double Cab SB (5.3L 8cyl 8A)

True Cost to Own

$48,497*

Total Cash Price

$47,696

SLT 4dr Double Cab 4WD SB (5.3L 8cyl 10A)

True Cost to Own

$51,740*

Total Cash Price

$52,744

AT4 4dr Double Cab 4WD SB (5.3L 8cyl 10A)

True Cost to Own

$54,875*

Total Cash Price

$57,048

Sierra 1500 Regular Cab

2dr Regular Cab 4WD LB (4.3L 6cyl 6A)

True Cost to Own

$43,927*

Total Cash Price

$38,201

2dr Regular Cab LB (4.3L 6cyl 6A)

True Cost to Own

$40,752*

Total Cash Price

$32,160

Ownership Costs: 5-Year Total

Depreciation

$19,743

Taxes & Fees

$2,496

Financing

$10,304

Fuel

$9,467

Insurance

$4,382

Repairs

$1,004

Maintenance

$4,403

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab SLT 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 10A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$817$846$875$906$938$4,382
Maintenance$319$568$561$1,879$1,076$4,403
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,312$46$46$46$46$2,496
Financing$3,525$2,848$2,117$1,331$483$10,304
Depreciation$7,728$2,924$2,767$3,247$3,077$19,743
Fuel$1,783$1,837$1,892$1,948$2,007$9,467
True Cost to Own®$16,484$9,069$8,404$9,705$8,137$51,799

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab AT4 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 10A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$779$806$834$864$894$4,177
Maintenance$319$568$561$1,879$1,076$4,403
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,449$46$46$46$46$2,633
Financing$3,738$3,020$2,246$1,412$512$10,928
Depreciation$6,735$3,636$3,443$4,039$3,826$21,679
Fuel$1,883$1,939$1,997$2,057$2,119$9,995
True Cost to Own®$15,903$10,015$9,273$10,645$8,983$54,819

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab Denali 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 10A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$826$855$885$916$948$4,430
Maintenance$319$568$561$1,854$1,076$4,378
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,698$46$46$46$46$2,882
Financing$4,127$3,334$2,479$1,559$565$12,064
Depreciation$9,423$4,150$3,927$4,607$4,364$26,471
Fuel$1,783$1,837$1,892$1,948$2,007$9,467
True Cost to Own®$19,176$10,790$9,936$11,278$9,516$60,696

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab SLT 4dr Crew Cab 5.8 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$804$832$861$891$923$4,311
Maintenance$319$568$561$1,870$1,076$4,394
Repairs$0$0$135$322$472$929
Taxes & Fees$2,099$46$46$46$46$2,283
Financing$3,192$2,578$1,918$1,205$438$9,331
Depreciation$7,126$3,006$2,842$3,335$3,157$19,466
Fuel$1,783$1,837$1,892$1,948$2,007$9,467
True Cost to Own®$15,323$8,867$8,255$9,617$8,119$50,181

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab Elevation 4dr Crew Cab 4WD 5.8 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$807$835$864$895$926$4,327
Maintenance$214$444$467$1,842$896$3,863
Repairs$0$0$160$384$561$1,105
Taxes & Fees$2,091$46$46$46$46$2,275
Financing$3,180$2,569$1,910$1,201$436$9,296
Depreciation$7,137$3,080$2,916$3,423$3,239$19,795
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$15,124$8,720$8,161$9,643$8,012$49,660

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab SLE 4dr Crew Cab 4WD 5.8 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$793$821$849$879$910$4,252
Maintenance$214$444$467$1,842$896$3,863
Repairs$0$0$160$384$561$1,105
Taxes & Fees$2,001$46$46$46$46$2,185
Financing$3,040$2,455$1,826$1,148$417$8,886
Depreciation$7,456$2,913$2,757$3,234$3,061$19,421
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$15,199$8,425$7,903$9,385$7,799$48,711

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab Elevation 4dr Crew Cab 5.8 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$788$816$844$874$904$4,226
Maintenance$214$444$467$1,833$896$3,854
Repairs$0$0$150$359$522$1,031
Taxes & Fees$1,892$46$46$46$46$2,076
Financing$2,869$2,318$1,724$1,083$393$8,387
Depreciation$6,706$2,710$2,563$3,007$2,847$17,833
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$14,164$8,080$7,592$9,054$7,516$46,406

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab 4dr Crew Cab 4WD 5.8 ft. SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$768$795$823$851$881$4,118
Maintenance$281$530$522$1,839$1,036$4,208
Repairs$0$0$146$348$510$1,004
Taxes & Fees$1,942$46$46$46$46$2,126
Financing$2,946$2,380$1,770$1,113$404$8,613
Depreciation$7,664$2,765$2,615$3,071$2,906$19,021
Fuel$1,993$2,053$2,115$2,178$2,243$10,582
True Cost to Own®$15,594$8,569$8,037$9,446$8,026$49,672

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab SLE 4dr Crew Cab 5.8 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$775$802$830$859$889$4,155
Maintenance$214$444$467$1,833$896$3,854
Repairs$0$0$150$359$522$1,031
Taxes & Fees$1,828$46$46$46$46$2,012
Financing$2,770$2,237$1,664$1,046$379$8,096
Depreciation$6,746$2,593$2,453$2,878$2,725$17,395
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$14,028$7,868$7,408$8,873$7,365$45,542

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab Denali 4dr Crew Cab 5.8 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$826$855$885$916$948$4,430
Maintenance$319$568$561$1,845$1,076$4,369
Repairs$0$0$135$322$472$929
Taxes & Fees$2,355$46$46$46$46$2,539
Financing$3,591$2,901$2,157$1,355$493$10,497
Depreciation$7,312$3,731$3,530$4,143$3,924$22,640
Fuel$1,783$1,837$1,892$1,948$2,007$9,467
True Cost to Own®$16,186$9,938$9,206$10,575$8,966$54,871

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab SLT 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 10A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$850$880$911$942$975$4,558
Maintenance$319$568$561$1,879$1,076$4,403
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,350$46$46$46$46$2,534
Financing$3,584$2,895$2,153$1,353$491$10,476
Depreciation$8,151$3,040$2,879$3,375$3,197$20,642
Fuel$1,783$1,837$1,892$1,948$2,007$9,467
True Cost to Own®$17,037$9,266$8,588$9,891$8,302$53,084

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab Denali 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 10A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$859$889$920$952$986$4,606
Maintenance$319$568$561$1,854$1,076$4,378
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,717$46$46$46$46$2,901
Financing$4,156$3,358$2,497$1,569$570$12,150
Depreciation$8,964$4,247$4,017$4,712$4,462$26,402
Fuel$1,783$1,837$1,892$1,948$2,007$9,467
True Cost to Own®$18,798$10,945$10,079$11,429$9,657$60,908

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab AT4 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 10A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$779$806$834$864$894$4,177
Maintenance$319$568$561$1,879$1,076$4,403
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,476$46$46$46$46$2,660
Financing$3,780$3,054$2,271$1,428$518$11,051
Depreciation$7,328$3,997$3,783$4,441$4,206$23,755
Fuel$1,883$1,939$1,997$2,057$2,119$9,995
True Cost to Own®$16,565$10,410$9,638$11,063$9,369$57,045

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab 4dr Crew Cab 5.8 ft. SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$755$781$809$837$866$4,048
Maintenance$281$530$522$1,830$1,036$4,199
Repairs$0$0$135$322$472$929
Taxes & Fees$1,678$46$46$46$46$1,862
Financing$2,535$2,047$1,523$957$348$7,410
Depreciation$6,893$2,424$2,295$2,692$2,550$16,854
Fuel$1,993$2,053$2,115$2,178$2,243$10,582
True Cost to Own®$14,135$7,881$7,445$8,862$7,561$45,884

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab Elevation 4dr Crew Cab 4WD 6.6 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$807$835$864$895$926$4,327
Maintenance$214$444$467$1,842$896$3,863
Repairs$0$0$160$384$561$1,105
Taxes & Fees$2,135$46$46$46$46$2,319
Financing$3,248$2,625$1,951$1,226$446$9,496
Depreciation$7,359$3,133$2,963$3,478$3,293$20,226
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$15,458$8,829$8,249$9,723$8,076$50,335

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab SLT 4dr Crew Cab 6.6 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$788$816$844$874$904$4,226
Maintenance$319$568$561$1,870$1,076$4,394
Repairs$0$0$135$322$472$929
Taxes & Fees$2,131$46$46$46$46$2,315
Financing$3,242$2,619$1,947$1,224$444$9,476
Depreciation$7,367$3,176$3,006$3,528$3,341$20,418
Fuel$1,783$1,837$1,892$1,948$2,007$9,467
True Cost to Own®$15,630$9,062$8,431$9,812$8,290$51,225

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab SLE 4dr Crew Cab 4WD 6.6 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$807$835$864$895$926$4,327
Maintenance$214$444$467$1,842$896$3,863
Repairs$0$0$160$384$561$1,105
Taxes & Fees$2,045$46$46$46$46$2,229
Financing$3,108$2,510$1,867$1,173$426$9,084
Depreciation$6,908$2,724$2,577$3,022$2,864$18,095
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$14,777$8,305$7,779$9,214$7,627$47,702

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab 4dr Crew Cab 4WD 6.6 ft. SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$784$811$840$869$900$4,204
Maintenance$281$530$522$1,839$1,036$4,208
Repairs$0$0$146$348$510$1,004
Taxes & Fees$1,784$46$46$46$46$1,968
Financing$2,700$2,182$1,622$1,020$370$7,894
Depreciation$6,709$2,613$2,472$2,901$2,748$17,443
Fuel$1,993$2,053$2,115$2,178$2,243$10,582
True Cost to Own®$14,251$8,235$7,763$9,201$7,853$47,303

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab Denali 4dr Crew Cab 6.6 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$841$870$901$932$965$4,509
Maintenance$319$568$561$1,845$1,076$4,369
Repairs$0$0$135$322$472$929
Taxes & Fees$2,437$46$46$46$46$2,621
Financing$3,719$3,004$2,235$1,404$510$10,872
Depreciation$7,568$3,820$3,614$4,237$4,015$23,254
Fuel$1,783$1,837$1,892$1,948$2,007$9,467
True Cost to Own®$16,667$10,145$9,384$10,734$9,091$56,021

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab Elevation 4dr Crew Cab 6.6 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$788$816$844$874$904$4,226
Maintenance$214$444$467$1,833$896$3,854
Repairs$0$0$150$359$522$1,031
Taxes & Fees$1,946$46$46$46$46$2,130
Financing$2,953$2,385$1,774$1,114$405$8,631
Depreciation$8,940$2,349$2,222$2,607$2,468$18,586
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$16,536$7,786$7,301$8,685$7,149$47,457

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab SLE 4dr Crew Cab 6.6 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$779$806$834$864$894$4,177
Maintenance$214$444$467$1,833$896$3,854
Repairs$0$0$150$359$522$1,031
Taxes & Fees$1,860$46$46$46$46$2,044
Financing$2,819$2,278$1,694$1,064$387$8,242
Depreciation$6,775$2,654$2,513$2,945$2,790$17,677
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$14,142$7,974$7,502$8,963$7,443$46,024

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Crew Cab 4dr Crew Cab 6.6 ft. SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$777$804$832$861$892$4,166
Maintenance$281$530$522$1,830$1,036$4,199
Repairs$0$0$135$322$472$929
Taxes & Fees$1,614$46$46$46$46$1,798
Financing$2,434$1,967$1,462$919$334$7,116
Depreciation$6,586$2,132$2,020$2,369$2,242$15,349
Fuel$1,993$2,053$2,115$2,178$2,243$10,582
True Cost to Own®$13,685$7,532$7,132$8,525$7,265$44,139

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Double Cab Elevation 4dr Double Cab 4WD SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$793$821$849$879$910$4,252
Maintenance$214$444$467$1,842$896$3,863
Repairs$0$0$160$384$561$1,105
Taxes & Fees$1,956$46$46$46$46$2,140
Financing$2,968$2,398$1,783$1,121$407$8,677
Depreciation$7,374$2,703$2,559$3,002$2,842$18,480
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$15,000$8,158$7,662$9,126$7,570$47,516

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Double Cab SLE 4dr Double Cab 4WD SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$787$815$843$873$903$4,221
Maintenance$214$444$467$1,842$896$3,863
Repairs$0$0$160$384$561$1,105
Taxes & Fees$1,904$46$46$46$46$2,088
Financing$2,888$2,332$1,735$1,090$396$8,441
Depreciation$6,506$3,289$3,112$3,649$3,457$20,013
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$13,994$8,672$8,161$9,736$8,167$48,730

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Double Cab Elevation 4dr Double Cab SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$780$807$836$865$895$4,183
Maintenance$214$444$467$1,858$896$3,879
Repairs$0$0$150$359$522$1,031
Taxes & Fees$1,697$46$46$46$46$1,881
Financing$2,565$2,072$1,541$968$352$7,498
Depreciation$4,051$2,637$2,497$2,927$2,774$14,886
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$11,002$7,752$7,335$8,875$7,393$42,357

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Double Cab 4dr Double Cab 4WD SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$769$796$824$853$882$4,124
Maintenance$281$530$522$1,839$1,036$4,208
Repairs$0$0$146$348$510$1,004
Taxes & Fees$1,660$46$46$46$46$1,844
Financing$2,507$2,026$1,506$947$344$7,330
Depreciation$5,084$2,253$2,133$2,501$2,370$14,341
Fuel$1,993$2,053$2,115$2,178$2,243$10,582
True Cost to Own®$12,294$7,704$7,292$8,712$7,431$43,433

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Double Cab SLE 4dr Double Cab SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$755$781$809$837$866$4,048
Maintenance$214$444$467$1,858$896$3,879
Repairs$0$0$150$359$522$1,031
Taxes & Fees$1,713$46$46$46$46$1,897
Financing$2,590$2,093$1,555$978$356$7,572
Depreciation$5,468$2,740$2,592$3,042$2,881$16,723
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$12,435$7,850$7,417$8,972$7,475$44,149

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Double Cab 4dr Double Cab SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$732$758$784$812$840$3,926
Maintenance$281$530$522$1,856$1,036$4,225
Repairs$0$0$135$322$472$929
Taxes & Fees$1,470$46$46$46$46$1,654
Financing$2,210$1,785$1,327$834$303$6,459
Depreciation$4,167$2,269$2,146$2,517$2,386$13,485
Fuel$1,993$2,053$2,115$2,178$2,243$10,582
True Cost to Own®$10,853$7,441$7,075$8,565$7,326$41,260

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Double Cab SLT 4dr Double Cab SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$780$807$836$865$895$4,183
Maintenance$319$568$561$1,896$1,076$4,420
Repairs$0$0$135$322$472$929
Taxes & Fees$1,954$46$46$46$46$2,138
Financing$2,966$2,396$1,782$1,120$407$8,671
Depreciation$6,250$3,029$2,866$3,360$3,184$18,689
Fuel$1,783$1,837$1,892$1,948$2,007$9,467
True Cost to Own®$14,052$8,683$8,118$9,557$8,087$48,497

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Double Cab SLT 4dr Double Cab 4WD SB (5.3L 8cyl 10A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$793$821$849$879$910$4,252
Maintenance$319$568$561$1,879$1,076$4,403
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,155$46$46$46$46$2,339
Financing$3,280$2,650$1,970$1,239$449$9,588
Depreciation$6,938$3,348$3,168$3,714$3,519$20,687
Fuel$1,783$1,837$1,892$1,948$2,007$9,467
True Cost to Own®$15,268$9,270$8,632$10,053$8,517$51,740

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Double Cab AT4 4dr Double Cab 4WD SB (5.3L 8cyl 10A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$787$815$843$873$903$4,221
Maintenance$319$568$561$1,879$1,076$4,403
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,327$46$46$46$46$2,511
Financing$3,548$2,866$2,131$1,339$487$10,371
Depreciation$7,495$3,622$3,427$4,018$3,808$22,370
Fuel$1,883$1,939$1,997$2,057$2,119$9,995
True Cost to Own®$16,359$9,856$9,151$10,560$8,949$54,875

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Regular Cab 2dr Regular Cab 4WD LB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$769$796$824$853$882$4,124
Maintenance$281$530$522$1,839$1,036$4,208
Repairs$0$0$146$348$510$1,004
Taxes & Fees$1,576$46$46$46$46$1,760
Financing$2,376$1,919$1,427$897$326$6,945
Depreciation$4,838$2,549$2,412$2,827$2,678$15,304
Fuel$1,993$2,053$2,115$2,178$2,243$10,582
True Cost to Own®$11,833$7,893$7,492$8,988$7,721$43,927

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 1500 Regular Cab 2dr Regular Cab LB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$691$715$740$766$793$3,705
Maintenance$281$530$522$1,750$1,036$4,119
Repairs$0$0$135$322$472$929
Taxes & Fees$1,335$46$46$46$46$1,519
Financing$2,000$1,616$1,201$755$274$5,846
Depreciation$3,983$2,451$2,320$2,721$2,577$14,052
Fuel$1,993$2,053$2,115$2,178$2,243$10,582
True Cost to Own®$10,283$7,411$7,079$8,538$7,441$40,752

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.


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*The Manufacturer's Suggested Retail Price excludes destination freight charge, tax, title, license, dealer fees and optional equipment. See your GMC dealer for details. Some colors are extra cost. See dealer for details.

Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2020 GMC Sierra 1500 in Virginia is:

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