Featured Auto Finance
How Much Car Can I Afford?
Ronald Montoya
04/02/2018
How Much Car Can I Afford?
To stay on budget, your car payment shouldn't exceed 15 percent of your monthly take-home pay. Our Affordability Calculator can help you plan.
How Long Should My Car Loan Be?
Ronald Montoya
03/06/2015
How Long Should My Car Loan Be?
A longer car loan may have lower payments, but will it save you money in the long run?
What You Need To Know About Zero-Percent Car Loans
Ronald Montoya
09/21/2018
What You Need To Know About Zero-Percent Car Loans
Interest-free financing can make new cars even more attractive to shoppers. Here are some factors to keep in mind.
Know Before You Go to the Dealership
Car Loan Calculator

Calculate your car payment for a basic car loan

Enter preffered monthly payment
orSelect a vehicle
Car Lease Calculator

Calculate your car payment for a lease

Enter a vehicle price
orSelect a vehicle
Affordability Calculator

Calculate your ideal price range for buying a car

Enter a vehicle price
Auto Finance ArticlesView All Auto Finance Articles
  • How to Get Out of a Bad Car Loan
    How to Get Out of a Bad Car Loan
    If you've got a high interest rate on your auto loan, or have extra insurance you don't need, why not rearrange the terms to something better? It's pretty easy to do, even long after you've signed your deal.
    Matt Jones06/14/2018
  • Getting the Best Car Loan Interest Rates
    Getting the Best Car Loan Interest Rates
    Worried about getting the best interest rates for your car loan? Concerned you're a target for unfair lending practices? Use these six tips, and the chances of getting overcharged for an auto loan will drop dramatically.
    Matt Jones05/22/2018
  • Buying a New Car When Interest Rates Are High
    Buying a New Car When Interest Rates Are High
    New-car loan interest rates are the highest they've been since 2009. This touches all car buyers, but it's particularly bad for people with bad credit. Here's how to minimize the impact of higher interest rates when you're car shopping.
    Ronald Montoya04/11/2018
  • What Car Shoppers Need to Know About Credit Reports
    What Car Shoppers Need to Know About Credit Reports
    To be a savvy consumer, you need to understand your credit report — it can determine whether you get the car of your dreams.
    Peter Gareffa08/31/2017
  • What You Need To Know About Zero-Percent Car Loans
    What You Need To Know About Zero-Percent Car Loans
    Interest-free financing can make new cars even more attractive to shoppers. Here are some factors to keep in mind.
    Ronald Montoya10/14/2015
  • Divorce, Credit Scores and Car Shopping
    Divorce, Credit Scores and Car Shopping
    If a divorce has wrecked your credit score, don't despair. Here's a plan of attack for landing an auto loan with affordable terms.
    Edmunds03/03/2015
  • How To Buy a Car After Bankruptcy
    How To Buy a Car After Bankruptcy
    The key to buying a car if you're in bankruptcy is to shop around for an auto loan, just as you would if there were no black mark on your credit.
    Edmunds08/20/2013
  • The Risks of Auto Loan Cross-Collateralization
    The Risks of Auto Loan Cross-Collateralization
    If you have a car loan and a credit card with the same credit union, your car could be repossessed if you default on your credit card bills.
    Edmunds08/06/2013
  • Seven Things To Know About Car Loan Credit Reports
    Seven Things To Know About Car Loan Credit Reports
    It's essential to know these credit report basics before you go car shopping.
    Edmunds06/06/2013
  • How Long Should My Car Loan Be?
    How Long Should My Car Loan Be?
    A longer car loan may have lower payments, but will it save you money in the long run?
    Ronald Montoya05/01/2013
  • Don't Fall Prey to Spot Delivery Scams and Yo-Yo Financing
    Don't Fall Prey to Spot Delivery Scams and Yo-Yo Financing
    A practice called "spot delivery" sometimes pulls new car buyers back into dealerships to pay higher interest rates and bigger down payments on what they thought were done deals.
    Edmunds03/13/2012
  • New Credit Scoring System Affects Auto Loans
    New Credit Scoring System Affects Auto Loans
    Your credit score directly affects your auto loan rate. So what does FICO's new credit score formula — FICO '08 — mean for you?
    Edmunds12/29/2009
  • Stay One Step Ahead of the Repo Man
    Stay One Step Ahead of the Repo Man
    How long before the repo man takes your car? Who is the repo man and how does he find your car? These and other questions about car repossessions are answered in this consumer advice story.
    Edmunds03/12/2009
  • How Much Car Can You Afford?
    How Much Car Can You Afford?
    To stay on budget, your car payment shouldn't exceed 15 percent of your monthly take-home pay. Our Affordability Calculator can help you plan.
    Ronald Montoya03/05/2009
  • What To Do if You Can't Make Your Car Payment
    What To Do if You Can't Make Your Car Payment
    If you're afraid you can't make your car payments, don't panic. Here's how to get out of trouble and avoid repossession.
    Matt Jones01/28/2009