i've owned 2 245 wagons, this XC, and my wife drives a XC90. need i say more----and i'd buy another. with this '98 XC, my wife was stopped at a light on the saw mill pkwy outside of nyc---2 passengers....rear-ended by a buick that didn't stop---hit her going 45 mph----not a scratch on the three volvo occupants---totaled the buick----we repaired the XC and still runs superbly. with a set of Thule roofracks/adapters--this vehicle almost becomes a small truck. AWD---we live in the hills of new england---not a problem with the volvo. repairs---the usual--let's say if you keep up with preventive maintenance---you won't be stranded or surprised by a huge repair bill. love my volvo wagons.