Tires replacements about average as in any car. Car is used on hwy about 70%, but my tires do last longer than parts. Knowing someone who works on volvo's helps on the cost, and if you a regular shop you "faithfully" have oil changes at, they do help out on claims and assist you with repair cost to regular customers. Claim folks do not want to approve under coverage due to my ded' is only $50.00!!! YEAH.. $50 bucks! Get a good insurance/coverage, and read all fine print and ask questions before signing a contract!!! You can come out winning, if you do your homework and research!!