2006 Volvo S60 2.5T 4dr Sedan (2.5L 5cyl Turbo 5A)
We were bothered by the high repair costs until we were recently rear ended by a car going 45MPH while we were stopped. All worth it after seeing the incredible damage to her car (probably will be totaled) while ours was not only driveable but barely touched (repair costs TBD). The WHIPS system really worked to reduce the feel of the impact and our 2 year old in the back seat didn't even know we were hit. If safety matters, the S60 is an excellent choice. We often joke that we feel like we are driving a tank - but this time were grateful that we were! All the little electronic issues seem worth it now.
More backseat room - tough to fit 2 car seats the way they are built today.