I bought the standard, no accessories. I am very pleased overall. I'm a 50 year old woman and live in the city. My Tacoma has a comfortable ride, it's quiet, lots of get up and go and it feels very solid. By that I mean the doors are heavy and it doesn't get blown aroung when semi's go by. It's also comfortable driving a good distance. My husband and I are renovating our old house and make frequent trips to the dump. The bed liner with the adjustable strap hooks work great for securing the load.
I love the gearing. It is very peppy and responsive. The steering is positive not sloppy. The storage behind the bench seat is much bigger thatn it looks. Can carry lots of groceries.
The Tacoma has a blind spot that is almost impossible to see around safely. Changing lanes on the is sometimes pretty scary. The clutch peddle is awkward and it engages to far down so I am too close to the dashboard and passengers have their knees up to their chins. Not designed for women, I think.