Just paid off my 2007 rav4 when it blow a motor. The water pump is located in the back and it broke. My wife drove it and blow up the motor. 8 grand for a new one. Even if she did not blow it up, the water pump is on the back of the engine. This requires the motor to be pulled to change it out. A $2000 to $3000 job depending on where you get it done. I had electrical problems. Tire wear issues, brake problems. All the senors would randomly go off on it. The Tire pressure senors where always needing replaced.
I ended up junking the car, basically threw 20K down the drain. I know 2 other people that have had issues with water pump or rear main seal. And they all had there engines blown.
Get another suv or at least the v6 and not an 2007, from what I read that was the worst year to own