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Wouldn't it be great if you could determine what others are paying before you visit a dealer? We think so. That's why we've created Edmunds.com's True Market Value (TMV) pricing, our proprietary system that takes into account all market variables and gives you the bottom line price. Updated monthly, it's a guide that tells you what buyers are currently paying for new vehicles — or what dealers and consumers are paying and getting for used vehicles — before you begin your negotiations. Edmunds.com's True Market Value pricing system for new and used vehicles is the industry's best guide to market value pricing and the only pricing system designed with the consumer in mind. Our exclusive TMV pricing has full national coverage with regionalized values throughout the United States. This ensures you get the most accurate pricing available.

Edmunds.com also understands that having accurate pricing information is only part of what you need to complete a new or used vehicle transaction. You also need to know what a "fair finance rate" is before you find yourself sitting at the dealership negotiating a payment. That's why we've created the True Market Value Finance Rate Estimator. The Estimator provides you with national and local average loan rates currently being offered by direct lending institutions for new and used vehicles. Then, by answering a few questions, we provide you with an estimate of the credit tier you should expect to qualify for.

Read on to find out more about Edmunds.com's True Market Value.

How We Calculate Used TMV Prices
How We Calculate New TMV Prices
How We Calculate TMV Finance Rates for New and Used Vehicles