The XLT is definitely worth the extra few bucks but I am thoroughly disappointed with the longevity of the bed and front quarter panel in regards to the rust factor. Fords knows for rusting out, the bed body in particular is not the best of design. outside of that, the auto lock in hubs are amazing, the loaded cab is excellent, and the engine and drive train reliability all get high ratings in my book. 5 speed auto transmission would be nice however. For those of you who seem to be confused as to what 1/2 ton means, it is not the towing capacity but the weight of the trucks frame directly relating the strength of the frame to how bad you can beat on it by its weight and thickness of metal.
Auto lock in hubs
learn how to build a truck that doesn't rust to pieces, and 5 speed auto transmission