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San Francisco, CA Volvo Car Consumer Discussions

Re: Please Advise on Lease vs Buying 2.5T [jtla]
by gardencar on Sat Jan 01 22:49:12 PST 2005
Jtla, very good additional points. I'd neglected to mention the sales tax savings and the difference between cap cost and residual value.   Another way you might do well when leasing is if you are able to sell the car at or near the end of the lease, for a price higher than the pay off amount. You then pocket the difference and hopefully save a couple of thousand.
Re: Please Advise on Lease vs Buying 2.5T [accordfreak]
by gardencar on Tue Dec 28 20:43:38 PST 2004
Leases are good for getting into a more expensive, new car with less up front money, but only if you like to get a new car every three or four years. Leases are also good for business owners that can write off the maintenance and interest payments, as business expenses. Leases also enable some enthusiasts to get into a car that they might otherwise not be able to afford. If you fit none of these profiles, you'll end up unnecessarily paying a few thousand more for your car when your lease is up, while "saving" for that pay off amount. In the long run, you won't save anything.   If you are intending to keep your XC90 for 120K or 8 years, it's more financially sound to outright buy it. You might have to practice some delayed gratification to save for a larger down payment. However, there is a bright side to this. By that time, Volvo might have worked out all the bugs in the XC90, enabling you to actually drive it for 120K miles and 8 years without spending a small fortune on upkeep. Good luck.
XC90 AWD in Northern CA
by gardencar on Wed Dec 22 18:52:47 PST 2004
Got a deal from the internet manager at Royal Motors Volvo:   2005 XC90 2.5T AWD Magic Blue metallic Premium Pack Versatility Pack Climate Pack Park Assist 3yr or 36K mile free scheduled maintenance                  MSRP: $43,870 Internet Only Price: $38,490   This is the best deal from the four dealerships near my area, without having to go in.
hmflyer
by gardencar on Thu Mar 04 23:49:32 PST 2004
Hotdam! That's a heckuva price. The best deals around the SF Bay area are 1,000 or so under MSRP. You got $4500 off! That is unbeleivable! Was it a demo? Where are you located and from what dealer? Let us know please.

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