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Oil changes are $34.95 + tax at my Toyota store in Buffalo-Niagara region. Pete

Thanks!

I read the $4800 figure somewhere but I figure it would only be true if Toyota was normally financing at 6.4%. Under normal circumstances, I have no idea what rate Toyota charges. I was going to pay cash, too, but the money I was going to use was earning me 3.5%. I would rather have that interest going into my pocket than Toyota's. Toyota would have to give me a $2625 rebate to make me as much money at the 0% financing. I know it is out context of this board, but do you mind sharing info on the 3.5%? After the stock market issues, I am a little gun shy of it, and have parked the remaining cash in a number of high yield (not really high if you ask me, 1.3 - 1.5% APY) savings accounts. It still beats my parents' approach of keeping the cash under the mattress, but I feel that the money should be making money before it is completely devalued by the government. Thanks.

The $4800 is pretty high interest on a sub $30,000 vehicle. Considering the Prime is pretty low these days, I would say that Toyota may be losing $1500 per vehicle in finance cost, but chances are they are not borrowing the money from the Fed, or the bank, but are financing these internally. We are still waiting for better deals on RAV4. In particular, $2,000-$4,000 off. Finance offers are OK, but we can just pay cash, so rebates are more important.

I currently own Honda Accord 2004 V4 and looking into Venza as a car for my wife. I do not want to by the latest and greatest 2010 model but very much interested in getting a 2009 venza. Please share your thoughts since currently, Toyota being under so much scrutiny, would I be able to get a good deal on 2009 Venza ? something between 20k-23k. Share your thoughts. Thanks a lot. rb I think an Accord with a V4 would be worth millions to a collector. I didn't really think Honda put V4's in cars. I have a 1983 Honda Magna motrcycle with a V4, and they stopped putting V4's in bikes back in the 80's. Even bikes now a days get straight 4 cylinder engines. I'd say hang on to that V4 powered Accord, it is a collector's item.