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MN Subaru Car Consumer Discussions

lease vs. purchase
by r_berg_us on Sun Nov 02 16:19:09 PST 2008
We are considering a lease option vs. purchase. We are new to the option. We have been doing some research and the question is on a 20,000 mile per year for three years lease vs a purchase on a outback or forester. Both vehicles are around $24,000. Both vehicles are 2009. Location is the St.Paul/Minneapolis MN area. It appears as though the residual on a outback is 55% and the forester is 61%. We have a VIP option on a purchase through ASHA. We are meeting the dealer this saturday the 8th and would like to have more information in our tool belt so that we can make the best decision. With the technology changes we really think the lease is a good option, but we really do not know how it will be presented. Help! We have also looked at the Saturn Aura approx same price but not AWD.
Re: Hi, guys I just got quoted from subaru [hondalegend]
by backy on Fri Aug 08 07:30:45 PDT 2008
...and then he never answer my reply In fact, he did give you an answer. The answer was "no" (or probably something more like "ROFL"). ;) The sales rep was clear that he needs to make something above $17,715 to make a deal with you. Your response told him that you totally ignored what he said.
Re: New 2008 2.5i sedan w/ premium package + sport grill [bags1]
by backy on Tue Jul 15 15:40:20 PDT 2008
That is great, which dealership and city, please?
Re: just leased 2.5I auto [stygz1]
by backy on Mon Jul 14 07:06:56 PDT 2008
In light of that, the offer I got for $189/month for an automatic wagon ($500 more MSRP than the sedan) with about $1700 total upfront including 7% sales tax and aobut $300 license fee (sales rep said he could work with me on the cap cost reduction of $360 though) looks pretty good.
Re: Lease deal on 2.5i wagon [Car_man]
by backy on Fri Jul 11 07:27:30 PDT 2008
I understand what you are saying about MSRP and selling price, but in this case those numbers (especially selling price) are not very important to me. I know the MSRP for the vehicle is about $19,300-400, depending on how much is charged for the side molding I want (that seems to vary by dealer). Because I am looking for a lease with a low payment ($200 a month or less, 36 months) and low out-of-pocket expenses, those are the numbers that are most meaningful to me. I know from research that any lease with those terms on a car that is close to $20k in MSRP would be a very good deal. I will confirm that by looking at the money factor and residual values on the car. But any other numbers are not relevant to me until/unless I get a deal within the parameters I stated. When I do, then I will pour over all the numbers for the lease. And of course, the car has to be something I would want to drive for 3 years! FYI I have yet to find a lease with exactly the terms I want, i.e. payments at/under $200 a month and little or no down, on a car I'd want to drive. The Impreza lease I mentioned above is far and away the best Impreza hatch/AT deal I've received from any dealer in my area, and I've only found one other deal that comes close in terms of total cash outlay, and that was for a Sportage with a MSRP of about $20k. There don't seem to be as many great lease deals out there now as there have been at times in the recent past. :(
Lease deal on 2.5i wagon
by backy on Thu Jul 03 11:05:40 PDT 2008
I got the following quote on a 2.5i wagon with AT: 36 months, $189/month and about $1700 up front, which includes sales tax (must be paid up front in my state), cap cost reduction of about $360, acquisition fee (which includes gap insurance) of about $650, first payment, and license. Does this seem like a good deal? I would prefer to pay less up front, and am especially interested if others have negotiated away the cap cost reduction and some/all of the acquisition fee. The rep also said their is a disposition fee of about $150-200. I would prefer not to pay that either. :)

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