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The process of buying a new Subaru car or truck can seem overwhelming if you don't know where to begin. Edmunds.com can get you started on the right track with a convenient directory of Subaru car dealerships in and around Tampa, Florida. Compare online price quotes on the new or used car, truck, SUV, minivan, or wagon of your choice to locate the best deals. Edmunds.com makes it easy to find trusted Subaru car dealers in Tampa, saving car buyers time and money on what will be an important purchase.

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Tampa, FL Subaru Car Consumer Discussions

Re: Dealer Cash vs. Financing [aka_cars]
by a_bum on Tue Nov 23 17:28:15 PST 2004
I couldn't find anything to verify that you had to choose between promotional financing and cash. I'll share my experience though... This past Saturday, I purchased a Forester XS for $850 below invoice + $299 processing from Mastro Subaru in Tampa. This is the same price Fitzmall.com's Tampa dealership was selling the same car for. Instead of getting the promotional 2.9% from Subaru for 60 months, I qualified for normal financing at 3.79% for the same term with $0 down. That made the promotional financing pretty much a moot point. The 3.79% was also through Subaru. Make sure you have been prequalified with an outside lender so you have leverage and do not volunteer what that lender is willing to give you. Just tell the dealer that you will give them the opportunity to finance you if they provide better than what you're already qualified for. I ended up getting a rate that was 0.9% better than what my credit union prequalified me for. As a side note, Masto's internet sales manager was very straightforward and pleasant to deal with. I did all of my negotiating through email. Fitzmall made it easy because they price so competitively. I simply emailed Mastro with the vin # from a similar vehicle on Fitzmall and asked if he would match that price on one he had in stock that I was interested in. He replied that he would and the next day I went in, test drove and did the paperwork. I liked having negotiated a price prior to actually going to see the car. Also, doing it over e-mail gives you a paper trail that you can reference back to if a salesperson decides they might want to pull a fast one.
Dealer Cash vs. Financing
by a_bum on Fri Nov 19 18:52:57 PST 2004
I've received a quote of $23,035 for a forester XS with auto dimming mirror, armrest extension, cargo tray, tailpipe cover and cargo net. A dealer in Tampa is willing to match Fitzmall.com's price. This dealer is claiming that Fitz is achieving their below invoice price by using $850 dealer cash that is not advertised to the public. The dealer is also telling me that if the $850 is used, the special interest financing can not be used. This doesn't sound quite right to me. If it was customer cash, I would believe they couldn't be combined. Anyone have any thoughts about this?

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