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Hi bajafresh. A $750 dealer discount is so-so, not bad but not great either. The money factor that you were quoted is way too high. You should be getting the .00150 that you've seen mentioned here, assuming that your credit is in good shape. Car_man Host Prices Paid: Buying & Leasing Experiences Forum

I agree with you on Cooper S being a better car but it's not for leasing . It's payment exceeds $400 with some nice options and that puts the car into the ultimate driving machine territory (BMW). currently I have a 128i convertable with all options and its 439 including tax for a 12k/36m min drive off lease .

Greetings Amir, It is apparent that you have done your homework as your figures concur with mine. Would you kindly post the name of the Dealer who provided you with your deal? Thanks.

Base model: 121 hp, 114 ft/lbs, 0-60 8.4 sec S model: 181 hp, 177 ft/pbs, 0-60 6.6 sec Putting the JCW APPEARANCE items on a base model not going to make it a fast car. I would spend my money on the real stuff and not the for show stuff :)

the S is better for just purchase at the moment. even if the residual gets better by 2% next month still the base hardtop is the way to go. you can put optional sport suspension, john cooper works pkg which has sexy challenge spoke rims and the body kit which makes it look a step above the S since it gives the car the john cooper works look. and i believe that with this set up its just as fun as the S - the turbo lag. it will handle better than an S with those rims and stiff sport suspension.