Find Lexus Dealers in Brick, New Jersey

Annoying, I wrote a reply and this stupid browser somehow deleted it. So my suggestion is: 1. Get the payment for 36 months with turning in the camry. 2. figure out the pre-tax payment for both scenarios @36 months. 3. Check the difference in payments and divide by 30. This is the rough number of thousands they are charging you to take the camry. 4. Alternatively you could get more exact and plug all the numbers into an online lease calc and fiddle with the trade-in numbers till you find the right payment. Now, if a carmax is nearby, take it to them get a quote. It’s good for 7 days/200 miles. They can check with Toyota to get a pay off quote for you as well. (And upon further review, i guess Carmax doesn't operate in NJ or NY so this point could be moot.) But the thing topgun said about checking with toyota dealers ect. is the same idea. But you need to know the lexus dealer is charging you before you can make any decisions. (And they are trying really hard to deguise it by changing the terms on you if taking te car.) Now compare the difference. Of what the dealer is charging you and what it would cost you to unload it at carmax. I can almost guarantee you Carmax will offer more than any other brick and mortar dealer. It’s strange, but if you really think about it, it makes sense. But that’s a different discussion. The analysis you are doing is flawed in that it’s not taking into account the different residual values of the car at 36, 42, and 48 months. Sure the sum of payments are higher, but your right to buy the car at each point will be at a different price point. Some of each lease payment goes towards paying the “depreciation” so at 48 months, your buyout would be probably around 3k lower than at 36 months. Hope that makes sense. REVISED TO FIX MY ASSUMPTIONS! I did a quick calc assuming the residual for a 48 mo lease drops to 50% vs. 56% on a 36 month lease. (an assumption based on other numbers i've seen.) Then they are charging you about $2,850 to take the camry. If that's true they should be able to do the 36 month using your terms for $689 a month. Seems like a steep hit…. Should be an easy call the to the dealer to verify. It should not matter to the dealer what the length of the lease is. Eitherway they sell the car.