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by steve_ on Sat Jul 31 17:44:48 PDT 2004
I guess the MSRP threw me too since I didn't think many people paid MSRP for a GM truck. Ok troops, let's weigh in the deal - the 2nd is almost here! Steve, Host
Hi Eruss44
by steve_ on Sat Jul 31 11:31:01 PDT 2004
The balloon payment threw me too and I edited my draft message yesterday because I couldn't figure it out. You still haven't told me what the rig costs and what you're going to wind up paying for it. lol, I'm not even sure if this deal is a purchase, lease or some hybrid. I can't operate that way and I've walked a few times when the salesperson tried to sell me a car by focusing on the payments. I think you should also try the Lease Questions - Ask Here discussion for more advice. Steve, Host
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by steve_ on Thu Jul 29 23:05:02 PDT 2004
I'm not good at figuring out the math of monthly payments (I save for 10+ years and pay cash to avoid having to figure this stuff out!). But it seems like it'd be better to figure out the price of the SUV and work that number and then apply the payments. Dealers love deals like yours because they can hide all kinds of stuff in there and tell you it's just another $20 a month (and throw in another 3 months on the back end). It gets confusing and you want to know the bottom line before you bring out your checkbook! Here's a couple of links: Low Down, Low Payments Edmunds' Financial Calculators I wouldn't get too hung up on the August 2nd deadline either. The incentives may change and the $5,000 Smartbuy incentive disappears on Aug 2nd (unless GM extends it), and the colors/options will change and the '05's will start arriving making your selection smaller, but it's just a car. Detroit is building lots of them every day and the dealer will have another deal for you on August 3. The sales staff will try to pin you down today, but you have all the time in the world to find a great deal (unless your current ride is on its last legs or something). And if you are willing to walk away from the Smartbuy, the dealer may sweeten the deal even more to get you to buy today. Steve, Host

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