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The process of buying a new Chevrolet car or truck can seem overwhelming if you don't know where to begin. Edmunds.com can get you started on the right track with a convenient directory of Chevrolet car dealerships in and around Banks, Arkansas. Compare online price quotes on the new or used car, truck, SUV, minivan, or wagon of your choice to locate the best deals. Edmunds.com makes it easy to find trusted Chevrolet car dealers in Banks, saving car buyers time and money on what will be an important purchase.

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Banks, AR Chevrolet Car Consumer Discussions

Re: Looking at buying a new silverado [samhell99]
by trousermouse on Fri Mar 14 12:23:43 PDT 2008
If you credit is good and you plan on financing the best deal is the 0.0 financing for 60 months. That is basically a free loan for 5 years. Forget about the $2000 incentive. Interest rates from banks or credit unions are between 5.5 and 6.5% with good credit. With a $30,000 loan at 6% for 5 years you will spend $4,799.04 in interest on the loan. A lot more than you saved with the $2000 incentive. As for negotiating a price at the dealer, I would not pay more than invoice. There is a $440 Factory to Dealer incentive on most Silverado’s and I would make them give you every penny of it. The sales person may not be aware of the incentive but the sales manager definitely knows so don’t get to rude with the sales person just yet. If they act dumb, print this out and take it with you. http://www.edmunds.com/new/2008/chevrolet/silverado1500/100911251/incentives.htm- - - l?vdp=off&setzip=78759&state=TX Update: Just noticed the Factory to Dealer incentive is only available to residents of the following: LA/OK/TX/Select Counties in AR/KS/MS/MO/NM. Truck and SUV sales are way down and the purpose of the incentive is to stimulate sales. Also, on the invoice you will see LAM Dealer and LAM Group contribution. That isn’t a contribution in your favor and is just a junk advertising fee to give the dealer more profit. Some dealers will drop it if you push hard enough and others won’t. With truck sales down you have pretty good chance of getting them to do it. Give them the price you will pay and stick with it. They will try every trick to get you to budge. Tell them that if they want to sell you a car, that’s the price. If they say no deal, give them a business card or a piece of paper with you phone number and tell them you are going up the road to XYZ dealership and if they change their mind to give you a call. Also make sure you specify when you give them the price that it is $XX,XXX plus TT&L. Otherwise they will try and add other fees to the price. Good luck. Donnie

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