Michigan Cadillac Car Dealers

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MI Cadillac Car Consumer Discussions

Lease or Buy: by ctsfan on Wed Sep 16 23:16:34 PDT 2009; I recently went to a dealer for quotes on the 2009 CTS. The 48 month lease (12,000 mi/year) quote was $540/month and the financing quote (0% for 72 months) to purchase car was $550/month. No money down for either quotes. I've always leased my cars for no more than 39 months. So, is 48 months too long to lease a car (i.e. is it worth it)? Since I've never financed a car for purchase before, is 72 months too long of a time period to finance? HELP!

Lease Payment - $628/mo, MSRP - $62599: by moolie26 on Tue May 20 04:43:19 PDT 2008; Hi - I'm not sure if this the proper place to post this. I am considering a lease on an 2007 Escalade, with an MSRP of $62.5K. This is a lease transfer on a 39 month lease. There are 29 mos remaining on this lease. The car has 4800 miles on it, and is in new condition. The lady had put a considerable down payment on the lease and has now decided that the Escalade is not for her. Her payments are $628/mo (inclusive of tax), with 10K mi/year. With 29 months remaining on this lease, the average miles per month for the remainder of the lease term will be 1000/mo. This seems to be a very good deal to get into an Escalade with the only upfront costs to me being $595 lease transfer fee. Would it be worthwhile to look at new lease options as well, or am i looking at a pretty good deal here. Are there other things i need to consider or should think about in terms of end of lease costs. Thanks in advance for any help.

Did I get a fair deal?: by cjackson2 on Sat Feb 16 03:45:07 PST 2008; OK. nobody jump on me for putting alot down. I know the risks and it was imprtant for me to stay within a monthly budget. Anyway, do you think I got a fair deal? I just leased a 2008 CTS with a window sticker of $39685, I put $4500 down, 10K/mi/yr, 39 mo., for $397 mo. which icludes tax at 7%, I qualify for friends and family discount. Originally I thought it seemed like a fair deal and I ran the numbers thru a lease calculator using 63% risidual value and .00254 MFand the numbers were real close. However, when I study my lease agreement they used alot of fuzzy math to come up with the same number. BTW, the car is awesome. I just hope I got a reasonable deal. Thanks!....CJ

Re: 08 CTS lease question [walkercts]: by topgun7 on Mon Oct 15 22:34:51 PDT 2007; "jhyoo - Over the weekend I got .057 money factor" do you mean 5.7%? GM normally quote interest rate not money factor.. A money factor of 0.057 translate to 13.68% of interest.. It is way too much.. The 69% residual is very good number. I leased an 07 G35 in May and the residual was 66% for 2 yrs/12K mi.. So GM is thinking highley of CTS at this point which make leasing a CTS a good proposition. And if it is a 5.7% interest, it make the car a lease bargain..

Re: 2008 Lease Rates [emanjoe]: by topgun7 on Fri Sep 28 11:40:06 PDT 2007; There is definitely something really screwy in your number. You didn't mention how tax is handled in the state that you live in. Without tax, the lease payment should be around 636 a month assuming that you pay MSRP and your upfront downpayment pay for the vechicle license, acquisition cost etc. The best way to get a better deal is to negotiate with more than one dealer and the residual they quoted you is screwy. I don't know if GM even offer 18K mi/year lease, but the residual would not be the same as 15K mi... May be you can insist on getting a break down on cap cost, interest rate (which you already have), residual (which you have) and additional fee (some document fee and acquisition cost is legit.. but other may not be legit).. Try using this calculator to play around with the number that you get from one or more dealer... http://www.leaseguide.com/calc.htm

Re: Quick Help Needed [tmacguy]: by tmacguy on Tue Feb 15 13:31:56 PST 2005; Got the 2004 V8, AWD, Rear seat DVD system, 3rd row seat, ultra sun roof. Price is $42K (includes about $3000 for customs tax, and shipping), actual price $39,000. The car is new with 6 mi on the odo.   The dealer was excellent. Sent me alone with my wife for the prepurchase test drive, I returned it after an hour, and no complains.   Love, it, really nice. built 3/04. Were there any recalls???

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