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Could you please advise of the money factors and residuals offered on a 2011 Buick Regal CXL with RL4, RL5, or RL6 in New York for a 36 month lease with 15,000 miles? Thanks so much! -B

Hey Mr Car Man: I'm in New York and looking to lease the 2010 Enclave FWD CXL-1. What can you tell me about the November rates from USBank (that's the one that does it in NY in GMAC's place, right?) for the interest rate and residuals on both the 39 months/12K miles/yr and 39 months/15K miles/yr? If possible, can you tell me if they differ b/t the FWD and AWD models? Since it seems that NY is different from other states, would also love to get info on what sort of fees USBank charges in NY and what incentives are available. Much appreciated in advance. FYI, I'm also looking at the Traverse and just posting the identical questions there (but, of course, for the Traverse).

Hey Carman: I'm looking at getting a 2010 enclave AWD 2xl with 15k miles and 3 years also. I am located in Maryland. I see your previous post, but could you tell me if anything has changed for October. I called 2 dealers and they both told me the rate was 1.6% Is that the new rate for October, or are they just trying to get paid on the interest rate also? Also, are they still offering the 2250 cash incentive in October and is the residual still 42%? And, If you know the security deposit for these leases please let me know that also. Is the security deposit required or can they waive it, and is there a minimum credit score needed to qualify for this lease? I am also considering leasing this vehicle and registering it in NY. From my understanding they are leasing through another bank and not gmac in NY. Do you have the lease rate and residual for a NY lease at the same terms above? Thank You

I think that 30% off sticker will be very hard to get. You could try to find ads in the Washington Post or NY Times,or other big city papers. Those advertised priced will probably be near the least you can find. You can always offer that price at a few dealerships,adding a %point or two if unsuccessful.

I don't think you can lease a used car, only new...at least in NY.