Find BMW Dealers in Aurora, Illinois

The only way I can get close to those numbers is: MF: .00190 like you said Residual: 56% of $44170 = $23615.20 Payments = $682.03/mo (including taxes, assuming 36 months, assuming 6.5% tax rate) Due at signing = Only your 1st month payment.. IMO, they're giving you a very low residual considering that it should be 58% for 15K/yr (taken from Roadfly.com forums, lease rates reference for Oct07) 36 Month – Residual 58% of MSRP – .00190 Base Rate Using 58%, will put you at $658/mo ballpark.. The only way to get lower than that, is to jump into 39 months lease (which maintains the same rates and resuduals as 36) and it'll put you into the $618mo ballpark Good luck

Yes, you get charged tax on the full price of the car in IL (and TX as far as i know) for lease, if you have a trade-in, you pay only the difference between the tax of your trade and the tax on the new car (that is by law in IL, so if the sales rep tells you his giving you a credit on the tax because you're his friend, he is full of it).

You should have no problems since it's a contract already in place and in the worst case scenario, you shouls only pay the difference between what you have paid so far and the taxable amount. (full negociated price of the car)

Sorry I missed all the action, but indeed you got a very good deal, enjoy. My wife is actually thrilled with hers, every single day, she makes comments of how she likes the X3.

Awesome man!!, congrats, that's a great package there. You have been negotiating a very decent deal. About the rate, the only option I'd suggest is going through http://www.lendingtree.com/, just to see what they come up with. Also, remember that if rates drop (very unlikely), you can still re-finance before the 1st year and the car will still be considered new, therefore, getting new car rates, that usually are like .5% better than re-finance rates.